Spends · category 10 of 15
Which credit cards still earn on Travel — September 2026
Of the 1119 cards on the desk, 73 publish a rule for travel — and 12 of those pay ABOVE the card's own normal rate here, against 35 at full rewards. The rest: 13 capped, 4 at a reduced rate, 9 earn nothing. Every one is below, with the cap, the MCC and the rate a swipe actually returns.
what the counts mean fold that back up
Which credit card is best for travel spends in India?
Unity Bank BharatPe Credit Card (Unity Small Finance Bank) pays 2.00% on travel — the best rate of any card with a published rule here. 73 cards publish one, 9 of which earn nothing at all.
MCC 4511, 7011, 4722, 4112, 4121, 4131, 4111, 7512 · 73 cards read line by line · rates at our house ₹/point
The three that actually pay
Ranked by what ₹100 of travel returns — first-tier earn × this category's published treatment × our ₹/point. The same math the wallet winner ranks your own cards by.
- 01 Unity Bank BharatPe Credit Card
Earns the full 2%. Airlines, hotels and the whole transport block earn like anything else — this card's travel value is the lounge quota (2 domestic visits a calendar quarter plus 2 outside India a year, KFS §E), not a travel accelerator
2.00% full earn - 02 Myntra Kotak
5% at Cleartrip as a preferred partner, sharing the same ₹1,000 per-cycle ceiling; no other travel accelerator existed
1.25% accelerated a slice of this category pays MORE — see the rule - 03 Paytm HDFC Bank Select
5% CashPoints on Paytm Travel, a named category in the card's own Merchant-ID annexure, inside the 1,500-CashPoint monthly cap on the whole Paytm bucket
1.00% capped up to a monthly cap — see the rule
Every card with a published rule
73 cards
Accelerated first, then full earners, then capped, then reduced, then the zeroes — each block by the rate it returns here. The rule text is the issuer's own, quoted from the document we read.
| Card | Earns | Rate here | The cap, and the rule it comes from |
|---|---|---|---|
| Myntra Kotak Kotak Mahindra Bank | accelerated | 1.25% | 5% at Cleartrip as a preferred partner, sharing the same ₹1,000 per-cycle ceiling; no other travel accelerator existed |
| Fibe Axis Bank Credit Card Axis Bank | accelerated | 1.00% | 3% on the local-commute codes — 4121 taxicabs and limousines, 4131 bus lines, 4111 local and suburban transport, 7512 car rental. Flights and hotels are not on the list and earn the 1% base |
| Flipkart Axis Bank Credit Card Axis Bank | accelerated | 1.00% | Cleartrip is a named co-brand partner at 5%, capped at ₹4,000 a statement quarter, and that cap is separate from Flipkart's |
| Axis Bank Freecharge Plus Axis Bank | accelerated | 1.00% | 2% on local commute only — MCC 4111 (local transit), 4121 (taxis and limousines), 4131 (bus lines) and 7512 (car rental), which Axis glosses as Ola and Uber. Airlines and hotels earn the 1% base |
| Paytm HDFC Bank Digital HDFC Bank | accelerated | 1.00% | 2% on Uber, sharing the ₹250-a-month ceiling with Swiggy. Airlines and hotels earn the 1% base |
| Paytm HDFC Bank HDFC Bank | accelerated | 1.00% | Paytm travel sits inside the 3% Paytm bucket, capped at 500 CashPoints a calendar month; separately, redemption of travel CashPoints is capped at 50,000 points a month |
| Swiggy Ornge HDFC Bank Credit Card HDFC Bank | accelerated | 1.00% | 5% at the online travel agents HDFC names — Paytm Travel, EaseMyTrip, Ixigo, Yatra, Ibibo and Cleartrip (MCC 4111, 4112, 4121, 4131, 4722, 7011) — inside the shared ₹1,500 ceiling. Airline and hotel spend outside those merchants earns 1% |
| Swiggy BLCK HDFC Bank Credit Card HDFC Bank | accelerated | 1.00% | 5% at the online travel agents HDFC names — Paytm Travel, EaseMyTrip, Ixigo, Yatra, Ibibo and Cleartrip (MCC 4111, 4112, 4121, 4131, 4722, 7011) — inside the online leg's own ₹1,500 ceiling. Airline and hotel spend elsewhere earns 1% |
| RBL Paisabazaar Duet Plus RBL Bank | accelerated | 1.00% | 2.5% cashback on travel, capped at ₹200 a month shared with dining — so about ₹8,000 of combined travel and dining a month exhausts the rung. But "Railways" (MCC 0066, 4011, 4112) sits on this card's own ineligible-MCC table, so train tickets earn neither the 2.5% nor the 1% |
| PhonePe SBI Card PURPLE SBI Card | accelerated | 1.00% | 3 Reward Points per ₹100 on travel booked inside the PhonePe app, sharing the 750-point non-insurance monthly ceiling |
| Axis Bank Titanium Smart Traveller Axis Bank | accelerated | 0.20% | 4 EDGE REWARD Points per ₹200 on hotels, holiday packages, airlines, train and bus bookings in India — double the base rate, worth about 0.4% at the catalogue rate |
| RBL Cookies RBL Bank | accelerated | 0.20% | 10% cashback on Uber — ₹300 a month, inside the ₹900 all-brand ceiling, transactions above ₹100 only. Airlines, hotels and OTAs earn the ordinary rate; "Railways" (MCC 0066, 4011, 4112) earns nothing |
| Unity Bank BharatPe Credit Card Unity Small Finance Bank | full earn | 2.00% | Earns the full 2%. Airlines, hotels and the whole transport block earn like anything else — this card's travel value is the lounge quota (2 domestic visits a calendar quarter plus 2 outside India a year, KFS §E), not a travel accelerator |
| CASHBACK SBI Card SBI Card | full earn | 1.00% | Airlines, hotels and OTAs earn the ordinary rate — 5% booked online, 1% at a physical counter. RAILWAYS ARE THE EXCEPTION and earn nothing: MCC 4011 and 4112 are on the exclusion table |
| Axis Bank SuperMoney RuPay Axis Bank | full earn | 1.00% | No travel accelerator — travel earns the 1% base, and there is no lounge |
| RBL Paisabazaar Duet RBL Bank | full earn | 1.00% | Airlines, hotels and OTAs pay the full 1%; "Railways" (MCC 0066, 4011, 4112) is on the ineligible table and pays nothing |
| SBM MobiKwik First Credit Card SBM Bank (India) | full earn | 1.00% | On no exclusion list; earns the flat 1%. There is no travel accelerator and no lounge benefit on this card |
| Paisabazaar Paisa Plus Credit Card SBM Bank (India) | full earn | 1.00% | On no exclusion list; a flight or hotel booked online earns 1.5% at the ₹10,000-deposit tier. There is no travel accelerator and no lounge benefit |
| CUB CSK Master World City Union Bank | full earn | 1.00% | 2X — CUB's §2.3 accelerator is "Travel, Flight Bookings, and Hotel Bookings", worked in its own illustration as "Travel Spend of ₹10,000 → Base = 100 RP → Final (2X) = 200 RP", i.e. 2 RP per ₹100 = 2.0% at the World variant's ₹1.00 point. Airline (4511), hotel (7011) and travel-agency (4722) MCCs appear NOWHERE on the exclusion table. CUB does not publish the MCC list that defines the accelerator, only the category names |
