IndusInd Bank WorldMiles Signature Credit Card
CancelAny airline, any seat, no chart — and a Priority Pass that charged you at the door.
no published earn rate to price
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: 4 one-way Jet Airways tickets on joining
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. Everything we can source — the fee, the charges, the migration that put this card in your hand — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until IndusInd Bank publishes terms we can cite.
Why we decline to value some cards, and what it takes to change that →
3 notes on the card itself: how it is issued · the network variants · why it ranks #1086
Why #1086 The card IndusInd sold for eight years on a promise no Indian issuer makes now: miles that redeemed for a seat on ANY airline, with no chart and no blackout. Carried, not valued — what a WorldMile was worth was never published, and the Priority Pass was one you paid to use.
The take
IndusInd bought Deutsche Bank India's credit-card book in 2011 and kept selling this one under its own name until at least 2019, which makes it the longest-lived thing on that inherited shelf. It is also the most interesting, because of what the miles did. WorldMiles was not a frequent-flyer programme. It was IndusInd's own currency, run on myworldmiles.com, and its promise was the opposite of an award chart: accumulate 10,000 miles, do three activities on the programme, and redeem them for a free ticket on ANY airline anywhere — IndusInd's words were "without taxes, hidden charges, or restrictions", and you could book in someone else's name. You earned three ways. SpendMiles came off card spend at three per ₹100 on this rung, half again what the Platinum below it paid. PartnerMiles came off hotel bookings made through the programme's own site. And FlightMiles came off flying anything at all, scaled by what you actually paid: fly a route whose full fare is ₹85,000 for ₹17,000 and you banked a fifth of the ticketed-point mileage. No Indian card does that today. Against the Platinum rung the Signature added the complimentary golf programme, a year-end statement summary and Visa Signature offers — the only three rows IndusInd's own comparison table marked "No" on the cheaper card. Both carried ₹25 lakh of air-accident cover, a 24-hour concierge, Auto Assist roadside cover, the fuel surcharge waived between ₹400 and ₹4,000, and an additional card for business expenses. Read the lounge line carefully, because it is precisely worded and it is not what it looks like. What you got was Priority Pass MEMBERSHIP — IndusInd priced it on its own 2019 page at "USD99 x 2", membership for you and an add-on holder — and every visit was charged at US$27. The only relief was Travel Plus, a separate programme IndusInd sold at ₹3,000 a year in 2011 and ₹5,000 by 2019, which waived that US$27 on a capped number of visits outside India and nothing inside it. A card that hands you a Priority Pass and then sells you the visits is not a lounge card, and no lounge door is claimed here. And the reason nothing on this page carries a rupee value: a WorldMile has no published price. No chart, no partner programme, no conversion rate — and myworldmiles.com, where all of it lived, is gone.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes how it earns — every net-value number here would be a fee subtracted from rewards nobody has described. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
IndusInd Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
What has changed under this card
- 15 Jun 2026 IndusInd doubles its DCC fee to 2% on the mass shelf, and holds 1% on the premium one issuer-wide
- 25 Mar 2025 IndusInd hikes redemption fee to ₹149, caps cash-outs at 50% issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Miles that redeemed for a seat on ANY airline in India or abroad, with no award chart, no blackouts and no taxes — bookable in someone else's name
- 3 SpendMiles per ₹100 of card spend, half again what the Platinum rung earned
- FlightMiles on any airline you flew, scaled by the fare you actually paid against the route's ticketed-point mileage
- 3 PartnerMiles per ₹100 on hotel bookings made through the programme's own site
- A complimentary golf programme, which the Platinum variant did not carry
- Visa Signature offers and a year-end statement summary, both absent from the Platinum
- ₹25 lakh of complimentary personal air-accident cover, a 24-hour concierge and Auto Assist roadside cover
- Zero fuel surcharge between ₹400 and ₹4,000, and a free additional card for business expenses
Watch out
- WITHDRAWN — no card of this name appears on IndusInd's live credit-card range or in its current bank-wide MITC, and myworldmiles.com no longer runs the programme
- WorldMiles was IndusInd's OWN currency, not an airline's — no redemption chart, no named frequent-flyer partner and no ₹-per-mile was ever published, so nothing here can be valued
- The Priority Pass was MEMBERSHIP, not entry — IndusInd priced it at US$99 a head on its own page, and every visit was charged at US$27
- The waiver was sold separately as Travel Plus — ₹3,000 a year in 2011, ₹5,000 by 2019 — and it covered a capped number of visits OUTSIDE India only, never a domestic lounge
- You needed 10,000 miles AND three programme activities before you could redeem anything at all
- The welcome gift was Jet Airways tickets, and IndusInd was still advertising them on a page captured seven months after Jet Airways stopped flying
- ₹7,500 to join and ₹2,500 a year, on a card whose miles have no published value
- Revolving cost was 3.83% a month — an APR of 46% — and foreign currency was marked up the full 3.5%
What these points actually fly
IndusInd Bank has not published what this card earns, so there are no points here to fly with — not zero points, and not points that go nowhere: nothing stated either way. The moment a benefit sheet exists we will price whatever it names.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. IndusInd's live credit-card range names no WorldMiles card, its current bank-wide MITC prices none, and the programme's own site no longer runs. The bank's live premium travel rungs are Avios Visa Infinite, Club Vistara Explorer and the InterMiles pair, all on this board.
