#1 tied Keep
HSBC Premier (Metal)
₹2.15/pt
ceiling ₹/pt
1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%)
Best of · September 2026
The highest ceiling a point can hit.
A point is worth what its best transfer partner pays, not what the catalogue says. We price every live route — ratio × the target program's house ₹/point — and rank each card by its ceiling. HSBC Premier (Metal) tops out at ₹2.15/pt (1:1 to ALL - Accor Live Limitless). Cards with no transfer partners have no ceiling, and it shows.
the call, and how it's made fold that back up
Which Indian credit card has the best transfer partners?
5 cards tie at the top on ₹2.15/pt, HSBC Premier (Metal) first among them — 1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%). That is the ceiling a point can reach, not the catalogue rate: ratio × the destination program's house ₹/point, before any transfer bonus. Cards with no live partner have no ceiling at all, and they are listed as such.
Verified through · The records behind this board — the transfer ratios we could re-read, and the house valuations they price against — carry re-verification dates from 1 Jun 2026 to 25 Sept 2026; the board is recomputed from them on every build.
The top three
#2 tied Keep
HSBC TravelOne
₹2.15/pt
ceiling ₹/pt
1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%)
#3 Keep
HDFC Diners Club Black Metal
₹1.10/pt
ceiling ₹/pt
1:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (+10%)
The rest of the field
Ranks 4–15 of 98
| # | Card | ceiling ₹/pt | The math |
|---|---|---|---|
| 4 | Axis Horizon | ₹1.10/pt | 1:1 to Singapore Airlines KrisFlyer · vs ₹2.00 house (−45%) |
| 5 | HDFC Regalia Gold | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 6 | Kotak Air+ Prime | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 7 | Kotak Air+ | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 8 | SBI Card MILES PRIME | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 9 | Kotak Air | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 10 | HSBC Platinum | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 11 | HSBC RuPay Platinum | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 12 | Kotak Solitaire | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 13 | SBI Card MILES ELITE | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) |
| 14 | IndianOil Axis Bank Premium | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹2.00 house (−46%) |
| 15 | ICICI Times Black | ₹1.00/pt | 1:1 to iShop travel portal · vs ₹1.00 house (+0%) |
the other 83 cards — ranks 16 to 98 fold the other 83 back up
| # | Card | ceiling ₹/pt | The math |
|---|---|---|---|
| 16 | Axis Magnus for Burgundy | ₹0.88/pt | 5:4 to Singapore Airlines KrisFlyer · vs ₹0.40 house (+120%) |
| 17 | IndusInd Tiger | ₹0.80/pt | 1:1 to Air India Maharaja Club · vs ₹0.80 house (+0%) |
| 18 | RBL Nova | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (−45%) |
| 19 | HDFC Diners Club Privilege | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (−45%) |
| 20 | IndusInd Pinnacle World | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−31%) |
| 21 | Axis Magnus | ₹0.44/pt | 5:2 to Singapore Airlines KrisFlyer · vs ₹0.40 house (+10%) |
| 22 | Axis Bank Reserve | ₹0.44/pt | 5:2 to Singapore Airlines KrisFlyer · vs ₹0.40 house (+10%) |
| 23 | Axis Bank Pride Signature | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) |
| 24 | Axis Bank Privilege Easy | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) |
| 25 | IndianOil Easy Axis Bank | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) |
| 26 | IndusInd Legend | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) |
| 27 | IndusInd ePay Amex | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) |
| 28 | IndusInd Duo | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) |
| 29 | IndusInd Platinum | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) |
| 30 | IndusInd Platinum RuPay | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) |
| 31 | Axis Bank SELECT | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) |
| 32 | SBI AURUM | ₹0.20/pt | 5:1 to Club ITC · vs ₹0.25 house (−20%) |
| 33 | YES Bank Marquee | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) |
| 34 | YES Bank FinBooster | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) |
| 35 | YES FinBooster RuPay | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) |
| 36 | YES Bank anQ Pi | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) |
| 37 | YES BANK RuPay Virtual | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) |
