#703

Manchester United ICICI Signature

Downgrade

ICICI still charges ₹2,499 for it and no longer publishes a word about what it does.

Not valued

no published earn rate to price

Verified · 2 documents

Skip the arithmetic — the board, ranked → · nothing to sign up for

What it's worth to you, after the fee

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until ICICI Bank publishes terms we can cite.

Why we decline to value some cards, and what it takes to change that →

1 notes on the card itself: how it is issued

ICICI Bank · Not published · premium

₹2,499 + GST
Annual fee1
₹2,50,000 spend
Fee waiver

The take

Somewhere between the co-brand's heyday and today, ICICI quietly stopped selling this card without stopping charging for it. Its product page now redirects to the bank's homepage, it is absent from ICICI's own list of credit cards, and yet the current MITC still carries a ₹2,499 fee line for it, still names it in the statement-cycle reward-cap table and still lists it among the variants covered by the BookMyShow offer. So the product is alive in the fee schedule and dead in the shop window — which means if you hold one, you are paying a premium-tier annual fee for a set of benefits the issuer has stopped describing anywhere a reader can reach. We will not reconstruct that benefit sheet from memory or from a review site's copy of a page ICICI has taken down. What we can tell you is the cost and the shape: ₹2,499 a year, reversed only if you put ₹2,50,000 through it in the anniversary year (EMI spends excluded), ₹199 per supplementary card, and ICICI's cycle caps on utility, insurance, grocery and transportation spends apply to it exactly as they do to Coral. If you are holding it and cannot say what you get, that is the whole argument for asking ICICI for a product change to something they still publish.

Your renewal — keep, downgrade or cancel

There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.

the whole desk — what changed, the downgrade, and what we cannot price →

Keep, downgrade or cancel

what we can and cannot price

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.

The downgrade

ICICI Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.

What has changed under this card

  • 10 Sep 2026 ICICI's September lounge list drops four doors and adds Bhogapuram issuer-wide
  • 29 Aug 2026 ICICI un-reserves Mumbai's Adani Silver lounge — the whole Annexure-1 board gets in issuer-wide
  • 1 Jul 2026 ICICI's lounge-gate exemption expires for Adani One and MakeMyTrip issuer-wide

We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →

If you call to cancel

What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →

The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.

What's good

  • Still priced and still serviced in ICICI's current MITC — the fee line, the reward caps and the BookMyShow variant list all name it
  • The ₹2,499 annual fee is reversed for the following year at ₹2,50,000 of anniversary-year spend
  • Supplementary cards ₹199 each

Watch out

  • ICICI publishes NO product page for this card — the URL redirects to the bank's homepage and the card is absent from the live credit-card listing, so its benefits and earn rate are unstated and we decline to invent them
  • Closed to new applicants; there is no route in, only a route out
  • ₹2,499 a year against a ₹2,50,000 spend bar for the waiver, with EMI spends excluded from the count
  • ICICI's cycle caps bite: utility and insurance spends count only to ₹40,000, grocery and departmental to ₹20,000, and transportation to ₹10,000 a statement cycle
  • Nothing on file entitles this card to lounge access — no live ICICI document grants it one

What these points actually fly

ICICI Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.

what the cards that DO reach a chart can fly — 2,196 corridors priced →

Does your spend count toward the fee waiver?

not published — and we say which

₹2,50,000 a year is the bar that waives the ₹2,499 fee. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.

Not published. ICICI Bank states what the Manchester United ICICI Signature earns, but has not published which spend categories count toward the fee waiver — the ₹2,50,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.

Lounge access

0 of 793 tracked doors

No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →

Can you get it?

the route in — no cutoffs published

The cutoffs and the actual route in — not the "apply now" button, the door that opens.

Route Closed to new applications
Income · salaried not published
Income · self-employed not published
Age band not published

Closed to new applications — existing cardholders keep the card; there is no way in.

You cannot get it. ICICI has removed every application surface: the product URL redirects to icici.bank.in/home on both the current and the legacy host, and the card is not among the thirty-odd credit cards its own listing page links. Existing holders are still serviced — the MITC prices the card and applies its rules — but this is a closed product in every sense a new reader cares about. The comparable co-brand ICICI still sells is the Chennai Super Kings card at ₹500, which has a live page.

