#943

Deutsche Bank Landmark Platinum

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Six points a hundred at the bookshop, and every one of them spent back at the bookshop.

Not valued

no published earn rate to price

Verified · 4 documents

Skip the arithmetic — the board, ranked → · nothing to sign up for

What it's worth to you, after the fee

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.

Why we decline to value some cards, and what it takes to change that →

2 notes on the card itself: how it is issued · why it ranks #943

Deutsche Bank · Not published · premium

Why #943 A lifetime-free bookshop co-brand: six savings points on every ₹100 at Landmark, redeemable only at Landmark. Deutsche's Travel Plus bolted on top for those who wanted it. Carried for the record; the card book went to IndusInd in 2011.

₹0 + GST
Annual fee1
None
Fee waiver

The take

Deutsche Bank and Landmark — then India's big-format books, music and movies chain — built this for a reader who spent at one shop and wanted the plastic to notice. It was free: Nil to join, Nil to renew, Nil for the add-on, on the bank's own published Schedule of Charges. That makes it one of the very few genuinely lifetime-free premium-tier cards any foreign bank ever sold in India. The earn was concentrated where the co-brand was. Six savings points on every hundred rupees spent at Landmark — half again what the Gold variant paid — and half a point on every hundred of fuel, on top of the 2.5% fuel surcharge being waived outright. Landmark added the things a bookshop can add and a bank cannot: sneak previews of the annual sales, monthly discount offers, free seats at Landmark quiz and book-reading events, and free gift wrapping in a paper of your choosing. The catch is stated on Deutsche's own page and it is the whole reason this card is carried rather than ranked: reward points were redeemable ONLY at Landmark stores. That is a closed-loop currency with no published exchange rate — not a rewards programme this desk can price, and not one that ever reached an airline. What made it a travel card at all was bolted on and sold separately. Travel Plus, at ₹3,000 a year, carried overseas medical cover to $100,000, baggage and passport cover, and waived $27 on up to ten visits outside India — because the Priority Pass on Deutsche's shelf was membership rather than entry, and every visit was charged at the door.

Your renewal — keep, downgrade or cancel

There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.

the whole desk — what changed, the downgrade, and what we cannot price →

Keep, downgrade or cancel

what we can and cannot price

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.

The downgrade

Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.

If you call to cancel

What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →

The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.

What's good

  • Nil to join, Nil to renew and Nil for add-ons on Deutsche's published Schedule of Charges — genuinely lifetime free
  • Six savings points on every ₹100 spent at Landmark, half again the Gold variant's four
  • Half a savings point on every ₹100 of fuel, on top of the 2.5% fuel surcharge being waived
  • Sneak previews of Landmark's annual sales and exclusive monthly discount offers
  • Free tickets to Landmark quiz and book-reading events, and free gift wrapping in a paper of your choice
  • Pick your own statement cycle from the 3rd, 5th, 8th, 12th or 18th of the month
  • Total Protection against unauthorised transactions up to the card's full credit limit

Watch out

  • WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011, and the Landmark chain itself has since closed; this page describes the Deutsche-era card only
  • THE CARD DID NOT DIE IN 2011 — IndusInd re-issued it under its own name at the same Nil price, carried it in its own bank-wide MITC in 2011 and again in October 2012, and PUBLISHED THE FULL EIGHT-CATEGORY EARN TABLE Deutsche never did; that successor is a separate file, indusind-landmark-platinum
  • Points were redeemable ONLY at Landmark stores, in Deutsche's own words — a closed loop with no published exchange rate and no route to any airline
  • The travel benefits were NOT included: Travel Plus was a separate ₹3,000-a-year programme
  • The Priority Pass across Deutsche's shelf was MEMBERSHIP, not entry: visits were charged, and $27 came off at most ten usages outside India, and only for Travel Plus members
  • From 31 March 2010 the service tax on the fuel surcharge stopped being waived and fell back on the cardholder
  • Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
  • Foreign currency was charged at 3.5%, the full Indian norm

What these points actually fly

Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.

what the cards that DO reach a chart can fly — 2,196 corridors priced →

Lounge access

0 of 793 tracked doors

No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →

Can you get it?

the route in — no cutoffs published

The cutoffs and the actual route in — not the "apply now" button, the door that opens.

Route Closed to new applications
Income · salaried not published
Income · self-employed not published
Age band not published

Closed to new applications — existing cardholders keep the card; there is no way in.

You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011 and deutschebank.co.in has not served a credit-card page since. IndusInd kept issuing the same card under its own name — see indusind-landmark-platinum — and that one is gone too, along with the chain.

Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.

no MITC row researched for this card yet · filter the board by what you can get →

What's changed for this card

nothing tracked yet — which is itself a fact

Full tracker →

No tracked devaluations or changes yet — this card's history starts here.