Citi Prestige Credit Card
KeepCiti's flagship, absorbed into the Axis OLYMPUS. The lounges, the golf and the Taj table all survived.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Citibank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #801
Why #801 The most loaded card Citi ever put in an Indian wallet, and the one whose benefit sheet Axis had to build a whole new super-premium product to absorb. Carried because the plastic still works and the reader deserves the map from this card to the one that replaced it.
The take
Citi Prestige was the card Indian points people mentioned when they wanted to end an argument: lounge access with no visit counter on it for you and your add-ons, a fourth-night-free hotel benefit, Taj status, golf, concierge, and a forex markup that did not punish you for leaving the country. When Axis bought Citi's Indian consumer business it did not have a card at this altitude, so it built one — OLYMPUS — and pointed every Prestige holder at it. Since 15 July 2024 that is literally what the Citi-branded plastic in your wallet does: Axis's own words are that you "start enjoying the benefits of your new Axis Bank OLYMPUS Credit Card immediately on your existing Citi-branded Credit Card". So the earn and the fee are not this page's business — they belong to the OLYMPUS, which is on this board and ranked on its own merits. What is this page's business is the handover, and it went better than most. Your reward points converted at 1 Reward Point = 1 EDGE Mile — the only card in the family that moved one-for-one — and everything you held on migration day never expires. The luxury table came across nearly intact: renewal ITC or Taj vouchers worth ₹10,000, a Taj Epicure membership, domestic and international lounge access for primary and add-on cards with a guest allowance on top, airport meet-and-greets, airport transfers, golf rounds, and a BookMyShow buy-one-get-one on two movie and two non-movie bookings a month. The counts belong to the successor's page, which is where the entitlement now lives and where the doors are mapped. One thing did quietly move: the free-night benefit is now written as a complimentary night with every THREE-night stay, twice a year. The June 2024 migration FAQ said two. Read the current page, not the promise.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Citibank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- The only card in the Citi family whose balance moved one-for-one — 1 Reward Point became 1 EDGE Mile, and migrated balances never expire
- The luxury table survived the handover: Taj Epicure membership, ₹10,000 of ITC or Taj vouchers on renewal, and a free hotel night twice a year
- Airport lounge access, meet-and-greet, airport transfers and golf all survived the handover — the doors are mapped under the successor, which is where the entitlement now lives
- 1.8% foreign-currency markup — roughly half India's 3.5% norm, and one of the few super-premium cards that still bothers
Watch out
- WITHDRAWN — Citi India's consumer book was sold to Axis Bank and every card relationship completed migration on 15 July 2024; there is no way in
- Nothing here is valued, because what this plastic earns is the Axis OLYMPUS's rewards in the OLYMPUS's currency — that card is on this board and carries the numbers
- THE FREE-NIGHT BENEFIT MOVED: the June 2024 migration FAQ promised a free night on a 2-night stay; the live page now says a 3-night stay, twice a year
- Points earned after migration expire three years out, and sooner if you go 365 days with no transaction, no redemption and no EDGE REWARDS login
- Axis says only that the annual fee 'remains the same' and never prints a figure; citibank.co.in, the document that did, no longer resolves
- The golf top-up is spend-gated: 8 rounds a year, then one more for every ₹50,000 spent
What these points actually fly
Citibank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Citi stopped issuing Indian consumer cards on the sale of the business to Axis Bank, and migration of every card relationship completed on 15 July 2024. The card Axis built to receive Prestige holders is the OLYMPUS, which is on this board with its fee, its earn and its own verdict; if you want what this card was, that is the door.
Citibank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
7 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 15 Apr 2021Citi announces exit from Indian consumer bankingCiti credit cards, retail and wealth in India → Consumer business up for sale (later to Axis)
Citi called time on its Indian consumer arm — including its cult PremierMiles and Rewards cards — citing a lack of scale. The portfolio would eventually pass to Axis, ending one of India's most-loved rewards ecosystems.
- 12 Oct 2019Citi India guts reward earning on utilities, insurance, and tax
- 1 Dec 2017Citi PremierMiles' 10X 'Extra' partner program dies for good
- 1 Apr 2016Citi Prestige strips Etihad Guest Gold and partner perks
- 1 Feb 2015Citi PremierMiles doubles the cost of transferring to airline partners
- 16 Jul 2012Citibank kills Jet Airways co-brand, pivots to PremierMiles
- 16 Jul 2012Citibank Retires 13-Year Jet Airways Co-Brand, Launches PremierMiles
Every Citibank change we've dated → 7 events since 2012, 4 of them nerfs — worst year 2019.
Verified against Citibank's own documents on
Not published , and we will not invent it: the annual fee · the earn rate and the currency it earns.
Every document behind this page — 3 of them, each with the day we read it
- official Axis Bank's live migration page for this card — the OLYMPUS benefit table offered "to former Citi Prestige Credit Card holders", including the 1.8% forex markup
- official Citi–Axis migration FAQ (June 2024) — "Citi Prestige Credit Card | Axis Bank OLYMPUS Credit Card | 1 Reward Point = 1 EDGE Mile", and no change to annual fees
- official "Forward Together", Axis Bank's Citi-transition site — the transfer of Citi's Indian consumer business "is now complete"