| 38 | SBI Card MILES | ₹1.07/pt | 2:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+7%) · the desk's own verdict is downgrade |
| 39 | Axis Bank My Wings | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is cancel |
| 40 | Axis Bank My Zone Easy | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is downgrade |
| 41 | Axis Bank Platinum | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is downgrade |
| 42 | Axis Bank Pride Platinum | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is downgrade |
| 43 | Axis Bank Titanium Smart Traveller | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is downgrade |
| 44 | IndianOil Axis Bank Credit Card | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · the desk's own verdict is downgrade |
| 45 | IndusInd Platinum Aura Edge | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · the desk's own verdict is downgrade |
| 46 | IndusInd Bank Nexxt Credit Card | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · the desk's own verdict is downgrade |
| 47 | Axis Bank Privilege | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · the desk's own verdict is downgrade |
| 48 | Axis Bank My Zone | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · the desk's own verdict is downgrade |
| 49 | Axis Bank REWARDS | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · the desk's own verdict is downgrade |
| 50 | Samsung Axis Bank Signature | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · the desk's own verdict is downgrade |
| 51 | Axis Bank NEO | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · the desk's own verdict is downgrade |
| 52 | YES Bank RESERV | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 53 | YES Bank ELITE+ | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 54 | YES Essence | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 55 | YES Bank SELECT | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 56 | YES Bank BYOC (Rewards) | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 57 | YES Bank Wellness Plus | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 58 | YES Bank ACE | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 59 | YES Bank Wellness | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · the desk's own verdict is downgrade |
| 60 | Axis Bank PRIMUS | ₹5.50/pt | 1:5 to Singapore Airlines KrisFlyer · vs ₹2.00 house (+175%) · invite-only — not on open application |
| 61 | Axis Olympus | ₹4.40/pt | 1:4 to Singapore Airlines KrisFlyer · vs ₹2.00 house (+120%) · invite-only — not on open application |
| 62 | Axis Atlas | ₹2.20/pt | 1:2 to Singapore Airlines KrisFlyer · vs ₹2.00 house (+10%) · closed to new applicants |
| 63 | HSBC Privé | ₹2.15/pt | 1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%) · invite-only — not on open application |
| 64 | HSBC Smart Value | ₹2.15/pt | 1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%) · closed to new applicants |
| 65 | HSBC Advance Platinum | ₹2.15/pt | 1:1 to ALL - Accor Live Limitless · vs ₹1.00 house (+115%) · closed to new applicants |
| 66 | Axis Burgundy Private | ₹1.72/pt | 5:4 to ALL - Accor Live Limitless · vs ₹0.40 house (+330%) · invite-only — not on open application |
| 67 | HDFC Infinia Metal | ₹1.10/pt | 1:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (+10%) · invite-only — not on open application |
| 68 | IndusInd PIONEER Private | ₹1.10/pt | 1:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (+38%) · invite-only — not on open application |
| 69 | RBL Lumière | ₹1.10/pt | 1:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (+10%) · invite-only — not on open application |
| 70 | ICICI Emeralde Private Metal | ₹1.00/pt | 1:1 to iShop travel portal · vs ₹1.00 house (+0%) · invite-only — not on open application |
| 71 | Amex Platinum Travel | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 72 | Amex Platinum Charge | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 73 | Amex Membership Rewards Card | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 74 | Amex Platinum Reserve | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 75 | Amex SmartEarn | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 76 | Amex Gold Charge | ₹0.80/pt | 5:4 to Virgin Atlantic Flying Club · vs ₹0.50 house (+60%) · issuance paused |
| 77 | IndusInd Pioneer Legacy | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−31%) · invite-only — not on open application |
