Deutsche Bank Platinum
CancelOne point, one airline mile — the only Deutsche card that told you what its points were worth.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Jet Airways tickets, as per the applicable fee plan, after the first payment and first transaction
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Deutsche Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #940
Why #940 The only Deutsche Bank India card that published its own redemption table — points into airline miles one for one, or ₹0.85 apiece against the outstanding — for ₹10,000 once and nothing thereafter. Carried for the record; the book went to IndusInd in 2011.
The take
The Platinum was Deutsche Bank India's workhorse premium card and the only one on the shelf that answered the question every rewards card should: what is a point worth? Its page prints the table outright. Points converted into airline miles one for one, or redeemed against the outstanding on the card at ₹0.85 apiece, with a floor of 250 points before you could redeem anything. Jet Airways was the named partner, and the conversion ran into JPMiles. It cost ₹10,000 to get and, on Deutsche's own Schedule of Charges, Nil to keep. That single line is the whole pitch: no recurring fee, no spend threshold to waive one, and a welcome gift of Jet Airways tickets scaled to the fee plan you took, delivered as a promotion code to your registered mobile after the first payment and first transaction. Around that sat a genuinely deep bench. Travel insurance to ₹25 lakh. Auto Assist, a 24-hour roadside emergency service. An international concierge run by Europ Assistance for bookings, tickets and gifts. Total Protection covering unauthorised transactions up to the credit limit, including counterfeit fraud and the 48 hours before you reported a loss. A free additional card for segregating business spend, and a year-end summary of accounts. The cautions are the shelf's. The Priority Pass was membership rather than entry: the card handed you the Pass and not the visits, which were charged at the door, and the only relief was Travel Plus, a separate ₹3,000-a-year programme that waived $27 on up to ten usages outside India and carried $100,000 of overseas medical cover with it. Foreign currency ran at 3.5%, the full Indian norm. And revolving cost 3.83% a month, an APR of 46%.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Deutsche Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- ₹10,000 to join and Nil to renew on Deutsche's published Schedule of Charges
- The only Deutsche card with a published redemption table: one point into one airline mile, or ₹0.85 against the outstanding
- Points converted into JPMiles, Jet Airways' frequent-flyer currency
- Jet Airways tickets as a welcome gift, scaled to the fee plan, after the first payment and first transaction
- ₹25 lakh of comprehensive travel insurance
- Auto Assist — a 24-hour, 365-day roadside emergency service — plus a 24/7 international concierge
- A free additional card for business expenses and a year-end summary of accounts
Watch out
- WITHDRAWN — Deutsche Bank sold its Indian retail and credit-card business to IndusInd Bank in 2011 and no successor carries this product
- Deutsche Bank Platinum Rewards was a HOUSE programme this board does not model, so the published rate cannot be priced here — the numbers are on the record, the ₹ value is not
- Redemption had a floor: a minimum of 250 reward points before you could redeem anything at all
- The Priority Pass was MEMBERSHIP, not entry: every visit was charged, and $27 came off at most ten usages outside India only if you also bought Travel Plus at ₹3,000 a year
- Revolving cost was 3.83% a month — an APR of 46% — on the last published schedule
- Foreign currency was charged at 3.5%, the full Indian norm
- The Jet Airways welcome tickets accrued no JetPrivilege benefits, and you still paid the surcharge, taxes and fees
What these points actually fly
Deutsche Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Deutsche Bank sold its Indian retail banking and credit-card business to IndusInd Bank in 2011, and deutschebank.co.in has not served a credit-card page since.
Deutsche Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Deutsche Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 3 of them, each with the day we read it
- official Deutsche Bank India's Platinum Credit Card page (archived 22-Nov-2010) — the redemption table, the Jet Airways welcome, the ₹25 lakh travel cover, Auto Assist and the Travel Plus lounge position
- official Deutsche Bank India's Schedule of Charges for credit cards, effective 19 April 2010 — this card at ₹10,000 to join and Nil to renew, with 3.5% on foreign currency
- official Deutsche Bank India's own Cards shelf today — titled "Debit Cards for Every Need", it lists debit cards only and no credit card at all