ABN AMRO Max Healthcare Wellness
CancelThe card that discounted the hospital, and threw in a travel agent.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: A complimentary health check-up voucher
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until ABN AMRO Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #914
Why #914 A hospital co-brand — up to 50% off at Max Healthcare, free health screening, ₹50,000 of emergency cash — with a travel desk bolted on through International Travel House. An odd, specific card, and the only health co-brand on this board. Carried for the record.
The take
There is nothing else quite like this on the board. ABN AMRO co-branded a credit card with Max Healthcare, a Delhi hospital group, and sold it on medicine: free health screening on joining, discounts of up to 50% at Max Healthcare facilities, free antenatal classes, an emergency cash entitlement of up to ₹50,000, and offers at spas and gyms. Then it bolted on a weekend-getaway calendar and an adventure-holiday programme, because a card sold on wellbeing in 2005 apparently had to cover both the hospital and the yoga retreat. The travel side is real if modest and ran through a different agency from the rest of the shelf: International Travel House rather than SITA World Travel, with 3% off basic domestic air fares, discounts on holiday packages, free ticket delivery, and the same Hertz arrangement the other ABN AMRO cards carried. The insurance sat with ICICI Lombard rather than United India, primary cardholder only. Earning was the bank's ordinary Bonanza Rewards programme, redeemable against catalogue gifts or against your own renewal fee, with a 500-point floor before you could redeem anything at all. At ₹295 to join and ₹750 a year it sat a rung above the Freedom and well below the Golds, and ABN AMRO also sold a Wellness Gold at ₹500 and ₹1,200 whose extra benefits it never documented anywhere this desk can find. Nothing here is priced: the rewards were a catalogue currency with no published rupee value, and the card has been gone for over a decade.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
ABN AMRO Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Up to 50% off at Max Healthcare, plus free health screening on joining and free antenatal classes
- An emergency cash entitlement of up to ₹50,000
- 3% off basic domestic air fares and discounts on holiday packages through International Travel House, with free ticket delivery
- A year-long calendar of weekend getaways and an adventure-holiday programme
- Attractive offers at spas and gyms, and PetroPlus fuel-surcharge waiver across India
Watch out
- WITHDRAWN — ABN AMRO's Indian card book passed to RBS in 2007–08 and the brand has left India
- The healthcare discounts were tied to Max Healthcare's own facilities, which were then almost entirely in and around Delhi
- Bonanza Rewards needed a minimum of 500 points before anything could be redeemed
- All insurance covers were for the primary cardholder only and lapsed if the card went unused
- No accrual value is carried here: the card earned Bonanza Reward Points, which this desk does not model as a currency
- Revolving cost reached 3.5% a month — an APR of 42% — on ABN AMRO's 2008 schedule, and the whole shelf was on 3.5% foreign currency by 2010
What these points actually fly
ABN AMRO Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. ABN AMRO's Indian retail and card business passed to the Royal Bank of Scotland in the 2007–08 break-up of ABN AMRO, and no successor sells a Max Healthcare co-brand.
ABN AMRO Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against ABN AMRO Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 4 of them, each with the day we read it
- official ABN AMRO India's Max Healthcare Wellness Card benefits page (archived 13-Dec-2005) — the hospital discounts, the emergency cash, the International Travel House privileges and the insurance table
- official ABN AMRO India's shelf-wide Tariff of Charges (archived 17-Dec-2006) — Wellness at ₹295 to join and ₹750 a year, beside a Wellness Gold at ₹500 and ₹1,200
- official ABN AMRO India's last Service Charges and Fees page (archived 10-Feb-2010) — the Wellness block taken off the rendered page, still ₹295 and ₹750 in the delivered source
- official Ratnakar Bank's press release of 9 August 2013 — its acquisition of RBS India's credit-card business, the end of the line for the book ABN AMRO's Indian cards were issued from