| 78 | IndusInd Pioneer Heritage | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−31%) · invite-only — not on open application |
| 79 | HDFC Regalia | ₹0.55/pt | 2:1 to Singapore Airlines KrisFlyer · vs ₹1.00 house (−45%) · closed to new applicants |
| 80 | Axis Bank Signature | ₹0.44/pt | 5:2 to Singapore Airlines KrisFlyer · vs ₹0.40 house (+10%) · closed to new applicants |
| 81 | Axis Bank Freecharge | ₹0.43/pt | 5:1 to ALL - Accor Live Limitless · vs ₹0.40 house (+7%) · invite-only — not on open application |
| 82 | IndusInd Indulge | ₹0.40/pt | 2:1 to Air India Maharaja Club · vs ₹0.80 house (−50%) · invite-only — not on open application |
| 83 | RBL World Safari Plus | ₹0.33/pt | 3:1 to Club ITC · vs ₹0.25 house (+33%) · invite-only — not on open application |
| 84 | RBL Insignia Preferred Banking World Card | ₹0.33/pt | 3:1 to Club ITC · vs ₹0.25 house (+33%) · invite-only — not on open application |
| 85 | Indus Solitaire | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · invite-only — not on open application |
| 86 | IndusInd Celesta | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · invite-only — not on open application |
| 87 | IndusInd Crest | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · invite-only — not on open application |
| 88 | IndusInd Iconia Amex | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · closed to new applicants |
| 89 | Poonawalla Fincorp IndusInd eLITE RuPay | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · closed to new applicants |
| 90 | IndusInd Iconia Visa | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · closed to new applicants |
| 91 | IndusInd Bank Gold Credit Card | ₹0.28/pt | 4:1 to Singapore Airlines KrisFlyer · vs ₹0.80 house (−66%) · closed to new applicants |
| 92 | RBL iGlobe | ₹0.25/pt | 4:1 to Club ITC · vs ₹0.25 house (+0%) · invite-only — not on open application |
| 93 | Samsung Axis Bank Infinite | ₹0.21/pt | 10:1 to ALL - Accor Live Limitless · vs ₹0.40 house (−46%) · closed to new applicants |
| 94 | YES Private | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · invite-only — not on open application |
| 95 | YES Private Prime | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · invite-only — not on open application |
| 96 | YES First Preferred | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · closed to new applicants |
| 97 | YES Bank anQ Phi | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · closed to new applicants |
| 98 | YES Prosperity Rewards | ₹0.05/pt | 15:1 to Air India Maharaja Club · vs ₹0.25 house (−79%) · closed to new applicants |
No ceiling — nothing to transfer to
547 cards, each with the reason
fold the 547 back up
- IDFC FIRST Private — no live route we can price out of IDFC FIRST Reward Points
- Marriott Bonvoy HDFC Bank — no live route we can price out of Marriott Bonvoy
- IDFC FIRST Gaj — no live route we can price out of IDFC FIRST Reward Points
- BOBCARD Etihad Guest Premium — no live route we can price out of Etihad Guest
- IDFC FIRST Mayura — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST Ashva — no live route we can price out of IDFC FIRST Reward Points
- Standard Chartered Beyond — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Ultimate — no live route we can price out of StanC 360° Reward Points
- DBS Altitude — no live route we can price out of DBS Vantage Points
- DBS Spark 5 Credit Card — no live route we can price out of DBS Cash Points
- DBS Spark 10 Credit Card — no live route we can price out of DBS Cash Points
- DBS Spark 20 Credit Card — no live route we can price out of DBS Cash Points
- IDFC FIRST Diamond Reserve — no live route we can price out of IDFC FIRST Reward Points
- KrisFlyer SBI Card APEX — no live route we can price out of Singapore Airlines KrisFlyer
- Standard Chartered Priority Visa Infinite — no live route we can price out of StanC 360° Reward Points
- Bandhan Bank Lumina Credit Card — no live route we can price out of Bandhan Delight Points
- Bandhan Bank Flare Credit Card — no live route we can price out of Bandhan Delight Points
- Bandhan Bank Ignite Credit Card — no live route we can price out of Bandhan Delight Points
- Bandhan Bank Sparks Credit Card — no live route we can price out of Bandhan Delight Points
- HSBC Taj — no live route we can price out of Taj Reward Points
- Axis Miles & More World Select — no live route we can price out of Lufthansa Miles & More
- Scapia (Federal Bank) — no live route we can price out of Scapia Coins
- Scapia (Axis Bank) — no live route we can price out of Scapia Coins
