The lounge map
Who actually gets you in.
Lounge access in India is a maze built to confuse you: Priority Pass here, DreamFolks there, a Visa programme that quietly became spend-gated, a RuPay perk that dies if you skipped last month's ₹20k. The card brochure says "complimentary lounge access"; the door says otherwise. So we mapped it — 644 lounges across 251 airports and 21 railway stations, each one matched against every card we track. No "check with your bank". Just: this door, these cards.
pick your cards — see which doors open
How lounge access actually works
the five machines behind "complimentary"
"Complimentary lounge access" is one brochure line wearing five different machines. Priority Pass is a membership your card carries — the world's biggest door-opener, and in India pointed almost entirely at international terminals. DreamFolks ran India's domestic-airport swipe-and-enter visits until it exited that business on 16 Sep 2025 — what's left is its international network and the railway-station lounges (banks now contract domestic access direct); LoungeKey is Priority Pass's white-label twin, and it's what answers when your card says "Mastercard lounge programme". Network programmes (Visa, Mastercard, RuPay, Diners) live on the card itself — no membership kit, which is exactly why a quarterly spend gate can switch them off without telling you. Direct doors are issuer tie-ups with the lounge — shortest list, most reliable swipe. The chips on every door below tell you which machine you're dealing with.
- Priority Pass
- The global membership network. Your card carries the membership — in India it is pointed almost entirely at international doors.
- DreamFolks
- The former domestic aggregator — it EXITED India’s domestic-airport lounge programme on 16 Sep 2025. What survives is its international lounge network (still behind many intl visits) and the railway programme (shown separately).
- DreamFolks Railway
- The railway-station lounges — a ₹2 EDC swipe and you are in. The one piece of DreamFolks’ India business that outlived the Sep-2025 domestic-airport exit.
- Visa
- Visa’s own programme, keyed to the card tier (Signature, Infinite). Quietly spend-gated on most issuers.
- Mastercard
- Mastercard’s programme for World and World Elite tiers — run on LoungeKey, Priority Pass’s white-label twin.
- Diners Club
- The Diners network list — HDFC territory, and still the strongest domestic coverage per rupee of fee.
- Amex
- American Express’s own and partner doors, including the Centurion lounges.
- RuPay
- NPCI’s programme. Usually one visit a quarter, and yes — spend-gated.
- Direct
- The lounge admits the card itself. Issuer tie-up, no network in between — shortest list, most reliable swipe.
India
47 airports · 95 lounges Delhi
DEL Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay · Direct
Mumbai
BOM Priority Pass · Visa · Amex · RuPay · Direct · Mastercard · Diners Club
Bengaluru
BLR Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay · Direct
Hyderabad
HYD Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay · Direct
Chennai
MAA Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay
Kolkata
CCU Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay
Kochi
COK Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay
Pune
PNQ Priority Pass · Mastercard · Diners Club · Amex · Visa
Ahmedabad