| CUB SRH Master World City Union Bank | full earn | 1.00% | 2X on "Travel, Flight Bookings, and Hotel Bookings" — 2 RP per ₹100, worth 2.0% at the World variant's ₹1.00 point. Airline (4511), hotel (7011) and travel-agency (4722) MCCs are on no exclusion list |
| Axis Bank Cashback Axis Bank | full earn | 0.75% | THE TRAP ON THIS CARD: travel is excluded from the online accelerator ladder BY NAME and falls back to the card's ordinary base rate — airlines, 4722 agencies, 4011/4214/4411/4582/4723/4761/4789/7523/7524, travel rental and 4112 railways. A flight booked online earns three-quarters of one percent, exactly what a card-present swipe at a supermarket earns |
| CUB CSK Master Platinum City Union Bank | full earn | 0.60% | Base rate only — NOT accelerated. The 2X on "Travel, Flight Bookings, and Hotel Bookings" belongs to §2.3, the Master World, and this variant's §2.2 list is retail and dining instead. Airline (4511), hotel (7011) and travel-agency (4722) MCCs are on no exclusion list, so they earn the full 1 RP per ₹125 = 0.6% |
| CUB SRH Master Platinum City Union Bank | full earn | 0.60% | Base rate only. The 2X on travel, flights and hotels is §2.3, Master World only. Airline (4511), hotel (7011) and travel-agency (4722) MCCs are on no exclusion list, so they earn 1 RP per ₹125 = 0.6% |
| Paytm HDFC Bank Mobile HDFC Bank | full earn | 0.50% | No travel accelerator at all — travel earns this card's ordinary base rate, which is itself half what the Paytm Digital and Paytm Business cards pay on the same spend |
| Kotak Cashback+ Kotak Mahindra Bank | full earn | 0.50% | No travel accelerator and no lounge — travel earns the 0.5% base |
| Kotak Cashback+ Prime Kotak Mahindra Bank | full earn | 0.50% | No travel accelerator and no lounge — travel earns the 0.5% base |
| ICICI Bank NRI Coral ICICI Bank | full earn | 0.50% | Earns the base rate; transportation transactions above ₹50,000 draw a 1% fee w.e.f. 15 Jan 2026 (MCC 4111, 4112, 4784, 4131). |
| ICICI Bank NRI Sapphiro ICICI Bank | full earn | 0.50% | Earns the base rate domestically; transportation transactions above ₹50,000 draw a 1% fee w.e.f. 15 Jan 2026 (MCC 4111, 4112, 4784, 4131). |
| RBL Platinum Delight RBL Bank | full earn | 0.50% | Airlines, hotels and OTAs earn and count toward the waiver; "Railways" (MCC 0066, 4011, 4112) does neither |
| RBL Platinum Max RBL Bank | full earn | 0.50% | Airlines, hotels and OTAs are absent from the exclusion table and earn the base 2 RP/₹100 — but "Railways" (MCC 0066, 4011, 4112) is ON it since 15-Oct-2024, so train tickets earn nothing |
| RBL Platinum Prime RBL Bank | full earn | 0.50% | Airlines, hotels and OTAs earn the base 2 RP/₹100; "Railways" (MCC 0066, 4011, 4112) is on the exclusion table since 15-Oct-2024 and earns nothing |
| CUB CSK RuPay Platinum City Union Bank | full earn | 0.33% | Base rate only — NOT accelerated. This variant's §2.1 accelerator list has no travel entry at all; the 2X on "Travel, Flight Bookings, and Hotel Bookings" is §2.3, Master World only. Airline (4511), hotel (7011) and travel-agency (4722) MCCs are on no exclusion list, so they earn 1 RP per ₹150 = 0.33% |
| CUB SRH RuPay Platinum City Union Bank | full earn | 0.33% | Base rate only. §2.1 lists no travel accelerator; the travel/flight/hotel 2X is §2.3, Master World only. Airline (4511), hotel (7011) and travel-agency (4722) MCCs are on no exclusion list and earn 1 RP per ₹150 = 0.33% |
| RBL Platinum ShopGain RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn the ordinary rate; "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL Platinum Plus RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn 1 RP/₹100 (2X online, capped at 1,000 RP); "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL Platinum Choice RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn 1 RP/₹100 (2X online, capped); "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL Platinum Advantage RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn 1 RP/₹100; "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL Binge RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn 1 RP/₹100 and pick up the 12-RP online rung when booked online; "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL Shoprite RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn the base rate and count toward the waiver; "Railways" (MCC 0066, 4011, 4112) does neither |
| RBL Movies and More RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn 1 RP/₹100 and count toward both milestones; "Railways" (MCC 0066, 4011, 4112) does neither |
| RBL Patanjali Vishisht RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn the base rate and count toward the milestone; "Railways" (MCC 0066, 4011, 4112) does neither |
| RBL Bank DMI Finance RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn (2 RP/₹100 booked online) and count toward the milestone — but "Railway" heads this card's exclusion list, so a train ticket does neither |
| RBL BankBazaar SaveMax RBL Bank | full earn | 0.25% | Airlines, hotels and OTAs earn the base 1 RP/₹100; "Railways" (MCC 0066, 4011, 4112) was excluded in the 15-Oct-2024 wave |
| RBL MyFirst RBL Bank | full earn | 0.06% | Airlines, hotels and OTAs earn the base rate; "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| RBL EasySaver RBL Bank | full earn | 0.06% | Airlines, hotels and OTAs earn the base 1 RP per ₹400; "Railways" (MCC 0066, 4011, 4112) is excluded since 15-Oct-2024 |
| DCB PayLess Select Credit Card DCB Bank | full earn | — | On no exclusion list; counts toward the quarterly milestone at face value |
| DCB PayLess Platinum Credit Card DCB Bank | full earn | — | On no exclusion list; counts toward the quarterly milestone at face value. The card's travel benefit is the lounge quota, not an accelerator |
| Paytm HDFC Bank Select HDFC Bank | capped | 1.00% | 5% CashPoints on Paytm Travel, a named category in the card's own Merchant-ID annexure, inside the 1,500-CashPoint monthly cap on the whole Paytm bucket |
| HDFC PIXEL Go HDFC Bank | capped | 1.00% | 5% CashPoints on SmartBuy Flights, Hotels, Bus and Rail on full payment, capped at 500 CashPoints a calendar month and not clubbable with the 1% |
| Swiggy HDFC Bank Credit Card HDFC Bank | capped | 1.00% | Local cabs are on the 5% online MCC list, inside its ₹1,500-a-cycle ceiling; flights, hotels and OTAs are on neither the 10% nor the 5% list and fall to 1%, capped at ₹500 a billing cycle |