- Edge CSB Bank RuPay Credit Card — no live route we can price out of Jupiter Jewels
- Edge+ CSB Bank RuPay Credit Card — no live route we can price out of Jupiter Jewels
- ixigo AU — no live route we can price out of ixigo AU Reward Points
- IndusInd Avios Visa Infinite — no live route we can price out of Avios (BA / Qatar / Finnair)
- BOBCARD Etihad Guest — no live route we can price out of Etihad Guest
- Tata Neu Infinity HDFC Bank — no live route we can price out of Tata NeuCoins
- Tata Neu Infinity SBI Card — no live route we can price out of Tata NeuCoins
- IndiGo IDFC FIRST Dual Credit Card — no live route we can price out of IndiGo BluChip
- AU CA Metal — no live route we can price out of AU Reward Points
- AU CS — no live route we can price out of AU Reward Points
- HSBC Live+ — no live route we can price out of HSBC Cashback
- HSBC RuPay Cashback — no live route we can price out of HSBC Cashback
- Equitas PowerMiles — no live route we can price out of Equitas PowerMiles Points
- IDBI Bank LIC Eclat Select — no live route we can price out of IDBI Delight Points
- Equitas Selfe Credit Card — no live route we can price out of Equitas Selfe Reward Points
- BOBCARD Eterna — no live route we can price out of BOBCARD Reward Points
- BOBCARD Tiara — no live route we can price out of BOBCARD Reward Points
- Axis Miles & More World — no live route we can price out of Lufthansa Miles & More
- Amazon Pay ICICI Bank — no live route we can price out of Amazon Pay balance
- IDBI Bank Euphoria World — no live route we can price out of IDBI Delight Points
- IDBI Bank Royale Signature — no live route we can price out of IDBI Delight Points
- RBL Platinum Maxima — no live route we can price out of RBL Reward Points
- IDBI Bank Winnings — no live route we can price out of IDBI Delight Points
- RBL Platinum Maxima Plus — no live route we can price out of RBL Reward Points
- TVS Credit RBL Bank Gold — no live route we can price out of RBL Reward Points
- Adani One ICICI Bank Signature — no live route we can price out of Adani Reward Points
- Adani One ICICI Bank Platinum — no live route we can price out of Adani Reward Points
- IndiGo SBI Card ELITE — no live route we can price out of IndiGo BluChip
- IndiGo Kotak Premium Credit Card — no live route we can price out of IndiGo BluChip
- IndiGo Axis Bank Premium Credit Card — no live route we can price out of IndiGo BluChip
- Emirates Skywards ICICI Bank Emeralde — no live route we can price out of Emirates Skywards
- IDFC FIRST WOW! Black — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST WOW! — no live route we can price out of IDFC FIRST Reward Points
- Niyo Global SBM Credit Card — no live route we can price out of Niyo Coins
- SpiceJet Axis Bank Voyage Black — no live route we can price out of SpiceJet SpiceClub
- IndiGo SBI Card — no live route we can price out of IndiGo BluChip
- IndiGo Kotak Credit Card — no live route we can price out of IndiGo BluChip
- RBL Icon — no live route we can price out of RBL Reward Points
- EazyDiner IndusInd Signature — no live route we can price out of EazyDiner Reward Points
- Tata Neu Plus HDFC Bank — no live route we can price out of Tata NeuCoins
- Tata Neu Plus SBI Card — no live route we can price out of Tata NeuCoins
- RBL World Safari — no live route we can price out of RBL Reward Points
- RBL World Safari Lite — no live route we can price out of RBL Reward Points
- RBL Platinum Edge — no live route we can price out of RBL Reward Points
- KrisFlyer SBI Card — no live route we can price out of Singapore Airlines KrisFlyer
- PhonePe HDFC Bank Ultimo — no live route we can price out of HDFC Reward Points
- Shoppers Stop Black HDFC Bank — no live route we can price out of HDFC Reward Points
- Emirates Skywards ICICI Bank Sapphiro — no live route we can price out of Emirates Skywards
- SBI Card ELITE — no live route we can price out of SBI Reward Points
- MakeMyTrip ICICI Bank — no live route we can price out of MakeMyTrip myCash
- Paytm HDFC Bank Select — no live route we can price out of HDFC Bank CashPoints
- MakeMyTrip ICICI Bank Platinum — no live route we can price out of MakeMyTrip myCash
- Kotak White — no live route we can price out of Kotak White Pass
- Kotak Zen Signature — no live route we can price out of Kotak Reward Points
- Kotak White Reserve — no live route we can price out of Kotak White Pass
- RBL Bank Patanjali Swarn — no live route we can price out of RBL Reward Points
- TVS Credit RBL Bank — no live route we can price out of RBL Reward Points
