RBL Corporate Purchase Tax+
KeepA free card built for one job — paying the tax bill — with a credit window fifteen days shorter than its siblings.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied. Plus milestones, minus the fee. No accelerator credit — and a business card's accelerator is usually the point. This card is not on the board, which ranks personal cards only; it is ranked against other business cards on /best/business, where the tax, GST and vendor-payment rungs ARE credited and its ₹ reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Pays from the first rupee
At ₹1,000 a month — ₹12,000 a year — on the everyday mix this card returns ₹0 gross against its ₹0 fee = ₹0 net — at or above ₹0 from the first rung we price. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
2 notes on the card itself: how it is issued · why it ranks #489
Why #489 The narrowest card on RBL's whole board: a free instrument for paying corporate tax and statutory dues, with 35 days of float and no rewards of any kind. It is carried because it is a real RBL credit card a company can hold, and it is ranked on the only thing it sells — a shorter credit window than every other card on the commercial shelf.
The take
Tax+ is RBL's most single-minded product. It exists so a company can put corporate tax, statutory dues and compliance fees on a card instead of a bank transfer, get a consolidated payment record, and hold the money a little longer. That is the entire proposition, and RBL charges nothing for it: no joining fee, no annual fee. The catch is in the float, and it is the one number that separates this card from everything else on the commercial shelf. Every other RBL commercial card runs a 30+20-day interest-free window — up to 50 days. This one runs 30+5, so 35 days, and RBL says so on the product page in the same breath as the benefit. The late-payment rule is also its own: 2% of the outstanding like the rest of the shelf, but with a maximum of ₹10 lakh where the others have no ceiling, which tells you what size of tax payment RBL expects to see on it. There are no rewards at all — not a rate, not a milestone, nothing — no lounge access, no insurance beyond ₹20 lakh of lost-card and fraud liability, and a 3% foreign markup that is irrelevant to a card for Indian statutory payments. Usage can be restricted by transaction limit and merchant category, and CorpCard Hub gives the finance team one view of every card under the corporate. Judge it as treasury plumbing. As plumbing it is free and it works.
Your renewal — keep, downgrade or cancel
This card is lifetime free. There is no fee due, no renewal to weigh, and nothing to cancel to save.
Keep, downgrade or cancel
nothing due at the anniversary · 5 spend bands
The charge ₹0 — lifetime free
At your spend
₹0 a year at ₹3,00,000 of annual spend
₹0 a year at ₹6,00,000 of annual spend
₹0 a year at ₹12,00,000 of annual spend
₹0 a year at ₹36,00,000 of annual spend
₹0 a year at ₹60,00,000 of annual spend
Everyday earn plus milestones, with no fee to subtract — the same model as the value panel above, so the two cannot disagree. run your exact spend →
The downgrade
RBL Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
What has changed under this card
- 23 Sep 2026 Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and Hilton a program these points reach
- 21 Aug 2026 Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands a program these points reach
- 7 Jan 2026 RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- No joining fee and no annual fee, in RBL's commercial MITC and on the product page
- Built for corporate tax, statutory dues and compliance fees, with consolidated payment processing in one go
- Up to 35 days of interest-free credit, with a choice of billing cycles to line up against receivables
- Lost-card and fraud liability cover of ₹20 lakh
- Usage can be restricted by transaction limit and by merchant category
- CorpCard Hub gives the administrator one view of every card issued under the corporate
Watch out
- 35 days of float, not 50 — RBL's MITC gives this card a 30+5-day grace where every other commercial card gets 30+20
- NO rewards of any kind: RBL's page carries no rate and no milestone, and its MITC says the rewards programme runs on the T&E and Purchase cards without listing one here
- The late-payment fee is 2% of the outstanding with a ₹10 lakh maximum — the only row on the commercial shelf with a ceiling that high
- No lounge access, no travel insurance and no cash advance — that facility is restricted to the Corporate T&E Platinum
- 3% foreign markup, which matters little on a card for Indian statutory payments but is the shelf's worst
- The minimum amount due EQUALS the total amount due, so the balance cannot revolve
- Corporate liability: an individual cannot apply, and the company decides who gets a card
What these points actually fly
RBL Reward Points move to Club ITC — and that programme prices every award dynamically. There is no published chart to quote, so we quote nothing: an estimate is not a seat.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Direct application — no invite list, no banking relationship required.
