Bank of Rajasthan Corporate-Liability Corporate Card
CancelThe company's card, the company's bill, and a points programme that went to the outstanding balance.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Nothing published — the ₹200 activation bonus Bank of Rajasthan advertised was for the individual-liability card only
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Bank of Rajasthan publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #979
Why #979 A travel-and-expense rail the company was liable for, with the reward programme of a consumer card bolted on and no way to take cash out of it. Carried on the business shelf, not ranked; Bank of Rajasthan was amalgamated into ICICI Bank in August 2010.
The take
The corporate-liability card is the one Bank of Rajasthan described in the language of expense management rather than of rewards: "a Unique Expense Management tool to the help the corporate in streamlining the Travel and Expense management by reducing the number of processes involved." The company carried the liability, so the bank locked the card down accordingly — revolving credit was not allowed at all, cash withdrawal was "Not allowed, in special case cash withdrawal charges eqvivalent to CCIL cards", and the foreign-currency row is simply NA, which on a card sold for travel and expense is the single strangest thing about it. What it did carry was the rest of the shelf's furniture: one reward point per ₹100 on purchases, up to 50 interest-free days, a ₹500 charge each year that disappeared the moment the card saw ₹25,000 of spend, and the free United India Insurance group cover — hospitalisation, baggage, purchase protection, credit shield, and on the corporate cards personal accident cover on road and air as well. It also got the shelf's one genuinely good promotion: no fuel surcharge on any transaction between ₹200 and ₹2,500 at any petrol station in India, run from 1 October 2009 to 31 March 2011 — an offer whose end date outlived the bank that made it. As on every Bank of Rajasthan card, the return cannot be computed, because the bank published the accrual and never the conversion. The Reserve Bank approved the amalgamation into ICICI Bank in August 2010.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Bank of Rajasthan publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- One reward point per ₹100 on purchases, redeemable against the outstanding balance
- ₹500 a year, waived outright once card spend passed ₹25,000 in the year
- Up to 50 interest-free days
- No fuel surcharge on transactions between ₹200 and ₹2,500 at any petrol station in India, from 1 October 2009 to 31 March 2011
- Free United India Insurance group cover extending to personal accident on road and air, premium paid by the bank
- No outstation cheque fee at all, where the consumer cards paid 1% with a ₹100 floor
Watch out
- WITHDRAWN — the Reserve Bank approved Bank of Rajasthan's amalgamation into ICICI Bank in August 2010
- CORPORATE LIABILITY: the company, not the cardholder, owed the bill
- NO FOREIGN CURRENCY: the charges schedule's foreign-currency row for this card reads NA, on a card the bank sold for travel and expense
- Revolving credit was not allowed; the schedule's own words are 'Revolving is not allowed, if revolved 2.5% per month (APR 34.48% per annum)'
- Cash withdrawal was 'Not allowed, in special case cash withdrawal charges eqvivalent to CCIL cards'
- THE POINT HAS NO PUBLISHED VALUE: one point per ₹100 is a rate, and the bank never printed what a point converted to
- 500 reward points minimum before redemption, by posted paper form, with a one-year expiry
- No lounge access of any kind was ever published for this card
What these points actually fly
Bank of Rajasthan has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the fee waiver?
not published — and we say which
₹25,000 a year is the bar that waives the ₹500 fee. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. Bank of Rajasthan states what the Bank of Rajasthan Corporate-Liability Corporate Card earns, but has not published which spend categories count toward the fee waiver — the ₹25,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Bank of Rajasthan ceased to exist as a licensed bank on its amalgamation into ICICI Bank in August 2010, and the corporate book was not reopened to new applicants.
Bank of Rajasthan publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Bank of Rajasthan's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 5 of them, each with the day we read it
- official Bank of Rajasthan's Credit Card Variants & Features page (archived 19-Nov-2010) — the CCCL feature list and the bank's own description of it as a travel-and-expense management tool
- official The last Credit Card Charges schedule Bank of Rajasthan published (archived 17-Sep-2010) — the CCCL column, the no-revolving rule, the dated fuel-surcharge waiver and the NA foreign-currency row
- official Bank of Rajasthan's Most Important Terms and Conditions for the Corporate Card (archived 19-Nov-2010) — the ₹500 charges, the ₹25,000 usage waiver and the 50-day interest-free worked example
- official The Reward Points Redemption Program page (archived 19-Nov-2010) — CCCL's one-point-per-₹100 accrual, the 500-point floor and the conversion rate the bank never printed
- official Reserve Bank of India press release 2010-2011/232, 12 August 2010 — the sanctioned amalgamation of Bank of Rajasthan Ltd. into ICICI Bank Ltd., the reason this card cannot be applied for