#1054

RBL Edition Classic

Cancel

Five percent on Zomato, one percent everywhere, and a fee RBL only mentioned while refunding it.

Not valued

no published fee to price it against

Verified · 3 documents

Skip the arithmetic — the board, ranked → · nothing to sign up for

What it's worth to you, after the fee

Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. Everything we can source — the earn rate, the transfer routes, the lounge doors — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until RBL Bank publishes a fee schedule we can cite.

Why we decline to value some cards, and what it takes to change that →

2 notes on the card itself: how it is issued · why it ranks #1054

RBL Bank · Not published · entry

Why #1054 Carried, not valued: RBL never published this tier's fee, only the fact that it had one and was refunding it. The card is also the weaker half of the Zomato pair — half the food rate, no lounge, no Priority Pass and none of the 1.5% forex that made the Black worth carrying.

Not published
Annual fee — no issuer document states one
None
Fee waiver

The take

The entry half of RBL's Zomato co-brand, and a much narrower card than the Edition Black above it. What it did well it did plainly: 5% back on everything bought through the Zomato and Blinkit apps, paid in Edition Cash — which is rupees, as RBL's own daily cap proves, since 500 Edition Cash a day is exactly 5% of ₹10,000 — a flat 1% everywhere else, a complimentary Zomato Pro membership, and ₹2,000 more once you crossed ₹2 lakh of annual spend. That ₹2 lakh bar is worth noting: the Black tier asked ₹5 lakh for the same ₹2,000. Everything that made the Black interesting to a traveller is missing here. No lounge access at all, no Priority Pass, and none of the 1.5% foreign-currency markup — this tier paid RBL's standard rate. It also earns nothing on fuel, where the Black did, which is the one place the two tiers' identical-looking exclusion footnotes differ. And nobody knows what it cost. RBL states the Black's ₹1,499 in a numbered note on an otherwise identical page and states nothing here; its live fee table, which keeps rows for products it stopped selling in 2021, has no Edition row at all. The only acknowledgement that a fee existed is the discontinuation notice promising to reverse it.

Your renewal — keep, downgrade or cancel

There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.

the whole desk — what changed, the downgrade, and what we cannot price →

Keep, downgrade or cancel

what we can and cannot price

Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.

The downgrade

RBL Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.

What has changed under this card

  • 7 Jan 2026 RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet issuer-wide
  • 1 Jul 2025 RBL gates domestic lounges behind ₹35k a quarter issuer-wide
  • 15 Oct 2024 RBL strips points from education, government and wallet spends issuer-wide

We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →

If you call to cancel

What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →

The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.

What's good

  • 5% back on the Zomato and Blinkit apps, paid as Edition Cash — rupees, not points — to 500 a day
  • 1% on everything else
  • ₹2,000 more at ₹2 lakh of annual spend — where the Edition Black asked ₹5 lakh for the same bonus
  • Complimentary Zomato Pro membership

Watch out

  • WITHDRAWN — RBL notified holders that the Zomato partnership "is getting discontinued" and replaced every Edition card with a lifetime-free Shoprite from 15 May 2023
  • RBL NEVER PUBLISHED THIS TIER'S FEE, only that it had one and was refunding anything paid after 1 May 2022 — so nothing here is netted
  • No airport lounge access of any kind, and no Priority Pass — both were Edition Black only
  • No low-forex benefit: the 1.5% markup was the Black's, and this tier paid RBL's standard rate
  • Fuel earns nothing here, though it does on the Black — the two tiers' exclusion lists differ by exactly that word
  • Edition Cash lived on the Zomato app's Edition Dashboard, not on the card, and holders had until 14 May 2023 to spend it
  • The successor is not equivalent: Shoprite is a grocery card with no Zomato rate at all
  • RBL charges 1% on FIVE transaction types its Schedule of Charges lists separately from the reward exclusions: rent (MCC 6513, on every transaction), fuel and auto above ₹10,000 a transaction (capped at ₹3,000), utility spends above ₹50,000 a month, education paid through third-party apps such as CRED, PhonePe or Paytm (school and college websites are exempt), and — with effect from 7 January 2026 — FASTag loading and tolls above ₹10,000 a transaction. These are FEES, listed nowhere near the reward exclusions: a category can both cost you 1% and earn you nothing

What these points actually fly

No live transfer route takes Statement cashback (₹) into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.

what the cards that DO reach a chart can fly — 2,196 corridors priced →

Does your spend count toward the milestones?

not published — and we say which

₹2,00,000 a year is the bar for the first milestone. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.

Not published. RBL Bank states what the RBL Edition Classic earns, but has not published which spend categories count toward the milestones — the ₹2,00,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.

Lounge access

0 of 793 tracked doors

No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →

Can you get it?

the route in — no cutoffs published

The cutoffs and the actual route in — not the "apply now" button, the door that opens.

Route Closed to new applications
Income · salaried not published
Income · self-employed not published
Age band not published

Closed to new applications — existing cardholders keep the card; there is no way in.

You cannot. RBL and Zomato ended the co-brand and every Edition Classic was replaced by an RBL Shoprite on 15 May 2023; RBL's live catalogue has no Edition card.

RBL Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.

no MITC row researched for this card yet · filter the board by what you can get →

What's changed for this card

4 dated changes

Full tracker →

Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.

  • 22 Aug 2026
    Launch minor RBL Bank
    RBL relaunches the Shoppers Stop co-brand as a Gold / Platinum / Black trio
    An older single Shoppers Stop co-brand line → Three tiers — Gold (₹1,000), Platinum (₹5,000), Black (₹10,000) annual — earning 10 RP/₹200 (Gold, Platinum) or 15 RP/₹200 (Black) across the Shoppers Stop Universe, with points worth ₹0.25 / ₹0.50 / ₹1.00 respectively

    RBL rebuilt its Shoppers Stop co-brand into a three-card ladder. The fee rung buys a richer point, not just more of them: a Reward Point is worth ₹0.25 on Gold, ₹0.50 on Platinum and ₹1.00 on Black, so Black's 15 RP per ₹200 at ₹1 a point is a genuine 7.5% back on First Citizen days inside the Shoppers Stop Universe. Welcome vouchers scale the same way (₹500 quarterly on Gold, ₹2,000 plus Platinum membership and a makeover on Platinum, ₹1,500 quarterly on Black). No lounge access on any of the three — these are store cards and earn like it, with value only inside Shoppers Stop. All three are already on our board.

  • 7 Jan 2026
    Fee minor RBL Bank
    RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet
  • 1 Jul 2025
    Lounge moderate RBL Bank
    RBL gates domestic lounges behind ₹35k a quarter
  • 15 Oct 2024
    Devaluation moderate RBL Bank
    RBL strips points from education, government and wallet spends