RBL World Safari Plus
Downgrade₹6,000 for the ₹3,000 card's zero forex and half its points. You are buying the ITC door.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: 6,000 Reward Points — one eligible retail transaction within 30 days of issuance AND payment of the annual fee by the first statement's due date; credited within 60 days
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied: it earns nothing on utilities and fuel here, so that spend is dropped, not paid at the headline, and stops pacing milestones and the waiver. Plus milestones, minus the fee. No accelerator credit — the ranking model on /compare adds ~20% of spend at the card's best accelerator, so its ₹ for this card reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Pays for itself at ₹1,50,000 a month
At ₹1,50,000 a month — ₹18,00,000 a year — on the everyday mix this card returns ₹23,800 gross (earn ₹3,800 + milestones ₹20,000) against its ₹6,000 fee = ₹17,800 net — the first rung at or above ₹0. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
3 notes on the card itself: how it is issued · the network variants · why it ranks #106
Why #106 The most expensive Safari sits below both of its siblings, and that is the honest reading of RBL's own T&C rather than a slight. World Safari Plus charges ₹6,000 against the plain Safari's ₹3,000 for the identical 0% markup, and it earns HALF as much doing it — 1 Reward Point per ₹100 where the ₹3,000 card pays 2, and 2 on travel where the ₹3,000 card pays 5. What the extra ₹3,000 buys is real but narrow: an ungated lounge quota, four international visits instead of two, the Club ITC transfer door the plain Safari is barred from, and two Marriott milestones that need ₹7.5 lakh and ₹15 lakh of spend to reach. That is a card for someone whose annual spend is already in seven figures — and it does not matter to most readers anyway, because RBL does not sell it. There is no product page and no apply button.
Denied or downgraded? The head-to-heads: Emirates Skywards ICICI Bank Sapphiro, SBI Card ELITE.
Best real exit: Club ITC at ₹0.33/pt (3:1 transfer, above house value).
The take
World Safari Plus is the invisible top of RBL's zero-forex family: RBL charges ₹6,000 a year for it in its own Schedule of Charges and publishes eight pages of terms, but there is no product page and no way to apply — you find out it exists because ITC lists it as a Club ITC transfer partner. The 0% foreign markup is identical to the ₹3,000 World Safari's, so the extra ₹3,000 buys four things: two domestic lounge visits a quarter with NO prior-spend gate (the plain Safari makes you spend ₹35,000 first), four international visits a year instead of two, the Club ITC door at 3:1 — the best exit RBL points have at ₹0.33 a point, and one the plain Safari is explicitly barred from — and a Marriott ladder at ₹7.5 lakh and ₹15 lakh. The earn goes backwards to pay for it: 1 Reward Point per ₹100 on ordinary spend against the ₹3,000 card's 2, and 2 on travel against its 5, with the headline 5 RP reserved for bookings made inside RBL's own rewards portal. At ₹0.25 a point on flights and hotels — and ₹0.05 if you redeem for anything else — that base rate is 0.25%, which is a rounding error on a ₹6,000 card. Hold it if RBL offers it and you fly abroad often enough that the markup saving and eight ungated lounge visits carry the fee. Do not chase it.
Your renewal — keep, downgrade or cancel
Here is the fee, the spend that clears it, and everything that has moved under this card since you last decided.
Keep, downgrade or cancel
₹6,000/yr at stake · 5 spend bands
The charge ₹6,000/yr
Break-even ₹1,50,000 a month — ₹18,00,000 a year — is where this card's value crosses its fee.
