RBL HyperCITY Reward Plus
CancelThree percent off the weekly shop, four lounge visits a year, and a fee RBL never printed.
no published fee to price it against
Skip the arithmetic — the board, ranked → · nothing to sign up for
What it's worth to you, after the fee
Welcome: Reward Points worth ₹3,000 on ₹10,000 of spend within 60 days of activation
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. Everything we can source — the earn rate, the transfer routes, the lounge doors — is above and stands on its own; this card is simply not on the board, not in the calculator, and cannot win a best-of call until RBL Bank publishes a fee schedule we can cite.
Why we decline to value some cards, and what it takes to change that →
2 notes on the card itself: how it is issued · why it ranks #1047
Why #1047 Carried, not valued. RBL never published this card's fee — the product page has no fee block and the bank-wide MITC of the same year names sixteen cards and not this one — so there is no honest net figure to rank it on. HyperCITY itself was wound down by Future Retail, which is what ended the card.
The take
The upper half of RBL's two-card HyperCITY programme, and a properly loaded supermarket co-brand for its moment. The headline is a flat 3% off everything bought at a HyperCITY store, capped at ₹15,000 of card spend a month — about ₹5,400 a year if you shopped the cap out — stacked on top of two reward points per ₹100 everywhere else and five at any Crossword bookstore, HyperCITY's sister brand under the same Shoppers Stop parent. Two milestone rungs add 10,000 points across ₹2.5 lakh and ₹3.5 lakh of annual spend, a ₹3,000 welcome gift lands on ₹10,000 of spend in the first 60 days, and there is a buy-one-get-one movie ticket up to ₹200 every month, any day of the week. What makes it interesting to a travel reader is the last line of the benefit list: four free visits a year to domestic airport lounges anywhere in India. That is a real quota on what is otherwise a grocery card — the Reward tier below it has none — and it is why this card is on this desk at all. RBL never named the lounge operator or published a room list, so the visits are recorded and no door is claimed. Nothing is netted out, because RBL never printed the fee. The page carries no "What you Pay?" block, and the bank-wide MITC published weeks before the card launched names sixteen products and not this one.
Your renewal — keep, downgrade or cancel
There is no renewal arithmetic to run on this card yet — and a break-even we cannot source is not one we will print.
the whole desk — what changed, the downgrade, and what we cannot price →
Keep, downgrade or cancel
what we can and cannot price
Not valued. We can't value this card until the issuer publishes a fee — every net-value number here would be wrong by exactly the fee we can't find. A break-even is the spend at which value crosses a fee, and we are short one side of that sentence — so this desk prints no ladder, no crossing and no ₹0 standing in for either. What we can source about this card is under Sources.
Your copy of this card
You hold this card.
Kept on this device, in your browser. It is never sent to us, never synced, and nothing else on the site reads it yet.
The downgrade
RBL Bank publishes no document naming a card you can step down to, so we name none — an invented product change is a phone call you would waste. That leaves keep or cancel, and we cannot price either side of it.
What has changed under this card
- 23 Sep 2026 Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and Hilton a program these points reach
- 21 Aug 2026 Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands a program these points reach
- 7 Jan 2026 RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet issuer-wide
We price what is in force today — a change that has not happened yet is not in these numbers. the full archive for this card →
If you call to cancel
What the bank offers to keep you is the one fact this desk cannot compute. We are collecting those reports — dated, and only in aggregate — before publishing any: an offer one reader was made is not one you are owed. Called about this card? Tell us what they offered →
The desk publishes subscribable .ics feeds for the dates it knows — offer deadlines, devaluations, expiry audits. Your renewal date is not one of them: only your statement knows it.
What's good
- Flat 3% off everything at any HyperCITY store, to ₹15,000 of card spend a month
- 4 free domestic airport lounge visits a year — a real quota on a supermarket card
- 5 Reward Points per ₹100 at any Crossword bookstore, against a 2-point base
- 10,000 bonus Reward Points across ₹2.5 lakh and ₹3.5 lakh of annual spend
- Buy-one-get-one movie ticket up to ₹200, once a month, any day of the week
- Fuel-surcharge waiver to ₹150 a month, and double points on birthday shopping
Watch out
- WITHDRAWN — HyperCITY was sold to Future Retail in 2017 and wound down, and RBL's co-brand pages stopped being served
- RBL NEVER PUBLISHED THE FEE: no fee block on the page, and no HyperCITY row in the bank-wide MITC — so nothing here is netted
- The 3% HyperCITY discount stops at ₹15,000 of card spend a month, which is a weekly grocery bill and not much more
- 0.5% everywhere outside HyperCITY and Crossword — 2 Reward Points per ₹100 at RBL's ₹0.25 point value
- RBL named no lounge operator and published no room list against the four visits
- Six of the store privileges — queue-jumping, sale previews, discount coupons, birthday points, free parking — are footnoted "available on best efforts"
- RBL points are a closed loop: no airline or hotel transfer partner
What these points actually fly
RBL Reward Points move to Club ITC — and that programme prices every award dynamically. There is no published chart to quote, so we quote nothing: an estimate is not a seat.