A company applies, not an individual. RBL's credit team assesses the application and communicates a sanctioned limit "within 15 working days", after which the corporate requests individual cards; full individual KYC is required per RBI rules even though the liability sits with the company. RBL also issues its commercial cards against a fixed deposit, which keeps earning its normal interest — the deposit cannot be closed midway, though partial withdrawal is allowed. The facility runs for one year and is renewed annually at the bank's discretion.
RBL Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
per the official RBL Bank MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the board by what you can get →
The fine print
4 of 7 MITC rows published
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
NIL joining fee and NIL annual fee, on the narrowest product RBL sells: a card for corporate tax, statutory dues and compliance fees. TWO ROWS CARVE IT OUT FROM ITS FIVE SIBLINGS. The interest-free window is 30+5 days — 35 — where every other commercial card gets 30+20; and the late-payment fee, 2% of the outstanding with a ₹300 floor everywhere else, carries a ₹10 lakh maximum here, which is a statement about the size of payment RBL expects. NO REWARDS AT ALL: the product page publishes neither a rate nor a milestone, and the MITC's rewards clause names the T&E and Purchase programmes without listing a rung for this card. Corporate liability, no finance charges, minimum amount due equal to the total amount due. Lost-card and fraud liability ₹20 lakh; consolidated payment processing, multiple billing cycles, transaction-limit and merchant-category restrictions, and CorpCard Hub administration. No lounge access and no travel insurance.
per the official RBL Bank MITC · reviewed 10 Jul 2026
What's changed for this card
6 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 23 Sept 2026Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and HiltonAccor and Marriott off the grid since 2 April 2026; Club ITC live; no Cathay, Miles & More or Hilton → Accor live at the punished rates; ITC removed; Cathay, Hilton and Miles & More live; Marriott still gone
Axis's own Travel EDGE terms, re-read 25 September 2026, already show the grid that went live on 23 September. Accor ALL is back, and not at the old Atlas 1:2: EDGE Miles convert at 2:1 (Olympus 1:2) and EDGE Rewards at 5:1, with Magnus for Burgundy at 5:2 and only Burgundy Private still at 5:4. Club ITC is off the table. Three partners are new. Cathay Asia Miles sits on that same punished grid. Hilton Honors is the ordinary one: EDGE Miles 1:2, EDGE Rewards 5:2, Burgundy 5:4. Lufthansa Miles & More is the exception on Atlas, which converts 1:1 there while every other standard airline on that card is 1:2; the EDGE Rewards side of Miles & More is the ordinary 5:2. Marriott stays removed. Qatar Privilege Club was already back. Flying Blue, Air India and Qantas moved into Group A, which is the capped group. The Axis Rewards credit card's Amex network is advertised as joining-fee and annual-fee nil for a limited period; there is no separate Amex variant on this board, so that offer is not modelled as a fee change.
- 22 Aug 2026RBL relaunches the Shoppers Stop co-brand as a Gold / Platinum / Black trio
- 21 Aug 2026Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands
- 7 Jan 2026RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet
- 1 Jul 2025RBL gates domestic lounges behind ₹35k a quarter
- 15 Oct 2024RBL strips points from education, government and wallet spends
Verified against RBL Bank's own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 2 of them, each with the day we read it
- official Product page — up to 35 days of interest-free credit, ₹20 lakh fraud cover, merchant- category restrictions, and no reward block of any kind
- official Commercial-card MITC — "RBL Bank Corporate Purchase Tax+ Card: NIL" annual fee, a 30+5-day grace where the rest of the shelf gets 30+20, and a ₹10 lakh late-fee ceiling