IndusInd Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
8 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 1 Jul 2026Pioneer Legacy's quarterly lounge visit now costs ₹1.5 lakh of spend1 complimentary domestic lounge visit a quarter, no spend condition → From the Jul–Sep 2026 quarter, the visit unlocks only on ₹1,50,000 of previous-quarter spend
The spend-tracking regime IndusInd switched on in April now bites: from the July–September 2026 quarter, Pioneer Legacy's single complimentary domestic lounge visit is granted only if you put ₹1.5 lakh through the card the quarter before. Legacy sits in the same ₹1.5L tier as Pinnacle; Indulge, Solitaire and Crest need ₹5 lakh for theirs. The gate covers the domestic visit — the Priority Pass international allowance isn't part of this condition. On a private-banking card with a ₹50,000 retail joining fee, spend-gating one lounge visit a quarter is a remarkably small door to put a toll on, and IndusInd did it anyway.
- 15 Jun 2026IndusInd doubles its DCC fee to 2% on the mass shelf, and holds 1% on the premium one
- 1 Apr 2026IndusInd Pinnacle's domestic lounge access goes spend-gated
- 25 Mar 2025IndusInd hikes redemption fee to ₹149, caps cash-outs at 50%
- 7 Mar 2025Legend loses lounge access entirely1 complimentary domestic lounge visit per quarter → No complimentary lounge access at all
A year after halving Legend's lounge visits, IndusInd came back and took the rest. From 7 March 2025 the card offers no complimentary lounge access, domestic or otherwise — on a product still marketed with a ₹5,000 joining fee. The lifetime-free Legend crowd shrugs; anyone who paid for this card on the strength of its airport perks got a two-step lesson in how IndusInd sunsets a benefit.
- 1 Mar 2024Legend halves lounge visits, cuts cash value to ₹0.50
- 17 Aug 2023IndusInd launches the Avios card — BA and Qatar in one
- 3 Aug 2023IndusInd's lifetime-free Tiger prowls in
Every IndusInd Bank change we've dated → 10 events since 2016, 8 of them nerfs — worst year 2025.
Verified against IndusInd Bank's own documents on
Not published , and we will not invent it: the earn rate and the currency it earns.
Every document behind this page — 5 of them, each with the day we read it
- official IndusInd Bank's bank-wide credit-card Most Important Terms & Conditions, 2011 — this card at ₹7,500 to join and ₹2,500 to renew, with 3.5% on foreign currency
- official IndusInd Bank's own WorldMiles page, 2011 — the side-by-side table of the two rungs, the earn rates, the Priority Pass membership line and both cards' fees
- official IndusInd Bank's bank-wide MITC as served in 2015 — this card still on the fee table at ₹7,500 and ₹2,500, four years after the portfolio sale
- official IndusInd's last WorldMiles page, 2019 — still open for applications, with the golf, movie and Travel Plus terms as they finally stood
- official IndusInd Bank's live credit-card range — and no WorldMiles card anywhere on it