AMD Priority Pass · Mastercard · Diners Club · Amex · RuPay · Direct
Jaipur
JAI Priority Pass · Visa · Diners Club · Direct
Lucknow
LKO Priority Pass · Mastercard · Diners Club · Amex · Direct · Visa
Guwahati
GAU Priority Pass · Visa · Diners Club · RuPay · Direct
Goa (Dabolim)
GOI Priority Pass · Visa · Mastercard · Diners Club · Direct
Goa (Mopa)
GOX Priority Pass · Visa · Mastercard · Diners Club · Amex · RuPay · Direct
Chandigarh
IXC Priority Pass · Visa · Diners Club · Amex · Direct
Srinagar
SXR Priority Pass · Visa · Mastercard · Diners Club
Thiruvananthapuram
TRV Priority Pass · Visa · Diners Club · Direct
Coimbatore
CJB Priority Pass · Visa · Mastercard · Diners Club · Direct
Varanasi
VNS Priority Pass · Visa · Mastercard · Diners Club
Patna
PAT Mastercard · Diners Club · Amex · Direct
Bhubaneswar
BBI Priority Pass · Visa · Mastercard · Direct
Nagpur
NAG Priority Pass · Visa · Mastercard · Diners Club
Indore
IDR Priority Pass · Visa · Diners Club · Amex
Amritsar
ATQ Priority Pass · Visa · Diners Club · Mastercard
Bagdogra (Siliguri)
IXB Priority Pass · Visa · Mastercard · Diners Club
Visakhapatnam
VTZ Priority Pass · Visa · Mastercard
Kozhikode
CCJ Priority Pass · Mastercard
Mangaluru
IXE
Tiruchirappalli
TRZ Priority Pass · Visa · Mastercard · Diners Club
Vijayawada
VGA
Raipur
RPR Priority Pass · Visa · Diners Club
Ranchi
IXR Priority Pass · Visa · Diners Club
Dehradun
DED Priority Pass · Visa · Mastercard · Diners Club
Jammu
IXJ Priority Pass · Visa
Udaipur
UDR
Jodhpur
JDH
Agartala
IXA Priority Pass · Visa · Diners Club
Dibrugarh
DIB Priority Pass · Visa · Diners Club · Amex
Bhopal
BHO Priority Pass · Visa · Mastercard · Diners Club
Gwalior
GWL Priority Pass · Visa · Diners Club · Amex
Kannur
CNN Priority Pass · Visa · Diners Club · Amex
Prayagraj
IXD Priority Pass · Visa · Diners Club
Madurai
IXM Priority Pass · Visa · Diners Club
Vadodara
BDQ Priority Pass · Visa · Diners Club
Ayodhya
AYJ Visa
Navi Mumbai
NMI Visa · Direct
Noida (Jewar)
DXN Visa
India — Railway lounges
21 stations · 24 loungesDreamFolks quit airport-domestic lounges but still runs the railway EDC terminals — ₹2 swipe and you are in. The asterisk: NDLS, the flagship, currently has both its lounges closed.
New Delhi
NDLS Direct
Delhi
DLI DreamFolks Railway · Direct
Jaipur
JP DreamFolks Railway · Direct
Agra
AGC DreamFolks Railway · Direct
Ahmedabad
ADI
Madurai
MDU DreamFolks Railway · Direct
Varanasi
BSB DreamFolks Railway · Direct
Chennai
MAS DreamFolks Railway · Direct
Kolkata
SDAH DreamFolks Railway · Direct
Mumbai
MMCT DreamFolks Railway · Direct
Bhopal
BPL DreamFolks Railway · Direct
Asansol
ASN DreamFolks Railway · Direct
Madgaon (South Goa)
MAO DreamFolks Railway · Direct
Thivim (North Goa)
THVM DreamFolks Railway · Direct
Ratnagiri
RN DreamFolks Railway · Direct
Chiplun
CHI DreamFolks Railway · Direct
Khed
KHED DreamFolks Railway · Direct
Udupi
UD DreamFolks Railway · Direct
Byndoor
BYNR DreamFolks Railway · Direct
Dwarka
DWK DreamFolks Railway · Direct
Vadodara
BRC DreamFolks Railway · Direct
Middle East
16 airports · 48 lounges · 9 countries
Manama
BAH Bahrain Priority Pass
Amman
AMM Jordan Priority Pass
Kuwait City
KWI Kuwait Priority Pass
Beirut
BEY Lebanon Priority Pass · Diners Club
Muscat
MCT Oman Priority Pass · Diners Club
Doha
DOH Qatar Priority Pass · DreamFolks · Mastercard
Jeddah
JED Saudi Arabia Priority Pass
Riyadh