| Standard Chartered Smart Standard Chartered | capped | 1.00% | A flight or hotel booked online earns 2% inside the ₹1,000 monthly cap; the same booking made offline earns 1% inside the ₹500 cap. SC names no travel exclusion and no travel accelerator on this card |
| ICICI Bank HPCL Coral Credit Card ICICI Bank | capped | 0.50% | From 1-Feb-2026 ICICI caps reward points on transportation transactions at ₹10,000 a statement cycle for the HPCL and Coral families — this card is named in both halves of that row |
| ICICI Bank Platinum Chip Credit Card ICICI Bank | capped | 0.50% | NEW: from 1-Feb-2026 ICICI caps reward points on "Transportation Transaction" at ₹10,000 a statement cycle for Platinum, HPCL, Coral, ManU, CSK, Expressions, Parakram and Secured Platinum — a quarter of the utility ceiling and half of what Rubyx, Sapphiro and the Emeralde pair get |
| ICICI Bank Parakram Select ICICI Bank | capped | 0.50% | 2 RP per ₹100, but the MITC caps reward points on transportation MCCs at ₹10,000 a statement cycle for the tier naming "Parakram" (w.e.f. 1 Feb 2026) |
| ICICI Bank Coral against FD ICICI Bank | capped | 0.50% | Reward points on transportation MCCs are capped at ₹10,000 a statement cycle for the Coral tier (w.e.f. 1 Feb 2026) |
| ICICI Bank Rubyx against FD ICICI Bank | capped | 0.50% | Reward points on transportation MCCs are capped at ₹20,000 a statement cycle for the Rubyx tier (w.e.f. 1 Feb 2026) |
| HDFC Bank UPI RuPay HDFC Bank | capped | 0.25% | Not on the exclusion list — 1 CashPoint per ₹100 in the "other spends" bucket, capped at 500 CashPoints a calendar month |
| ICICI Bank Parakram ICICI Bank | capped | 0.25% | 1 RP per ₹100, but the MITC caps reward points on transportation MCCs at ₹10,000 a statement cycle for this card's tier (w.e.f. 1 Feb 2026) |
| PhonePe HDFC Bank Ultimo HDFC Bank | capped | — | 10% Reward Points on flights, bus, trains and hotels booked in the PhonePe app (MCCs 4112, 4511, 4722), inside the same 1,000-point monthly cap |
| PhonePe HDFC Bank Uno HDFC Bank | capped | — | 2% Reward Points on flights, bus, trains and hotels booked in the PhonePe app, inside the same 500-point monthly cap |
| Utkarsh Eternal Credit Card Utkarsh Small Finance Bank | reduced | rate unpublished | Split by Utkarsh's own ineligible list — 'Railway' and 'Transport' are ineligible and earn zero, so rail bookings and transit spend pay nothing. Airline and hotel spend is not named on the list and earns the card's normal flat rate |
| Utkarsh Rhodium Credit Card Utkarsh Small Finance Bank | reduced | rate unpublished | Split by Utkarsh's own ineligible list — 'Railway' and 'Transport' are ineligible and earn zero, so rail bookings and transit spend pay nothing. Airline and hotel spend is not named on the list and earns the card's normal flat rate |
| Utkarsh SmartGen Credit Card Utkarsh Small Finance Bank | reduced | rate unpublished | Split by Utkarsh's own ineligible list — 'Railway' and 'Transport' are ineligible and earn zero, so rail bookings and transit spend pay nothing. Airline and hotel spend is not named on the list and earns the card's normal flat rate |
| Axis Bank Shoppers Stop Credit Card Axis Bank | reduced | rate unpublished | Split by Axis's own list, and the T&C's worked table shows both halves. Airline spend earns the base rate — the example books an airline purchase and credits it — while transportation, bridge fees, road fees and tolls are named on the excluded list and earn nothing. Hotels are named nowhere, so they fall to the base rate |
| AU LIT Credit Card AU Small Finance Bank | earns nothing | — | AU's LIT T&C defines travel as MCC 4112, 4131, 4511, 4722, 4723 and the airline codes for its cashback feature — but the Altura Plus notice that "With effect from 1st April 2026, Reward Points accrual on Transportation Merchant Category Codes will be discontinued" reaches AU's transportation block (MCC 4111, 4112, 4784) bank-wide, so rail and local transit no longer earn. Air, hotel and OTA spend sits outside that block and earns; AU also charges 1% fair-usage on transportation past 50% of the limit or ₹25,000 a month from 14-Jun-2026, excluding IRCTC and its marquee travel partners — flag, AU has not published one combined statement |
| AU Altura Plus Credit Card AU Small Finance Bank | earns nothing | — | Zero Reward Points on transportation since 1-Apr-2026 — AU's own dated notice on this page: "With effect from 1st April 2026, Reward Points accrual on Transportation Merchant Category Codes will be discontinued." AU's MITC defines Transportation as MCC 4111 (local and suburban commute), 4112 (passenger railways) and 4784 (tolls and bridge fees), and from 14-Jun-2026 charges 1% fair-usage on it past 50% of the limit or ₹25,000 a month, excluding IRCTC and marquee travel partners. Airline, hotel and OTA spend falls outside that block and still earns |
| Suryoday SFB RuPay Platinum Suryoday Small Finance Bank | earns nothing | — | Suryoday's "Transport" group — MCCs 4111, 4119, 4121, 4131, 4214, 4784 and 4789 — earns nothing, and railway (4112) is listed separately and is also excluded. That covers local and suburban transit, taxis and limousines, buses, freight carriers, tolls and bridge fees. AIRLINES AND HOTELS ARE ON NEITHER LIST, so an air ticket or a hotel bill earns the full 0.5% |
| Suryoday SFB RuPay Select Suryoday Small Finance Bank | earns nothing | — | The Transport group — 4111, 4119, 4121, 4131, 4214, 4784, 4789 — and railway 4112 earn nothing. Airlines and hotels are on neither list and earn the full 0.5%, which matters more on this tier because Suryoday markets it with flight discounts and an unquantified lounge claim |
| RBL Bank Shoppers Stop Black RBL Bank | earns nothing | — | Railways are struck out by name (MCC 0066, 4011, 4112). From 07 Jan 2026 a 1% fee also applies to FASTag loading and toll transactions above ₹10,000 (MCC 4784, 4111, 4131) |
| RBL Bank Shoppers Stop Platinum RBL Bank | earns nothing | — | Railways are struck out by name (MCC 0066, 4011, 4112); from 07 Jan 2026 a 1% fee applies to FASTag and toll transactions above ₹10,000 |
| RBL Bank Shoppers Stop Gold RBL Bank | earns nothing | — | Railways are struck out by name (MCC 0066, 4011, 4112); from 07 Jan 2026 a 1% fee applies to FASTag and toll transactions above ₹10,000 |
| RBL Bank novio RBL Bank | earns nothing | — | Railways earn nothing — MCC 0066, 4011 and 4112. No other travel exclusion, and no travel accelerator either |
| RBL vCard RBL Bank | earns nothing | — | Railways earn nothing — MCC 4112, 4011 and 4111 |
Not published
1040 cards on the desk have no rule we could read for travel. They are named here rather than guessed into the ranking above — an unread rule is not a full-earn rule.
