Which card pays you at ₹60,000 a month?

Keep-rated cards first, then downgrade, then cancel; inside a tier, the higher net value sits higher; a tie goes to our editorial rank. Priced at ₹60,000 a month, the the low end of this band. Under each figure, b/e is the spend a month at which that card pays for itself, at the everyday mix.

Axis Olympus wins the floor at ₹24,200 a year. Bandhan Bank Lumina Credit Card takes the lead at ₹1,00,000 a month, at ₹54,000 a year.

153 more pay you in rupees, not miles — the cashback board →