RUH Saudi Arabia Priority Pass · Mastercard
Dammam
DMM Saudi Arabia Priority Pass
Medina
MED Saudi Arabia Priority Pass · Mastercard · Amex
Abha
AHB Saudi Arabia Priority Pass
Istanbul
IST Turkey Priority Pass · Diners Club
Dubai
DXB UAE Priority Pass · DreamFolks
Abu Dhabi
AUH UAE Priority Pass · DreamFolks · Diners Club · Mastercard
Sharjah
SHJ UAE Priority Pass · Diners Club · Amex
Dubai
DWC UAE Priority Pass
Asia
52 airports · 136 lounges · 20 countries
Baku
GYD Azerbaijan Priority Pass
Dhaka
DAC Bangladesh Priority Pass · Diners Club
Phnom Penh
PNH Cambodia Priority Pass · DreamFolks
Siem Reap
REP Cambodia Priority Pass · DreamFolks
Shanghai
PVG China Priority Pass · Mastercard · Diners Club
Beijing
PEK China Priority Pass · Mastercard · Diners Club
Guangzhou
CAN China Priority Pass · Mastercard · Diners Club
Shenzhen
SZX China Priority Pass · Mastercard · Diners Club
Chengdu
CTU China Priority Pass · Mastercard · Diners Club
Xi'an
XIY China Priority Pass · Mastercard · Diners Club
Hangzhou
HGH China Priority Pass · Mastercard · Diners Club
Tbilisi
TBS Georgia Priority Pass
Hong Kong
HKG Hong Kong Priority Pass · DreamFolks · Amex
Jakarta
CGK Indonesia Priority Pass
Denpasar (Bali)
DPS Indonesia Priority Pass
Surabaya
SUB Indonesia Priority Pass · Diners Club
Makassar
UPG Indonesia Priority Pass
Tokyo
NRT Japan Priority Pass
Tokyo
HND Japan Priority Pass
Osaka
KIX Japan Priority Pass
Fukuoka
FUK Japan Priority Pass
Sapporo
CTS Japan Priority Pass
Kuala Lumpur
KUL Malaysia Priority Pass · DreamFolks
Penang
PEN Malaysia Priority Pass · DreamFolks
Langkawi
LGK Malaysia Priority Pass · DreamFolks
Kota Kinabalu
BKI Malaysia Priority Pass · DreamFolks
Kuching
KCH Malaysia Priority Pass · DreamFolks
Malé
MLE Maldives Priority Pass · Mastercard
Yangon
RGN Myanmar Priority Pass
Mandalay
MDL Myanmar Priority Pass
Kathmandu
KTM Nepal Priority Pass
Manila
MNL Philippines Priority Pass
Cebu
CEB Philippines Priority Pass · DreamFolks
Singapore
SIN Singapore Priority Pass · DreamFolks · Diners Club
Seoul
ICN South Korea Priority Pass
Seoul
GMP South Korea Priority Pass
Busan
PUS South Korea Priority Pass
Jeju
CJU South Korea Priority Pass
Colombo
CMB Sri Lanka Priority Pass
Taipei
TPE Taiwan Priority Pass · DreamFolks
Kaohsiung
KHH Taiwan Priority Pass
Bangkok
BKK Thailand Priority Pass · DreamFolks
Phuket
HKT Thailand Priority Pass
Chiang Mai
CNX Thailand Priority Pass · Diners Club
Krabi
KBV Thailand Priority Pass · Diners Club
Bangkok
DMK Thailand Priority Pass · DreamFolks
Koh Samui
USM Thailand Priority Pass · Diners Club
Tashkent
TAS Uzbekistan Priority Pass
Ho Chi Minh City
SGN Vietnam Priority Pass
Hanoi
HAN Vietnam Priority Pass
Da Nang
DAD Vietnam Priority Pass
Phu Quoc
PQC Vietnam Priority Pass
Europe
56 airports · 122 lounges · 28 countries
Vienna
VIE Austria Priority Pass
Brussels
BRU Belgium Priority Pass
Sofia
SOF Bulgaria Priority Pass
Zagreb
ZAG Croatia Priority Pass
Larnaca
LCA Cyprus Priority Pass · DreamFolks
Prague
PRG Czech Republic Priority Pass
Copenhagen
CPH Denmark Priority Pass · DreamFolks
Tallinn
TLL Estonia Priority Pass
Helsinki
HEL Finland Priority Pass · DreamFolks
Paris
CDG France Priority Pass · Amex
Paris
ORY France Priority Pass
Lyon
LYS France Priority Pass
Nice
NCE France Priority Pass
Marseille
MRS France Priority Pass
Toulouse
TLS France Priority Pass
Frankfurt
FRA Germany Priority Pass
Munich
