We measure the traffic, not you.

No accounts. No newsletter box. No email. Nothing on this site asks for your name, number, PAN or income, and no page submits anything you type to a server. One form exists — the error report — and it sends only what you type into it (rate-limiting keeps a one-way hash of your IP for a day; the address itself is never stored). The domain is configured to neither send nor receive mail — there is no address to leak to a list, because there is no list.

We do measure traffic, and we'd rather be straight about it than pretend otherwise. Two tools do that, and this is the whole list:

• Google Analytics (GA4). Used only in aggregate — how many people land on which page, roughly from where, on what kind of device. It sets a couple of cookies (the _ga family) to tell a returning visit from a new one, and Google, as the processor, receives your page views and an approximate location derived from your IP. This is the one place the site is not cookie-free. We use it to decide what's worth writing next — never to build a profile of you, and never for advertising.
• Cloudflare Web Analytics. A cookieless beacon for page-view counts and load times, injected automatically at Cloudflare's edge. It sets no cookies, stores nothing in your browser, does not fingerprint you and does not follow you across sites.

What neither one sees is anything you put into the tools. Your spend profile, the cards you hold and your points balances are computed on your device (see below) — and where a tool encodes them into the page URL, we strip that #fragment before analytics ever reads the address. Beyond those two beacons, the site's own first-party JavaScript makes just two kinds of network request: fetching the static search index from this same domain when you open search, and — only if you file an error report — posting that report to our own worker. There is no advertising and no affiliate link anywhere on the site, ever.

The calculator, deck planner, portfolio score, points tracker and the lounge map's "my cards" mode all run entirely in your browser. Your spend profile, the cards you hold and your points balances are computed in the open tab and, where a tool remembers anything at all, saved to this browser's localStorage on this device — never uploaded, never logged, never seen by us.

The score and portfolio pages offer share links. Those work by encoding your inputs into the URL itself — your data travels only if you copy that link and hand it to someone. Clearing your browser data erases everything these tools know.

Everything on this site — every ranking, verdict, valuation and ₹ figure — is editorial opinion built on published card terms, not financial, legal or tax advice, and not a recommendation to apply for, keep or cancel any product. Our math assumes a standard spend profile; yours is different, and a card that is a Keep for the model can be a Cancel for you.

Verify with the issuer before acting. Fees, earn rates, transfer ratios and lounge access change without notice — issuers nerf cards for a living, which is why the devaluation tracker exists. The issuer's current MITC and T&C are the only documents that bind them; if this site and the issuer's paperwork ever disagree, the paperwork wins, and we want to hear about it.

We hold no position in any issuer, take no affiliate commissions and carry no advertising — see the desk for the full stance.

You are welcome to quote this site's numbers, verdicts and charts — with attribution to travelwith.cc and a link to the page you're citing. Our own facts are built on issuers' published documents and community sources, each cited where used; the curated data and code behind the site are version-controlled, and every correction is a dated commit. Please don't republish wholesale or strip the sourcing — the citations are the product.