- RBL Bank Blockbuster — no live route we can price out of RBL Reward Points
- RBL Platinum LifeEasy — no live route we can price out of RBL Reward Points
- AU Ananta — no live route we can price out of AU Reward Points
- PhonePe HDFC Bank Uno — no live route we can price out of HDFC Reward Points
- Kotak NRI Royale Signature — no live route we can price out of Kotak Reward Points
- AU Zenith — no live route we can price out of AU Reward Points
- SBI Card PRIME — no live route we can price out of SBI Reward Points
- Standard Chartered Rewards — no live route we can price out of StanC 360° Reward Points
- SpiceJet Axis Bank Voyage — no live route we can price out of SpiceJet SpiceClub
- IndiGo Axis Bank Credit Card — no live route we can price out of IndiGo BluChip
- HDFC PIXEL Go — no live route we can price out of HDFC Bank CashPoints
- IDFC FIRST Wealth — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST Select — no live route we can price out of IDFC FIRST Reward Points
- IRCTC SBI Card Premier — no live route we can price out of IRCTC Reward Points
- IRCTC SBI Platinum Card — no live route we can price out of IRCTC Reward Points
- RBL Signature Banking — no live route we can price out of RBL Cashback
- RBL Aspire Banking — no live route we can price out of RBL Cashback
- ICICI Sapphiro — no live route we can price out of ICICI Reward Points
- Union Bank UNICORN — no live route we can price out of Union Rewardz Points
- RBL Apex — no live route we can price out of RBL Cashback
- ICICI Bank Rubyx — no live route we can price out of ICICI Reward Points
- BOBCARD Premier — no live route we can price out of BOBCARD Reward Points
- ICICI Bank Emeralde — no live route we can price out of ICICI Reward Points
- Union Bank NEXTERIA — no live route we can price out of Union Rewardz Points
- AU Vetta — no live route we can price out of AU Reward Points
- Federal Bank Imperio — no live route we can price out of Federal Bank Reward Points
- IRCTC HDFC Bank Credit Card — no live route we can price out of IRCTC HDFC Bank Reward Points
- IRCTC RBL Bank Credit Card — no live route we can price out of IRCTC Reward Points
- IRCTC BOBCARD — no live route we can price out of BOBCARD Reward Points
- BPCL SBI Card OCTANE — no live route we can price out of SBI Reward Points
- SBI Card PULSE — no live route we can price out of SBI Reward Points
- HPCL ENERGIE BOBCARD — no live route we can price out of BOBCARD Reward Points
- Union Bank DIVAA ICON — no live route we can price out of Union Rewardz Points
- Standard Chartered EaseMyTrip — no live route we can price out of Standard Chartered Rewards (EaseMyTrip)
- Union Bank RuPay Select — no live route we can price out of Union Rewardz Points
- Union Sparsh — no live route we can price out of Union Rewardz Points
- BOBCARD Uni GoldX — no live route we can price out of Uni Coins
- slice UPI Credit Card — no live route we can price out of slice monies
- ICICI Bank Coral — no live route we can price out of ICICI Reward Points
- YES Bank Zagg Credit Card — no live route we can price out of Zagg Coins
- ICICI Bank Expressions — no live route we can price out of ICICI Reward Points
- ICICI Bank HPCL Super Saver — no live route we can price out of ICICI Reward Points
- Union JCB Wellness — no live route we can price out of Union Rewardz Points
- Union JCB Health — no live route we can price out of Union Rewardz Points
- Union Bank RuPay Platinum — no live route we can price out of Union Rewardz Points
- Kotak League Platinum — no live route we can price out of Kotak Reward Points
- DBS Vantage — no live route we can price out of DBS Vantage Points
- Federal Bank Celesta — no live route we can price out of Federal Bank Reward Points
- Federal Bank Signet — no live route we can price out of Federal Bank Reward Points
- LIC Axis Bank Signature — no live route we can price out of LIC Axis Bank Reward Points
- Fibe Axis Bank Credit Card — no live route we can price out of Axis Bank Cashback
- Axis Bank ACE — no live route we can price out of Axis Bank Cashback
- Flipkart Axis Bank Credit Card — no live route we can price out of Axis Bank Cashback
- SimplyCLICK SBI Card — no live route we can price out of SBI Reward Points
- AU Zenith+ — no live route we can price out of AU Reward Points
- AU Bank Traverse Credit Card (NRI) — no live route we can price out of AU Reward Points
- AU Bank NOMO Credit Card — no live route we can price out of AU Reward Points
- HDFC Bank Millennia — no live route we can price out of HDFC Bank CashPoints