Name all 1040
HDFC Infinia MetalAxis Magnus for BurgundyICICI Emeralde Private MetalHDFC Diners Club Black MetalAxis OlympusAxis Burgundy PrivateHSBC Premier (Metal)IDFC FIRST PrivateMarriott Bonvoy HDFC BankAxis MagnusIDFC FIRST GajBOBCARD Etihad Guest PremiumHDFC Biz Black MetalHDFC Regalia GoldHDFC BizPowerIDFC FIRST MayuraIndusInd TigerRBL NovaHSBC TravelOneIDFC FIRST AshvaKotak Air+ PrimeKotak Air+Standard Chartered BeyondStandard Chartered UltimateIndusInd PIONEER PrivateDBS AltitudeDBS Spark 5 Credit CardDBS Spark 10 Credit CardDBS Spark 20 Credit CardIDFC FIRST Diamond ReserveKrisFlyer SBI Card APEXStandard Chartered Priority Visa InfiniteBandhan Bank Lumina Credit CardBandhan Bank Flare Credit CardBandhan Bank Ignite Credit CardBandhan Bank Sparks Credit CardAxis Bank ReserveICICI Times BlackYES PrivateYES Private PrimeAxis HorizonYES Bank MarqueeHDFC Diners Club PrivilegeHSBC PrivéAxis Bank PRIMUSHSBC TajAxis Miles & More World SelectScapia (Federal Bank)Scapia (Axis Bank)Edge CSB Bank RuPay Credit CardEdge+ CSB Bank RuPay Credit Cardixigo AUIndusInd Avios Visa InfiniteBOBCARD Etihad GuestTata Neu Infinity HDFC BankTata Neu Infinity SBI CardIndiGo IDFC FIRST Dual Credit CardSBI Card MILES PRIMEAU CA MetalAU CSHSBC Live+HSBC RuPay CashbackEquitas PowerMilesIDBI Bank LIC Eclat SelectEquitas Selfe Credit CardBOBCARD EternaBOBCARD TiaraAxis Miles & More WorldAxis Bank SELECTKotak AirAmazon Pay ICICI BankIDBI Bank Euphoria WorldIDBI Bank Royale SignatureIndus SolitaireHSBC PlatinumHSBC RuPay PlatinumRBL Platinum MaximaIDBI Bank WinningsRBL Platinum Maxima PlusTVS Credit RBL Bank GoldAdani One ICICI Bank SignatureAdani One ICICI Bank PlatinumIndiGo SBI Card ELITEIndiGo Kotak Premium Credit CardIndiGo Axis Bank Premium Credit CardEmirates Skywards ICICI Bank EmeraldeIDFC FIRST WOW! BlackIDFC FIRST WOW!Niyo Global SBM Credit CardYES Bank RESERVYES Bank ELITE+RBL iGlobeSpiceJet Axis Bank Voyage BlackKotak SolitaireSBI Card MILES ELITEIndiGo SBI CardIndiGo Kotak Credit CardRBL IconYES EssenceEazyDiner IndusInd SignatureTata Neu Plus HDFC BankTata Neu Plus SBI CardRBL World SafariRBL World Safari LiteRBL Platinum EdgeRBL World Safari PlusKrisFlyer SBI CardRBL Insignia Preferred Banking World CardShoppers Stop Black HDFC BankEmirates Skywards ICICI Bank SapphiroSBI Card ELITEMakeMyTrip ICICI BankMakeMyTrip ICICI Bank PlatinumAxis Bank PrivilegeKotak WhiteKotak Zen SignatureKotak White ReserveRBL Bank Patanjali SwarnTVS Credit RBL BankRBL Bank BlockbusterRBL Platinum LifeEasyAU AnantaIndusInd LegendKotak NRI Royale SignatureAU ZenithSBI Card PRIMEStandard Chartered RewardsSpiceJet Axis Bank VoyageIndianOil Axis Bank PremiumIndiGo Axis Bank Credit CardIDFC FIRST WealthSBI Card MILESIDFC FIRST SelectIRCTC SBI Card PremierIRCTC SBI Platinum CardIndusInd Pinnacle WorldRBL Signature BankingRBL Aspire BankingICICI SapphiroUnion Bank UNICORNRBL ApexICICI Bank RubyxBOBCARD PremierIndusInd CelestaICICI Bank EmeraldeUnion Bank NEXTERIAAU VettaFederal Bank ImperioIRCTC HDFC Bank Credit CardIRCTC RBL Bank Credit CardIRCTC BOBCARDBPCL SBI Card OCTANESBI Card PULSEHPCL ENERGIE BOBCARDUnion Bank DIVAA ICONStandard Chartered EaseMyTripUnion Bank RuPay SelectUnion SparshBOBCARD Uni GoldXslice UPI Credit CardICICI Bank CoralYES Bank SELECTYES Bank BYOC (Rewards)YES Bank Zagg Credit CardICICI Bank ExpressionsICICI Bank HPCL Super SaverUnion JCB WellnessUnion JCB HealthUnion Bank RuPay PlatinumKotak League PlatinumDBS VantageFederal Bank CelestaFederal Bank SignetIndusInd IndulgeIndusInd CrestIndusInd Pioneer LegacyIndusInd Pioneer HeritageAxis Bank My ZoneLIC Axis Bank SignatureAxis Bank ACEAxis Bank REWARDSYES Bank Wellness PlusSamsung Axis Bank SignatureAxis Bank NEOSimplyCLICK SBI CardAU Zenith+AU Bank Traverse Credit Card (NRI)AU Bank NOMO Credit CardRBL LumièreSBI AURUMHDFC Bank MillenniaHDFC Bank PIXEL PlayHDFC Bank FreedomIDFC FIRST MillenniaIDFC FIRST ClassicLIC IDFC FIRST SelectIDFC FIRST HPCL Power+Flipkart SBI CardIDFC FIRST SWYPTitan SBI CardReliance SBI Card PRIMELandmark Rewards SBI Card PRIMEApollo SBI Card SELECTCRED IndusInd Bank RuPay Credit CardIndusInd Platinum Aura EdgeDBS SuperXDBS SuperX PlusStandard Chartered Super Value TitaniumKotak UPI RuPayAxis Bank FreechargeAxis Bank KwikAxis Bank My WingsAxis Bank My Zone EasyAxis Bank PlatinumAxis Bank Pride PlatinumAxis Bank Pride SignatureBPCL SBI CardHDFC Bank BizGrowGoogle Pay Flex Axis BankIndianOil HDFC Bank Credit CardIndianOil Kotak Credit CardIndianOil Axis Bank Credit CardIOB VISA Signature Credit CardIOB VISA Platinum Credit CardIndusInd Bank Nexxt Credit CardKotak811 Super Money CardSimplySAVE SBI CardHDFC Bank MoneyBack+Landmark Rewards SBI Card SELECTLandmark Rewards SBI CardReliance SBI CardShoppers Stop HDFC BankLIC Axis Bank PlatinumICICI Bank Instant PlatinumEazyDiner IndusInd PlatinumIndusInd ePay AmexIndusInd DuoIndusInd PlatinumIndusInd Platinum RuPayKotak811 Dream DifferentKrishak Unnati SBI CardUtkarsh superCardRBL Platinum BonusRBL Platinum TravelEasyRBL Platinum ValuePlusRBL Platinum ShopSmartRBL Platinum ShopDailyRBL Bank PLAYRBL Bank QuickPayRBL Bank SalarySe UPRBL BankBazaar SaveMax