ICICI Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.

no MITC row researched for this card yet · filter the board by what you can get →

What's changed for this card

8 dated changes

Full tracker →

Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.

  • 10 Sept 2026
    Lounge minor ICICI Bank
    ICICI's September lounge list drops four doors and adds Bhogapuram
    The prior edition opened Bhubaneswar's landside Bird Lounge, Vadodara's Premium Lounge, Visakhapatnam's Airr Lounge and Bar, and Dehradun's landside Bird Lounge, and filed Ahmedabad T2 international as The Lounge opposite Gate 3 → Those four rooms are gone. Bhubaneswar keeps O'Vetra near Gate 8, Dehradun keeps Carnations in the security hold, Vadodara is off the list, and Visakhapatnam's rows are Encalm domestic and international at Bhogapuram. Ahmedabad T2 international is Adani Silver Lounge - International, Gate 08, and it is not asterisked

    ICICI re-saved its consolidated domestic lounge list on 10 September 2026 and moved rooms, not quotas. Four doors an Annexure-1 card used to open are off the list: Bhubaneswar's landside Bird Lounge (O'Vetra, airside near Gate 8, stays), Vadodara entirely, Visakhapatnam's Airr Lounge and Bar, and Dehradun's landside Bird Lounge (Carnations, in the security hold, stays). Visakhapatnam's replacement is two Encalm rooms at Bhogapuram, which this map does not carry yet — the airport is not in our coordinate file, so those doors are recorded here and not drawn. Ahmedabad's T2 international row is no longer The Lounge opposite Gate 3. It is Adani Silver Lounge - International, first floor, Gate 08, and the row has no asterisk, so the whole Annexure-1 board gets it at each card's own quarterly quota rather than the three unlimited cards alone. Noida's three Jewar rows are still on the PDF and still unmapped.

  • 29 Aug 2026
    Lounge minor ICICI Bank
    ICICI un-reserves Mumbai's Adani Silver lounge — the whole Annexure-1 board gets in
  • 29 Jul 2026
    Buff minor ICICI Bank
    Times Black publishes its eligibility bar and swaps BLADE for Thumby Aviation
  • 1 Jul 2026
    Lounge major ICICI Bank
    ICICI's lounge-gate exemption expires for Adani One and MakeMyTrip
    Adani One ICICI Signature, Adani One ICICI Platinum and the MakeMyTrip ICICI Bank Credit Card were exempt from the ₹75,000-per-quarter spend gate on complimentary domestic lounge access — "valid till Jun 30, 2026" → All three now "require spends of ₹ 75,000 to be made in a calendar quarter to unlock airport lounge access in the next calendar quarter, with effect from Jul 01, 2026"

    ICICI's MITC, headed "Last updated on Aug 2nd, 2026", carries the expiry date inside the exemption list itself and then restates it as a dated instruction below. No lounge visit is removed — MakeMyTrip keeps 2 domestic a quarter plus 1 international, Adani One Signature 4 a quarter plus 2 Priority Pass, Adani One Platinum 2 a quarter — but all of them now cost ₹3 lakh of routed annual spend on top of the fee, which reprices the ₹750 Adani One Platinum hardest. The ₹75,000 excludes rent, government, education, EMI, fees, interest, DCC and reversals, and the qualifying quarter is offset (26th to 25th), so the spend that unlocks Oct-Dec was made between 26 June and 25 September. Worth flagging for the desk: ICICI's own "Upcoming changes to Credit Card features and charges" page, re-read 28 August 2026, still lists MakeMyTrip among the exempt cards with no expiry, and never names the Adani One pair at all. Two live ICICI documents, two different answers; the MITC is the regulated one and the more recently dated, so it is the one we follow.

  • 1 Feb 2026
    Devaluation minor ICICI Bank
    ICICI gates its BookMyShow movie perk behind quarterly spend
  • 15 Jan 2026
    Devaluation major ICICI Bank
    ICICI caps transport rewards and excludes rent, tax, fuel spends
  • 15 Nov 2024
    Devaluation major ICICI Bank
    ICICI's November purge: rewards, lounges and 1% fees
  • 5 Feb 2024
    Devaluation moderate ICICI Bank
    ICICI stops rewards on rent and wallet loads

Every ICICI Bank change we've dated → 10 events since 2019, 7 of them nerfs — worst year 2026.