MUC Germany Priority Pass · Diners Club
Dusseldorf
DUS Germany Priority Pass · Diners Club
Berlin
BER Germany Priority Pass
Hamburg
HAM Germany Priority Pass · Diners Club
Cologne
CGN Germany Priority Pass · Diners Club
Athens
ATH Greece Priority Pass
Budapest
BUD Hungary Priority Pass · Mastercard
Dublin
DUB Ireland Priority Pass
Rome
FCO Italy Priority Pass
Milan
MXP Italy Priority Pass
Milan
LIN Italy Priority Pass
Venice
VCE Italy Priority Pass
Naples
NAP Italy Priority Pass
Bologna
BLQ Italy Priority Pass
Riga
RIX Latvia Priority Pass
Vilnius
VNO Lithuania Priority Pass
Valletta
MLA Malta Priority Pass
Amsterdam
AMS Netherlands Priority Pass
Oslo
OSL Norway Priority Pass
Bergen
BGO Norway Priority Pass
Warsaw
WAW Poland Priority Pass
Krakow
KRK Poland Priority Pass
Gdansk
GDN Poland Priority Pass · Amex
Lisbon
LIS Portugal Priority Pass
Porto
OPO Portugal Priority Pass
Bucharest
OTP Romania Mastercard
Belgrade
BEG Serbia Priority Pass
Madrid
MAD Spain Priority Pass
Barcelona
BCN Spain Priority Pass
Stockholm
ARN Sweden Priority Pass · DreamFolks
Gothenburg
GOT Sweden Priority Pass · DreamFolks
Zurich
ZRH Switzerland Priority Pass
Geneva
GVA Switzerland Priority Pass
London
LHR United Kingdom Priority Pass · DreamFolks
London
LGW United Kingdom Priority Pass · DreamFolks
London
STN United Kingdom Priority Pass · DreamFolks
Manchester
MAN United Kingdom Priority Pass · DreamFolks
Birmingham
BHX United Kingdom Priority Pass · DreamFolks
Edinburgh
EDI United Kingdom Priority Pass · DreamFolks
Glasgow
GLA United Kingdom Priority Pass
Americas
52 airports · 154 lounges · 12 countries
Buenos Aires
EZE Argentina Priority Pass
Córdoba
COR Argentina Priority Pass
São Paulo
GRU Brazil Priority Pass
Rio de Janeiro
GIG Brazil Priority Pass
Belo Horizonte
CNF Brazil Priority Pass · Diners Club
Toronto
YYZ Canada Priority Pass · Amex
Vancouver
YVR Canada Priority Pass
Montreal
YUL Canada Priority Pass · Amex · Mastercard
Calgary
YYC Canada Priority Pass · Amex
Edmonton
YEG Canada Priority Pass · Diners Club
Ottawa
YOW Canada Priority Pass · Amex
Santiago
SCL Chile Priority Pass
Bogotá
BOG Colombia Priority Pass
Medellín (Rionegro)
MDE Colombia Priority Pass · Mastercard
San José
SJO Costa Rica Priority Pass
Santo Domingo
SDQ Dominican Republic Priority Pass
Guatemala City
GUA Guatemala Priority Pass · Diners Club
Mexico City
MEX Mexico Priority Pass
Cancún
CUN Mexico Priority Pass
Panama City
PTY Panama Priority Pass
Lima
LIM Peru Priority Pass
Cusco
CUZ Peru Priority Pass
New York
JFK United States Amex · Priority Pass
San Francisco
SFO United States Amex · Priority Pass
Newark
EWR United States Priority Pass
Chicago
ORD United States Priority Pass
Washington
IAD United States Priority Pass
Dallas
DFW United States Amex · Priority Pass
Houston
IAH United States Amex · Priority Pass
Los Angeles
LAX United States Amex · Priority Pass
Seattle
SEA United States Amex · Priority Pass
Boston
BOS United States Priority Pass
Atlanta
ATL United States Amex · Priority Pass
Miami
MIA United States Amex · Priority Pass
Denver
DEN United States Amex · Priority Pass
Philadelphia
PHL United States Amex · Priority Pass
Detroit
DTW United States Priority Pass
Minneapolis
MSP United States Priority Pass
Charlotte
CLT United States Amex · Priority Pass
Las Vegas
LAS United States Amex · Priority Pass
Austin
AUS United States Priority Pass
San Jose