- HDFC Bank PIXEL Play — no live route we can price out of HDFC Bank CashPoints
- HDFC Bank Freedom — no live route we can price out of HDFC Bank CashPoints
- IDFC FIRST Millennia — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST Classic — no live route we can price out of IDFC FIRST Reward Points
- LIC IDFC FIRST Select — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST HPCL Power+ — no live route we can price out of IDFC FIRST Reward Points
- Flipkart SBI Card — no live route we can price out of SBI Card Cashback
- IDFC FIRST SWYP — no live route we can price out of IDFC FIRST Reward Points
- Titan SBI Card — no live route we can price out of SBI Reward Points
- Reliance SBI Card PRIME — no live route we can price out of SBI Reward Points
- Landmark Rewards SBI Card PRIME — no live route we can price out of SBI Reward Points
- Apollo SBI Card SELECT — no live route we can price out of Apollo Health Credits
- CRED IndusInd Bank RuPay Credit Card — no live route we can price out of CRED Reward Points
- Standard Chartered Super Value Titanium — no live route we can price out of StanC 360° Reward Points
- CASHBACK SBI Card — no live route we can price out of SBI Card Cashback
- Axis Bank Cashback — no live route we can price out of Axis Bank Cashback
- Axis Bank Freecharge Plus — no live route we can price out of Axis Bank Cashback
- Axis Bank SuperMoney RuPay — no live route we can price out of Axis Bank Cashback
- Paytm HDFC Bank Digital — no live route we can price out of HDFC Bank CashPoints
- Paytm HDFC Bank Mobile — no live route we can price out of HDFC Bank CashPoints
- Kotak Cashback+ — no live route we can price out of Kotak Reward Points
- Kotak Cashback+ Prime — no live route we can price out of Kotak Reward Points
- Paytm HDFC Bank — no live route we can price out of HDFC Bank CashPoints
- Kotak UPI RuPay — no live route we can price out of Kotak Reward Points
- Axis Bank Kwik — no live route we can price out of Axis EDGE Reward Points
- BPCL SBI Card — no live route we can price out of SBI Reward Points
- ICICI Bank HPCL Coral Credit Card — no live route we can price out of ICICI Reward Points
- HDFC Bank UPI RuPay — no live route we can price out of HDFC Bank CashPoints
- ICICI Bank Platinum Chip Credit Card — no live route we can price out of ICICI Reward Points
- Google Pay Flex Axis Bank — no live route we can price out of Google Pay Stars
- IndianOil HDFC Bank Credit Card — no live route we can price out of HDFC Reward Points
- IndianOil Kotak Credit Card — no live route we can price out of Kotak Reward Points
- SimplySAVE SBI Card — no live route we can price out of SBI Reward Points
- HDFC Bank MoneyBack+ — no live route we can price out of HDFC Bank CashPoints
- Landmark Rewards SBI Card SELECT — no live route we can price out of SBI Reward Points
- Landmark Rewards SBI Card — no live route we can price out of SBI Reward Points
- Reliance SBI Card — no live route we can price out of SBI Reward Points
- Shoppers Stop HDFC Bank — no live route we can price out of HDFC Reward Points
- LIC Axis Bank Platinum — no live route we can price out of LIC Axis Bank Reward Points
- ICICI Bank Parakram — no live route we can price out of ICICI Reward Points
- ICICI Bank Parakram Select — no live route we can price out of ICICI Reward Points
- ICICI Bank Coral against FD — no live route we can price out of ICICI Reward Points
- ICICI Bank Rubyx against FD — no live route we can price out of ICICI Reward Points
- EazyDiner IndusInd Platinum — no live route we can price out of EazyDiner Reward Points
- Kotak811 Dream Different — no live route we can price out of Kotak Reward Points
- ICICI Bank NRI Coral — no live route we can price out of ICICI Reward Points
- ICICI Bank NRI Sapphiro — no live route we can price out of ICICI Reward Points
- Swiggy Ornge HDFC Bank Credit Card — no live route we can price out of Statement cashback (₹)
- Swiggy BLCK HDFC Bank Credit Card — no live route we can price out of Statement cashback (₹)
- Utkarsh Eternal Credit Card — no live route we can price out of Statement cashback (₹)
- Utkarsh Rhodium Credit Card — no live route we can price out of Statement cashback (₹)
- Utkarsh SmartGen Credit Card — no live route we can price out of Statement cashback (₹)
- Utkarsh superCard — no live route we can price out of Statement cashback (₹)
- Axis Bank Shoppers Stop Credit Card — no live route we can price out of Shoppers Stop First Citizen Points
- RBL Platinum Delight — no live route we can price out of RBL Reward Points
