Standard Chartered Preferred World Mastercard
CancelThe Priority Visa Infinite's Preferred-tier twin — same reward grid, one rung down, and no fee table ever admitted it existed.
no published fee to price it against
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Not published — neither surviving capture of SC's page states a joining bonus, only the earn grid and the lounge, golf and insurance benefits
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. Everything we can source — the earn rate, the transfer routes, the lounge doors — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until Standard Chartered publishes a fee schedule we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #968
Why #968 Standard Chartered's Preferred-tier twin of the Priority Visa Infinite, on Mastercard instead of Visa and with the same 5/5/5/2 grid — hotels, fine dining and overseas at 5 points per ₹100, everything else at 2. Carried, not valued: SC put this card in no fee table it ever published, so what it cost to keep past year one is a number nobody printed.
360° Reward Points house at ₹1.00 on the strength of the catalogue's 1-point-to-a-rupee redemption, which is the same figure `stanc-priority-visa-infinite` uses for the identical 2-points-per-₹100 base. Note the denominator: ₹100 here, not the ₹150 the Ultimate and Beyond count in.
The take
Standard Chartered ran two relationship tiers in India — Priority above, Preferred below — and gave each one a card it never really advertised. The Priority tier got the Visa Infinite, which this board ranks; the Preferred tier got this, a World Mastercard with the identical reward grid: five points per ₹100 at hotels, five at fine-dining outlets, five on anything bought overseas, and two per ₹100 on everything else, at a point SC fixes at a rupee. That is a flat 2% with three 5% rungs, which was a genuinely strong grid for its era and still reads well now. The travel side is thinner than the Infinite's and stated more vaguely: free access to "select Clipper and Plaza lounges" with no visit count anywhere on either surviving capture, so this page claims no lounge quota — a benefit named without a number is not one the desk can put on the map. What is specific is the golf: two complimentary rounds plus unlimited free lessons, at Aamby Valley, the Willingdon Sports Club in Mumbai and Clover Greens in Bengaluru. And then there is the number SC never printed. This is the only card on its 2010s shelf missing from every vintage of the bank's own tariff table, and its page answers the fee question with a waiver instead of a price: free for one year, for Preferred clients. What year two cost, no Standard Chartered document says — so this card is carried and not valued, and the reader who still holds one should ask the bank rather than this page.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
Standard Chartered publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- 5 Reward Points per ₹100 at hotels, at fine-dining outlets and on overseas spend
- 2 Reward Points per ₹100 on everything else, at ₹1 a point in the 360° catalogue
- 2 complimentary golf rounds plus unlimited free lessons at Aamby Valley, Willingdon Sports Club and Clover Greens
- No annual fee in year one for Preferred Banking clients
Watch out
- WITHDRAWN — the page stopped being served after 2017 and no SC tariff table has ever carried a row for this card
- SC published no fee for year two: 'no annual fee for 1 year' is a waiver, not a price, so nothing on this page states what it costs to keep
- 'Free access to select Clipper and Plaza lounges' is stated with no visit count and no lounge list, so no lounge quota is claimed here
- The 5x overseas rung is handed straight back at a 3.5% forex markup
- 360° Reward Points reach no airline and no hotel programme — ₹1 a point in the catalogue is the ceiling, minus ₹99 a redemption
- Preferred Banking relationship required; SC ran no open application for this card
What these points actually fly
No live transfer route takes StanC 360° Reward Points into a programme that publishes an award chart. These points buy catalogue and portal redemptions, not award seats — so this page has no flight to show you, and will not invent one.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
The relationship was the application. SC described the card as "tailor made for Standard Chartered's Preferred Banking Customers" and sourced it off that tier rather than through an open form, in the same way the Priority Visa Infinite hangs off Priority Banking. Neither the tier nor the card is offered today.
Standard Chartered publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
3 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 15 Oct 2024EaseMyTrip card loses Priority Pass, domestic visits halved1 complimentary domestic lounge visit per quarter + Priority Pass with 2 international visits a year → 2 domestic visits per calendar year; no Priority Pass, no complimentary international lounge access
The travel co-brand quietly stopped being a travel card: from 15 October 2024, Standard Chartered pulled Priority Pass from the EaseMyTrip card entirely and cut domestic lounge access from four visits a year to two. International lounges are now pay-per-visit at rack rates. What's left is a ₹350 EaseMyTrip discount coupon — which, to be fair, is what it always really was.
- 25 Aug 2024Ultimate's forex settles at a clean 2% at posting
- 2 Apr 2023Ultimate cuts six categories from 3.33% to 2%
Verified against Standard Chartered's own documents on
Not published , and we will not invent it: the annual fee.
Every document behind this page — 3 of them, each with the day we read it
- official Standard Chartered's own Preferred World MasterCard page (archived 03-Jul-2017) — the 5/5/5/2 reward grid, the first-year fee waiver, the Clipper and Plaza lounge line and the three named golf courses
- official Standard Chartered's shelf-wide tariffs table, January 2014 — every card of the era priced by name, and no Preferred World Mastercard row
- official Standard Chartered India's live Tariffs and Charges table — the ten credit cards it sells today, and the Preferred World Mastercard is not one of them