My desk

Your desk

Sign in and this page becomes yours: the cards you hold, what changed under them, and the one move worth making this month.

What your desk does

  1. choose. Every card you hold, our verdict on each, and what the whole deck is worth in a year — fees already paid.
  2. earn. The spend category your deck is strongest on and the one it is weakest on, read off the issuers' own published MCC rules.
  3. track. Every fee hike, transfer cut and lounge change that touches your cards or the points they earn — plus what has been announced and hasn't landed yet.
  4. redeem. The lounge doors your deck opens, its best way out of every currency, what your balances are worth, and the real award seats those points already reach.

For example Hold the HDFC Infinia Metal and this page opens on ₹19,980 a year at ₹50,000/month, 3.33% on education, 128 tracker events that reach it or HDFC Reward Points, and Singapore Airlines KrisFlyer as its best way out at ₹1.10 a point. One card. It gets sharper with every one you add.

Signing in is the only way this page can be yours on more than one device — it syncs the card slugs you save and your address, nothing else. What we store →

Or start at the top of our rankings