ABN AMRO Platinum
CancelBuy the card, then buy the clubs — ₹16,500 to join if you wanted all of them.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: A Montblanc Generation fountain pen on the base Gateway card; add the Voyager club and a complimentary ticket to Singapore, Kuala Lumpur or Bangkok, or the Greens club and a TaylorMade golf club of your choice
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until ABN AMRO Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #910
Why #910 A Rohit Bal-designed invitation-only Platinum sold as a base card plus clubs — Priority Pass and a Montblanc at the bottom rung, a free ticket to Singapore or a Golf Fee Card above it, ₹16,500 to take the lot. Carried for the record; ABN AMRO left India after the RBS break-up.
The take
The ABN AMRO Platinum is the strangest thing on this shelf and the most revealing. It was not one card but a chassis: a base product called Platinum Gateway, and two optional clubs — Voyager for travellers, Greens for golfers — that you paid separately to bolt on. The bank's own fee schedule prices the ladder plainly: ₹5,500 to join with ₹3,000 a year for Gateway alone, ₹11,000 and ₹4,000 for Gateway plus one club, and ₹16,500 and ₹5,000 for all of them. Add-on cards were free at every rung. The plastic itself was designed by Rohit Bal, which the page spends its first two paragraphs on. What each rung bought is worth listing because it dates the Indian premium market precisely. Gateway: a Montblanc Generation fountain pen on joining, a round-the-clock concierge that would deal with hotels and hospitals and send flowers abroad, a Priority Pass, and insurance cover of up to ₹1 crore. Voyager: a complimentary ticket to Singapore, Kuala Lumpur or Bangkok, a Taj InnerCircle Epicure card, and a "Platinum Miles programme" the bank never documented. Greens: a TaylorMade golf club of your choice, a Golf Fee Card membership giving discounted access to 2,400 courses worldwide and up to 50% off at 3,500 golf hotels and resorts, and a golf concierge. The catch is the one that makes this card unvaluable rather than merely expensive. ABN AMRO never published what a Platinum Mile was worth or how fast you earned one, and never published a lounge quota against the Priority Pass — and a Priority Pass on an Indian card has meant anything from unlimited free visits to a membership card with US$32 charged per entry. So the perks are on the record and the arithmetic is not, and this desk will not invent the half that decides whether ₹16,500 was worth paying.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
ABN AMRO Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- A Priority Pass on the base Gateway card, and a 24-hour concierge that handled hotels, hospitals and international flower delivery
- A Montblanc Generation fountain pen on joining, and insurance cover of up to ₹1 crore
- The Voyager club: a complimentary ticket to Singapore, Kuala Lumpur or Bangkok, plus a Taj InnerCircle Epicure card
- The Greens club: a TaylorMade golf club, and a Golf Fee Card opening 2,400 courses worldwide at a discount
- Add-on cards free at every rung of the ladder — the fee schedule prints 0 in all four columns
Watch out
- WITHDRAWN — ABN AMRO's Indian card book passed to RBS in 2007–08 and the brand has left India
- The clubs were PRICED SEPARATELY: ₹5,500 to join for Gateway alone, ₹11,000 with one club, ₹16,500 with all of them
- Invitation only — the page's own line was 'Platinum Card is available by invitation only. If you are interested in the Platinum Card, SMS STYLE to 56161'
- No lounge quota was ever published against the Priority Pass, and a Priority Pass membership can mean zero free visits
- The Voyager club's accrual into Platinum Miles is documented, but ABN AMRO never published what a Platinum Mile is WORTH — and without that half, the desk cannot turn the accrual into a rate, so this card is carried rather than valued
- Revolving cost reached 3.5% a month — an APR of 42% — on the last published schedule, and foreign currency 3.5% plus 0.80% from MasterCard
What these points actually fly
ABN AMRO Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. The card was invitation-only while it existed, and ABN AMRO's Indian retail and card business passed to the Royal Bank of Scotland in the 2007–08 break-up of ABN AMRO.
ABN AMRO Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against ABN AMRO Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 5 of them, each with the day we read it
- official ABN AMRO India's Platinum Card page (archived 02-Mar-2008) — the Gateway, Voyager and Greens clubs, the Priority Pass, the Montblanc pen and the invitation-only line
- official ABN AMRO India's last published Service Charges and Fees page (archived 10-Feb-2010) — the four-column Platinum ladder, from ₹5,500 to join for Gateway alone to ₹16,500 for all clubs
- official Ratnakar Bank's press release of 9 August 2013 — its acquisition of RBS India's credit-card business, the end of the line for the book ABN AMRO's Indian cards were issued from
- community A December-2008 verbatim mirror of ABN AMRO India's own Platinum tariff table — corroborates the ₹5,500 joining and ₹3,000 renewal fees this card is priced on
- official RBL Bank's 2014 Cards Schedule of Charges — the acquiring bank still charging ₹3,000 a year on the Platinum base, in a category naming Gateway, Green, Voyager and Executive