Standard Chartered Landmark Rewards Platinum
KeepOne percent everywhere, four and a half inside Lifestyle — and the points spent at the till.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Vouchers worth ₹2,800 on sign-up, per SC's own page — not points, and the offer died with the card
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied. Plus milestones, minus the fee. No accelerator credit — the ranking model on /compare adds ~20% of spend at the card's best accelerator, so its ₹ for this card reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Pays for itself at ₹3,000 a month
At ₹3,000 a month — ₹36,000 a year — on the everyday mix this card returns ₹400 gross (earn ₹400) against its ₹250 fee = ₹100 net — the first rung at or above ₹0. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
2 notes on the card itself: how it is issued · why it ranks #816
Why #816 A Landmark Group co-brand — Lifestyle, Max, Home Centre, SPAR — that paid 1% on ordinary spend and up to 4.5% inside the Landmark estate, redeemable at the till rather than through a catalogue. Standard Chartered has pulled it from the reader-facing tariff table and the retail URL now redirects to the card shelf; the lounge benefit it once carried was discontinued on 1 May 2017, before the card itself went.
360° Reward Points house at ₹1.00 on the strength of the catalogue's 1-point-to-a-rupee redemption, and on this card they did better than that: SC's page promised redemption "instantly at Landmark affiliated stores", at the till, rather than through the 360° catalogue with its ₹99 handling charge. The house value is carried unadjusted rather than marked up, because SC never published a Landmark-specific redemption ratio.
The take
This was Standard Chartered's Landmark Group card, and it did exactly one thing well: it turned spend at Lifestyle, Max, Home Centre and SPAR into points you handed back over the same counter, redeemable in-store rather than through the 360° catalogue and its ₹99 charge. The headline SC printed — "up to 9X Reward Points" — is not a multiplier, and the card's own conversion table says so: X is one reward point per ₹200, so nine of them at Lifestyle is 4.5 points per ₹100, or 4.5% at a rupee a point. Ordinary spend earned two per ₹200, which is a flat 1%. The nine only arrived once you had put ₹64,999 through the card inside the Landmark estate; below that line you were on six per ₹200, or 3%. SPAR was different again — 5% cash back, not points, capped at ₹500 a month — and insurance premiums were carved out at half rate. For ₹250 a year and ₹2,800 of sign-up vouchers that was a sharp card for a Lifestyle household and a mediocre one for anybody else. There is no travel case and there stopped being even a hint of one: the complimentary domestic lounge access the 2016 page advertised was discontinued with effect from 1 May 2017, announced on the card's own page, and after that the card carried no lounge, no airline or hotel partner and the full 3.5% overseas fee. Standard Chartered has since taken the row out of its own tariff table — the markup is still there, commented out — and the retail URL bounces to the card shelf. If you still hold one, the points redeem where they always did.
Your renewal — keep, downgrade or cancel
Here is the fee, the spend that clears it, and everything that has moved under this card since you last decided.
Keep, downgrade or cancel
₹250/yr at stake · 5 spend bands
The charge ₹250/yr
Break-even ₹3,000 a month — ₹36,000 a year — is where this card's value crosses its fee.
At your spend
₹2,800 a year, net of the fee, at ₹3,00,000 of annual spend
₹5,800 a year, net of the fee, at ₹6,00,000 of annual spend
₹11,800 a year, net of the fee, at ₹12,00,000 of annual spend
₹35,800 a year, net of the fee, at ₹36,00,000 of annual spend
₹59,800 a year, net of the fee, at ₹60,00,000 of annual spend
Everyday earn plus milestones, minus the fee — the same model as the value panel above, so the two cannot disagree. run your exact spend →
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Standard Chartered publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Up to 4.5% inside the Landmark estate — 9 points per ₹200 at Lifestyle, Max and Home Centre once you pass ₹64,999 of spend there
- Points redeemed instantly at the till in Lifestyle, Max, Home Centre and SPAR rather than through a catalogue
- 5% cashback on SPAR grocery shopping, capped at ₹500 a month
- Sign-up vouchers worth ₹2,800 while the card was on sale
- ₹250 a year in both years — the cheapest annual fee Standard Chartered ever put on a co-brand
Watch out
- Withdrawn: the row survives only as an HTML comment in SC's tariff table and the retail URL redirects to the card shelf
- The 9X headline is 9 points per ₹200, not nine times a base — and it needs ₹64,999 of Landmark spend before it switches on
- Outside the Landmark estate this is a 1% card: 2 points per ₹200, and insurance premiums earn half that
- The complimentary domestic lounge access was discontinued with effect from 1 May 2017, announced on the card's own page
- No airline or hotel partner and the full 3.5% overseas fee — there is no travel case on this card
- Outside Landmark stores the points are worth whatever the 360° catalogue says, minus the ₹99 handling charge
- Revolved at 3.49% a month — an APR of 41.88% — on the fee page SC still serves for it
What these points actually fly
No live transfer route takes StanC 360° Reward Points into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
Standard Chartered publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
3 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 15 Oct 2024EaseMyTrip card loses Priority Pass, domestic visits halved1 complimentary domestic lounge visit per quarter + Priority Pass with 2 international visits a year → 2 domestic visits per calendar year; no Priority Pass, no complimentary international lounge access
The travel co-brand quietly stopped being a travel card: from 15 October 2024, Standard Chartered pulled Priority Pass from the EaseMyTrip card entirely and cut domestic lounge access from four visits a year to two. International lounges are now pay-per-visit at rack rates. What's left is a ₹350 EaseMyTrip discount coupon — which, to be fair, is what it always really was.
- 25 Aug 2024Ultimate's forex settles at a clean 2% at posting
- 2 Apr 2023Ultimate cuts six categories from 3.33% to 2%
Verified against Standard Chartered's own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 3 of them, each with the day we read it
- official Standard Chartered's surviving Landmark Rewards Platinum page — the ₹250 fee, the in-store redemption, the SPAR cashback and the sign-up vouchers
- official Standard Chartered's own Landmark Rewards Platinum page, July 2017 — the conversion table the live page dropped, and the dated withdrawal of the lounge benefit
- official Standard Chartered's shelf-wide tariffs and charges — the Landmark row, now commented out of the live table