- RBL Platinum ShopGain — no live route we can price out of RBL Reward Points
- RBL Platinum Max — no live route we can price out of RBL Reward Points
- RBL Platinum Prime — no live route we can price out of RBL Reward Points
- RBL Platinum Plus — no live route we can price out of RBL Reward Points
- RBL Platinum Choice — no live route we can price out of RBL Reward Points
- RBL Platinum Advantage — no live route we can price out of RBL Reward Points
- RBL Binge — no live route we can price out of RBL Reward Points
- RBL MyFirst — no live route we can price out of RBL Reward Points
- RBL EasySaver — no live route we can price out of RBL Reward Points
- RBL Shoprite — no live route we can price out of RBL Reward Points
- RBL Movies and More — no live route we can price out of RBL Reward Points
- RBL Patanjali Vishisht — no live route we can price out of RBL Reward Points
- RBL Bank QuickPay — no live route we can price out of RBL Reward Points
- RBL Bank SalarySe UP — no live route we can price out of RBL Reward Points
- RBL Bank DMI Finance — no live route we can price out of RBL Reward Points
- RBL Paisabazaar Duet — no live route we can price out of Statement cashback (₹)
- RBL Paisabazaar Duet Plus — no live route we can price out of Statement cashback (₹)
- RBL BankBazaar SaveMax — no live route we can price out of RBL Reward Points
- RBL BankBazaar SaveMax Pro — no live route we can price out of RBL Reward Points
- RBL Cookies — no live route we can price out of RBL Reward Points
- Swiggy HDFC Bank Credit Card — no live route we can price out of Statement cashback (₹)
- HDFC Bank UPI RuPay Mega Saver — no live route we can price out of HDFC Bank CashPoints
- IndusInd Samman RuPay — no live route we can price out of Statement cashback (₹)
- YES PaisaSave — no live route we can price out of Statement cashback (₹)
- YES PaisaSave RuPay — no live route we can price out of Statement cashback (₹)
- YES Prosperity Cashback — no live route we can price out of Statement cashback (₹)
- YES Prosperity Cashback+ — no live route we can price out of Statement cashback (₹)
- YES Bank POP-CLUB — no live route we can price out of POPcoins
- Kotak 811 Credit Card — no live route we can price out of Kotak Reward Points
- PVR INOX Kotak — no live route we can price out of Statement cashback (₹)
- BOBCARD Cashback — no live route we can price out of Statement cashback (₹)
- Snapdeal BOBCARD — no live route we can price out of BOBCARD Reward Points
- BOBCARD Select — no live route we can price out of BOBCARD Reward Points
- BOBCARD Easy — no live route we can price out of BOBCARD Reward Points
- ICAI Exclusive BOBCARD — no live route we can price out of BOBCARD Reward Points
- ICSI Diamond BOBCARD — no live route we can price out of BOBCARD Reward Points
- CMA One BOBCARD — no live route we can price out of BOBCARD Reward Points
- Varunah Premium BOBCARD — no live route we can price out of BOBCARD Reward Points
- Varunah Plus BOBCARD — no live route we can price out of BOBCARD Reward Points
- Varunah BOBCARD — no live route we can price out of BOBCARD Reward Points
- Indian Army YODDHA BOBCARD — no live route we can price out of BOBCARD Reward Points
- Assam Rifles SENTINEL BOBCARD — no live route we can price out of BOBCARD Reward Points
- Coast Guard RAKSHAMAH BOBCARD — no live route we can price out of BOBCARD Reward Points
- BOBCARD VIKRAM — no live route we can price out of BOBCARD Reward Points
- PRAGATI BOBCARD (RRB) — no live route we can price out of BOBCARD Reward Points
- Nainital Bank RENAISSANCE — no live route we can price out of BOBCARD Reward Points
- PM SVANidhi BOBCARD — no live route we can price out of BOBCARD Reward Points
- AU LIT Credit Card — no live route we can price out of AU Reward Points
- AU Altura Plus Credit Card — no live route we can price out of AU Reward Points
- AU Altura Credit Card — no live route we can price out of Statement cashback (₹)
- AU Tejas Credit Card — no live route we can price out of AU Reward Points
- AU Laksya Credit Card — no live route we can price out of AU Reward Points
- AU SPONT Credit Card — no live route we can price out of Statement cashback (₹)
- AU Prathama Credit Card — no live route we can price out of AU Reward Points
- AU InstaPay RuPay Credit Card — no live route we can price out of Statement cashback (₹)
- AU Xcite Ultra Credit Card — no live route we can price out of AU Reward Points
- AU Xcite Ace Credit Card — no live route we can price out of Statement cashback (₹)
