Edge Federal Bank Visa Credit Card
KeepDiscontinued by Federal — while Jupiter's page still sells 2% on the category you nominate.
a year at ₹40,000 a month, after the fee
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Priced on the everyday mix — 30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else — with this card's published category rules applied. Plus milestones, minus the fee. No accelerator credit — the ranking model on /compare adds ~20% of spend at the card's best accelerator, so its ₹ for this card reads higher.
How these numbers are computed — and why the rankings show a bigger one →
Spend tiers, milestones and fee waivers included, at our house ₹/point. Portal and category multipliers can push higher — run your exact number →
Breaks even only by erasing its fee at ₹10,000 a month
At ₹10,000 a month — ₹1,20,000 a year — on the everyday mix this card returns ₹500 gross (earn ₹500) against a fee of ₹0 — the ₹999 is waived, the spend having cleared ₹1,20,000 a year = ₹500 net — the first rung at or above ₹0. The ladder runs in ₹1,000 steps to ₹1,00,000 a month and ₹10,000 steps to ₹5,00,000; figures are rounded to the hundred, and the accelerator is never credited.
2 notes on the card itself: how it is issued · the network variants
The take
Read the closure first, because it is the only thing about this card that changed in August. On 23 August 2026 Federal Bank's own co-branded-credit-cards page — stamped with that date — listed the Federal Edge programme among the partnerships that "have been discontinued", beside the three Federal-Fi cards that went the same way. Federal's live co-brand shelf is now two products, OneCard and Scapia. On the same day Jupiter's product page was unchanged and fully live: hero, FAQ, and a working apply funnel, with no notice of any kind. The issuer's word governs a shelf, so this card is filed closed and existing holders should read the paragraphs below as a description of what they hold rather than of what they can get. Do not read the entity names as settled either: Federal names the discontinued partner "Europa Neomarketing Pvt Ltd", Jupiter's own T&C names its co-branding partner "Amica Neo Marketing Private Limited", and what ties the two together is the product name, not the company. What it was, and what a holder still has: Jupiter fronts three credit cards, not two, and this is the one nobody counts — a **Visa** card issued by **Federal Bank**, sitting beside the two RuPay cards CSB Bank issues for the same app. Different bank, different network, its own Key Fact Statement — and a genuinely different fee shape from its RuPay siblings, which are lifetime free. What you get for ₹999 is a category switch. Nominate travel, dining or shopping in the app and that category pays **10 Jewels per ₹100** — 2% at Jupiter's own cash rate of five Jewels to the rupee — while everything else pays 2 Jewels per ₹100, or 0.4%. International spend earns the same 0.4% into a 2% markup, which is the polite way of saying the two cancel and you should carry something else abroad. Jewels themselves are the reason to bother: they redeem as cash into your Federal account, as digital gold, and — uniquely for a coin this small — they walk to Air India Maharaja Club at six Jewels a point. The ₹999 disappears at ₹1.2 lakh of eligible spend in the preceding year, which is ₹10,000 a month, so most holders will never pay it. Read the fine print on the category leg before you budget around it: the MITC ties the 15,000-Jewel cycle ceiling to "the type of booster pack purchased", language the marketing page does not repeat.
Your renewal — keep, downgrade or cancel
This card reaches break-even by ERASING its fee, not by out-earning it: the waiver is the decision.
Keep, downgrade or cancel
₹999/yr at stake · 5 spend bands
The charge ₹0 joining, then ₹999/yr
The waiver ₹1,20,000 of spend in the year before renewal — about ₹10,000 a month — and the renewal fee is not charged.
Break-even ₹10,000 a month — ₹1,20,000 a year — is where this card's value crosses its fee, and it gets there by erasing the fee at the waiver rather than out-earning it.