ProRBL World XclusiveRBL World SelectRBL Bank LazyPayRBL JalsaSBI Card PRIME NRI SecuredHDFC Bank UPI RuPay Mega SaverHDFC Bank GIGA BusinessHDFC Bank Micro Enterprise BusinessIndusInd Samman RuPayIndusInd Jio-bp Mobility+ICICI Diamant WorldICICI Emeralde PrivateYES PaisaSaveYES PaisaSave RuPayYES Bank ACEYES Bank WellnessYES Bank FinBoosterYES FinBooster RuPayYES Bank anQ PiYES Prosperity CashbackYES Prosperity Cashback+YES Bank UniYES Bank KlickYES Bank POP-CLUBYES Prosperity Edge (NRI)Kotak 811 Credit CardPVR INOX KotakKotak BizBOBCARD CashbackSnapdeal BOBCARDBOBCARD SelectBOBCARD EasyICAI Exclusive BOBCARDICSI Diamond BOBCARDCMA One BOBCARDVarunah Premium BOBCARDVarunah Plus BOBCARDVarunah BOBCARDIndian Army YODDHA BOBCARDAssam Rifles SENTINEL BOBCARDCoast Guard RAKSHAMAH BOBCARDBOBCARD VIKRAMPRAGATI BOBCARD (RRB)Nainital Bank RENAISSANCEPM SVANidhi BOBCARDAU Altura Credit CardAU Kosmo Credit CardAU Tejas Credit CardAU Laksya Credit CardAU SPONT Credit CardAU Prathama Credit CardAU InstaPay RuPay Credit CardAU Xcite Ultra Credit CardAU Xcite Ace Credit CardAU Xcite Credit CardPaytm AU Credit CardCheQ AU Credit CardAU Zaggle Credit CardDhi CUB Visa SignatureCUB Dhi FD-Backed / CampusCUB KavachUnion UNI-CARBONUnion Bank VISA SignatureUnion Bank VISA PlatinumUnion Bank VISA GoldUnion Bank PM SVANidhiIndiGo IDFC FIRST SecuredIDFC FIRST Hello CashbackLIC IDFC FIRST ClassicIDFC FIRST Quantum+IDFC FIRST EA₹NIDFC FIRST HPCL PowerIDFC FIRST Digital RuPayAirtel Axis Bank Credit CardAxis Bank Privilege EasyIndianOil Easy Axis BankJ&K Bank Eminent CardKVB Honour Credit CardFederal RuPay Wave Credit CardJ&K Bank Platinum CardKVB Platinum Credit CardBandhan Bank Flash Credit CardTMB Platinum Credit CardTMB Titanium Credit CardTMB Wings (RuPay) Credit CardTMB Phoenix (RuPay) Credit CardDhanlaxmi Bank Namaste Credit CardStandard Chartered Platinum RewardsStandard Chartered ManhattanStandard Chartered DigiSmartIDBI Bank Aspire PlatinumIDBI Bank Imperium PlatinumIDBI Bank LIC LumineESAF INORI RuPay PlatinumDCB Niyo Global Credit CardDCB novio Credit Card (RuPay Select)DCB ZET Credit CardDCB novio Credit Card (RuPay Platinum)Paisabazaar Step-Up SBM Credit CardSBM novio Credit CardSBM Magnet Credit CardSBM Kredit.Pe Credit CardAditya Birla Capital AU ProIndianOil RBL Bank Credit CardIndianOil RBL Bank XTRA Credit CardDhanlaxmi Bank RuPay Dhan SamriddhiDhanlaxmi Bank RuPay Dhan VriddhiIndian Bank PM SVANidhiUtkarsh Wish Credit CardHDFC Bank Corporate PlatinumHDFC Bank Corporate PremiumHDFC Bank Business Corporate RegaliaHDFC Bank Business Corporate MoneyBackHDFC Bank SAP Concur BlackHDFC Bank Purchase PremiumHDFC Bank Purchase MoneyBackHDFC Bank Purchase RewardHDFC Bank Purchase CardSBI Card Vyapaar UnnatiSimplySAVE Merchant SBI CardAxis Bank Business Supreme VisaAxis Bank Business Supreme MastercardAxis Bank Corporate Credit CardAxis Bank Executive CorporateICICI Bank Business Advantage BlackICICI Bank Business Advantage BlueICICI Bank Platinum Business CardICICI Bank Corporate PlatinumICICI Bank Business Ascent AmexICICI Bank Business Essential AmexSBI Signature Corporate CardSBI Platinum Corporate CardICICI Bank Gold Business CardICICI Bank Corporate GoldICICI Bank Business Micro Credit CardKotak Solitaire BusinessKotak Corporate PlatinumKotak Corporate Wealth SignatureIndusInd eSvarna CorporateIndusInd Contactless CorporateIndusInd Fortuna PrimaIndusInd Fortuna AdvantEdgeIndusInd ODCC Linked Credit CardIDFC FIRST CorporateIDFC FIRST Business MultiplierNainital Bank RENAISSANCE BOBCARDBOBCARD SwavlambanUJJIVAN SFB Platinum BOBCARDUJJIVAN SFB Elite BOBCARDBOBCARD EMPOWERYES Bank BYOC (Cashback)YES First BusinessYES Prosperity BusinessYES Bank AI InsideSaraswat RuPay PlatinumSaraswat Secured RuPay PlatinumYES AI Inside RuPay VirtualRBL Corporate T&E PlatinumRBL Corporate T&E GoldRBL RazorpayX Corporate T&ERBL Corporate Purchase Procure+RBL RazorpayX Corporate PurchaseRBL Corporate Purchase Tax+Kotak Travel AgentKotak Privy League Platinum CorporateKotak Corporate GoldKotak Corporate ClassicKotak Corporate BasicFed StarBiz Credit CardAmex Green Corporate CardAmex Gold Corporate CardAmex Platinum Corporate CardIndusInd Saarthi BusinessIndusInd Vrddhi BusinessICICI Bank AlumniIDFC FIRST PurchaseIDFC FIRST Business MaxIDFC FIRST Micro EnterpriseIDFC FIRST BusinessAU Corporate Credit CardAU Purchase Credit CardAU Business Cashback Credit CardPNB KiwiSBM ZET Credit CardCUB SalarySe Level UPCUB SalarySe Level UP VirtualUnity Bank RoarbankEquitas Selfe SecuredEquitas PowerMiles SecuredTMB Vertex Credit CardTMB VIBE360 Credit CardKVB Eternis Credit CardKVB Altura Credit CardKVB Samara Credit CardKVB Aura Credit CardJ&K Bank Gold CardJ&K Bank Corporate CardKVB Corporate Credit CardJ&K Bank Platinum PrivilegeCanara Bank VISA CorporatePNB VISA ClassicPNB VISA GoldPNB VISA PlatinumPNB Corporate VISAPNB RRB Co-branded RuPay SelectPNB Braille RuPay SelectPNB General Credit Card RuPay PlatinumPNB Merchant Credit Card RuPay PlatinumUnion Bank VISA Business Platinum CorporateUnion MSMEEquitas TigaYES BANK RuPay VirtualYES BANK EMIYES BANK novioYES BANK novio RuPay VirtualYES Bank Uni RuPay