Axis Magnus for Burgundy
4,800
KrisFlyer miles per ₹1L
6 pts/₹100 in Axis EDGE Reward Points at 5:4 · ₹30,000/yr
Best of · September 2026
KrisFlyer is Singapore Airlines' own programme, and it still prices Saver awards off a published zone chart — so what a transfer into it buys is a number you can check before you make the transfer, which is not true of every partner on this desk. 69 of our 645 priced cards can put points into it, and the ratio is only half the answer: what matters is how many KrisFlyer miles a rupee of spend becomes. Axis Magnus for Burgundy turns ₹1L of spend into 4,800.
Axis Magnus for Burgundy. Spend ₹1L on it in a month and you end up with 4,800 KrisFlyer miles — ₹5,280 of them at our ₹1.10 house mark. 6 pts/₹100 in Axis EDGE Reward Points at 5:4 · ₹30,000/yr. That is base earn multiplied by the ratio that card actually gets — not the headline ratio, and not the ratio a different card on the same bank's points would get. Axis Magnus for Burgundy is invite- or relationship-gated, so if that is not your wallet: the best card here you can simply apply for is HDFC Diners Club Black Metal at 3,330 per ₹1L (₹10,000/yr).
Verified through · The records behind this board — the ratios into Singapore Airlines KrisFlyer we could re-read, and that program's house mark — carry re-verification dates from 2 Aug 2026 to 23 Aug 2026; the board is recomputed from them on every build.
4,800
KrisFlyer miles per ₹1L
6 pts/₹100 in Axis EDGE Reward Points at 5:4 · ₹30,000/yr
3,330
KrisFlyer miles per ₹1L
3.33 pts/₹100 in HDFC Reward Points at 1:1 · ₹10,000/yr
3,000
KrisFlyer miles per ₹1L
co-brand — earns KrisFlyer miles directly, no transfer · ₹9,999/yr
Ranks 4–15 of 69
| # | Card | KrisFlyer miles per ₹1L | The math |
|---|---|---|---|
| 4 | HSBC Premier (Metal) | 3,000 | 3 pts/₹100 in HSBC Reward Points at 1:1 · ₹12,000 joining, then ₹20,000/yr |
| 5 | Axis Bank Reserve | 3,000 | 7.5 pts/₹100 in Axis EDGE Reward Points at 5:2 · ₹50,000/yr |
| 6 | Axis Magnus | 2,400 | 6 pts/₹100 in Axis EDGE Reward Points at 5:2 · ₹12,500/yr |
| 7 | Axis Horizon | 2,000 | 2 pts/₹100 in Axis EDGE Miles at 1:1 · ₹3,000/yr |
| 8 | HSBC TravelOne | 2,000 | 2 pts/₹100 in HSBC Reward Points at 1:1 · ₹4,999/yr |
| 9 | HDFC Regalia Gold | 1,250 | 2.5 pts/₹100 in HDFC Reward Points at 2:1 · ₹2,500/yr |
| 10 | HDFC Diners Club Privilege | 1,000 | 2 pts/₹100 in HDFC Reward Points at 2:1 · ₹1,000/yr |
| 11 | KrisFlyer SBI Card | 1,000 | co-brand — earns KrisFlyer miles directly, no transfer · ₹2,999/yr |
| 12 | RBL Nova | 1,000 | 2 pts/₹100 in RBL Reward Points (Nova/Lumière) at 2:1 · ₹12,500/yr |
| 13 | HSBC Platinum | 667 | 1.333 pts/₹100 in HSBC Reward Points at 2:1 · ₹0 — lifetime free |
| 14 | HSBC RuPay Platinum | 667 | 1.333 pts/₹100 in HSBC Reward Points at 2:1 · ₹0 — lifetime free |
| 15 | Axis Bank SELECT | 500 | 5 pts/₹100 in Axis EDGE Reward Points at 10:1 · ₹3,000/yr |
| # | Card | KrisFlyer miles per ₹1L | The math |
|---|---|---|---|
| 16 | IndusInd Pinnacle World | 500 | 1 pts/₹100 in IndusInd Reward Points at 2:1 · ₹0/yr · ₹15,000 joining (one-time) |
| 17 | IndianOil Axis Bank Premium | 335 | 0.67 pts/₹100 in Axis EDGE Miles at 2:1 · ₹1,000/yr |
| 18 | IndusInd Tiger | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0 — lifetime free |
| 19 | IndusInd Platinum | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0 — lifetime free |
| 20 | Axis Bank Privilege Easy | 250 | 5 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹1,500/yr |
| 21 | IndusInd Legend | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹5,000 joining (one-time) |
| 22 | IndusInd Platinum RuPay | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹10,000 joining (one-time) |
| 23 | Axis Bank Pride Signature | 200 | 4 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500/yr |
| 24 | IndusInd Duo | 167 | 0.667 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0 — lifetime free |
| 25 | IndusInd ePay Amex | 66 | 0.528 pts/₹100 in IndusInd Reward Points at 4:1 · monthly earn capped at ₹0.5L of spend · ₹0 — lifetime free |
| 26 | IndianOil Easy Axis Bank | 50 | 1 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹0 — lifetime free |
