ABN AMRO Adlabs
CancelPaid in movie tickets, and you never stood in the queue.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Free Adlabs food and gaming vouchers worth ₹480
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until ABN AMRO Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #913
Why #913 A cinema co-brand paying 5% back in points redeemable at the ticket counter, with a queue you skipped and seats held for opening night. No travel dimension; carried for the record, and it left the bank's own fee schedule before the bank left India.
The take
The Adlabs card was the Barista card's twin — same ₹199 to join, same ₹299 to renew, same column in ABN AMRO's tariff table, same mechanic — pointed at cinemas instead of coffee. Every rupee you spent anywhere earned reward points, and you redeemed them at Adlabs Cinemas for movie tickets on the spot. The accrual the bank published against all spend would be remarkable on a card today; in 2006, denominated in cinema tickets and payable only at one chain, it was a sharp piece of co-brand economics on both sides. It is on the record in ABN AMRO's own words and it is not carried as a number here, because the points bought cinema tickets and nothing else. What the card actually sold, though, was queue-jumping, and the page is refreshingly blunt about it: cardmembers got "an exclusive ticket counter", reserved seats for new releases so that "that movie excursion for the first day first show will no longer end in disappointment of a full house", and invitations to premiere screenings. In an Indian multiplex in 2006 that was worth more than the points. Joining brought ₹480 of food and gaming vouchers, and PetroPlus waived the fuel surcharge as it did across the shelf. It is also the one card on this shelf whose disappearance can be dated from the bank's own paperwork. Adlabs shares a fee column with Barista in 2006 and again in 2008; by ABN AMRO's last published schedule in early 2010, that schedule prices seven cards and Adlabs is in none of them — nor in the two further blocks the bank had commented out of the page rather than deleted — while Barista has a block of its own. The co-brand ended before the bank did.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
ABN AMRO Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Reward points on all spend, anywhere, redeemable at Adlabs Cinemas for movie tickets
- An exclusive ticket counter at Adlabs — no queue
- Reserved seats for new releases, so a first-day first-show booking did not depend on the rush
- Invitations to premiere screenings
- ₹480 of Adlabs food and gaming vouchers on joining, and ₹199 to get the card — the cheapest entry on the shelf
Watch out
- WITHDRAWN — and earlier than the rest: Adlabs is absent from ABN AMRO's last published fee schedule in 2010 while Barista, which shared its fee column, is still there
- The points redeemed at Adlabs Cinemas and nowhere else, so the accrual was worth its face only if you went to the cinema
- No travel dimension of any kind: no lounge, no airline or hotel partner, no forex advantage
- No accrual value is carried here: the points bought cinema tickets, which is not a currency this desk models
- The 2006 tariff's ₹299 renewal is the last figure published against this card; the sibling Barista's rose to ₹499 by 2010
- Revolving cost was 2.95% a month — an APR of 35.4% — and the whole shelf moved to 3.5% a month afterwards
What these points actually fly
ABN AMRO Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. The co-brand had already left ABN AMRO's published fee schedule by early 2010, and the bank's Indian retail and card business passed to the Royal Bank of Scotland in the 2007–08 break-up of ABN AMRO.
ABN AMRO Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
nothing tracked yet — which is itself a fact
No tracked devaluations or changes yet — this card's history starts here.
Verified against ABN AMRO Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 4 of them, each with the day we read it
- official ABN AMRO India's Adlabs Credit Card benefits page (archived 15-Jun-2006) — the ₹5-per-₹100 accrual, the instant ticket redemption, the exclusive counter and the reserved-seat privilege
- official ABN AMRO India's shelf-wide Tariff of Charges (archived 17-Dec-2006) — a shared Barista/Adlabs column at ₹199 to join and ₹299 a year
- official ABN AMRO India's last published Service Charges and Fees page (archived 10-Feb-2010) — seven cards priced by name, Barista among them and Adlabs gone
- official Ratnakar Bank's press release of 9 August 2013 — its acquisition of RBS India's credit-card business, the end of the line for the book ABN AMRO's Indian cards were issued from