Transfer desk · by program
Feeding Singapore Airlines KrisFlyer from India
Every way in — 24 direct card routes, 4 chains via intermediaries, 7 partner-balance hops — priced at the ₹1.10/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Olympus at 1:4.
Program detail — award charts, nerf log, ways out: the Singapore Airlines KrisFlyer hub →
01 · Direct from a card
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| Axis Olympus #8 | Axis EDGE Miles | 1:4 | 4.00 | ₹4.40 | 2–3 days | |
| Axis Atlas #2 | Axis EDGE Miles | 1:2 | 2.00 | ₹2.20 | 2–3 days | |
| HDFC Infinia Metal #1 | HDFC Reward Points | 1:1 | 1.00 | ₹1.10 | 7 working days | |
| HDFC Diners Club Black Metal #5 | HDFC Reward Points | 1:1 | 1.00 | ₹1.10 | 7 working days | |
| HSBC Premier (Metal) #9 | HSBC Reward Points | 1:1 | 1.00 | ₹1.10 | instant | |
| HSBC TravelOne #17 | HSBC Reward Points | 1:1 | 1.00 | ₹1.10 | instant | |
| Axis Horizon #33 | Axis EDGE Miles | 1:1 | 1.00 | ₹1.10 | 2–3 days | |
| RBL Lumière #75 | RBL Reward Points (Nova/Lumière) | 1:1 | 1.00 | ₹1.10 | up to 7 working days | |
| Axis Magnus for Burgundy #3 | Axis EDGE Reward Points | 5:4 | 0.80 | ₹0.88 | 2–3 days | |
| HDFC Regalia Gold #11 | HDFC Reward Points | 2:1 | 0.50 | ₹0.55 | 7 working days | |
| RBL Nova #14 | RBL Reward Points (Nova/Lumière) | 2:1 | 0.50 | ₹0.55 | up to 7 working days | |
| Amex Platinum Travel #19 | Amex Membership Rewards | 2:1 | 0.50 | ₹0.55 | 1–3 days (SLA 5 working days) | |
| HDFC Diners Club Privilege #23 | HDFC Reward Points | 2:1 | 0.50 | ₹0.55 | 7 working days | |
| Amex Platinum Charge #24 | Amex Membership Rewards | 2:1 | 0.50 | ₹0.55 | 1–3 days (SLA 5 working days) | |
| Amex Membership Rewards Card #25 | Amex Membership Rewards | 2:1 | 0.50 | ₹0.55 | 1–3 days (SLA 5 working days) | |
| Amex Platinum Reserve #29 | Amex Membership Rewards | 2:1 | 0.50 | ₹0.55 | 1–3 days (SLA 5 working days) | |
| Amex Gold Charge #58 | Amex Membership Rewards | 2:1 | 0.50 | ₹0.55 | 1–3 days (SLA 5 working days) | |
| IndusInd Pinnacle World #64 | IndusInd Reward Points | 2:1 | 0.50 | ₹0.55 | up to 15 working days | |
| IndusInd Pioneer Heritage #73 | IndusInd Reward Points | 2:1 | 0.50 | ₹0.55 | up to 15 working days | |
| Axis Magnus (legacy) #6 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.44 | 2–3 days | |
| Axis Bank Reserve #20 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.44 | 2–3 days | |
| IndusInd Tiger #13 | IndusInd Reward Points | 10:3 | 0.30 | ₹0.33 | up to 15 working days | |
| IndusInd Legend #56 | IndusInd Reward Points | 4:1 | 0.25 | ₹0.28 | up to 15 working days | |
| Axis Bank SELECT #40 | Axis EDGE Reward Points | 10:1 | 0.10 | ₹0.11 | 2–3 days |
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into Singapore Airlines KrisFlyer, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| RBL Reward Points → Club ITC → Marriott Bonvoy → Singapore Airlines KrisFlyer legs 3:1 · 2:3 · 3:1 + bonus · rbl-world-safari only ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 4.8:1† | 0.21 | ₹1.20 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → Singapore Airlines KrisFlyer legs 1:1 · 2:3 · 3:1 + bonus · rbl-lumiere/rbl-nova only RBL Nova: 3.2:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 1.6:1† | 0.63 | ₹1.60 | |
| SBI Travel Credits → Accor Live Limitless (ALL) → Virgin Australia Velocity → Singapore Airlines KrisFlyer legs 2:1 · 1:1 · 31:20 ⚠ Accor Live Limitless (ALL): min 4,000 pts · Virgin Australia Velocity: min 5,000 points | 3.1:1 | 0.32 | ₹3.10 | |
| Kotak Air Miles → Accor Live Limitless (ALL) → Virgin Australia Velocity → Singapore Airlines KrisFlyer legs 2:1 · 1:1 · 31:20 ⚠ Accor Live Limitless (ALL): min 4,000 pts · Virgin Australia Velocity: min 5,000 points | 3.1:1 | 0.32 | ₹3.10 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Shangri-La Circle 1 SLC point → 1.25 KrisFlyer miles — the only hotel→air hop in this file that multiplies points. Still value… ⚠ min 1,000 points | 4:5 | 1.25 | ₹5.08 | ~4–6 weeks (official FAQ: min 1,000 points/request, 500-pt increments) | |
| Virgin Australia Velocity Reverse leg, same 1.55:1. Velocity is alive and well (post-IPO 2025) and runs periodic transfer bonuses (las… ⚠ min 5,000 points | 31:20 | 0.65 | ₹1.55 | instant to 48 hours | |
| Accor Live Limitless (ALL) Bidirectional — the rare airline→hotel reverse hop exists. Both directions lose money at house values. ⚠ min 2,000 pts | 2:1 | 0.50 | ₹4.30 | up to 6 weeks | |
| Marriott Bonvoy HDFC does 1:1 direct — chaining via Bonvoy is 2.4:1 at best. Don't. ⚠ min 3,000 pts · max 2,40,000 pts/day | 3:1 | 0.42 | ₹1.56 | 2–4 days | |
| IHG One Rewards Every Indian premium card transfers to KrisFlyer directly at 1:1 or better — routing through IHG is self-harm. ⚠ min 10,000 pts | 5:1 | 0.20 | ₹2.75 | 14–21 days | |
| Wyndham Rewards Added 12-Sep-2025 — a second KrisFlyer hop besides the direct bank routes; 5 bank pts/mile via HDFC/HSBC/SBI… ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹3.25 | 6–8 weeks | |
| Hilton Honors Hilton's least-bad exit (34% retained) — still pointless for Indians, who reach KrisFlyer at 1:1 from four b… ⚠ min 4,000 pts · cap 500,000 pts/calendar year | 8:1 | 0.13 | ₹3.20 | up to 30 days |
Miles/pt = Singapore Airlines KrisFlyer miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † priced at the marginal bonus-block rate (e.g. Bonvoy 60,000-pt blocks) — smaller transfers land fewer miles than the row implies. Cards saved in your wallet are highlighted automatically.