what the cards that DO reach a chart can fly — 2,196 corridors priced →
Does your spend count toward the milestones?
not published — and we say which
₹2,50,000 a year is the bar for the first milestone. A different question from the one above — earning points and counting toward a threshold are separate rules, and issuers write them separately.
Not published. RBL Bank states what the RBL HyperCITY Reward Plus earns, but has not published which spend categories count toward the milestones — the ₹2,50,000 bar. We won't guess it from the earn table or from a sibling card: Axis published three cards' rules on one day and all three lists differed. If you hold this card and have it in writing from the issuer, send us the document and we'll source it.
Lounge access
0 of 793 tracked doors
No lounge access. This card opens exactly 0 of 793 tracked lounge doors — board with the crowd, or find a card that doesn't →
Can you get it?
the route in — no cutoffs published
The cutoffs and the actual route in — not the "apply now" button, the door that opens.
Closed to new applications — existing cardholders keep the card; there is no way in.
You cannot. HyperCITY passed to Future Retail in 2017 and the chain was wound down; RBL's HyperCITY pages were last served that year and neither tier reached the modern rbl.bank.in catalogue.
RBL Bank publishes no income or age cutoffs for this card. Blank means blank — we don't invent numbers to fill a grid.
no MITC row researched for this card yet · filter the board by what you can get →
What's changed for this card
6 dated changes
Devaluations and buffs that touch this card directly, its issuer, or the points and programs it earns and transfers to. Every one is dated here; the tracker carries each one's before → after and the write-up.
- 23 Sept 2026Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and HiltonAccor and Marriott off the grid since 2 April 2026; Club ITC live; no Cathay, Miles & More or Hilton → Accor live at the punished rates; ITC removed; Cathay, Hilton and Miles & More live; Marriott still gone
Axis's own Travel EDGE terms, re-read 25 September 2026, already show the grid that went live on 23 September. Accor ALL is back, and not at the old Atlas 1:2: EDGE Miles convert at 2:1 (Olympus 1:2) and EDGE Rewards at 5:1, with Magnus for Burgundy at 5:2 and only Burgundy Private still at 5:4. Club ITC is off the table. Three partners are new. Cathay Asia Miles sits on that same punished grid. Hilton Honors is the ordinary one: EDGE Miles 1:2, EDGE Rewards 5:2, Burgundy 5:4. Lufthansa Miles & More is the exception on Atlas, which converts 1:1 there while every other standard airline on that card is 1:2; the EDGE Rewards side of Miles & More is the ordinary 5:2. Marriott stays removed. Qatar Privilege Club was already back. Flying Blue, Air India and Qantas moved into Group A, which is the capped group. The Axis Rewards credit card's Amex network is advertised as joining-fee and annual-fee nil for a limited period; there is no separate Amex variant on this board, so that offer is not modelled as a fee change.
- 22 Aug 2026RBL relaunches the Shoppers Stop co-brand as a Gold / Platinum / Black trio
- 21 Aug 2026Club ITC pays up to 50,000 bonus Green Points for spreading 10 nights across all five brands
- 7 Jan 2026RBL bolts a 1% fee onto FASTag loads and tolls — the fifth 1% line on its charge sheet
- 1 Jul 2025RBL gates domestic lounges behind ₹35k a quarter
- 15 Oct 2024RBL strips points from education, government and wallet spends
Verified against RBL Bank's own documents on
Not published , and we will not invent it: the annual fee.
Every document behind this page — 3 of them, each with the day we read it
- official RBL Bank's HyperCITY Reward Plus Credit Card page (archived 11-May-2017) — the 3% store discount, the Crossword band, both milestone rungs and four domestic lounge visits a year
- official RBL Bank's HyperCITY programme page (archived 08-May-2017) — the two-card shelf, and the benefits RBL claims across both tiers
- official RBL Bank's 2017 Most Important Terms and Conditions — the named fee table that does NOT contain a HyperCITY row, and the 3.50% foreign-currency markup that applies book-wide