| 27 | Axis Bank Privilege | 500 | 5 pts/₹100 in Axis EDGE Reward Points at 10:1 · ₹1,500/yr · the desk's own verdict is downgrade |
| 28 | Samsung Axis Bank Signature | 250 | 5 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500/yr · the desk's own verdict is downgrade |
| 29 | IndusInd Bank Nexxt Credit Card | 167 | 0.667 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹10,000 joining (one-time) · the desk's own verdict is downgrade |
| 30 | Axis Bank REWARDS | 160 | 1.6 pts/₹100 in Axis EDGE Reward Points at 10:1 · ₹1,000/yr · the desk's own verdict is downgrade |
| 31 | Axis Bank Platinum | 150 | 3 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500 joining, then ₹200/yr · the desk's own verdict is downgrade |
| 32 | IndusInd Platinum Aura Edge | 125 | 0.5 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0 — lifetime free · the desk's own verdict is downgrade |
| 33 | Axis Bank Pride Platinum | 100 | 2 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹250/yr · the desk's own verdict is downgrade |
| 34 | Axis Bank My Zone | 100 | 2 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500/yr · the desk's own verdict is downgrade |
| 35 | Axis Bank My Zone Easy | 100 | 2 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500/yr · the desk's own verdict is downgrade |
| 36 | Axis Bank My Wings | 100 | 2 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹1,200 joining, then ₹500/yr · the desk's own verdict is cancel |
| 37 | Axis Bank Titanium Smart Traveller | 50 | 1 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹250 joining, then ₹100/yr · the desk's own verdict is downgrade |
| 38 | IndianOil Axis Bank Credit Card | 50 | 1 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹500/yr · the desk's own verdict is downgrade |
| 39 | Axis Bank NEO | 25 | 0.5 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹250/yr · the desk's own verdict is downgrade |
| 40 | Axis Burgundy Private | 6,000 | 7.5 pts/₹100 in Axis EDGE Reward Points at 5:4 · ₹1,00,000/yr · invite-only — not on open application |
| 41 | Axis Bank PRIMUS | 5,000 | 1 pts/₹100 in Axis EDGE Miles at 1:5 · ₹5,00,000 joining, then ₹3,00,000/yr · invite-only — not on open application |
| 42 | Axis Atlas | 4,000 | 2 pts/₹100 in Axis EDGE Miles at 1:2 · ₹5,000/yr · closed to new applicants |
| 43 | Axis Olympus | 4,000 | 1 pts/₹100 in Axis EDGE Miles at 1:4 · ₹20,000/yr · invite-only — not on open application |
| 44 | HDFC Infinia Metal | 3,330 | 3.33 pts/₹100 in HDFC Reward Points at 1:1 · ₹12,500/yr · invite-only — not on open application |
| 45 | HSBC Privé | 3,330 | 3.33 pts/₹100 in HSBC Reward Points at 1:1 · ₹2,75,000/yr · invite-only — not on open application |
| 46 | IndusInd PIONEER Private | 3,000 | 3 pts/₹100 in IndusInd Reward Points at 1:1 · ₹25,000/yr · invite-only — not on open application |
| 47 | RBL Lumière | 2,000 | 2 pts/₹100 in RBL Reward Points (Nova/Lumière) at 1:1 · ₹50,000/yr · invite-only — not on open application |
| 48 | HSBC Advance Platinum | 1,333 | 1.333 pts/₹100 in HSBC Reward Points at 1:1 · ₹0 — lifetime free · closed to new applicants |
| 49 | Amex Platinum Charge | 1,250 | 2.5 pts/₹100 in Amex Membership Rewards at 2:1 · ₹66,000/yr · issuance paused |
| 50 | HSBC Smart Value | 1,000 | 1 pts/₹100 in HSBC Reward Points at 1:1 · ₹0 — lifetime free · closed to new applicants |
| 51 | Amex SmartEarn | 1,000 | 2 pts/₹100 in Amex Membership Rewards at 2:1 · ₹495/yr · issuance paused |
| 52 | Amex Membership Rewards Card | 1,000 | 2 pts/₹100 in Amex Membership Rewards at 2:1 · ₹1,000 joining, then ₹4,500/yr · issuance paused |
| 53 | Amex Gold Charge | 1,000 | 2 pts/₹100 in Amex Membership Rewards at 2:1 · ₹1,000 joining, then ₹4,500/yr · issuance paused |
| 54 | HDFC Regalia | 1,000 | 2 pts/₹100 in HDFC Reward Points at 2:1 · ₹2,500/yr · closed to new applicants |
| 55 | Amex Platinum Travel | 1,000 | 2 pts/₹100 in Amex Membership Rewards at 2:1 · ₹5,000/yr · issuance paused |
| 56 | Amex Platinum Reserve | 1,000 | 2 pts/₹100 in Amex Membership Rewards at 2:1 · ₹10,000/yr · issuance paused |
| 57 | IndusInd Pioneer Legacy | 500 | 1 pts/₹100 in IndusInd Reward Points at 2:1 · ₹0/yr · ₹50,000 joining (one-time) · invite-only — not on open application |