At your spend
−₹5,400 a year, net of the fee, at ₹3,00,000 of annual spend
−₹4,700 a year, net of the fee, at ₹6,00,000 of annual spend
−₹3,500 a year, net of the fee, at ₹12,00,000 of annual spend
₹21,600 a year, net of the fee, at ₹36,00,000 of annual spend
₹26,600 a year, net of the fee, at ₹60,00,000 of annual spend
Everyday earn plus milestones, minus the fee — the same model as the value panel above, so the two cannot disagree. run your exact spend →
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
RBL Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
What has changed under this card
- 23 Sep 2026 Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and Hilton a program these points reach
- 21 Aug 2026 Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands a program these points reach
- 7 Jan 2026 RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- 0% forex markup — same as the ₹3,000 World Safari, at double the price
- 2 domestic lounge visits every quarter with NO spend gate — the plain Safari needs ₹35,000 in the previous quarter
- 4 international lounge visits a year via Priority Pass / LoungeKey, then US$35 each
- Club ITC at 3:1 — ₹0.33 a point, the best exit RBL Reward Points have, and the plain World Safari cannot use it
- Club Marriott at ₹7.5 lakh of annual spend, a ₹20,000 Marriott/Taj voucher at ₹15 lakh, and US$100,000 of travel insurance
Watch out
- 1 Reward Point per ₹100 on ordinary spend — 0.25%, and half what the ₹3,000 World Safari pays
- No product page and no apply route: RBL prices this card publicly and does not sell it publicly
- The 5 RP rate applies only to flights, hotels and transport booked inside the RBL Rewards Portal, not to travel spend generally
- 1 point = ₹0.05 on any redemption that is not a flight or a hotel, and every redemption day costs ₹99 + GST
- Both Marriott milestones need ₹7.5 lakh and ₹15 lakh of annual spend — most holders will reach neither
- The T&C never says whether international spend earns Reward Points; the plain World Safari's page rules it out and this one is silent
- RBL charges 1% on FIVE transaction types its Schedule of Charges lists separately from the reward exclusions: rent (MCC 6513, on every transaction), fuel and auto above ₹10,000 a transaction (capped at ₹3,000), utility spends above ₹50,000 a month, education paid through third-party apps such as CRED, PhonePe or Paytm (school and college websites are exempt), and — with effect from 7 January 2026 — FASTag loading and tolls above ₹10,000 a transaction. These are FEES, listed nowhere near the reward exclusions: a category can both cost you 1% and earn you nothing
What these points actually fly
You hold this — the numbers below are your own points.
These points feed 21 programmes that publish an award chart. Cheapest verified seat per cabin, priced in YOUR points with this card's own ratio already applied:
- Bengaluru → Colombo Economy 39,000 RBL Reward Points via Avios (BA / Qatar / Finnair) at 6:1 (through Club ITC → Marriott Bonvoy) the play
- Delhi → Mumbai Business 75,000 RBL Reward Points via Air Canada Aeroplan at 6:1 (through Club ITC → Marriott Bonvoy) the play
- Mumbai → Hyderabad First 120,000 RBL Reward Points via Air Canada Aeroplan at 4.8:1 (through Club ITC → Marriott Bonvoy) the play
What earns, what doesn't
13 sourced rules · 6 pay zero
World Safari Plus pays 5 Reward Points per ₹100 on airlines, hotels, motels and transportation booked through the RBL rewards portal, 2 per ₹100 on other domestic travel and 1 per ₹100 on everything else. Its exclusion sentence is unusual: alongside the standard list it strips AIRLINES, HOTELS and TRANSPORT from the BASE rate — not because they earn nothing, but because they earn the travel rate instead. Zero forex markup.
- Fuel · excluded No points — "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) sits on the T&C's own §3.4(c) exclusion sentence; the 1% fuel surcharge waiver is the only fuel benefit
- Rent & property management · excluded No points — "Real Estate/Rental" (MCC 6513) on the T&C's own §3.4(c) exclusion sentence. RBL also levies a 1% fee on every rental transaction, bank-wide
- Wallet loads · excluded No points — "Wallet/Service Providers" (MCC 6540) on the T&C's own §3.4(c) exclusion sentence
- Utilities (electricity/water/gas) · excluded No points — "Utilities" (MCC 4900) on the T&C's own §3.4(c) exclusion sentence. RBL also levies a 1% fee on utility spend past ₹50,000 a month, bank-wide
Does your spend count toward the milestones?
