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What it's worth to you, after the fee

Welcome: 10,000 WorldMiles on joining, and 3,000 more on every renewal

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.

Why we decline to value some cards, and what it takes to change that →

3 notes on the card itself: how it is issued · the network variants · why it ranks #923

Deutsche Bank · Visa · premium

Visa — carries Visa Signature offers, which the Platinum variant beside it does not

Why #923 Deutsche's own house miles rather than an airline's — 3 SpendMiles per ₹100, 10,000 to join and 3,000 more every renewal, with golf and a Priority Pass you paid to use. Carried for the record; the book went to IndusInd in 2011.

Not published

Earn rate — no issuer document states one

₹7,500 + GST

Joining fee, then ₹2,500/yr¹

None

Fee waiver

—

value →

The take

Deutsche Bank ran two mile-earning families in India at once and they were not the same thing at all. The Miles & More cards paid Lufthansa's own currency straight into your frequent-flyer account. The WorldMiles cards paid WorldMiles — the bank's own house mile, earned as "SpendMiles", with a welcome bonus of 10,000 on this rung and 3,000 more credited at every renewal. That renewal bonus is the interesting design: pay ₹2,500 to renew and get 3,000 miles back, so the card partly bought its own fee, provided a WorldMile was worth anything. What a WorldMile redeemed for, Deutsche never published anywhere the Archive holds, and that is why nothing on this page is priced. The Signature was the fuller of the two. Against its Platinum sibling it added a complimentary golf programme, a year-end statement summary, and Visa Signature offers — the comparison table's only three "No" rows on the Platinum. Both carried ₹25 lakh of personal insurance, a 24/7 international concierge, zero fuel surcharge between ₹400 and ₹4,000, savings on international roaming through Matrix Cellular, a free additional card for business expenses, and Deutsche's Total Protection fraud cover. Read the lounge line carefully, because it is precisely worded and it is not what it looks like. What you got was "Standard Membership of Priority Pass (worth $99 per annum)" — membership, not entry. On a Standard Priority Pass every visit is charged; the only way to soften it was Travel Plus, a separate Deutsche programme at ₹3,000 a year that waived $27 on up to ten visits outside India. A card that hands you a Priority Pass and then sells you the visits is not a lounge card, and no lounge door is claimed here.

Your renewal — keep, downgrade or cancel

There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.

the whole desk — what changed, the downgrade, and what we cannot price →

Keep, downgrade or cancel

what we can and cannot price

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.

The downgrade

Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.

If you call to cancel

What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →

The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.

What's good

10,000 WorldMiles on joining and 3,000 more on every renewal, against a ₹2,500 renewal fee
3 SpendMiles per ₹100 on spend — half again what the Platinum rung earned
A complimentary golf programme, which the Platinum variant did not carry
Visa Signature offers and a year-end statement summary, both absent from the Platinum
₹25 lakh of complimentary insurance, a 24/7 international concierge, and zero fuel surcharge between ₹400 and ₹4,000
Savings on international roaming through Matrix Cellular, and a free additional card for business expenses

Watch out

WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011, and this page describes the Deutsche-era card only
THE PRODUCT DID NOT DIE IN 2011 — IndusInd re-issued it under its own name at exactly these prices and went on selling it until at least 2019, changing the welcome gift, the golf and the Travel Plus terms along the way; that successor is a separate file, indusind-worldmiles-signature
WorldMiles was Deutsche's OWN currency, not an airline's — no redemption chart, no named partner and no ₹-per-mile was ever published, so nothing here can be valued
The Priority Pass was STANDARD membership 'worth $99 per annum' — every visit was charged, and the waiver was sold separately as Travel Plus at ₹3,000 a year for up to ten visits outside India
₹7,500 to join and ₹2,500 a year, on a card whose miles have no published value
Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
Foreign currency was charged at 3.5%, the full Indian norm, on a card sold to travellers
Deutsche's own sibling Miles & More cards paid Lufthansa miles directly for less: ₹3,000 to join and ₹2,000 a year on the Platinum rung

What these points actually fly

Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.

what the cards that DO reach a chart can fly — 2,196 corridors priced →

Lounge access

0 of 793 tracked doors

No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →

Can you get it?

the route in — no cutoffs published

The cutoffs and the actual route in — not the "apply now" button, the door that opens.

Route Closed to new applications

Income · salaried not published

Income · self-employed not published

Age band not published

Closed to new applications — existing cardholders keep the card; there is no way in.

You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011 and deutschebank.co.in no longer serves a credit-card page. IndusInd kept selling the card under its own name for another eight years — see indusind-worldmiles-signature — and that one is gone too.

Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.

no MITC row researched for this card yet · filter the board by what you can get →

What's changed for this card

nothing tracked yet — which is itself a fact

Full tracker →

No tracked devaluations or changes yet — this card's history starts here.

Verified against Deutsche Bank's own documents on 23 Aug 2026

Not published , and we will not invent it: the earn rate and the currency it earns.

Every document behind this page — 4 of them, each with the day we read it

Something stale or wrong? The document wins — tell us →