Bank of Rajasthan Individual-Liability Corporate Card
CancelA corporate card the employee paid for, earning at a rate nobody priced.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: ₹200 activation bonus on making the first purchase on the card
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Bank of Rajasthan publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #978
Why #978 The better-earning half of Bank of Rajasthan's corporate pair — two reward points for every ₹150, a ₹200 activation bonus and an eighteen-month fuel-surcharge holiday — carried on the business shelf, not ranked. The bank was amalgamated into ICICI Bank in August 2010.
The take
Individual liability is the distinction that matters here: the company got the expense reporting, the cardholder got the bill. Bank of Rajasthan's CCIL sat beside a corporate-liability twin on the same charges schedule, and it is the one that behaved like a personal card with a corporate wrapper — it was the only card on the shelf allowed to take cash out of an ATM, the only corporate one carrying a foreign-currency fee at all, and the only one with a welcome bonus. It also earned faster than anything else Bank of Rajasthan issued: two reward points for every ₹150 of spend, where every other variant on the shelf paid one for every ₹100 — a third more points for the same money, if a point had ever been worth anything the bank was willing to state. And it had the one genuinely good line on the whole shelf: no fuel surcharge at all on transactions between ₹200 and ₹2,500 at any petrol station in India, which the bank ran from 1 October 2009 to 31 March 2011 and which outlived the bank itself. What it cost was ₹500 a year, forgiven entirely if the card saw ₹25,000 of spend — a bar low enough that the fee was theoretical for anyone actually using it. Interest ran 2.5% a month against the consumer cards' 2.95%, late payment was a flat ₹250 rather than 30% of the minimum due, and the free United India Insurance cover went further than on Gold and Silver, adding personal accident cover on road and air. The Reserve Bank approved the amalgamation into ICICI Bank in August 2010 and the card went with the licence.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Bank of Rajasthan publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Two reward points for every ₹150 of spend — the fastest accrual Bank of Rajasthan published, a third above the one-for-every-₹100 on the rest of the shelf
- ₹200 activation bonus on the first purchase
- No fuel surcharge on transactions between ₹200 and ₹2,500 at any petrol station in India, from 1 October 2009 to 31 March 2011
- ₹500 a year, waived outright once card spend passed ₹25,000 in the year
- Up to 50 interest-free days, against 45 on the consumer cards
- The only corporate variant allowed to withdraw cash — 2.5% or ₹250 for domestic withdrawals at Bank of Rajasthan ATMs
- Free United India Insurance group cover extending to personal accident on road and air, premium paid by the bank
Watch out
- WITHDRAWN — the Reserve Bank approved Bank of Rajasthan's amalgamation into ICICI Bank in August 2010
- INDIVIDUAL LIABILITY: the cardholder, not the company, was on the hook for the bill
- THE POINT HAS NO PUBLISHED VALUE: two points for every ₹150 is a rate, and the bank never printed what a point converted to
- 500 reward points minimum before redemption, by posted paper form, with a one-year expiry
- Revolving credit at 2.5% a month — the bank prints the APR as 34.48%
- Foreign currency transactions cost 3.5% with a ₹350 minimum, plus interest
- No lounge access of any kind was ever published for this card
What these points actually fly
Bank of Rajasthan has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the fee waiver?
not published — and we say which
₹25,000 a year is the bar that waives the ₹500 fee. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. Bank of Rajasthan states what the Bank of Rajasthan Individual-Liability Corporate Card earns, but has not published which spend categories count toward the fee waiver — the ₹25,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. Bank of Rajasthan ceased to exist as a licensed bank on its amalgamation into ICICI Bank in August 2010; the corporate card book was serviced out of a Credit Card Management Cell in Jaipur and was not reopened.
Bank of Rajasthan publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against Bank of Rajasthan's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 5 of them, each with the day we read it
- official Bank of Rajasthan's MITC for the Corporate Card (archived 19-Nov-2010) — the ₹500 charges, the ₹25,000 usage waiver, the 50-day interest-free period and the cash-advance rule
- official Bank of Rajasthan's Credit Card Variants & Features page (archived 19-Nov-2010) — the CCIL feature list, the ₹200 activation bonus and the fuel-surcharge waiver
- official The last Credit Card Charges schedule Bank of Rajasthan published (archived 17-Sep-2010) — the CCIL column, the fuel-surcharge dates and the 3.5% foreign currency fee
- official The Reward Points Redemption Program page (archived 19-Nov-2010) — CCIL's 2-per-₹150 accrual, the 500-point floor and the conversion rate the bank never printed
- official Reserve Bank of India press release 2010-2011/232, 12 August 2010 — the sanctioned amalgamation of Bank of Rajasthan Ltd. into ICICI Bank Ltd., the reason this card cannot be applied for