#817

Standard Chartered Yatra Platinum

Keep

Standard Chartered's first OTA co-brand, and it left without printing what a point was worth.

Not valued

no published earn rate to price

Verified · 2 documents

Skip the arithmetic — the board, ranked → · nothing to sign up for

What it's worth to you, after the fee

Welcome: Yatra travel vouchers worth ₹4,000 within 60 days of card set-up, per SC's own page — a voucher, not points, and the offer died with the card

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Standard Chartered publishes terms we can cite.

Why we decline to value some cards, and what it takes to change that →

2 notes on the card itself: how it is issued · why it ranks #817

Standard Chartered · Not published · entry

Why #817 India's other OTA co-brand, and the one nobody remembers. Standard Chartered ran a Yatra card years before it ran an EaseMyTrip one; the tariff row is commented out, the retail URL is gone, and only the employee-banking copy of the product page survives.

₹499 + GST
Annual fee1
None
Fee waiver

The take

Long before the EaseMyTrip card, Standard Chartered's travel co-brand was Yatra, and the proposition was blunt: book on yatra.com, get a tenth of the fare back with no cap on how often you did it, and skip Yatra's cancellation fee on anything booked there. ₹4,000 of travel vouchers on sign-up, a 1% fuel surcharge waiver, the Good Life dining programme, and ₹499 a year. For someone who genuinely ran their flights and hotels through one OTA that was a real card, and the uncapped rebate is the part that has no live equivalent — today's OTA co-brands all meter the good rate. What it never published is the thing this desk ranks on. The page states "4x reward points on every INR 100 spent on yatra.com" and "double the reward points on INR 100 for all other expenditures", and nowhere — not on the page, not in the tariff table, not in the archived T&C namespace that still holds seven other Standard Chartered card documents — does the bank say what one x is worth. So the fee, the rebate, the voucher and the withdrawal are all sourced, and the earn is left blank. Standard Chartered has since commented the row out of its own fee table, split across two fee options it no longer explains, and the retail URL is gone; the card survives only in the employee-banking catalogue.

Your renewal — keep, downgrade or cancel

There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.

the whole desk — what changed, the downgrade, and what we cannot price →

Keep, downgrade or cancel

what we can and cannot price

Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.

The downgrade

Standard Chartered publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.

If you call to cancel

What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →

The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.

What's good

  • A tenth of every yatra.com booking returned, with SC stating no limit on how often the rebate could be claimed
  • Yatra cancellation fees waived on all tickets booked through yatra.com
  • ₹4,000 of Yatra travel vouchers within 60 days of card set-up
  • 1% fuel surcharge waiver, and the Good Life dining and shopping programme every SC card carries

Watch out

  • Withdrawn: the row survives only as an HTML comment in SC's tariff table and no retail product page is served
  • Standard Chartered never published what one x is worth on this card, so the desk prices no earn at all rather than invent one
  • The commented tariff row splits the card into two fee options — ₹499 in both years, or ₹999 in year one and ₹499 after — and the surviving page explains only the first
  • No lounge access and no airline or hotel partner: the travel case was the OTA rebate, and it died with the tie-up
  • Revolved at 3.49% a month — an APR of 41.88% — on the fee page SC still serves for it

What these points actually fly

Standard Chartered has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.

what the cards that DO reach a chart can fly — 2,196 corridors priced →

Lounge access

0 of 793 tracked doors

No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →

Can you get it?

the route in — no cutoffs published

The cutoffs and the actual route in — not the "apply now" button, the door that opens.

Route Closed to new applications
Income · salaried not published
Income · self-employed not published
Age band not published

Closed to new applications — existing cardholders keep the card; there is no way in.

Standard Chartered publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.

no MITC row researched for this card yet · filter the board by what you can get →

What's changed for this card

3 dated changes

Full tracker →

Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.

  • 15 Oct 2024
    Lounge major Standard Chartered
    EaseMyTrip card loses Priority Pass, domestic visits halved
    1 complimentary domestic lounge visit per quarter + Priority Pass with 2 international visits a year → 2 domestic visits per calendar year; no Priority Pass, no complimentary international lounge access

    The travel co-brand quietly stopped being a travel card: from 15 October 2024, Standard Chartered pulled Priority Pass from the EaseMyTrip card entirely and cut domestic lounge access from four visits a year to two. International lounges are now pay-per-visit at rack rates. What's left is a ₹350 EaseMyTrip discount coupon — which, to be fair, is what it always really was.

  • 25 Aug 2024
    Buff minor Standard Chartered
    Ultimate's forex settles at a clean 2% at posting
  • 2 Apr 2023
    Devaluation moderate Standard Chartered
    Ultimate cuts six categories from 3.33% to 2%