SJC United States Priority Pass
Raleigh
RDU United States Priority Pass
Orlando
MCO United States Priority Pass
San Diego
SAN United States Priority Pass
Baltimore
BWI United States Priority Pass
Salt Lake City
SLC United States Amex · Priority Pass
Portland
PDX United States Priority Pass · Amex
Honolulu
HNL United States Priority Pass
New York
LGA United States Amex · Priority Pass
Phoenix
PHX United States Amex · Priority Pass
Washington
DCA United States Amex · Priority Pass
Africa & Oceania
28 airports · 65 lounges · 17 countries
Algiers
ALG Algeria Priority Pass
Sydney
SYD Australia Priority Pass
Brisbane
BNE Australia Priority Pass · DreamFolks
Melbourne
MEL Australia Priority Pass · DreamFolks
Perth
PER Australia Priority Pass
Adelaide
ADL Australia Priority Pass · DreamFolks
Cairo
CAI Egypt Priority Pass
Addis Ababa
ADD Ethiopia Priority Pass · Diners Club
Accra
ACC Ghana Priority Pass
Nairobi
NBO Kenya Priority Pass
Antananarivo
TNR Madagascar Priority Pass · Diners Club
Plaine Magnien
MRU Mauritius Priority Pass
Casablanca
CMN Morocco Priority Pass
Marrakech
RAK Morocco Priority Pass
Auckland
AKL New Zealand Priority Pass
Christchurch
CHC New Zealand Priority Pass
Queenstown
ZQN New Zealand Priority Pass
Abuja
ABV Nigeria Priority Pass
Lagos
LOS Nigeria Priority Pass
Kigali
KGL Rwanda Priority Pass
Mahé
SEZ Seychelles Priority Pass · Diners Club
Johannesburg
JNB South Africa Priority Pass
Cape Town
CPT South Africa Priority Pass
Durban
DUR South Africa Priority Pass
Gqeberha (Port Elizabeth)
PLZ South Africa Priority Pass
Dar es Salaam
DAR Tanzania Priority Pass
Tunis
TUN Tunisia Priority Pass
Entebbe/Kampala
EBB Uganda Priority Pass
Your cards, door by door
58 cards
What each card is actually entitled to — domestic, international, guests, and the fine-print gate the brochure buries. Ranking order, as always.
| Card | Domestic | International | Guests | The gate |
|---|---|---|---|---|
| HDFC Infinia Metal Priority Pass · Visa | Unlimited | Unlimited (Priority Pass) | Primary + add-on cards both covered; PP guest visits chargeable | none |
| Axis Atlas Visa · Priority Pass | 8 / 12 / 18 visits/yr (Silver / Gold / Platinum) | 4 / 6 / 12 visits/yr by tier | Guest visits consume the same tier allowance | Tier: Gold at ₹7.5L, Platinum at ₹15L anniversary-year spend |
| Axis Magnus for Burgundy Mastercard · Priority Pass | Unlimited | Unlimited (Priority Pass) | 4 guest visits/yr (halved from 8 in Apr 2024) | none |
| ICICI Emeralde Private Metal Mastercard · Priority Pass | Unlimited (exempt from ICICI's ₹75k/quarter gate) | Unlimited (Priority Pass) | Primary + add-on cards both covered; 1 guest per visit | none |
| HDFC Diners Club Black Metal Diners Club | Unlimited (1,300+ Diners Club lounges) | Unlimited (Diners Club lounges) | Primary + add-on cards both covered; guests paid | none |
| Axis Magnus (legacy) Visa · Priority Pass | Unlimited (primary + add-on) | Unlimited (Priority Pass) | 4 guest visits/yr each on domestic and Priority Pass | ₹50k spend in previous 3 months for domestic (since 1 May 2024) |
| BOBCARD Etihad Guest Premium Mastercard | 12 visits/yr (3/quarter) | 8 visits/yr (2/quarter) | paid | none |
| HSBC Premier (Metal) Mastercard | Unlimited | Unlimited (LoungeKey) | 8 international guest visits/yr; domestic cardholder-only | Premier relationship required |