| 58 | IndusInd Pioneer Heritage | 500 | 1 pts/₹100 in IndusInd Reward Points at 2:1 · ₹1,00,000 joining, then ₹25,000/yr · invite-only — not on open application |
| 59 | Axis Bank Signature | 400 | 1 pts/₹100 in Axis EDGE Reward Points at 5:2 · ₹1,500 joining, then ₹1,000/yr · closed to new applicants |
| 60 | IndusInd Iconia Amex | 375 | 1.5 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹3,499 joining (one-time) · closed to new applicants |
| 61 | IndusInd Indulge | 375 | 1.5 pts/₹100 in IndusInd Reward Points at 4:1 · ₹75,000 joining, then ₹10,000/yr · invite-only — not on open application |
| 62 | Poonawalla Fincorp IndusInd eLITE RuPay | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0 — lifetime free · closed to new applicants |
| 63 | Samsung Axis Bank Infinite | 250 | 5 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹5,000/yr · closed to new applicants |
| 64 | IndusInd Celesta | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹25,000 joining, then ₹5,000/yr · invite-only — not on open application |
| 65 | Indus Solitaire | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹30,000 joining, then ₹10,000/yr · invite-only — not on open application |
| 66 | IndusInd Crest | 250 | 1 pts/₹100 in IndusInd Reward Points at 4:1 · ₹75,000 joining, then ₹10,000/yr · invite-only — not on open application |
| 67 | IndusInd Iconia Visa | 188 | 0.75 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹3,499 joining (one-time) · closed to new applicants |
| 68 | IndusInd Bank Gold Credit Card | 125 | 0.5 pts/₹100 in IndusInd Reward Points at 4:1 · ₹0/yr · ₹500 joining (one-time) · closed to new applicants |
| 69 | Axis Bank Freecharge | 25 | 0.5 pts/₹100 in Axis EDGE Reward Points at 20:1 · ₹250/yr · invite-only — not on open application |
For every card we take the points its base rate actually POSTS — the count on your statement, per ₹100, with its monthly reward cap applied, never a rate we have already scaled for what a point is worth — and multiply by the best ACTIVE route from its currency into Singapore Airlines KrisFlyer at the ratio that specific card gets — variant ratios included, whitelisted routes honoured. A co-brand that earns KrisFlyer miles directly is listed at its face rate with no ratio at all. Base earn only: accelerators, milestones, tier bonuses and welcome offers are deliberately out, because they are card- and category-specific bets a "per ₹1L" number cannot honestly carry — the card pages and the calculator price those. Transfer minimums, transfer fees and posting times still apply per route; the transfer desk carries every one of them. Cards with no live route in are listed unranked below.
Same engines as the calculator, the optimizer and the lounge map. When the data moves, this page moves — see the tracker.
69 of the 973 Indian personal cards on the desk are ranked here. 576 are listed unranked with the computed reason — no route into singapore airlines krisflyer — because a card we can't rank honestly gets named, not hidden. A further 328 are carried but not valued at all — 51 with no annual fee any issuer document states, 231 whose issuer has not published how the card earns, 46 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /best/business, because pricing an MSME card against a personal wallet answers a question nobody asked (ADR 0012).
The records behind this board — the ratios into Singapore Airlines KrisFlyer we could re-read, and that program's house mark — carry re-verification dates from 2 Aug 2026 to 23 Aug 2026; the board is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.
11 of the 69 ranked here are lifetime free. The best on KrisFlyer miles per ₹1L is HSBC Platinum at 667. This board's call, Axis Magnus for Burgundy, costs ₹30,000/yr and reaches 4,800 — that gap is what the fee buys.
On what this board ranks — KrisFlyer miles per ₹1L — yes: 4,800 against 3,330. That is the whole claim, and a narrow one. HDFC Diners Club Black Metal takes this desk's insurance board instead. No card wins overall: 23 boards, 23 questions.
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