VirtualHSBC Corporate Travel and EntertainmentAditya Birla Capital AU BizAditya Birla Capital AU FlexAditya Birla Capital AU NxtHSBC Corporate Purchasing CardAxis Bank Purchase CardAxis Bank Purchase Reward CardHDFC Bank Central Travel Account CardHDFC Bank TMC Credit CardHDFC Bank Dealer Credit CardHDFC Bank Fleet Credit CardAxis Bank Purchase Control Virtual CardAxis Bank Central Travel Account CardICICI Bank Purchase CardICICI Bank Dual Billing Purchase CardICICI Bank Utility Purchase CardICICI Bank CTA CardSBI Central Travel Account CardSBI Corporate Virtual CardSBI Corporate Purchase CardSBI Corporate Utility CardKotak Purchase Credit CardKotak Virtual Purchase Credit CardKotak Central Travel Account Credit CardKotak Shorter Billing Cycle Credit CardAmerican Express Business Travel AccountAmerican Express Corporate Purchasing CardHSBC Central Travel CardHSBC Virtual Card for BusinessBOBCARD Easy (FD Backed)BOBCARD Select (FD Backed)BOBCARD Premier (FD Backed)Union Bank Micro EnterpriseIB-VISA-BusinessYES First CorporateYES Bank Zaggle CorporateYES Prosperity Purchase Credit CardYES BANK RazorpayX Purchase Credit CardAmex Platinum TravelAmex Platinum ChargeAmex Membership Rewards CardAmex Platinum ReserveScapia (BOBCARD)Amex SmartEarnPNB LUXURA Metal (RuPay)PNB LUXURA Metal (Visa Infinite)PNB Zaggle TwinCanara Bank Select / World / SignatureCanara Bank PlatinumPNB SALARY RuPay SelectPNB BLISSPNB SALARY RuPay PlatinumPNB EMT RuPay PlatinumPNB RuPay PlatinumPNB Patanjali RuPay SelectPNB RuPay MillennialPNB Visa SignaturePNB RuPay SelectAmex Gold ChargeRBL World PlusRBL World PrimeRBL World MaxOneCard MetalFlipkart Axis Bank Super ElitePaytm SBI Card SELECTPhonePe SBI Card SELECT BLACKPaytm SBI CardKVB SBI Signature CardKVB SBI Platinum CardSouth Indian Bank SBI Platinum CardApollo SBI CardShaurya SBI CardDoctor's SBI CardShaurya Select SBI CardSBI Card UnnatiDelhi Metro SBI CardCentral SBI Select CardIndian Overseas Bank RuPay SelectIndian Overseas Bank RuPay PlatinumIndian Overseas Bank RuPay ClassicRBL Platinum ClassicRBL PopcornHDFC Bank Business Regalia FirstEquitas Elegance HDFC BankEquitas Excite HDFC BankPharmEasy HDFC BankHDFC Bank Regalia FirstSnapdeal HDFC BankAmazon Pay Kotak Business Credit CardKotak Delight PlatinumBOBCARD PrimeCanara Bank Classic / StandardCanara Bank GoldIB-VISA-BharatIB-VISA-GoldIB-VISA-PlatinumIB-RuPay-ClassicIB-RuPay-PlatinumIB-RuPay-SelectIndian Bank Secured (VISA / RuPay)Rupeek Indian Bank Gold BackedAxis Bank Easy GoldAxis Bank My ChoiceAxis Bank BuzzAxis Bank InfiniteIKEA Family Axis BankIOB SalarySe Rise UPIOB ZET CardPNB Patanjali RuPay PlatinumMine Credit Card by ICICI BankBOBCARD ConQRBOBCARD Micro EnterpriseBOBCARD CORPORATEYES Bank NIYOAxis Bank My Zone InstantAxis Bank Secured SilverBOI RuPay Select Credit CardBOI RuPay Bharat Platinum Credit CardBOI Visa Platinum International Credit CardBOI Master Platinum International Credit CardBOI RuPay Platinum International Credit CardBOI SwaDhan RuPay Platinum Credit CardBOI Visa Gold International Credit CardGoogle Pay Flex SBI CardPNB Rakshak RuPay PlatinumPNB Rakshak RuPay SelectPNB ParakramPNB Premium Metal LUXURAEquitas Tiga SecuredHDFC Bank Business ProgramAxis AtlasKotak InfiniteAxis Bank Vistara Infinite Credit CardYES First PreferredHDFC Harley-Davidson Diners ClubRBL Bank BlackMakeMyTrip ICICI Bank SignatureKotak Royale SignatureKotak Privy League SignatureSamsung Axis Bank InfiniteKotak Mojo PlatinumEmirates Skywards ICICI Bank RubyxChennai Super Kings ICICI BankAir India SBI Signature CardClub Vistara SBI Card PRIMEAxis Bank Vistara Signature Credit CardClub Vistara SBI CardAxis Bank Vistara Credit CardAir India SBI Platinum CardHDFC RegaliaHDFC Regalia ActivIndusInd Iconia AmexIndusInd Signature VisaIndusInd Platinum AuraPoonawalla Fincorp IndusInd eLITE RuPayEtihad Guest SBI Premier CardEtihad Guest SBI CardAxis Bank AURAAxis Bank SignatureManchester United ICICI SignatureManchester United ICICI PlatinumYatra SBI CardFabindia SBI CardAditya Birla SBI CardIOB Gold Credit CardIOB Classic Credit CardRBL Titanium DelightRBL Bank Fun+RBL Bank MoCashRBL Bank MoneyTapRBL Monthly TreatsRBL Cookies (pre-2021)Central SBI Select+ CardNature's Basket SBI CardNature's Basket SBI Card ELITETATA CardTATA Card SELECTTATA Croma CardTATA Croma Card SELECTTATA Star CardTATA Star Card SELECTIRCTC SBI CardAditya Birla SBI Card SELECTFabindia SBI Card SELECTFBB SBI StyleUp Card6E Rewards IndiGo HDFC Bank6E Rewards XL IndiGo HDFC BankHDFC Bank All MilesBest Price Save Max HDFC BankBest Price Save Smart HDFC BankHDFC Bank BharatHDFC Bank Business GoldHDFC Bank Business PlatinumHDFC Bank Business RegaliaCSC Small Business MoneyBack HDFC BankHDFC Bank Diners Club Black (non-metal)HDFC Bank Diners Club MilesHDFC Bank Diners Club PremiumHDFC Bank Diners Club RewardzHDFC Bank Doctor's RegaliaHDFC Bank Doctor's SuperiaHDFC Bank Easy EMIHDFC Bank H.O.G Diners ClubInterMiles HDFC Bank Diners ClubInterMiles HDFC Bank PlatinumInterMiles HDFC Bank SignatureJetPrivilege HDFC Bank TitaniumHDFC Bank MoneyBack (original)Maruti Suzuki NEXA AllMiles HDFC BankPine Labs HDFC BankPine Labs HDFC