KVB Altura Credit Card
KeepA point at par, five times over on travel, zero forex — and a fee KVB will only show you inside its app.
no published fee to price it against
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: 7,500 reward points on joining, which KVB itself values at ₹7,500
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. Everything we can source — the earn rate, the transfer routes, the lounge doors — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Karur Vysya Bank publishes a fee schedule we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #519
Why #519 Carried, not ranked: with no published fee there is no net to compute, so this card sits on the board behind the unpriced caveat until KVB puts a number on a page. What is sourced is attractive — a point at par, five times that on flights, hotels, dining and luxury shopping, and no foreign-currency mark-up — and none of it can be weighed against a cost nobody has printed.
The take
Karur Vysya Bank put four Visa cards on the market on 29 May 2026 and told the stock exchanges about it before it told its own website. Altura is the frequent-traveller one: Visa Infinite, a reward point per ₹100 redeemable at a rupee, five times that on flights, hotels, dining and luxury shopping, and zero foreign-currency mark-up. On paper that is a 1% floor and a 5% travel rate on a currency KVB itself prices at par — a shape most Indian banks reserve for a card costing five figures. On paper is where it stops, because KVB has published no fee for it. The release describes the benefits at length and then hands the reader off: standard joining and yearly fees apply, and you can see yours in the DLite app or on the site while you apply. The bank's own regulatory charges schedule — the page that does print ₹599 for KVB Platinum and ₹999 for KVB Honour — does not list Altura at all. So this desk carries the card and refuses to price it. A 5% travel rate is worth a great deal at ₹999 and nothing at all at ₹29,999, and guessing which is a disservice dressed up as coverage. The two memberships are real and named: a year of Club Marriott and a year of EazyDiner Prime. Between them and the 7,500-point joining bonus, the card's first year has a floor before you spend anything — assuming you can get it. And that is the second catch. KVB is rolling this range out to existing customers first: eligibility and pre-approved offers live in DLite or at a branch, there is no product page for Altura on kvb.bank.in, and the bank's public credit-card shelf still lists only its three older own-licence cards and the SBI co-brands. Three months after launch, this is a card you are offered, not one you apply for.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Karur Vysya Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Zero foreign currency mark-up on international spends — the same line KVB gives its top-of-range Eternis
- 1 reward point per ₹100 at a published ₹1 per point, so the base rate is a genuine 1%
- 5X points on flights, hotels, dining and luxury shopping — 5 points per ₹100, a 5% rate at that same redemption value
- 7,500 reward points on joining, which KVB values at ₹7,500
- A one-year Club Marriott membership and a twelve-month EazyDiner Prime subscription
- Issued on Visa Infinite — the only KVB card whose scheme tier the bank has actually named in a document
Watch out
- NO FEE IS PUBLISHED. KVB says standard joining and yearly fees apply and points you at the DLite app; its own charges schedule prices Platinum, Honour and Corporate and omits this card entirely
- So this card is carried but not ranked, not crowned and not in the calculator — there is no cost to net the benefits against
- Rolled out to existing KVB customers first, through DLite or a branch; there is no product page and no public application form for it
- No lounge access is named for this card anywhere — the release lists airport lounges as a portfolio-level benefit without saying which variants carry it
- KVB publishes no transfer partner for its reward points, so they redeem inside KVB's own catalogue and reach no airline or hotel programme
- KVB publishes no expiry, no redemption minimum and no redemption fee for Altura — on its Eternis card those are three years, a 2,000-point first redemption and ₹99 a request
- Do not confuse it with the AU Altura or AU Altura Plus — different bank, different card, same name
What these points actually fly
No live transfer route takes KVB Reward Points into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Invite-only — there is no public application form. The bank calls you.
Not by applying. KVB's release says the launch is an "initial rollout for existing customers" and directs them to check eligibility and pre-approved offers in the KVB DLite mobile banking app or at their nearest branch. There is no Altura page on kvb.bank.in, no entry for it in the bank's sitemap, and the public credit-card shelf still lists only Eternis, Honour and Platinum.
Karur Vysya Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Karur Vysya Bank's own documents on
Not published , and we will not invent it: the annual fee.
Every document behind this page — 2 of them, each with the day we read it
- official KVB's stock-exchange release of 29 May 2026 launching the Visa range — Altura's Visa Infinite tier, its earn at ₹1 a point, the 5X categories, the 7,500-point welcome and the zero forex mark-up
- official KVB's own interest-rates and charges schedule — it prices KVB Platinum at ₹599, Honour at ₹999 and Corporate at ₹1,000, and does not list Altura, Samara, Aura or Eternis at all