EazyDiner IndusInd Platinum
KeepFree forever, and the discount is guaranteed — as long as dinner is booked through one app.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Read the ₹0.4L figure carefully: ₹1,600 of its ₹3,500 gross is a voucher or a hotel night, not points — worth that only if you would have bought it anyway.
Welcome: 3 months of EazyDiner Prime (₹1,095) and 500 bonus EazyPoints — Prime guarantees 25% and up to 50% off at 2,000+ restaurants and bars
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied. Plus milestones, minus the fee. No accelerator credit — the ranking model on /compare adds ~20% of spend at the card's best accelerator, so its ₹ for this card reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Pays from the first rupee
At ₹1,000 a month — ₹12,000 a year — on the everyday mix this card returns ₹0 gross (earn ₹0) against its ₹0 fee = ₹0 net — at or above ₹0 from the first rung we price. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
3 notes on the card itself: how it is issued · the network variants · why it ranks #263
Why #263 A free card that pays for itself on the second dinner — but only inside the EazyDiner app, and the points reach no airline, no hotel and no bank account.
IndusInd's two EazyDiner card pages disagree about what an EazyDiner Reward Point is worth, and they disagree in the same worked example. This card's page settles a ₹5,000 restaurant bill with 1,000 points and knocks ₹200 off it — "assume that you have 1000 reward points and value of each reward points is INR 0.20". The Signature's page runs the identical illustration and knocks off ₹100, which is where the ₹0.10 house value comes from. We price this card at its OWN document's ₹0.20 and bake the difference into earn.base; the house value is unchanged and the contradiction is the issuer's, not ours.
The take
The EazyDiner Platinum is lifetime free, and IndusInd says so in those words on the page as well as printing NIL in both fee columns of its MITC. What you get for nothing is a three-month EazyDiner Prime membership worth ₹1,095, which by itself guarantees 25% and up to 50% off at more than 2,000 restaurants, plus an extra 20% off — capped at ₹500 — every time you book on the EazyDiner app and pay with this card. IndusInd's own worked example puts a ₹5,000 dinner at ₹3,050 once all three stack. Spend ₹30,000 in a rolling 90 days and the Prime membership renews for another three months and 2,000 bonus Reward Points land, which is the rung that actually keeps the card alive. Everything past that is thin: 2 Reward Points per ₹100, 3.5% abroad, and no lounge access of any kind — IndusInd's MITC names this card in the list where "Priority Pass is not available". And the points are a closed loop. They redeem only inside the EazyDiner app, never as cash credit, they reach no airline and no hotel programme, and they expire in full at every card anniversary. Take it if you eat out; it costs nothing. Do not mistake it for a travel card.
Your renewal — keep, downgrade or cancel
This card is lifetime free. There is no fee due, no renewal to weigh, and nothing to cancel to save.
Keep, downgrade or cancel
nothing due at the anniversary · 5 spend bands
The charge ₹0 — lifetime free
At your spend
₹2,800 a year at ₹3,00,000 of annual spend
₹4,000 a year at ₹6,00,000 of annual spend
₹6,400 a year at ₹12,00,000 of annual spend
₹16,000 a year at ₹36,00,000 of annual spend
₹25,600 a year at ₹60,00,000 of annual spend
Everyday earn plus milestones, with no fee to subtract — the same model as the value panel above, so the two cannot disagree. run your exact spend →
The downgrade
IndusInd Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
What has changed under this card
- 15 Jun 2026 IndusInd doubles its DCC fee to 2% on the mass shelf, and holds 1% on the premium one issuer-wide
- 25 Mar 2025 IndusInd hikes redemption fee to ₹149, caps cash-outs at 50% issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Lifetime free — NIL joining and NIL annual fee, in IndusInd's own words
- 3 months of EazyDiner Prime (₹1,095) at joining, renewed on every ₹30,000 of spend in 90 days
- An extra 20% off, to ₹500, every time you book and pay on the EazyDiner app
- 2,000 bonus Reward Points on every ₹30,000 of spend in 90 days
- 500 welcome EazyPoints, which redeem for free meals and hotel stays
- 1% fuel-surcharge waiver across fuel stations in India
Watch out
- The points reach NO airline and NO hotel — they redeem only inside the EazyDiner app and never as cash credit
- Accumulated Reward Points EXPIRE in full at the completion of every anniversary year
- No lounge access at all: IndusInd's MITC names this card where "Priority Pass is not available"
- 3.50% foreign-currency mark-up, plus a 2% dynamic-currency-conversion fee w.e.f. 15 June 2026
- The 20% dining discount is capped at ₹500 a booking and only works through the EazyDiner app
- Points are earned only on spends up to your assigned credit limit each statement cycle
- IndusInd's own two EazyDiner pages disagree on what a point is worth — ₹0.20 here, ₹0.10 on the Signature
- 1% fee on cumulative fuel spends above ₹30,000 a statement cycle, w.e.f. 15 June 2026
What these points actually fly
No live transfer route takes EazyDiner Reward Points into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the milestones?
not published — and we say which
₹30,000 a year is the bar for the first milestone. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. IndusInd Bank states what the EazyDiner IndusInd Platinum earns, but has not published which spend categories count toward the milestones — the ₹30,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Direct application — no invite list, no banking relationship required.
