the corridors on the board

The verdicts

Top of the table

Full rankings

The desk

Five questions. Five desks.

01 Cards

107 cards ranked

Every one carries a verdict — keep, downgrade or cancel. We take no affiliate money, so nothing can buy a rank.

Deck Planner Your spend in → best cards to get, keep or cancel. New or existing. Compare Any two cards, head to head. One wins.

also: value calculator · portfolio score

02 Spends

1,153 spend rules mapped

Rent, fuel, UPI, insurance, tax — who earns full, who is capped, and who quietly pays you nothing.

Wallet Winner Which card do I swipe? Your wallet vs this transaction — exact ₹ back. Spend Guide Rent, fuel, UPI, tax — who earns full, who is capped, who gets zero.

also: portal matrix

03 Points

39,757 award prices computed

107 currencies marked in ₹ per point, 150 live transfer routes, and every corridor priced through them.

Award flights 2,430 corridors priced — the winning program per cabin, and the cards that mint it. Valuation Index 107 currencies priced in ₹ per point — the number everything else runs on. Transfer Map The whole network, drawn — 150 bank routes + 221 program-to-program hops. Route from any bank, hotel or retail program; the play lights up with what survives. Points Portfolio Type your balances, get the honest ₹ total and the expiry fuses. Nothing leaves your browser.

also: the points desk · transfer partners · transfer optimizer · award guides

04 Perks

789 lounge doors mapped

Which card opens which door, across 301 airports and 21 railway stations worldwide.

Lounge Map 789 lounge doors across 301 airports and 21 railway stations — and which card opens each one. Perks Desk Status shortcuts and bundled memberships — sticker price struck through, booked at honest ₹.

also: status shortcuts · bundled memberships · the handbook

05 News

304 devaluations on the record

Every nerf since 1961, dated and sourced — plus what is live now and what lands next.

News & Tracker 304 dated events, 1961–2026 — every nerf on the record, each with its story, and what launches next. Live Offers Transfer bonuses, welcome windows, points sales — with the clock showing.

also: story archive · monthly pulse · welcome-bonus history · calendar feeds

Where we stand

Points are a promise banks keep breaking.

Every major Indian issuer devalued in 2026. Our job is to tell you the truth about it — earn, transfer to a real redemption, and book before the route disappears. We take no affiliate money, so the only thing we're selling is the verdict.

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Every number above is computed from curated data, on the record. How we compute this →