Everything on this site, in one page.
Six questions, and every page that answers one. A counted row opens.
Cards Which card should I get, keep or cancel?
- Spend bands Which spend band am I in? 6
- All Cards Which cards does this desk track? 1,119
- Compare Which of these two cards wins?
- Best-of Desk Which card is best for this? 23
Every other page under Cards 12
- Rankings Which card should I actually carry?
-
The board, by spend band Which card pays me at what I spend? 6
- Spend bands Which spend band am I in?
- Cards ranked under ₹25,000 a month Every open card priced at a ₹10,000 floor, keep-rated first
- Cards ranked at ₹25,000–₹40,000 a month Every open card priced at ₹25,000, keep-rated first
- Cards ranked at ₹40,000–₹60,000 a month Every open card priced at ₹40,000, keep-rated first — the home board in full
- Cards ranked at ₹60,000–₹1,00,000 a month Every open card priced at ₹60,000, keep-rated first
- Cards ranked at ₹1,00,000–₹2,00,000 a month Every open card priced at ₹1,00,000, keep-rated first
- Cards ranked over ₹2,00,000 a month Every open card priced at ₹2,00,000, keep-rated first
-
The cashback board, by spend band Which card pays me back in rupees? 6
- Spend bands Which spend band am I in?
- Cashback cards ranked under ₹25,000 a month Cards that pay in rupees, priced at a ₹10,000 floor, keep-rated first
- Cashback cards ranked at ₹25,000–₹40,000 a month Cards that pay in rupees, priced at ₹25,000, keep-rated first
- Cashback cards ranked at ₹40,000–₹60,000 a month Cards that pay in rupees, priced at ₹40,000, keep-rated first
- Cashback cards ranked at ₹60,000–₹1,00,000 a month Cards that pay in rupees, priced at ₹60,000, keep-rated first
- Cashback cards ranked at ₹1,00,000–₹2,00,000 a month Cards that pay in rupees, priced at ₹1,00,000, keep-rated first
- Cashback cards ranked over ₹2,00,000 a month Cards that pay in rupees, priced at ₹2,00,000, keep-rated first
-
Card pages Is this card worth its fee? 1,119
-
Issuer shelves Which of this bank's cards is best? 50
-
Head-to-heads Which of two named cards wins? 452
-
Best-of boards Which card is best for this category? 13
- Best-of Desk Which card is best for this?
- Best Cashback Cards Money back, not miles — net ₹/yr at ₹50k/month
- Best RuPay Card for UPI Which cards earn on a QR scan — and which pay nothing
- Best Business Credit Cards GST challans, income tax and vendor bills — India’s business cards ranked against each other, never against a personal wallet
- Best Card for BOGO Movies Buy-one-get-one movie tickets, priced: second tickets a year at the ₹ ceiling, net of the fee
- Best for Lounges Most doors per ₹ of fee
- Best for Transfers Highest real ₹/point ceiling
- Best First Travel Card Top net value under ₹5k fee, no gates
- Best for High Spenders Top net value at ₹5L/month
- Best for Perks Most bundled status & membership value per year
- Best Lifetime-Free Cards No joining fee, no annual fee — ranked on net value
- Best for Air India Miles Most Maharaja Points per ₹1L of spend
- Best for KrisFlyer Miles Most KrisFlyer miles per ₹1L of spend
- Best for Hotel Points Most ₹ of hotel points per ₹1L of spend
- Card Value Calculator What is this card worth to me?
- Deck Planner Which cards should I hold together?
- Portfolio Score How good is my wallet, out of 100?
- My Desk What does my own wallet get me?
- Indian credit card market data How big is each issuer's card book?
Swipe Which of my cards do I use for this purchase?
Every other page under Swipe 3
-
Spend categories Which card earns most on this spend? 15
- Portal Matrix Which shopping-portal multiplier is real?
- Wallet Winner Which of my cards wins this swipe?
Points What are my points worth, and how do they move?
- Points Desk What are my points worth today?
- Program Directory Which loyalty programmes does this desk mark?
- Transfer Desk Where can my bank's points go?
Every other page under Points 8
- Valuations How many rupees is one point?
-
Programme hubs How do I get into this programme? 164
-
Transfers by bank Where can this bank's points transfer? 15
-
Transfers by destination Which cards feed this programme? 62
- Transfer Map How does the whole transfer graph look?
- Transfer Optimizer Which transfer route pays the most?
- Points Portfolio What are all my balances worth?
- Hotel points from India Which cards reach hotel points?
Fly Where can these points take me, and what do I get at the airport?
- Award Flights Where can my points fly me?
- Award Guides Where do my points go furthest?
- Lounges Which lounge does my card open?
- Perks Desk What does my card get me beyond points?
Every other page under Fly 8
-
Award boards by region What does this region cost in points? 8
- Award corridors What does this route cost in points? 2,450
-
Sweet-spot guides What is this programme's best redemption? 27
-
Airport lounge pages Which lounges at this airport can I enter? 123
-
Lounge network directories Which lounges does this network cover? 11
- Status Desk Which elite status can a card shortcut?
- Hotel memberships Which hotel membership is worth buying?
- Route demand — what Indians actually fly Which routes do Indians actually fly?
Changed What changed, and does it hit a card I hold?
- Devaluation Tracker What changed, and when?
- News What happened this week in points?
- India Points Devaluation Index How much do programmes cut per year?
Every other page under Changed 8
-
Issuer devaluation histories What has this bank changed over time? 17
- Devaluation Tracker What changed, and when?
- HDFC devaluation history Every HDFC nerf and buff, dated
- Axis devaluation history Every Axis nerf and buff, dated
- Amex devaluation history Every American Express nerf and buff, dated
- SBI Card devaluation history Every SBI Card nerf and buff, dated
- IndusInd devaluation history Every IndusInd nerf and buff, dated
- IDFC FIRST devaluation history Every IDFC FIRST nerf and buff, dated
- Citi devaluation history Every Citibank nerf and buff, dated
- ICICI devaluation history Every ICICI nerf and buff, dated
- AU devaluation history Every AU Small Finance nerf and buff, dated
- OneCard devaluation history Every OneCard nerf and buff, dated
- YES Bank devaluation history Every YES Bank nerf and buff, dated
- Offers Which offers are live right now?
- Welcome Bonuses Is today's welcome offer high or low?
-
News stories What is the full story here? 397
- Monthly Pulse How did the points economy move this month?
-
Devaluation index editions How much was cut in this year? 12
- Devaluation index method How is the devaluation index computed?
- Calendars When does the next cut land?
About this site Who are you, how do you know, how do I tell you you're wrong?
Every other page under About this site 10
- Methodology How do you value points and rank cards?
- Glossary What does that points word mean?
-
Handbook chapters What is the long-form guide for this? 6
- Handbook Where are the long-form guides?
- Amex Membership Rewards handbook The long-form MR India guide, every number from the data
- Avios from India handbook The long-form Avios guide — earn, move, burn
- KrisFlyer from India handbook The long-form KrisFlyer guide — earn, move, burn
- Maharaja Club handbook The long-form Air India Maharaja guide
- Infinia endgame handbook The long-form HDFC Infinia strategy guide
- UPI on credit handbook The long-form RuPay-UPI on credit guide
- Report an error How do I report a wrong number?
- Add a data point How do I send you a data point?
- Everything What is on this site, in one page?
- Privacy & disclaimer What do you collect about me?
- Terms & data licence What may I quote or copy?
- News feed (RSS) How do I subscribe to the news?
- Pulse feed (RSS) How do I subscribe to the pulse?