not published — and we say which
₹7,50,000 a year is the bar for the first milestone. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. RBL Bank states what the RBL World Safari Plus earns and does not earn, but has not published which spend categories count toward the milestones — the ₹7,50,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Where the miles go
1 program
Ratios read card points : partner miles — 2:1 means 2 points become 1 mile. Never the other way round.
every RBL Bank route, side by side → · the RBL Reward Points hub →
Lounge access
678 of 793 tracked doors
Opens 678 of 793 tracked lounge doors across 270 airports , via Priority Pass Global — see the full map →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Invite-only — there is no public application form. The bank calls you.
RBL Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
per the official RBL Bank MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the board by what you can get →
The fine print
7 of 7 MITC rows published
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
Fee ₹6,000 + GST in the first year and ₹6,000 + GST from the second, with NO spend waiver. The 0% markup is the reason to hold it: base earn is 1 Reward Point per ₹100, 2 on domestic travel merchants and 5 only on flights, hotels and transport booked inside the RBL Rewards Portal, and RBL publishes no earn rule for international spend at all. Base points are excluded on Fuel & Auto, Utilities, Wallet, Insurance, Railways, Rental and Miscellaneous payments. Domestic lounge access carries no prior-spend gate, unlike every other RBL card that has one. RBL publishes no income or age criteria for this card, and there is no public product page — the Schedule of Charges and the product T&C are the only places it is priced.
per the official RBL Bank MITC · reviewed 10 Jul 2026
What's changed for this card
6 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 23 Sept 2026Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and HiltonAccor and Marriott off the grid since 2 April 2026; Club ITC live; no Cathay, Miles & More or Hilton → Accor live at the punished rates; ITC removed; Cathay, Hilton and Miles & More live; Marriott still gone
Axis's own Travel EDGE terms, re-read 25 September 2026, already show the grid that went live on 23 September. Accor ALL is back, and not at the old Atlas 1:2: EDGE Miles convert at 2:1 (Olympus 1:2) and EDGE Rewards at 5:1, with Magnus for Burgundy at 5:2 and only Burgundy Private still at 5:4. Club ITC is off the table. Three partners are new. Cathay Asia Miles sits on that same punished grid. Hilton Honors is the ordinary one: EDGE Miles 1:2, EDGE Rewards 5:2, Burgundy 5:4. Lufthansa Miles & More is the exception on Atlas, which converts 1:1 there while every other standard airline on that card is 1:2; the EDGE Rewards side of Miles & More is the ordinary 5:2. Marriott stays removed. Qatar Privilege Club was already back. Flying Blue, Air India and Qantas moved into Group A, which is the capped group. The Axis Rewards credit card's Amex network is advertised as joining-fee and annual-fee nil for a limited period; there is no separate Amex variant on this board, so that offer is not modelled as a fee change.
- 22 Aug 2026RBL relaunches the Shoppers Stop co-brand as a Gold / Platinum / Black trio
- 21 Aug 2026Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands
- 7 Jan 2026RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet
- 1 Jul 2025RBL gates domestic lounges behind ₹35k a quarter
- 15 Oct 2024RBL strips points from education, government and wallet spends
Verified against RBL Bank's own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 4 of them, each with the day we read it
- official Product T&C — 0% markup on every eligible foreign currency transaction, 2 domestic lounge visits a quarter with no spend gate, 4 international visits a year, and the 5/2/1 Reward Point grid
- official Schedule of Charges — "World Safari Plus: INR 6,000 (1st Year) / INR 6,000 (2nd Year onwards)" with no spend waiver, 0% forex, and the ₹99 + GST redemption fee
- official Bank-wide MITC — the markup table names World Safari Plus at 0% against 3.5% on most of RBL's shelf
- official Club ITC's own RBL partner grid — "World Safari Plus 3:1" into Green Points, minimum 100 Reward Points, credited within 7 working days