Deutsche Bank Landmark Gold
CancelA free card that paid you in books — and only in books.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: A Landmark gift voucher worth ₹500, redeemable at any Landmark store in India
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #945
Why #945 The cheaper Landmark rung: four savings points on every ₹100 at the bookshop instead of six, a ₹500 voucher on the way in, and the same lifetime-free price. Carried for the record; Deutsche's Indian card book went to IndusInd in 2011.
The take
The Gold was the entry rung of Deutsche Bank's Landmark co-brand, and the honest way to read it is as a store loyalty card that happened to work everywhere else too. It cost nothing: Nil to join, Nil to renew, Nil for add-ons, all three published on the bank's own Schedule of Charges. It handed you a ₹500 Landmark gift voucher for turning up — the Platinum variant above it got no welcome voucher at all, which is the one line where the cheaper card wins. On spend, four savings points per hundred rupees at Landmark against the Platinum's six, and half a point per hundred on fuel with the 2.5% surcharge waived on top. Landmark's own privileges came with it and were the real draw: early word on the annual sales, exclusive monthly discounts, free seats at the chain's quiz and book-reading evenings, and free gift wrapping. The reason this is carried and not ranked is the same footnote that governs its Platinum sibling, and Deutsche printed it in plain sight: reward points were redeemable only at Landmark stores. A closed loop, no published exchange rate, no airline at the end of it. And the travel side of the card was never included — Travel Plus was a ₹3,000-a-year add-on, and the Priority Pass on Deutsche's shelf was membership rather than entry, with the visits charged at the door.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Nil to join, Nil to renew and Nil for add-ons on Deutsche's published Schedule of Charges — genuinely lifetime free
- A ₹500 Landmark gift voucher as a welcome gift, which the Platinum variant did not get
- Four savings points on every ₹100 spent at Landmark
- Half a savings point on every ₹100 of fuel, on top of the 2.5% fuel surcharge being waived
- Sneak previews of Landmark's annual sales, exclusive monthly discounts and free tickets to its quiz and book-reading events
- Pick your own statement cycle from the 3rd, 5th, 8th, 12th or 18th of the month
- Total Protection against unauthorised transactions up to the card's full credit limit
Watch out
- WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011, and the Landmark chain itself has since closed; this page describes the Deutsche-era card only
- THE CARD DID NOT DIE IN 2011 — IndusInd re-issued it under its own name at the same Nil price, carried it in its own bank-wide MITC in 2011 and again in October 2012, and PUBLISHED THE FULL EIGHT-CATEGORY EARN TABLE Deutsche never did — but dropped the ₹500 welcome voucher; that successor is a separate file, indusind-landmark-gold
- Points were redeemable ONLY at Landmark stores, in Deutsche's own words — a closed loop with no published exchange rate and no route to any airline
- The Platinum variant earned half again as much at Landmark for exactly the same Nil fee
- The travel benefits were NOT included: Travel Plus was a separate ₹3,000-a-year programme, and the Priority Pass it softened was membership rather than entry
- From 31 March 2010 the service tax on the fuel surcharge stopped being waived and fell back on the cardholder
- Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
- Foreign currency was charged at 3.5%, the full Indian norm
What these points actually fly
Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011 and deutschebank.co.in has not served a credit-card page since. IndusInd kept issuing the same card under its own name — see indusind-landmark-gold — and that one is gone too, along with the chain.
Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Deutsche Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 4 of them, each with the day we read it
- official Deutsche Bank India's Landmark Credit Card page (archived 22-Nov-2010) — the ₹500 welcome voucher, the Landmark accrual counts, the closed-loop redemption rule and the Landmark privileges
- official Deutsche Bank India's Schedule of Charges for credit cards, effective 19 April 2010 — this card at Nil to join and Nil to renew, with 3.5% on foreign currency
- official IndusInd Bank's bank-wide credit-card MITC, 2011 — the buyer's own fee table, carrying this card at Deutsche's exact Nil after the portfolio sale
- official Deutsche Bank India's own Cards shelf today — titled "Debit Cards for Every Need", it lists debit cards only and no credit card at all