Bank ProHDFC Bank Platinum EdgeHDFC Bank Platinum PlusRetailio HDFC Bank BusinessHDFC Bank SolitaireHDFC Bank SuperiaHDFC Bank Teachers PlatinumHDFC Bank Times PlatinumHDFC Bank Titanium EdgeHDFC Bank Titanium TimesHDFC Bank Visa SignatureHDFC Bank World MasterCardICICI SignatureICICI Ascent AmexICICI Platinum IdentityICICI UnifareAccelero ICICIICICI HPCL PlatinumIndusInd Iconia VisaIndusInd Platinum SelectIndusInd Aura Edge GovernmentClub Vistara IndusInd ExplorerYES Bank anQ PhiYES Prosperity RewardsYES Bank FREOKotak Veer SelectKotak Veer PlatinumKotak Urbane GoldPVR Kotak GoldPVR Kotak PlatinumClub Vistara IDFC FIRSTEdge Federal Bank Visa Credit CardBoM Credit CardBank of Maharashtra SecuredInterMiles IndusInd Bank Odyssey Credit CardInterMiles IndusInd Bank Voyage Credit CardInterMiles ICICI Bank Coral Credit CardInterMiles ICICI Bank Sapphiro Credit CardInterMiles ICICI Bank Rubyx Credit CardHDFC Bank Business MoneyBackHDFC Bank Business Bharat CashBackHDFC Bank Business FreedomHDFC Bank Corporate Signature / WorldAxis Bank AdvantageAxis Bank Insta EasyOLA Money SBI CardCiti PremierMiles CardCiti Prestige Credit CardCiti Rewards Credit CardIndianOil Citi Credit CardCiti Cash Back Credit CardFirst Citizen Citi Credit CardIKEA Family Credit Card by CitiCitiBusiness Credit CardIndianOil CitiBusiness Credit CardKotak IndiGo 6E RewardsKotak IndiGo 6E Rewards XLRBL Bank YOUniqueKotak Essentia PlatinumKotak Feast GoldKotak Fortune GoldStandard Chartered Emirates WorldStandard Chartered Landmark Rewards PlatinumStandard Chartered Yatra PlatinumStandard Chartered Bandhan OneStandard Chartered Bandhan PlusStandard Chartered Bandhan XclusiveStandard Chartered Platinum EliteStandard Chartered Bajaj Finserv PlatinumStandard Chartered Bajaj Finserv WorldStandard Chartered Gold RewardsAmpliFi (Federal Bank)SimpliFi (Federal Bank)MagniFi (Federal Bank)Jet Airways Amex PlatinumAmex PAYBACK Credit CardAxis Bank Secured GoldAxis Bank Platinum SecuredAxis Bank Flipkart SecuredAxis Bank VISA GoldAxis Bank VISA SilverICICI Bank Ferrari PlatinumICICI Bank Ferrari SignatureHSBC Smart ValueBajaj Finserv DBS 5X SuperCardBajaj Finserv DBS 5X Plus SuperCardBajaj Finserv DBS 7X SuperCardBajaj Finserv DBS 7X Plus SuperCardBajaj Finserv DBS 10X Signature SuperCardBajaj Finserv DBS 10X Plus SuperCardBOI India CardHDFC Bank GoldHDFC Bank Woman's GoldHDFC Bank TitaniumHDFC Bank Solitaire PremiumHDFC Bank SilverHDFC Bank Value PlusICICI Bank CarbonAxis Bank MY BusinessKingfisher Airlines ICICI Bank WorldKingfisher Airlines ICICI Bank PlatinumKingfisher Airlines ICICI Bank TitaniumBritish Airways ICICI Bank PremiumBritish Airways ICICI Bank ClassicKotak Best Price BusinessHDFC Bank Doctor's PlatinumICICI Bank Jet Airways Business AdvantageICICI Bank Air Deccan GoldJet Airways Citibank TitaniumJet Airways Citibank SilverJet Airways Citibank PlatinumJet Airways CitiBusinessDiners Club International British AirwaysTaj Epicure Diners ClubDelhi Metro CitibankKotak Solaris PlatinumKotak Aqua GoldKotak Silk Inspire PlatinumMETRO KotakIndusInd PAYBACK Credit CardPMC Bank RuPay PlatinumPMC Bank RuPay SelectPMC Bank RuPay Platinum SecuredPMC Bank RuPay Select SecuredCitibank Platinum Credit CardCitibank Gold Credit CardCitibank Silver Credit CardCitibank Choice Credit CardCitibank Woman's Credit CardCitibank Woman's Visa Mini CardCRY Citibank Credit CardWWF Citibank Credit CardMTV Citibank Credit CardHutch Citibank Credit CardReliance Gold Credit CardReliance Silver Credit CardMaruti Suzuki AutoCardRoyal Sundaram Citibank Gold Credit CardIndianOil Citibank Credit CardDiners Club International Citibank Credit CardCiti Titanium Cash Rewards Credit CardFirst Citizen Citibank Platinum Credit CardInternational Times Citibank CardCitibank Ultima Credit CardCiti Corporate Credit CardCitibank Rewards Domestic Credit CardPaytm Credit Card by CitiABN AMRO FreedomABN AMRO Smart GoldABN AMRO OneABN AMRO MakeMyTrip GOABN AMRO Titanium OneABN AMRO Smart Miles TitaniumABN AMRO PlatinumABN AMRO New GoldABN AMRO BaristaABN AMRO AdlabsABN AMRO Max Healthcare WellnessYatra Barclaycard PlatinumBarclaycard GoldBarclaycard Smart BudgetBarclaycard PlatinumBarclays Premier League BarclaycardTimes Card from Barclaycard and TimesofMoneyDeutsche Bank Miles & More SignatureDeutsche Bank Miles & More PlatinumDeutsche Bank WorldMiles SignatureDeutsche Bank WorldMiles PlatinumHSBC Advance PlatinumFederal Bank SBI Platinum CardHDFC Bank SAP Concur PrimeHDFC Bank Health Plus InternationalHDFC Bank eSeva International SilverHDFC Bank Idea International SilverHDFC Bank Idea International GoldICICI Bank Singapore Airlines Visa PlatinumAxis Bank Titanium Smart TravelerAxis Bank Trust ChemistsAxis Bank ShriramICICI Bank Classic Business CardSBI Card ELITE BusinessSBI Card PRIME BusinessDeutsche Bank SignatureDeutsche Bank PlatinumDeutsche Bank Platinum SelectDeutsche Bank Matrix PlatinumDeutsche Bank Landmark PlatinumDeutsche Bank SmartGoldDeutsche Bank Landmark GoldDeutsche Bank ClassicDeutsche Bank db businessHSBC MakeMyTrip SignatureHSBC MakeMyTrip PlatinumHSBC WestsideHSBC Spencer's Retail ClassicAir India American Express