The transfer desk

Transfer partners, both directions

The whole graph, two ways in: pick your bank to see every program its points reach — or pick the program you want and see every Indian card that can feed it, best ratio first. 142 routes, every ratio and transfer time sourced from issuer T&Cs, re-verified on a rolling watchdog.

Want ₹-value verdicts instead of raw ratios? The optimizer prices every route →