Jet Airways Amex Platinum
CancelAn Amex airline co-brand, a Priority Pass that charged US$32 a visit, and a fleet that stopped flying.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: A welcome gift available only in the first year of cardmembership, on payment of the annual fee and on taking the first charge — Amex states the condition and, on the surviving capture, not the gift
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied. Plus milestones, minus the fee. No accelerator credit — the ranking model on /compare adds ~20% of spend at the card's best accelerator, so its ₹ for this card reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Pays for itself at ₹79,000 a month
At ₹79,000 a month — ₹9,48,000 a year — on the everyday mix this card returns ₹10,100 gross (earn ₹10,100) against its ₹10,000 fee = ₹100 net — the first rung at or above ₹0. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
3 notes on the card itself: how it is issued · the network variants · why it ranks #828
Why #828 India's only Amex airline co-brand, killed twice over — first by Jet Airways grounding its fleet, then formally by American Express on 23 December 2020. Carried because readers still hold the plastic and still hold InterMiles balances, and because it is the clearest example on the board of a Priority Pass grant that was a membership and not a visit.
The take
This was the only airline co-brand American Express ever issued in India, and reading its final page is an education in how quickly a card can become an artefact. Two notices sit above the benefits, one on top of the other. The first: "Due to temporary suspension of Jet Airways Flight operations, all Jet Airways benefits are currently unavailable." The second, underneath it: "Jet Airways American Express credit card has been discontinued", communicated to cardmembers by e-mail dated 23 December 2020. The airline went first and the card followed. What it was, before that, was a serious product: ₹5,000 to join and ₹10,000 a year after, InterMiles at an accelerated rate on general spend and double that on flights booked through intermiles.com, an iPrefer Elite Tier membership from Preferred Hotels & Resorts, 24x7 Platinum Concierge, the Amex Selects dining programme, and complimentary access to eligible domestic lounges. It also asked for ₹6 lakh of annual income, which was a real bar in its day. The lounge line is the one worth carrying forward, because the same trap is live on cards sold today. Amex granted "complimentary membership to Priority Pass, with the US$99 annual membership fee waived off exclusively for you" — and then, in footnote five, "Cardmember/ accompanied guest has to pay a usage fee of US $32 for every visit". A waived membership fee is not a free visit. This desk maps the domestic doors the card genuinely opened and grants nothing on Priority Pass, because nothing was granted. The rate carried here is Amex's own — 8 InterMiles per ₹150, priced at the InterMiles house value of ₹0.20 a mile, so 1.07%. It is deliberately NOT priced in Membership Rewards: this was Jet Airways' programme, not American Express's, and lending it MR would invent transfer routes the card never had. And 1.07% flatters what a holder can do with the balance today — InterMiles withdrew full redemption entirely on 27 October 2023, so whatever sits in that account can now only chip a slice off a voucher.
Your renewal — keep, downgrade or cancel
Here is the fee, the spend that clears it, and everything that has moved under this card since you last decided.
Keep, downgrade or cancel
₹10,000/yr at stake · 5 spend bands
The charge ₹5,000 joining, then ₹10,000/yr
Break-even ₹79,000 a month — ₹9,48,000 a year — is where this card's value crosses its fee.
