Maruti Suzuki NEXA AllMiles HDFC Bank
KeepPoints you can spend at a NEXA showroom — at a rate HDFC never printed.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: 100 Reward Points as a welcome benefit, and 100 more on each renewal
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until HDFC Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #752
Why #752 Carried, not priced. A Maruti Suzuki co-brand whose points redeem at any NEXA showroom — a genuinely useful exit for a car owner and one HDFC never puts a rate on. The fee is ₹500, and it is published in exactly one place: the product page's own renewal block.
The take
The NEXA AllMiles card is HDFC's co-brand with Maruti Suzuki's premium NEXA dealership network, and its one distinctive feature is the exit rather than the earn: Reward Points redeem directly at any Maruti Suzuki NEXA outlet, which for a NEXA owner means servicing, accessories and parts rather than a catalogue of things nobody wants. Points can also be traded for air miles, flight and movie tickets, hotel bookings and mobile recharges through HDFC's own MyNexa page, and spending through that page doubles the accrual. A hundred Reward Points arrive as a welcome benefit and another hundred on each renewal. The fee is ₹500 both to join and to renew, waived in year one by ₹15,000 of spend inside 90 days and thereafter by ₹1,00,000 a year — and it is worth knowing that this figure appears in exactly one place on HDFC's site, the product page's own renewal block, because the card's fees-and-charges page renders a heading and nothing else and the card has no row in the bank's August 2026 fee schedule. What HDFC never publishes is what a point is worth, at NEXA or anywhere else, so this page prints no reward rate. Sourcing has stopped. Interest runs at 3.40% a month, slightly under HDFC's usual 3.49%, and cash advances carry a lower ₹300 minimum than the ₹500 the rest of the range charges.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
HDFC Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
What has changed under this card
- 1 Sep 2026 SmartBuy moves Amazon Pay gift cards to 1X under Insta Deals issuer-wide
- 1 Jul 2026 HDFC caps SmartBuy brand-voucher rewards issuer-wide
- 15 May 2026 HDFC lifts its DCC markup to 1.75% across the card range issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Reward Points redeem directly at any Maruti Suzuki NEXA outlet
- Points also trade for air miles, flight and movie tickets, hotel bookings and recharges via HDFC's MyNexa page
- Double Reward Points on spends made through the MyNexa page
- 100 Reward Points on joining and 100 more on each renewal
- First-year fee waived at ₹15,000 of spend inside 90 days; renewals at ₹1,00,000 a year
- Interest at 3.40% a month, slightly below HDFC's usual 3.49%
Watch out
- Withdrawn — HDFC states "Sourcing of this Credit Card has been stopped" and takes no new applications
- HDFC publishes no redemption rate for this card, at NEXA or anywhere else, so we will not print an effective rate
- The fee appears in ONE place only — the product page's renewal block; the fees-and-charges page renders a heading and nothing else, and the card has no row in the August 2026 Key Fact Statement
- That same renewal block carries a stray line about the Swiggy HDFC Bank Credit Card's ₹2 lakh waiver — another card's copy, not this one's terms
- Accrual is capped at 15,000 Reward Points in a statement cycle
- Rent and government payments have earned nothing since 1 January 2023
- No lounge access anywhere in the card's record
What these points actually fly
HDFC Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the fee waiver?
not published — and we say which
₹1,00,000 a year is the bar that waives the ₹500 fee. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. HDFC Bank states what the Maruti Suzuki NEXA AllMiles HDFC Bank earns, but has not published which spend categories count toward the fee waiver — the ₹1,00,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. HDFC prints "Sourcing of this Credit Card has been stopped. Existing customers of this card will continue to enjoy the benefits", and its FAQ adds "We are currently not accepting new applications for the HDFC Bank Maruti Suzuki NEXA AllMiles Credit Card." It was sold to NEXA car owners through the dealership network. An existing holder renewing should read the ₹1,00,000 test rather than the ₹15,000 one — the latter applied to year one.
HDFC Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
8 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 1 Sept 2026SmartBuy moves Amazon Pay gift cards to 1X under Insta DealsAmazon Pay Gift Voucher sat in SmartBuy's accelerated tier — 'up to 5X Reward Points or 5% cashback' → 'Insta Deals: 1 % Instant Discount + 1X Reward Points' — this brand is out of the accelerated tier
The most-farmed HDFC voucher route stopped being a points play. SmartBuy's own voucher storefront now shows the Amazon Pay Gift Voucher under a new "Insta Deals" tile reading "1 % Instant Discount + 1X Reward Points", and the page's own description flipped from "up to 5X Reward Points or 5% cashback" to "up to 1X". The comparison that settles it sits on the same storefront: the Amazon Fresh voucher still carries an "Accelerated Rewards — Upto 5X Reward Points RPs / 5% Cashback" block that the Amazon Pay page no longer has, so this is one brand leaving the accelerated tier, not the tier closing. The date, honestly: the Insta Deals offer ("Flat 1% OFF", ₹10,000 monthly limit) was already live in the page's own data on 31 August 2026, the reward line still read 5X in the 1 September 16:26 UTC archive capture, and read 1X when this desk fetched the page on 2 September — so 1 September is the community's effective date sitting inside a window we can bracket from primary captures, not a figure HDFC published. The bank has announced nothing and no SmartBuy page carries a notice. Two pieces of context for the size of it: brand vouchers were already sub-capped at 3,000 accelerated points a month from 1 July 2026, and Amazon Pay vouchers disappeared from the portal entirely for stretches of July and August before returning in this shape. Flipkart and Amazon Fresh vouchers still pay the accelerated rate; the ₹10,000-a-month Amazon Pay lane now pays base earn plus the 1% instant discount.
- 18 Aug 2026The Harley-Davidson Diners Club drops out of HDFC's bank-wide MITC
- 6 Aug 2026HDFC caps Regalia Gold miles transfers at 50,000 points a month
- 25 Jul 2026HDFC switches on 22 transfer partners for BizPower
- 16 Jul 2026Regalia Gold's cash-out rate quietly drops to ₹0.15
- 1 Jul 2026HDFC caps SmartBuy brand-voucher rewards
- 1 Jul 2026Regalia Gold's domestic lounge access goes spend-gated
- 1 Jul 2026Diners Club Privilege ties its lounge vouchers to prior-quarter spend
Every HDFC Bank change we've dated → 37 events since 2001, 23 of them nerfs — worst year 2026.
Verified against HDFC Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 2 of them, each with the day we read it
- official NEXA AllMiles product page — the sourcing-stopped notice, the NEXA redemption route, the welcome and renewal points, and the fee block that is the only published price for this card
- official Fees and charges — the page publishes the two waiver conditions and a cash-advance fee, and no membership fee