American Express Corporate Purchasing Card
KeepA charge card issued to a department — or to a supplier's name — with the spending fence set in advance.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until American Express publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #569
Why #569 Carried, not ranked. A charge card assigned to a department rather than a person — or issued in a supplier's own name — with spend fenced to approved suppliers and purchase types, and up to 51 days to pay. Amex publishes neither its price nor its rebate.
The take
The Corporate Purchasing Card is Amex's answer to commodity spend: telecom, office supplies, utilities, furniture, hardware and meals, consolidated onto one account with itemised transaction detail. Its most distinctive feature is who holds it, and Amex explains it plainly — rather than one card per person, the card can be assigned "to a department within your company for use by multiple team members", and an Account can be issued "in a supplier's name for use with a key supplier who has recurring invoicing requirements". The controls come first and the spending second. A dedicated account manager sets the programme up by deciding which expenses to convert and which controls apply; from American Express @Work, a Program Administrator sets and enforces limits on which companies employees may spend with and how much, plus transaction and account limits and permitted purchase types. Amex's case study is concrete about the payoff: blocks and limits set in advance "helped remove the need for manual approvals in the purchasing process", and the data feeds integrated straight into the firm's ERP. On money, two things are published and one is not. It is a charge card — "Charge Cards are paid in full each month, while Credit Cards can have a revolving balance with interest being charged", and Amex says this card "acts as a Charge Card" — so there is no revolving and no interest rate to quote. Payment terms extend up to 51 days depending on when a purchase falls against the statement date. What is not published is the price: Amex names no fee for this or any card in its India corporate book, and the page's only call to action is a callback from a specialist. The rebate is the same story. Amex sells the card on using purchasing volume with preferred suppliers to "maximise rebates", and puts no number on it anywhere — so this desk prices it at nothing, and a company negotiating one should get the rebate schedule in writing before signing.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
American Express publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
What has changed under this card
- 30 Sep 2026 Amex India discontinues Reward Multiplier — the whole 5X/3X/2X ladder issuer-wide
- 28 Aug 2026 Amex India pauses new card applications across the entire portfolio issuer-wide
- 18 Aug 2026 Amex India re-rates Virgin Atlantic upward — 2:1 becomes 5:4, the first MR buff in years issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Assignable to a department for use by multiple team members, rather than one card per person
- An Account can be issued in a supplier's name for a key supplier with recurring invoicing
- A charge card: paid in full each month, so no revolving balance and no interest
- Payment terms extend up to 51 days, depending on when the purchase falls against the statement
- Limits set and enforced from American Express @Work: which suppliers, how much, which purchase types
- Itemised transaction detail and data feeds a company can integrate directly with its ERP
- Blocks and limits set in advance can replace manual purchase approvals
Watch out
- Amex publishes no fee for it, or for any card in its India corporate book — the price is a callback from a specialist
- The rebates it is sold on carry no published rate, threshold or schedule; get them in the programme agreement
- No Membership Rewards: unlike the Green, Gold and Platinum Corporate cards, this card names no earn at all
- A charge card, so the balance is due in full each month — there is no revolving facility to fall back on
- No lounge access is published for it, and it opens no door on our map
- Amex publishes no forex rate for it either
What these points actually fly
American Express has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Direct application — no invite list, no banking relationship required.
A company requests a callback from an Amex specialist; a dedicated account manager then sets the programme up, "converting eligible expenses and setting up the required controls", with a Program Administrator running it from American Express @Work afterwards. Amex publishes no turnover, spend or headcount bar, and notes that most companies run a purchasing programme alongside an existing Corporate Card programme rather than instead of one.
American Express publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
8 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 1 Oct 2026Amex Platinum loses Lufthansa Lounge access with no replacementComplimentary access to participating Lufthansa Lounges for eligible Platinum Card Members, through 30 Sep 2026 → From 1 Oct 2026 Platinum Card Members have no access to any Lufthansa Lounge; no substitute benefit announced
Announced in July 2026, effective 1 October: eligible Platinum Card Members lose access to every Lufthansa Lounge, and Amex has named nothing to put in its place. Access runs through 30 September, so there's a two-month window to use it. For Indian Platinum holders the Lufthansa rooms were the good half of a Frankfurt or Munich connection — Priority Pass and the Global Lounge Collection still cover the airports, but not with a Senator-grade product. It's the third clip to the same card's lounge stack in one quarter, after Mumbai's Centurion closed on 1 July and Centurion guest access halved on 8 July. Amex India's ₹66,000 metal card is being asked to justify itself on Fine Hotels + Resorts and hotel status, not on doors.
- 1 Oct 2026Amex bolts a ₹1 lakh spend gate onto Platinum Travel's domestic lounge access
- 1 Oct 2026Platinum Travel's domestic lounge access gets a ₹1 lakh prior-quarter spend gate8 complimentary domestic lounge visits a year, capped at two per quarter, with no spend condition anywhere. → Up to two complimentary domestic visits in a calendar quarter, EARNED by spending ₹1 lakh or more in eligible transactions in the preceding calendar quarter.
Same notice, three weeks later, and it lands on the other half of what this card is for. "From October 1, 2026, complimentary domestic airport lounge access will be linked to quarterly spending on the card. To receive up to two complimentary domestic airport lounge visits in a calendar quarter, a cardmember will need to have spent INR 1 lakh or more in eligible transactions in the preceding calendar quarter." The visit COUNT does not change — two a quarter, eight a year, exactly as before. What changes is that they stop being something you hold and start being something you earn, and ₹4 lakh a year of spend is now the price of a benefit that used to come with the ₹5,000 fee. On a card sold to travellers rather than to heavy spenders, that is a real withdrawal: the ₹1.9 lakh milestone deleted in September was the rung a moderate spender actually reached, and now the lounges want ₹4 lakh a year too. CARRY THE TRANSITIONAL RUNG, because it applies to exactly one quarter and then vanishes. CardInsider's report of the same notice adds what the first report did not: "As a one-time exception, for the October–December 2026 quarter, cardholders will need to have spent ₹70,000 or more between July and September 2026 to qualify for lounge access." So the gate for the first affected quarter is ₹70,000, not ₹1 lakh — and July and August of that window are already spent by the time most readers learn this, which is what a one-time exception announced seven weeks ahead really means.
- 30 Sept 2026Amex India discontinues Reward Multiplier — the whole 5X/3X/2X ladder
- 10 Sept 2026Amex guts Platinum Travel's milestone ladder — 30,000 MR out, the Taj voucher doubled
- 10 Sept 2026Amex deletes the ₹1.9 lakh milestone on Platinum Travel and swaps the ₹7 lakh points for a voucher
- 28 Aug 2026Amex India pauses new card applications across the entire portfolio
- 18 Aug 2026Amex India re-rates Virgin Atlantic upward — 2:1 becomes 5:4, the first MR buff in years
Every American Express change we've dated → 28 events since 1993, 21 of them nerfs — worst year 2026.
Verified against American Express's own documents on
Not published , and we will not invent it: the annual fee · the earn rate and the currency it earns.
Every document behind this page — 2 of them, each with the day we read it
- official American Express Corporate Purchasing Card page — the department and supplier-name assignment, the charge-card structure, the controls and the 51-day payment term
- official American Express Business Travel Account page — the sibling Payment Solution, read to establish what the two share and what they do not