At your spend
−₹6,800 a year, net of the fee, at ₹3,00,000 of annual spend
−₹3,600 a year, net of the fee, at ₹6,00,000 of annual spend
₹2,800 a year, net of the fee, at ₹12,00,000 of annual spend
₹28,400 a year, net of the fee, at ₹36,00,000 of annual spend
₹54,000 a year, net of the fee, at ₹60,00,000 of annual spend
Everyday earn plus milestones, minus the fee — the same model as the value panel above, so the two cannot disagree. run your exact spend →
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
American Express publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
What has changed under this card
- 30 Sep 2026 Amex India discontinues Reward Multiplier — the whole 5X/3X/2X ladder issuer-wide
- 28 Aug 2026 Amex India pauses new card applications across the entire portfolio issuer-wide
- 18 Aug 2026 Amex India re-rates Virgin Atlantic upward — 2:1 becomes 5:4, the first MR buff in years issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- The only airline co-brand American Express has issued in India, earning InterMiles directly
- Double the general accrual on flights booked through intermiles.com
- Complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts, and 24x7 Platinum Concierge
- Complimentary access to eligible domestic lounges across India, plus the Amex Selects dining programme at up to 20% off
Watch out
- Withdrawn: Amex's own page says the card 'has been discontinued', by e-mail dated 23 December 2020, after Jet Airways suspended flight operations
- The Priority Pass grant was a waived MEMBERSHIP fee, not free visits — footnote five charges the cardmember or guest US$32 for every single entry
- ₹5,000 in year one and ₹10,000 every year after, with no spend-based waiver published anywhere
- Fuel, insurance, utilities and cash transactions earned nothing, and the accrual had already been cut once before the card died
- The 1.07% is what it PAID: InterMiles withdrew full redemption on 27 October 2023, so a surviving balance now only buys a slice of a voucher
- Eligibility asked for ₹6 lakh of personal annual income, salaried or self-employed
What these points actually fly
No live transfer route takes InterMiles into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
American Express publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
8 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 1 Oct 2026Amex Platinum loses Lufthansa Lounge access with no replacementComplimentary access to participating Lufthansa Lounges for eligible Platinum Card Members, through 30 Sep 2026 → From 1 Oct 2026 Platinum Card Members have no access to any Lufthansa Lounge; no substitute benefit announced
Announced in July 2026, effective 1 October: eligible Platinum Card Members lose access to every Lufthansa Lounge, and Amex has named nothing to put in its place. Access runs through 30 September, so there's a two-month window to use it. For Indian Platinum holders the Lufthansa rooms were the good half of a Frankfurt or Munich connection — Priority Pass and the Global Lounge Collection still cover the airports, but not with a Senator-grade product. It's the third clip to the same card's lounge stack in one quarter, after Mumbai's Centurion closed on 1 July and Centurion guest access halved on 8 July. Amex India's ₹66,000 metal card is being asked to justify itself on Fine Hotels + Resorts and hotel status, not on doors.
- 1 Oct 2026Amex bolts a ₹1 lakh spend gate onto Platinum Travel's domestic lounge access
- 1 Oct 2026Platinum Travel's domestic lounge access gets a ₹1 lakh prior-quarter spend gate8 complimentary domestic lounge visits a year, capped at two per quarter, with no spend condition anywhere. → Up to two complimentary domestic visits in a calendar quarter, EARNED by spending ₹1 lakh or more in eligible transactions in the preceding calendar quarter.
Same notice, three weeks later, and it lands on the other half of what this card is for. "From October 1, 2026, complimentary domestic airport lounge access will be linked to quarterly spending on the card. To receive up to two complimentary domestic airport lounge visits in a calendar quarter, a cardmember will need to have spent INR 1 lakh or more in eligible transactions in the preceding calendar quarter." The visit COUNT does not change — two a quarter, eight a year, exactly as before. What changes is that they stop being something you hold and start being something you earn, and ₹4 lakh a year of spend is now the price of a benefit that used to come with the ₹5,000 fee. On a card sold to travellers rather than to heavy spenders, that is a real withdrawal: the ₹1.9 lakh milestone deleted in September was the rung a moderate spender actually reached, and now the lounges want ₹4 lakh a year too. CARRY THE TRANSITIONAL RUNG, because it applies to exactly one quarter and then vanishes. CardInsider's report of the same notice adds what the first report did not: "As a one-time exception, for the October–December 2026 quarter, cardholders will need to have spent ₹70,000 or more between July and September 2026 to qualify for lounge access." So the gate for the first affected quarter is ₹70,000, not ₹1 lakh — and July and August of that window are already spent by the time most readers learn this, which is what a one-time exception announced seven weeks ahead really means.
- 30 Sept 2026Amex India discontinues Reward Multiplier — the whole 5X/3X/2X ladder
- 10 Sept 2026Amex guts Platinum Travel's milestone ladder — 30,000 MR out, the Taj voucher doubled
- 10 Sept 2026Amex deletes the ₹1.9 lakh milestone on Platinum Travel and swaps the ₹7 lakh points for a voucher
- 28 Aug 2026Amex India pauses new card applications across the entire portfolio
- 18 Aug 2026Amex India re-rates Virgin Atlantic upward — 2:1 becomes 5:4, the first MR buff in years
Every American Express change we've dated → 28 events since 1993, 21 of them nerfs — worst year 2026.
Verified against American Express's own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 2 of them, each with the day we read it
- official American Express India's Jet Airways Platinum page (archived 04-Aug-2021) — the discontinuation notice, the two-tier fee, the InterMiles accrual and the Priority Pass usage fee
- official American Express India's own "All Cards" shelf today — six personal cards, not one of them a co-brand, and this card is not among them