Deutsche Bank WorldMiles Platinum
CancelSeven and a half thousand miles to join, two thousand back at every renewal — if a WorldMile was worth anything.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: 7,500 WorldMiles on joining, and 2,000 more on every renewal
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #924
Why #924 The lower rung of Deutsche's house-mile family: 2 SpendMiles per ₹100, 7,500 to join, 2,000 back at every renewal against a ₹1,500 fee. No golf, no Visa Signature, and a Priority Pass whose visits you paid for. Carried for the record.
The take
The WorldMiles Platinum is the cheaper half of Deutsche Bank's house-mile pair, and its renewal arithmetic is the part worth remembering: ₹1,500 to renew, 2,000 WorldMiles credited for doing so. On any plausible valuation the card paid for its own renewal, which is a structure Indian issuers have largely stopped offering. Joining brought 7,500 miles and cost ₹5,000, and ongoing spend earned 2 SpendMiles per ₹100 — two thirds of what the Signature rung above it paid, for ₹2,500 less to get in and ₹1,000 less a year. What it did not have is as clear as what it did, because Deutsche published a side-by-side table with exactly three "No" rows against this card: no complimentary golf programme, no year-end statement summary, and no Visa Signature offers. Everything else was shared — ₹25 lakh of personal insurance, a 24/7 international concierge, zero fuel surcharge between ₹400 and ₹4,000, roaming savings through Matrix Cellular, a free additional card for business expenses, Total Protection fraud cover and entertainment offers. And then the two cautions that govern the whole family. The Priority Pass was Standard membership — Deutsche priced it on the page at "$99 per annum" of value — which means the card gave you the card and not the entry; visits were charged, and the only relief was Travel Plus at ₹3,000 a year for $27 off up to ten visits outside India. And a WorldMile has no published value: no redemption chart, no partner airline, no rupee figure anywhere in what survives. So the welcome, the renewal bonus and the accrual are all on the record here as counts, and none of them is priced, because this desk will not guess what a dead house currency was worth.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- 7,500 WorldMiles on joining and 2,000 more on every renewal, against a ₹1,500 renewal fee
- 2 SpendMiles per ₹100 on spend
- ₹25 lakh of complimentary insurance cover and a 24/7 international concierge
- Zero fuel surcharge on every transaction between ₹400 and ₹4,000
- Savings on international roaming through Matrix Cellular, and a free additional card for business expenses
- ₹2,500 cheaper to join and ₹1,000 cheaper to renew than the Signature rung above it
Watch out
- WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011, and this page describes the Deutsche-era card only
- THE PRODUCT DID NOT DIE IN 2011 — IndusInd re-issued it under its own name at exactly these prices and went on selling it until at least 2019, changing the welcome gift and the Travel Plus terms along the way; that successor is a separate file, indusind-worldmiles-platinum
- WorldMiles was Deutsche's OWN currency, not an airline's — no redemption chart, no named partner and no ₹-per-mile was ever published, so nothing here can be valued
- The Priority Pass was STANDARD membership 'worth $99 per annum' — every visit was charged, and the waiver was sold separately as Travel Plus at ₹3,000 a year for up to ten visits outside India
- No golf programme, no year-end summary and no Visa Signature offers — Deutsche's own comparison table marks all three 'No' against this card
- Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
- Foreign currency was charged at 3.5%, the full Indian norm, on a card sold to travellers
- Deutsche's own sibling Miles & More Platinum paid Lufthansa miles directly for ₹3,000 to join and ₹2,000 a year
What these points actually fly
Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011 and deutschebank.co.in no longer serves a credit-card page. IndusInd kept selling the card under its own name for another eight years — see indusind-worldmiles-platinum — and that one is gone too.
Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Deutsche Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 4 of them, each with the day we read it
- official Deutsche Bank India's WorldMiles comparison table (archived 03-Apr-2010) — the welcome and renewal miles, the SpendMiles rate, the Priority Pass membership line and both cards' fees side by side
- official Deutsche Bank India's Schedule of Charges for credit cards, effective 19 April 2010 — this card at ₹5,000 to join and ₹1,500 to renew, with 3.5% on foreign currency
- official IndusInd Bank's bank-wide credit-card MITC, 2011 — the buyer's own fee table, carrying this card at Deutsche's exact ₹5,000 and ₹1,500 after the portfolio sale
- official Deutsche Bank India's own Cards shelf today — titled "Debit Cards for Every Need", it lists debit cards only and no credit card at all