Open application on IndusInd's own site: submit basic details, take the offer the bank fetches, sign digitally and complete a video KYC. IndusInd publishes no income or age bar for this card.
IndusInd Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
per the official IndusInd Bank MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the board by what you can get →
The fine print
7 of 7 MITC rows published
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
Lifetime free — the MITC's TWO-column fee table (Joining Fee / Annual Fee, not inverted; the waiver column expresses spend criteria and qualifies the ANNUAL column) reads "EazyDiner IndusInd Bank Platinum Credit Card | NIL | NIL | NA | NIL", and the product page says it in words: "This is an LTF card (Life-Time Free) with no joining fees and no annual fees." Earn is up to 2 Reward Points per ₹100, valued at ₹0.20 by the card's OWN worked example — the Signature's page runs the identical illustration at ₹0.10, and that contradiction is unresolved. Welcome: 3 months of EazyDiner Prime (₹1,095) and 500 EazyPoints; an extra 20% off, capped at ₹500, on every EazyDiner-app booking paid with the card; 2,000 bonus Reward Points and a 3-month Prime renewal on every ₹30,000 of spend in 90 days. NO LOUNGE ACCESS — the MITC names this card in the list where "Priority Pass is not available". Points redeem only inside the EazyDiner app, never as cash credit, and expire at the completion of every anniversary year. 1% fee on cumulative fuel spends above ₹30,000 a statement cycle w.e.f. 15 June 2026. Not on the document's discontinued list. IndusInd publishes no income or age criteria.
per the official IndusInd Bank MITC · reviewed 10 Jul 2026
What's changed for this card
8 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 1 Jul 2026Pioneer Legacy's quarterly lounge visit now costs ₹1.5 lakh of spend1 complimentary domestic lounge visit a quarter, no spend condition → From the Jul–Sep 2026 quarter, the visit unlocks only on ₹1,50,000 of previous-quarter spend
The spend-tracking regime IndusInd switched on in April now bites: from the July–September 2026 quarter, Pioneer Legacy's single complimentary domestic lounge visit is granted only if you put ₹1.5 lakh through the card the quarter before. Legacy sits in the same ₹1.5L tier as Pinnacle; Indulge, Solitaire and Crest need ₹5 lakh for theirs. The gate covers the domestic visit — the Priority Pass international allowance isn't part of this condition. On a private-banking card with a ₹50,000 retail joining fee, spend-gating one lounge visit a quarter is a remarkably small door to put a toll on, and IndusInd did it anyway.
- 15 Jun 2026IndusInd doubles its DCC fee to 2% on the mass shelf, and holds 1% on the premium one
- 1 Apr 2026IndusInd Pinnacle's domestic lounge access goes spend-gated
- 25 Mar 2025IndusInd hikes redemption fee to ₹149, caps cash-outs at 50%
- 7 Mar 2025Legend loses lounge access entirely1 complimentary domestic lounge visit per quarter → No complimentary lounge access at all
A year after halving Legend's lounge visits, IndusInd came back and took the rest. From 7 March 2025 the card offers no complimentary lounge access, domestic or otherwise — on a product still marketed with a ₹5,000 joining fee. The lifetime-free Legend crowd shrugs; anyone who paid for this card on the strength of its airport perks got a two-step lesson in how IndusInd sunsets a benefit.
- 1 Mar 2024Legend halves lounge visits, cuts cash value to ₹0.50
- 17 Aug 2023IndusInd launches the Avios card — BA and Qatar in one
- 3 Aug 2023IndusInd's lifetime-free Tiger prowls in
Every IndusInd Bank change we've dated → 10 events since 2016, 8 of them nerfs — worst year 2025.
Verified against IndusInd Bank's own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 3 of them, each with the day we read it
- official Product page — lifetime free in IndusInd's own words, up to 2 Reward Points per ₹100, 3 months of EazyDiner Prime worth ₹1,095, and a worked example valuing a point at ₹0.20
- official Master MITC — the fee row reads NIL / NIL; 3.5% foreign-currency mark-up; and this card is named in the list where Priority Pass is NOT available
- official EazyDiner Reward Points T&C — points redeem only on the EazyDiner app, never as cash credit, and expire at the completion of every anniversary year