YES Bank Zaggle Corporate
KeepLounge visits at home and abroad, golf every month — and no published price or rate for either.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until YES Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #578
Why #578 A business card carried, not ranked, and unpriced besides. What it is: the only YES card outside the ₹10,000-and-up personal shelf that pairs a quarterly domestic lounge quota with international visits — and YES publishes neither what it costs nor what it earns.
The take
This is YES Bank's corporate card with Zaggle behind it, and it is the more travel-shaped of the two cards in the bank's corporate namespace. Its own summary leads with the airport: three complimentary domestic lounge visits a quarter within India and three complimentary international visits a calendar year, where the plain YES First Corporate beside it gets the domestic half and nothing abroad. Add a golf programme running one lesson every calendar month plus four further sessions with the green fee waived at select Indian courses, and the perk stack is the best on YES's business shelf. The corporate machinery is the same as its sibling's and it is good: individual statements for every cardholder plus a consolidated one for the programme administrator, a floater limit that moves one sanctioned limit between cardholders, a choice of billing cycles, corporate name embossing on the fourth line, MasterCard Smart Data Gen 2 for spend MIS, and controls at merchant-category, merchant and acquirer-bank level with per-day and per-transaction limits. Behind it sits Zaggle's own stack — payment gateway, payroll management, expense management — which is the reason a finance team would pick this over the plain corporate card. What is missing is everything a reader needs to judge it. There is no fees table on the page at all, where the sibling card carries eighteen rows of one; the bank-wide retail terms never mention corporate cards; and the page's own commercial-MITC link serves a viewer shell rather than a document. The reward line is worse than absent — it is stated and then scoped to "select categories" that YES never names, which is the one shape a desk cannot price. So the card is carried here for the benefits it does publish and is not valued, ranked, compared or put in the calculator until YES prints a fee and a category list.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
YES Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
What has changed under this card
- 15 Jun 2026 YES's ₹100 redemption fee reaches Marquee and Reserv issuer-wide
- 15 Jun 2026 YES Bank raises forex on almost every card it sells — SELECT takes 75 basis points in one step issuer-wide
- 1 Apr 2025 YES lounge gate triples to ₹1 lakh on Marquee and Reserv issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Three complimentary domestic lounge visits a quarter within India, and three international visits a calendar year
- One golf lesson every calendar month plus four more with the green fee waived at select Indian courses
- Floater limit — one sanctioned limit moved between cardholders across the company
- Individual statements for every cardholder plus a consolidated one for the programme administrator
- Controls at merchant-category, merchant and acquirer-bank level, with daily and per-transaction limits
- Zaggle's payment gateway, payroll management and expense management behind the card
Watch out
- YES PUBLISHES NO FEE FOR THIS CARD. Its page carries no fees table, the bank-wide retail terms never mention corporate cards, and its own commercial-MITC link serves a viewer shell rather than a document — so the desk carries it without valuing it
- THE REWARD LINE IS SCOPED TO "select categories" AND YES NAMES NONE OF THEM. Its sibling prints the same figure against all categories except fuel; here the qualifying spends are simply not published, so no rate is carried
- No lounge OPERATOR is named for either the domestic or the international quota, so this board opens no doors for it on the map
- The international visits carry their own asterisk on YES's page, and the footnote behind it is not published
- No foreign-currency markup is stated anywhere on the page — on a card sold partly on international lounge access
- Liability sits with the company, as it does on every card in this namespace
What these points actually fly
YES Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Direct application — no invite list, no banking relationship required.
Through the company. YES issues this against a corporate relationship and the application document it links is the "Corporate Credit Card Individual App Form"; the card is set up under a programme an administrator runs, with the statement, the floater limit and the billing cycle chosen at that level. There is an Apply Now funnel on the page. Ask for the fee schedule and the qualifying reward categories in writing before signing — YES publishes neither.
YES Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
7 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 15 Jun 2026YES's ₹100 redemption fee reaches Marquee and ReservMarquee and Reserv exempt from the ₹100-per-redemption fee; card reissuance ₹100–₹200 by variant → ₹100 fee on every redemption request, premium cards included, plus a ₹99 booking fee on YES Rewardz flights; reissuance ₹199; fuel-surcharge waiver window revised
The exemption that let Marquee and Reserv holders pretend the ₹100 redemption fee was someone else's problem is gone. From 15 June 2026 every YES card pays ₹100 per redemption request, and booking a flight through YES Rewardz — the only place the points are worth their ₹0.25 — stacks a ₹99 booking fee on top. On a card whose whole pitch is settling 4.5% online earnings in portal travel, YES now charges you twice at the exit.
- 15 Jun 2026YES Bank raises forex on almost every card it sells — SELECT takes 75 basis points in one step
- 15 Jun 2026Reserv's forex markup goes 1.75% to 2%
- 1 Apr 2025YES lounge gate triples to ₹1 lakh on Marquee and Reserv
- 1 Apr 2025Government and ad spends stop earning on 13 YES cards
- 1 Dec 2024YES caps travel redemptions at 70% of the invoice
- 15 Dec 2023YES returns to super-premium with the Marquee
Every YES Bank change we've dated → 7 events since 2023, 6 of them nerfs — worst year 2026.
Verified against YES Bank's own documents on
Not published , and we will not invent it: the annual fee · the earn rate and the currency it earns.