MakeMyTrip ICICI Bank Signature
KeepLifetime-free after the ₹2,500 door charge — and the door is bricked up.
What it's worth to you — net annual value
Welcome: MMTBLACK Platinum tier + a MakeMyTrip holiday voucher up to ₹2,500 — one-time, on joining. CLOSED TO NEW APPLICATIONS.
How these numbers are computed →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
The take
ICICI stopped taking applications for this one, which turns it from a shopping question into a keep-or-close question — and the answer is keep. After the one-time ₹2,500 joining fee the annual fee is nil, forever, and nil is a hard number to argue with. For that you hold eight domestic lounge visits a year (two a quarter, gated at ₹75,000 of prior-quarter spend), one international Priority Pass visit a year, a railway lounge visit every quarter, and MMTBLACK Platinum status. The earn is where it shows its age: everything is priced per ₹200, not per ₹100 — 4 myCash on MMT hotels (2%), 2 on MMT flights (1%), 1.25 on everything else (0.625%). The newer ₹999 MakeMyTrip ICICI card earns per ₹100 and charges 0.99% forex; this one earns half as much and charges 3.5%. So: never take it abroad, never make it your primary swipe, and never close it. A free card with eight lounge visits is a free card with eight lounge visits.
What's good
- Annual fee NIL — lifetime-free after the one-time ₹2,500 joining charge
- 8 domestic lounge visits a year + 1 international Priority Pass visit
- 1 railway lounge visit every quarter
- MMTBLACK Platinum tier + up to ₹2,500 MakeMyTrip holiday voucher on joining
Watch out
- Closed to new applications — ICICI's own page says so
- Everything earns per ₹200, not ₹100: base spends are 0.625%, MMT flights just 1%
- 3.5% forex — the newer ₹999 MMT ICICI card charges 0.99%
- myCash is a closed MakeMyTrip wallet: no transfers, no cash-out, per-booking caps
- Domestic lounges need ₹75k of prior-quarter spend to unlock
Lounge access
Gate: ₹75k prior-quarter spend (airport visits)
Opens 711 of 746 tracked lounge doors across 310 airports — see the full map →
Can you get it?
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You can't. ICICI's product page carries the line "We are no longer accepting applications for MakeMyTrip ICICI Bank Signature Credit Card". The live replacement is the ₹999 MakeMyTrip ICICI Bank card, which ships as a Mastercard + RuPay pair, earns per ₹100 instead of per ₹200 and charges 0.99% forex — strictly better on earn, strictly worse on fee. Existing Signature holders should think hard before swapping: nil annual fee is the one thing the new card can't match.
ICICI Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
per the official ICICI Bank MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the ranking by what you can get →
The fine print
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
CLOSED TO NEW APPLICATIONS — ICICI's product page states "We are no longer accepting applications for MakeMyTrip ICICI Bank Signature Credit Card" (verified 2026-07-25). Joining ₹2,500; ANNUAL FEE NIL, so it is lifetime-free once held. Earn is per ₹200, not per ₹100: 4 myCash on MMT hotels, 2 on MMT flights, 1.25 on other domestic spends. 8 domestic lounge visits/year (2 per quarter, gated at ₹75,000 prior-quarter spend) + 1 international visit/year via Priority Pass (applications after 15-Nov-2024) or DreamFolks (earlier holders) + 1 railway lounge visit per quarter. Welcome: MMTBLACK Platinum tier + MakeMyTrip holiday voucher up to ₹2,500. 1% fuel-surcharge waiver on ₹400–₹4,000 at HPCL. Distinct from icici-makemytrip (the live ₹999 dual Mastercard+RuPay card, which earns per ₹100 at 0.99% forex). ICICI publishes no income/age criteria in the MITC — not published.
per the official ICICI Bank MITC · reviewed 10 Jul 2026
What's changed for this card
Full tracker →Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to.
- 1 Feb 2026ICICI gates its BookMyShow movie perk behind quarterly spendComplimentary BookMyShow ticket offer, no spend condition → Needs ₹25,000 spend in the preceding quarter
ICICI didn't kill the BookMyShow benefit outright — Instant Platinum loses it entirely from 1 February 2026, while other cards keep it only if you've spent ₹25,000 in the prior quarter. It's a small perk on paper, but it's part of the same February devaluation wave that also killed several reward categories, and it signals ICICI is done handing out 'free' lifestyle perks with no spend attached.
- 15 Jan 2026ICICI caps transport rewards and excludes rent, tax, fuel spendsEmeralde/Sapphiro earned on unlimited transport; 1.99% DCC → Transport rewards capped at ₹20,000/month; DCC to 2%
From 15 January 2026, Emeralde, Emeralde Private, Sapphiro and Rubyx only earn points on the first ₹20,000 of monthly transport spend, and government services, fuel, rent, tax and third-party wallet loads earn nothing at all — categories that used to be reliable point-farming ground. Layer on a DCC fee hike to 2% and a new ₹3,500 add-on card fee, and this is one of the broadest single-day devaluations any Indian issuer has run across its premium metal tier.
- 15 Nov 2024ICICI's November purge: rewards, lounges and 1% feesBroad earn; easy spend-based lounge access → Rent/gov/education excluded; grocery capped; 1% ed/utility fee; spend-gated lounges
The single worst day of 2024 for ICICI holders, Emeralde Private included. Rent, government and education spends stop earning and stop counting toward fee waivers, grocery rewards get capped, a 1% fee lands on third-party education/utility, and lounge access is restructured behind prior-spend gates.
- 5 Feb 2024ICICI stops rewards on rent and wallet loadsRent and e-wallet loads earned points → Zero reward points
ICICI's opening move of 2024: from 5 February, rent payments and e-wallet loading earn nothing. A quiet start to what became a brutal year for ICICI reward chasers.
- 22 Nov 2022ICICI Bank launches invite-only Emeralde Private Metal cardNo true super-premium ICICI travel card → Emeralde Private Metal: 3% back, unlimited lounge/golf
ICICI finally built a card that could sit at the same table as Infinia and Magnus — invite-only, metal, 3% uncapped value-back, unlimited lounge and golf access, plus a Taj Epicure membership thrown in. It marked ICICI's real entry into India's super-premium travel-card fight.
- 18 Jan 2019ICICI Bank launches Emeralde, wedging above SapphiroSapphiro topped ICICI's travel-and-rewards credit card lineup → Emeralde debuts with ~₹3 lakh in annual benefits at a ₹12,000 fee
ICICI Bank soft-launched the Emeralde credit card on January 18, 2019, slotting it above Sapphiro with a headline claim of roughly ₹3 lakh in annual benefit value against a ₹12,000 annual fee. It gave ICICI a genuine super-premium travel card to compete with HDFC Infinia and Diners Black for the first time, years before the invite-only Emeralde Private Metal would push the lineup even further upmarket.
Go deeper
Sources
Every fact on this page is checked against these documents — the issuer's own paperwork first. Spot something stale? The PDF wins, and we re-verify.
- official Product page — "no longer accepting applications", ₹2,500 joining / nil annual, 4-2-1.25 myCash per ₹200, 8 domestic + 1 international + quarterly railway lounges, 3.5% forex, MMTBLACK Platinum checked 25 Jul 2026
- official MITC PDF checked 25 Jul 2026
- official The live ₹999 MakeMyTrip ICICI card — the replacement product, earning per ₹100 checked 25 Jul 2026
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