RBL iGlobe
KeepThe NRI's RBL card — 2.5% abroad against a 1.5% forex, if you bring the NRE account.
What it's worth to you — net annual value
Welcome: ₹3,000 MakeMyTrip voucher — one eligible purchase within 30 days + annual fee payment
How these numbers are computed →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
The take
iGlobe is RBL's NRI card, and read as one it's quietly sensible. The same 5 RP/₹100 (1.25%) base as Insignia, 10 RP/₹100 on international spend — and because the forex markup is a soft 1.5%, foreign swipes net about +1% where most Indian cards bleed. The ₹3,000 MakeMyTrip voucher refunds the ₹3,000 fee in year one, milestones add 20,000 points (₹5,000) across ₹5L/₹8L, and you get 2 domestic lounge visits a quarter plus 6 Priority Pass visits a year. The catches are structural: NRI-only, branch-sold, and billed exclusively by standing instruction from an RBL NRE savings account — the bank relationship is the price of admission. Points remain closed-loop RBL RP with a ₹99-a-day redemption fee, and the Club ITC door costs 4:1 — exactly the ₹0.25 catalogue value, a shrug. For an NRI who'd keep the NRE account anyway, an honest keeper; for everyone else, not even available.
What's good
- 10 RP/₹100 (2.5%) on international spend vs a 1.5% forex markup — nets ~+1% abroad
- ₹3,000 MakeMyTrip welcome voucher refunds the ₹3,000 fee in year one
- 20,000 milestone points (₹5,000) across ₹5L / ₹8L annual spend
- 2 domestic lounge visits/quarter + 6 international/year via Priority Pass
- Club ITC transfers at 4:1 — a hotel door out of a closed loop, at par ₹0.25
Watch out
- NRI-only, branch-sold, and billed ONLY via Standing Instruction from an RBL NRE savings account
- No fee waiver — ₹3,000 + GST every year; the MMT voucher has to keep earning it
- Closed-loop points: ₹0.25 catalogue, ₹99 + GST per redemption day, no airline partners
- Zero points on cash, EMIs, fees, taxes, railways and rent
What earns, what doesn't
iGlobe earns 5 RP/₹100 domestic, 10 RP/₹100 international. CardInsider prints the exclusion list: cash withdrawals, EMIs, fees, taxes, railways, rentals. Fuel/wallet follow RBL standard — flagged.
- Fuel · excluded 1% surcharge waiver on ₹500–₹4,000 txns, cap ₹250/month; no RP — RBL standard, community, flag
- Rent & property management · excluded Rentals excluded (CardInsider exclusion list)
- Wallet loads · excluded Wallet loads excluded — RBL standard, community, flag
- Government / tax · excluded Fees and taxes excluded (CardInsider exclusion list)
per RBL Bank T&C (community-sourced) · rank every card by spend category →
Where the miles go
Ratios read card points : partner miles — 2:1 means 2 points become 1 mile. Never the other way round.
every RBL Bank route, side by side → · the RBL Reward Points hub →
Lounge access
Opens 602 of 663 tracked lounge doors across 250 airports — see the full map →
Can you get it?
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Direct application — no invite list, no banking relationship required.
Exclusively for NRI customers, sold through RBL Bank branches — no online application. Bill payment is accepted only via Standing Instructions from an RBL Bank NRE savings account, so the account relationship is mandatory. RBL publishes no separate income or age cutoff.
RBL Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
per the official RBL Bank MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the ranking by what you can get →
The fine print
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
Fee ₹3,000 + GST both years, no spend waiver. NRI-only, sold through RBL branches; bill payment accepted ONLY via Standing Instruction from an RBL NRE savings account. 5 RP/₹100 domestic, 10 RP/₹100 international against the 1.5% forex. No income/age criteria published.
per the official RBL Bank MITC · reviewed 10 Jul 2026
What's changed for this card
Full tracker →Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to.
- 1 Jul 2025RBL gates domestic lounges behind ₹35k a quarterComplimentary domestic lounge visits on World Safari, Icon and Platinum Maxima with no spend condition; add-on cards included → ₹35,000 of prior-quarter retail spend unlocks the next quarter's visits; add-on cardholders excluded; nothing in the issuance quarter
RBL joined the spend-gate club: from 1 July 2025, World Safari and Icon holders must put ₹35,000 of retail spend through the card each quarter to keep the next quarter's domestic lounge visits. Add-on cardholders lose access outright, and new cardholders wait out their first quarter at the food court. For World Safari — a card people carry precisely for airports — the free-with-the-fee era is over.
- 15 Oct 2024RBL strips points from education, government and wallet spendsWorld Safari and Icon earned base points on most categories; milestone counters included nearly all retail spend → No points on education-via-apps, government, contracted services, cash and Bills2Pay; milestones exclude 14 categories; 1% fees on utility spends past ₹50k/month, education apps and fuel past ₹10k
A portfolio-wide tightening dressed up as a T&C refresh: from 15 October 2024, RBL cards — World Safari and Icon included — stopped earning on education portals, government payments, wallets, and Bills2Pay, and the milestone counters that justify both cards' fees now exclude fourteen spend categories. Add 1% surcharges on big utility months, education apps and ₹10k+ fuel fills, and the effective reward rate on real-world spend dropped without a single headline number changing.
Go deeper
Sources
Every fact on this page is checked against these documents — the issuer's own paperwork first. Spot something stale? The PDF wins, and we re-verify.
- official Official product page — NRI-only, ₹3,000 fee, 5/10 RP earn, ₹3k MMT welcome, 10k+10k milestones at ₹5L/₹8L, 2/quarter + 6 PP lounges, 1.5% forex, NRE-SI billing checked 22 Jul 2026
- official Bank-wide MITC PDF — tiered APR, late fee, ₹99/day redemption fee checked 22 Jul 2026
- community CardInsider review — earn exclusions (cash/EMI/fees/taxes/railways/rent), railway lounges, golf, redemption fee checked 22 Jul 2026
- official RBL network availability guide — iGlobe is Mastercard-only checked 22 Jul 2026
- official Club ITC partner grid — iGlobe converts 4:1 into Green Points checked 21 Jul 2026
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