GoldAir India American Express Credit CardAir India American Express GreenAmex Kingfisher FirstChennai Metro SBI CardMumbai Metro SBI CardSBI Platinum CardSBI Signature CardSpiceJet SBI CardSBI Railway CardSBI Gold & More CardSBI Silver & More CardSBI Maruti CardSBI Vishal Mega Mart CardSBI Advantage Plus CardFederal Bank SBI Gold 'N MoreStandard Chartered Preferred World MastercardSBI Card ELITE AdvantageSBI Card PRIME AdvantageSimplyCLICK Advantage SBI CardSimplySAVE Advantage SBI CardHSBC GoldHSBC ClassicCenturion Bank of Punjab Miracle CardBank of Rajasthan Gold Credit CardBank of Rajasthan Silver Credit CardBank of Rajasthan Individual-Liability Corporate CardBank of Rajasthan Corporate-Liability Corporate CardHDFC Bank Distributor CardAmex MakeMyTrip Credit CardAmex Gold Credit CardAmex HPCL RPM Credit CardStandard Chartered Simply CashING Vysya Bank Galaxia Credit CardING Vysya Bank Solaris Credit CardUnited Western Bank IndiaCardAndhra Bank Signature Credit CardAndhra Bank VISA Platinum Credit CardAndhra Bank VISA Gold Credit CardAndhra Bank VISA Classic Credit CardAndhra Bank MasterCard Credit CardAndhra Bank MasterCard Electronic Credit CardAndhra Bank VISA Corporate Credit CardVijaya Bank RuPay Credit CardVijaya Bank VISA Global Chip CardVijaya Bank VISA Classic Chip CardVijaya Bank VISA Nurses CardVijaya Bank VISA Doctors CardVijaya Bank Platinum Jubilee Credit CardCorporation Bank Visa Signature Credit CardCorporation Bank Visa Platinum Credit CardICICI Bank HPCL GoldICICI Bank HPCL SilverICICI Bank Big Bazaar GoldICICI Bank Big Bazaar SilverICICI Bank Big Bazaar ShaktiICICI Bank Central GoldICICI Bank Future GoldICICI Bank Future SilverICICI Bank Airtel GoldICICI Bank Airtel SilverICICI Bank IndiatimesToyota ICICI Bank Co-BrandedICICI Bank Gitanjali JewelleryICICI Bank MegamartICICI Bank Sarovar HotelsICICI Bank Orchid on EcotelICICI Bank AmwayICICI Bank XBOX360ICICI Bank CESC Co-BrandedICICI Bank HelpAge India AffinityICICI Bank PRU LifeICICI Bank Federal Bank GoldICICI Bank Federal Bank SilverICICI Bank Punjab & Sind GoldICICI Bank Punjab & Sind SilverICICI Bank Punjab & Sind BlueSyndicateBank Global Credit Card ClassicSyndicateBank Global Credit Card GoldDena Bank DENACARD VisaCorporation Bank Visa Gold Credit CardVijaya Bank Classic Credit CardVijaya Bank VISA Gold Credit CardVijaya Bank MasterCard Global Credit CardAllahabad Bank India CardSBI Gold CardSBI Dena Bank Secured CardIndusInd Bank Chelsea FC Credit CardIndusInd Bank Gold Credit CardRBL Bank Cricket Credit CardBOBCARD Bombay BullionRBL IGU NHS Golf World CardRBL India Startup Club WorldRBL India Startup Club PlatinumRBL CrownitRBL HyperCITY Reward PlusRBL HyperCITY RewardRBL Classic RewardRBL Classic ShopperRBL Platinum CricketRBL Edition BlackRBL Freedom SuperCardRBL Edition ClassicSBI Advantage Gold CardSBI Student Plus Advantage CardSBI Mumbai CardSBI Apna Bazaar CardLG SBI CardSBI Social CardSBI Lifestyle Credit CardSBI UBI Gold CardSBI UBI CardSBI Advantage Platinum CardSBI Advantage Signature CardBajaj Finserv RBL Bank CA SuperCardBajaj Finserv RBL Bank Doctor's SuperCardETMONEY RBL Bank LoanPass Credit CardRBL Bank Crossword Black Credit CardRBL Bank Crossword Rewards Credit CardRBL Club ConciergeSBI Gold Card (pre-2009)SBI Advantage Card (pre-2009)SBI Employee CardHero Honda SBI CardGoAir SBI CardRBL Bank Practo Plus Credit CardEasyday Kotak Titanium CardEasyday Kotak Silver CardLIC Axis Bank TitaniumLIC Axis Bank GoldICICI Unifare Bangalore MetroICICI Unifare Mumbai MetroIndusInd Bank Classic Credit CardIndusInd Bank Business Gold Credit CardIndusInd Bank WorldMiles Signature Credit CardIndusInd Bank WorldMiles Platinum Credit CardSBI Platinum Card (2007)SBI Gold Master CardSBI Advantage CardSBI Card for DoctorsSBI Doctors CardICICI Bank Preferred GoldICICI Bank Preferred SilverICICI Bank TitaniumICICI Bank American Express GreenCentral Bank of India MasterCard WorldCentral Bank of India RuPay SelectCentral Bank of India MasterCard TitaniumCentral Bank of India RuPay PlatinumCentral Bank of India Visa PlatinumCentral Bank of India Visa GoldCentral Bank of India Visa AspireIndusInd Bank Miles & More SignatureIndusInd Bank Miles & More PlatinumIndusInd Bank Matrix PlatinumIndusInd Bank Landmark PlatinumIndusInd Bank Landmark GoldSBI Platinum Card (2010)BOBCARD TitaniumBOBCARD Elite PlatinumBOBCARD Select PlatinumBOBCARD SignatureBOBCARD AssureBOB Financial Paytm Credit CardBOBCARD Corporate PremiumTMB India CardUnion Bank USecureBettr SBM Card
Where this comes from
Treatments are read from issuer T&C, reward annexures and FAQs (HSBC and SBI publish full MCC tables; HDFC and Amex publish only category names), corroborated by community reporting where the banks stay vague — those rows say so. Where sources conflict we keep the conservative treatment. "Rate here" is the card's first-tier earn × this category's treatment × our house ₹/point from the valuation index — the same number the wallet winner puts on a swipe. A capped card shows its rate before the cap bites; the rule text names the cap. Issuers churn these rules quarterly — a note's date is the rule's date, not ours.