At your spend
₹1,200 a year, net of the fee, at ₹3,00,000 of annual spend — this clears the waiver, so no fee is charged
₹2,400 a year, net of the fee, at ₹6,00,000 of annual spend — this clears the waiver, so no fee is charged
₹4,800 a year, net of the fee, at ₹12,00,000 of annual spend — this clears the waiver, so no fee is charged
₹14,400 a year, net of the fee, at ₹36,00,000 of annual spend — this clears the waiver, so no fee is charged
₹24,000 a year, net of the fee, at ₹60,00,000 of annual spend — this clears the waiver, so no fee is charged
Everyday earn plus milestones, minus the fee — the same model as the value panel above, so the two cannot disagree. run your exact spend →
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Federal Bank / Jupiter (Amica Financial Technologies) publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and the numbers above are the whole of it.
What has changed under this card
- 23 Aug 2026 Federal Bank discontinues the Jupiter Edge and Fi co-brand programmes
- 1 Oct 2025 Federal puts a quarterly spend gate on lounge access across Signet, Imperio and Celesta issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Nil joining fee; the ₹999 annual fee waives on ₹1.2 lakh of eligible spend in the preceding year
- 10 Jewels per ₹100 (≈2%) on one self-nominated category — travel, dining or shopping
- 2% forex markup, well under India's 3.5% norm, and international spend still earns
- Jewels redeem as cash to your Federal Bank account or as digital gold, at 5 Jewels = ₹1
- Jewels transfer to Air India Maharaja Club — a real airline door from a neobank coin
- No cash-advance fee, no overlimit fee, no card-closure fee: Jupiter prints Nil against all three
Watch out
- DISCONTINUED BY THE ISSUER: Federal Bank's own co-branded page, stamped 23 August 2026, lists the Federal Edge programme among those that "have been discontinued" — while Jupiter's product page was still selling the card that same day
- Federal names the discontinued partner as "M/s Europa Neomarketing Pvt Ltd"; Jupiter's own T&C names its co-branding partner as "Amica Neo Marketing Private Limited". The product names match; the company names do not, and we have not sourced a rename
- The category leg is capped at 15,000 Jewels a billing cycle — ₹3,000 a month — and the MITC says the ceiling depends on "the type of booster pack purchased", which the product page never mentions
- 0.4% on everything outside the nominated category, which is most of what most people spend
- ATM withdrawals are not enabled on this card at all
- Miss the minimum amount due and Jewels stop accruing AND the accrued balance locks until you pay
- Leave the card unused for 365 days and every accrued Jewel is nullified; 90 days in arrears does the same
- Close the account and unredeemed Jewels are forfeited — Jupiter states this outright
- Available only inside the Jupiter app; there is no bank branch or web funnel
What these points actually fly
Jupiter Jewels move to Air India Maharaja Points — and that programme prices every award dynamically. There is no published chart to quote, so we quote nothing: an estimate is not a seat.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the fee waiver?
not published — and we say which
₹1,20,000 a year is the bar that waives the ₹999 fee. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. Federal Bank / Jupiter (Amica Financial Technologies) states what the Edge Federal Bank Visa Credit Card earns, but has not published which spend categories count toward the fee waiver — the ₹1,20,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
income, age and the route in
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot — Federal Bank discontinued the Edge programme on 23 August 2026, and the issuer governs the shelf however live Jupiter's apply funnel still looks. What holders have is a card that was app-only from the start: Jupiter's FAQ still reads "Edge Federal Bank Visa Credit card is available exclusively on the Jupiter app", the bar was deliberately low — "Anyone older than 21 years and with a good credit score can apply" — and the limit came off your bureau score rather than off a Federal Bank relationship, so a holder never needed a Federal account or either CSB card to have got here.
per the official Federal Bank / Jupiter (Amica Financial Technologies) MITC — figures marked (community) aren't in the PDF; the issuer won't say · filter the board by what you can get →
The fine print
6 of 7 MITC rows published
What the MITC actually says — the rates, fees and cutoffs the brochure skips.