| Marriott Bonvoy HDFC Bank Diners Club | 12 visits/yr | 12 visits/yr | Primary card only | none |
| HDFC Regalia Gold Visa · Priority Pass | 3 visits/quarter | 6 visits/yr (Priority Pass) | Guests paid | ₹60k prior-quarter spend for domestic visits (from 1 Jul 2026) |
| IDFC FIRST Mayura Visa · Mastercard · DreamFolks Railway | 4 visits/quarter (+4 railway lounge visits/quarter) | 4 visits/quarter | 1 guest included within the 4 domestic visits | ₹20k spend in the previous calendar month |
| IndusInd Tiger Visa · Priority Pass | 2/quarter (Visa) | 2/year (Priority Pass) | US$27/person beyond the free visits | none |
| IDFC FIRST Ashva Visa · DreamFolks Railway | 4 visits/quarter (+4 railway lounge visits/quarter) | 2 visits/quarter | paid | ₹20k spend in the previous calendar month |
| HSBC TravelOne Mastercard | 6 visits/yr | 4 visits/yr (LoungeKey) | Guests paid | none |
| Standard Chartered Ultimate Mastercard · Priority Pass | 4 visits/quarter (Mastercard) | 1 Priority Pass visit/month (12/yr) | Guests paid | ₹20k prior-month spend for the monthly PP international visit |
| Amex Platinum Travel Amex | 8 visits/yr (max 2/quarter) | None free — Priority Pass fee waived, every visit chargeable | Primary card only | none |
| Axis Bank Reserve Priority Pass · Visa | Unlimited (primary + add-on) | Unlimited (Priority Pass, primary card) | 12 guest visits/yr; add-on cards covered for domestic only | none |
| ICICI Times Black Priority Pass | Unlimited | Unlimited (Priority Pass) | check T&C | none |
| YES Bank Marquee Visa | 6 visits/quarter (24/yr, primary + add-on) | Unlimited (primary + add-on) | 4 international + 2 domestic guest visits/yr | ₹1L spend in the previous calendar quarter for domestic visits (international ungated) |
| HDFC Diners Club Privilege Diners Club | 2/quarter | 1/quarter (DreamFolks voucher; no Priority Pass membership) | 2 domestic + 1 intl vouchers/quarter on ₹60k prior-quarter spend (from 1-Jul-2026) | |
| Amex Platinum Charge Amex · Priority Pass | Unlimited (Amex + partner lounges) | Unlimited (Centurion, Amex GLC, Priority Pass; Delta Sky Club on Delta flights) | Supplementary cards get access; guest policy varies by lounge | none |
| Amex Membership Rewards Card — | None | None | — | none |
| Axis Miles & More World Select Priority Pass | 8/quarter | 4/year | ₹50k prior-quarter spend | |
| Scapia (Federal Bank) Visa | Unlimited | None | paid | ₹20k spend in the previous month (bar doubled from ₹10k on 27-Feb-2026); access activates 3–5 working days post-billing |
| Amex Platinum Reserve Amex · Priority Pass | 12/year (3/quarter) | 2/year | none | |
| IndusInd Avios Visa Infinite Priority Pass · Visa | 2/quarter | 2/quarter | none | |
| Tata Neu Infinity HDFC Bank Priority Pass | 8/year (2/quarter) | 4/year | ₹50k prior-quarter spend | |
| Axis Horizon Visa · Mastercard | 8/quarter (Visa Signature) · 6/quarter (Mastercard World) | 2/quarter (US$1 authorization, reversed) | paid | none |
| IDFC FIRST Private Visa · Priority Pass · DreamFolks Railway | Unlimited | Unlimited | invite-only; 4 guests/year | |
| SBI Card MILES PRIME Mastercard · Priority Pass | Up to 12/yr — 1 per ₹1L spent (all spend-based; no unconditional base) | 4/yr (Priority Pass) | Priority Pass complimentary for the first 2 years only | |
| BOBCARD Eterna Mastercard | Unlimited | — | ₹40k prior-quarter spend | |
