Citi Corporate Credit Card
KeepThe corporate T&E card whose rewards your employer switched on, or didn't.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Citibank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #901
Why #901 Citi's large-corporate travel-and-entertainment card, and the only card in the Indian range whose rewards programme the CARDHOLDER could not switch on — the employer decided. Carried on the business axis, never ranked against a personal card.
The take
Every large Indian employer's travel-and-entertainment card looks the same from the outside and this one is worth reading because Citi published more of the mechanics than most. The company gets Visa Intellilink for expense management, a consolidated statement across every cardmember, one settlement by cheque or NEFT or RTGS for the whole fleet, and — the line that explains why these cards exist — freedom from issuing advance foreign exchange to employees travelling abroad. The employee gets a card that works at merchants worldwide, a round-the-clock Citi helpline, a booking desk for flights, hotels and car hire, contactless payment and chip-and-PIN, worldwide emergency replacement and personal accident cover. The rewards are the interesting part and the catch is in the footnote: points never expire and come out as air miles, hotel stays or vouchers, but only "if your organization chooses to participate", so whether this card earns anything at all was your employer's decision and not yours. Citi publishes no rate and no fee — both live in the commercial agreement — which is why this card is carried and not valued. Citi's Indian consumer book went to Axis Bank; the corporate book did not, and Citi has since wound its India commercial-card presence down.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee schedule AND an earn table — we have neither number, so there is nothing to net off against nothing. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Citibank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Freedom from issuing advance foreign exchange to employees travelling abroad — the reason these cards exist
- Visa Intellilink expense management, a consolidated one-glance statement across every cardmember, and a single settlement for the whole fleet
- Never-expiring points redeemable for air miles, hotel stays and vouchers — where the employer opted into the programme
- Round-the-clock Citi helpline, a booking desk for flights, hotels and car hire, and worldwide emergency card replacement
- Up to 20% off dining at Citi's partner restaurants across India
Watch out
- WITHDRAWN — Citi's Indian consumer book went to Axis Bank and the corporate book did not; this card is not one of the nine products on Axis's Forward Together site and Citi has wound down its India commercial-card presence
- THE REWARDS WERE THE EMPLOYER'S CALL: Citi's own footnote reads 'Only if your organization chooses to participate in the Citi Corporate Card Rewards Program', so a holder could not switch them on
- NOT THE CITIBUSINESS CARD this board also carries: that one is the SME product Axis migrated into the Axis Bank REWARDS card, and it is a different contract entirely
- No fee is published and none can be: a corporate card is priced in the agreement between the bank and the company, not on a product page
- No lounge access is published on the product page — the travel benefits are a booking desk and a helpline, not a door
- Nothing here is valued, on either fee or earn, and this card is carried on the business axis rather than ranked
What these points actually fly
Citibank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot, and you never could as an individual — a corporate card is issued to employees of a company that has signed an agreement with the bank. Citi's Indian consumer business went to Axis Bank and the corporate book did not follow it; citibank.co.in no longer resolves.
Citibank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
7 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 15 Apr 2021Citi announces exit from Indian consumer bankingCiti credit cards, retail and wealth in India → Consumer business up for sale (later to Axis)
Citi called time on its Indian consumer arm — including its cult PremierMiles and Rewards cards — citing a lack of scale. The portfolio would eventually pass to Axis, ending one of India's most-loved rewards ecosystems.
- 12 Oct 2019Citi India guts reward earning on utilities, insurance, and tax
- 1 Dec 2017Citi PremierMiles' 10X 'Extra' partner program dies for good
- 1 Apr 2016Citi Prestige strips Etihad Guest Gold and partner perks
- 1 Feb 2015Citi PremierMiles doubles the cost of transferring to airline partners
- 16 Jul 2012Citibank kills Jet Airways co-brand, pivots to PremierMiles
- 16 Jul 2012Citibank Retires 13-Year Jet Airways Co-Brand, Launches PremierMiles
Every Citibank change we've dated → 7 events since 2012, 4 of them nerfs — worst year 2019.
Verified against Citibank's own documents on
Not published , and we will not invent it: the annual fee · the earn rate and the currency it earns.
Every document behind this page — 2 of them, each with the day we read it
- official Citi India's own Corporate Card product page (archived 11-Jan-2025) — the corporate and cardmember benefit lists, and the footnote making the rewards programme the employer's call
- official Citi's live India Commercial Cards policy — the fee is written into the contract with the company, not published, which is exactly why this card's price is null