THE FEE ROWS DEFINE THEMSELVES, so there is no column to invert: "Joining Fee for primary and add-on cardholders / Fee paid at the time of issuance of the Edge- Federal Card — Nil" and "Annual Membership Fee for primary cardholders / Fee paid to use the Edge- Federal Card for one year — ₹999 (waived off on eligible spends on ₹1.2 lacs in the preceding year)". That is our published-nil rule's renewal-only shape: free to GET, ₹999 to KEEP. Card issuance Nil, card closure Nil, replacement ₹249, auto-debit failure Nil. REWARDS (MITC): "You will automatically receive 2 Jewels on every ₹100 spent on qualified Edge- Federal Card transaction (minimum transaction amount is ₹100)"; "You can earn a maximum of 15,000 Jewels per billing cycle"; "Redemption value of Jewels in cash is as per 5 Jewels = ₹1"; and 10 Jewels per ₹100 on merchants in one self-nominated category, "upto 15,000 Jewels per billing cycle depending on the type of booster pack purchased" — language the marketing page does not repeat, and the one unresolved thing on this card. Jewels redeem as cash to a Federal Bank account or as digital gold. Expiry is "lifetime validity" with four carve-outs: 365 days of non-use, 90 days of unpaid dues, account closure, death. Fuel surcharge 1% or ₹10 whichever is higher, waived on fuel spends up to ₹4,000 a cycle. ISSUER vs BRAND: Federal Bank issues, Jupiter (Amica Financial Technologies) fronts — the same split as the two CSB-issued Edge cards, which are different products on a different network.
per the official Federal Bank / Jupiter (Amica Financial Technologies) MITC · reviewed 10 Jul 2026
What's changed for this card
6 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 23 Aug 2026Federal Bank discontinues the Jupiter Edge and Fi co-brand programmesFederal Bank issued co-branded credit cards with Europa Neomarketing (Federal Edge, sold as Jupiter Edge) and Fi Brand (AmpliFi, SimpliFi, MagniFi). → Both programmes discontinued. Federal's co-branded index carries two support mailboxes for existing holders and nothing else.
Federal Bank's co-branded credit-card index, stamped "Last Updated On : 23 Aug 2026", says it plainly: the programmes run with Europa Neomarketing and Fi Brand "have been discontinued". The three Fi siblings were already carried as closed on this board; the Jupiter Edge was the row nobody flipped, and it sat at `availability: open` until today. Recorded as a launch-class event because what changed is the PROGRAMME, not a price — no fee moved and no rate was cut. The card simply stopped being something a reader could get, which is the one fact a shelf must never be wrong about. Note the disagreement rather than resolving it: jupiter.money still sells the card with a live apply funnel, so a reader can currently apply for a product the issuing bank says is discontinued. The issuer's word governs the shelf; the partner's page is recorded in the card's watchOut. Federal's notice does NOT name the CSB-issued Edge cards, so nothing here reaches them.
- 20 Mar 2026The Federal Fi credit-card programme ends and reward accrual stops
- 27 Feb 2026Scapia doubles the lounge bar and kills its easiest earn
- 1 Oct 2025Federal puts a quarterly spend gate on lounge access across Signet, Imperio and Celesta
- 20 Jun 2023Scapia launches: 0% forex and unlimited lounges, for free
- 3 Sept 2021Federal Bank deals its first own cards — Celesta on top
Every Federal Bank / Jupiter (Amica Financial Technologies) change we've dated → 6 events since 2021, 2 of them nerfs — worst year 2025.
Verified against Federal Bank / Jupiter (Amica Financial Technologies)'s own documents on · the net-annual-value engine, at our house ₹/point
Every document behind this page — 5 of them, each with the day we read it
- official Federal Bank's co-branded credit cards page — the notice that the Federal Edge programme has been discontinued, and the two-product shelf that survives it
- official Jupiter's Edge-Federal Card Terms and Conditions — the clause naming Federal Bank as issuer and its co-branding partner by name
- official Product page and FAQ — assured 10% Jewels on a self-chosen travel, dining or shopping category, assured 2% Jewels internationally, ₹999 annual fee waived at ₹1.2 lakh of spend
- official Key Fact Statement — Joining Fee Nil, Annual Membership Fee ₹999 waived at ₹1.2 lakh, forex markup 2%, card issuance and closure Nil, replacement ₹249
- official MITC — 2 Jewels per ₹100 on every qualified spend, 10 Jewels per ₹100 in the chosen category, 15,000 Jewels a billing cycle, and 5 Jewels = ₹1 in cash