Deutsche Bank Platinum Select
CancelThree thousand points bought two one-way tickets — Deutsche priced the flight, not the point.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Jet Airways tickets after the first payment and first transaction on the card
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #941
Why #941 Half the Platinum's entry price for the same Nil renewal, with a redemption menu that ran to Jet Airways tickets, airline miles or your own outstanding. Carried for the record; Deutsche's Indian card book went to IndusInd in 2011.
The take
The Platinum Select was Deutsche Bank India's second premium rung and it was the cheapest way onto the bank's reward programme: ₹5,000 to join and, on the published Schedule of Charges, Nil to renew. The Platinum above it asked ₹10,000 for the same Nil renewal, which makes the Select exactly half-price entry to a very similar bench. Its redemption menu is the interesting part, because Deutsche priced the outcome rather than the unit. Three thousand points bought two one-way tickets. A single point was worth ₹0.85 against your outstanding, or converted one-for-one into a mile on partner domestic and international airlines — Qatar Airways' QMiles is the partner the page links out to by name. Welcome brought Jet Airways tickets after the first payment and first transaction. The bench: a concierge for trips, reservations, car hire and gifting; an additional business card for segregating expenses; a complimentary personal air accident cover to ₹25 lakh; the 2.5% fuel surcharge waived; and the Travel Plus programme sold alongside. The reasons this card is carried rather than ranked are two. The page never states how many points a hundred rupees earned — it says only that you earn them — so the accrual is genuinely unpublished rather than merely unpriced. And Deutsche's points were a house currency this board does not model, so even the redemption rates it does publish cannot be turned into a rupee figure here. The rest is the shelf's: the Priority Pass was membership and not entry, with visits charged and Travel Plus sold separately at ₹3,000 a year, and foreign currency ran at the full 3.5% Indian norm.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- ₹5,000 to join and Nil to renew — half the Platinum's entry price for the same free renewal
- 3,000 reward points redeemed for two one-way tickets
- A point was worth ₹0.85 against the outstanding, or one mile on a partner domestic or international airline
- Points converted into QMiles, Qatar Airways' Privilege Club currency
- Jet Airways tickets as a welcome gift after the first payment and first transaction
- Complimentary personal air accident cover of up to ₹25 lakh
- A concierge for trips, reservations and gifting, plus a free additional card for business expenses
Watch out
- WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011 and no successor carries this product
- Deutsche never published the ACCRUAL on this card — the page says you earn reward points on every ₹100 and never says how many
- The reward programme was a Deutsche HOUSE currency this board does not model, so even the published redemption rates cannot be priced here
- The Priority Pass across Deutsche's shelf was MEMBERSHIP, not entry: visits were charged, and $27 came off at most ten usages outside India only if you also bought Travel Plus at ₹3,000 a year
- Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
- Foreign currency was charged at 3.5%, the full Indian norm
- Deutsche's own caveat on the fee table: joining, renewal and add-on fees 'may vary as per offer or product variant'
What these points actually fly
Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011, and deutschebank.co.in has not served a credit-card page since.
Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Deutsche Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 3 of them, each with the day we read it
- official Deutsche Bank India's Platinum Select Credit Card page (archived 26-Sep-2008) — the redemption rates, the Jet Airways welcome, the QMiles conversion and the ₹25 lakh air accident cover
- official Deutsche Bank India's Schedule of Charges for credit cards, effective 19 April 2010 — this card at ₹5,000 to join and Nil to renew, with 3.5% on foreign currency
- official Deutsche Bank India's own Cards shelf today — titled "Debit Cards for Every Need", it lists debit cards only and no credit card at all