| Axis Miles & More World Priority Pass | 4/quarter | 2/year | ₹50k prior-quarter spend | |
| Axis Bank SELECT Priority Pass | 8/year | 12/year | ₹50k gate (domestic) | |
| Adani One ICICI Bank Signature Priority Pass | 4/quarter | 2/year | ₹75k prior-quarter spend | |
| Emirates Skywards ICICI Bank Emeralde Priority Pass | Unlimited | Unlimited (Priority Pass) | none | |
| YES Bank RESERV DreamFolks · Visa | 12/year | 6/year | ₹1L gate (domestic) | |
| SBI Card MILES ELITE Mastercard · Priority Pass | Up to 15/yr — 1 per ₹1L spent (all spend-based; no unconditional base) | 6/yr (Priority Pass) | Guests paid | Priority Pass complimentary for the first 2 years only |
| RBL Icon Visa · Mastercard · Priority Pass | 8/year | Priority Pass (pay-per-use) | ₹35k prior-quarter spend (domestic) | |
| RBL World Safari Mastercard | 2/quarter (Mastercard) | 2/year (Priority Pass enrolment; +1 visit on ₹50k+ quarterly spend) | paid | ₹35k prior-quarter spend (domestic) |
| Emirates Skywards ICICI Bank Sapphiro Priority Pass · DreamFolks | 2/quarter | 2/year | ₹75k prior-quarter spend | |
| MakeMyTrip ICICI Bank Priority Pass | 8/year | 1/year | ₹75k prior-quarter spend | |
| Kotak White Reserve Visa · Priority Pass | Unlimited | Unlimited | none | |
| AU Ananta Visa | 4 visits/quarter (16/yr) | None | Paid | ₹5,000+ of flight bookings via AU Rewardz in the same quarter |
| IndusInd Legend — | No complimentary access | Priority Pass on request (paid US$35/visit) | complimentary lounge discontinued 7-Mar-2025 | |
| AU Zenith Visa · Priority Pass · DreamFolks Railway | 8/year + 8 railway/year | 8/year | ₹20k/quarter | |
| Amex Gold Charge — | None | None | — | none |
| Kotak Privy League Signature Priority Pass | 2/quarter | Priority Pass (paid variant) | none | |
| IDFC FIRST Wealth Visa · Priority Pass · DreamFolks Railway | 1/quarter + 4 railway/quarter | 1/quarter | ₹20k prior-month spend (airport counts cut to 1+1/quarter w.e.f. 1-Apr-2026) | |
| SBI Card MILES Mastercard · Priority Pass | Up to 8/yr — 1 per ₹1L spent (all spend-based; no unconditional base) | Priority Pass membership complimentary 2 yrs, visits pay-per-use | Priority Pass complimentary for the first 2 years only | |
| IRCTC SBI Card Premier DreamFolks Railway | No airport lounge | — | Guests paid (primary cardholder only; ₹2 card-validation charge, 2-hour stay + 1 buffet meal) | 8 railway-lounge visits/year (2/quarter) |
| IndusInd Pinnacle World Mastercard · Priority Pass | 1/quarter | 1/quarter | ₹1.5L prior-quarter spend (domestic) from the Jul-2026 quarter — tracking began 1-Apr-2026 | |
| ICICI Sapphiro Visa · Priority Pass | 4 visits/quarter | 2 visits/yr (Priority Pass) | Guests paid | ₹75k prior-quarter spend for domestic (operative since 1 Jan 2025) |
| ICICI Bank Rubyx Visa · Mastercard · DreamFolks Railway | 2/quarter + 8 railway/year | — | ₹75k prior-quarter spend | |
| AU Vetta Visa · Priority Pass · DreamFolks Railway | 4/year (1/quarter) + 8 railway/year | 4/year | ₹50k/quarter (domestic) | |
| Standard Chartered EaseMyTrip Visa | 2/year | — (Priority Pass intl access discontinued w.e.f. 15-Oct-2024) | none | |
| OneCard Metal — | No lounge access | — | the pitch is 1% forex, not lounges | |
| Federal Bank Celesta Visa · Priority Pass | 8/year | 2/year (LoungeKey) | ₹60k prior-quarter spend (domestic) | |
| AU Zenith+ Visa · Priority Pass | 16/year | 16/year | none |