- AU Xcite Credit Card — no live route we can price out of AU Reward Points
- Paytm AU Credit Card — no live route we can price out of AU Reward Points
- CheQ AU Credit Card — no live route we can price out of CheQ Points
- AU Zaggle Credit Card — no live route we can price out of Zagg Coins
- Dhi CUB Visa Signature — no live route we can price out of Statement cashback (₹)
- Union UNI-CARBON — no live route we can price out of Union Rewardz Points
- Union Bank VISA Signature — no live route we can price out of Union Rewardz Points
- Union Bank VISA Platinum — no live route we can price out of Union Rewardz Points
- Union Bank VISA Gold — no live route we can price out of Union Rewardz Points
- IndiGo IDFC FIRST Secured — no live route we can price out of IndiGo BluChip
- IDFC FIRST Hello Cashback — no live route we can price out of Statement cashback (₹)
- LIC IDFC FIRST Classic — no live route we can price out of IDFC FIRST Reward Points
- IDFC FIRST Quantum+ — no live route we can price out of Statement cashback (₹)
- IDFC FIRST EA₹N — no live route we can price out of Statement cashback (₹)
- IDFC FIRST HPCL Power — no live route we can price out of IDFC FIRST Reward Points
- Airtel Axis Bank Credit Card — no live route we can price out of Axis Bank Cashback
- Federal RuPay Wave Credit Card — no live route we can price out of Federal Bank Reward Points
- Standard Chartered Smart — no live route we can price out of Statement cashback (₹)
- Standard Chartered Platinum Rewards — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Manhattan — no live route we can price out of StanC 360° Reward Points
- IDBI Bank Aspire Platinum — no live route we can price out of IDBI Delight Points
- IDBI Bank Imperium Platinum — no live route we can price out of IDBI Delight Points
- IDBI Bank LIC Lumine — no live route we can price out of IDBI Delight Points
- Suryoday SFB RuPay Platinum — no live route we can price out of Statement cashback (₹)
- Suryoday SFB RuPay Select — no live route we can price out of Statement cashback (₹)
- ESAF INORI RuPay Platinum — no live route we can price out of Statement cashback (₹)
- DCB PayLess Select Credit Card — no live route we can price out of Statement cashback (₹)
- DCB PayLess Platinum Credit Card — no live route we can price out of Statement cashback (₹)
- SBM MobiKwik First Credit Card — no live route we can price out of Statement cashback (₹)
- Paisabazaar Paisa Plus Credit Card — no live route we can price out of Statement cashback (₹)
- Paisabazaar Step-Up SBM Credit Card — no live route we can price out of Statement cashback (₹)
- Aditya Birla Capital AU Pro — no live route we can price out of AU Reward Points
- CUB CSK Master Platinum — no live route we can price out of City Union Bank Reward Points
- CUB SRH Master Platinum — no live route we can price out of City Union Bank Reward Points
- CUB CSK RuPay Platinum — no live route we can price out of City Union Bank Reward Points
- CUB SRH RuPay Platinum — no live route we can price out of City Union Bank Reward Points
- CUB CSK Master World — no live route we can price out of City Union Bank Reward Points
- CUB SRH Master World — no live route we can price out of City Union Bank Reward Points
- IndianOil RBL Bank Credit Card — no live route we can price out of IndianOil Fuel Points
- IndianOil RBL Bank XTRA Credit Card — no live route we can price out of IndianOil Fuel Points
- Dhanlaxmi Bank RuPay Dhan Samriddhi — no live route we can price out of Dhanlaxmi Reward Points
- Dhanlaxmi Bank RuPay Dhan Vriddhi — no live route we can price out of Dhanlaxmi Reward Points
- Utkarsh Wish Credit Card — no live route we can price out of Statement cashback (₹)
- Unity Bank BharatPe Credit Card — no live route we can price out of Statement cashback (₹)
- Nainital Bank RENAISSANCE BOBCARD — no live route we can price out of BOBCARD Reward Points
- BOBCARD Swavlamban — no live route we can price out of BOBCARD Reward Points
- UJJIVAN SFB Platinum BOBCARD — no live route we can price out of BOBCARD Reward Points
- UJJIVAN SFB Elite BOBCARD — no live route we can price out of BOBCARD Reward Points
- YES Bank BYOC (Cashback) — no live route we can price out of Statement cashback (₹)
- RBL Bank Shoppers Stop Black — no live route we can price out of RBL Reward Points
- RBL Bank Shoppers Stop Platinum — no live route we can price out of RBL Reward Points
- RBL Bank Shoppers Stop Gold — no live route we can price out of RBL Reward Points
- PNB Kiwi — no live route we can price out of KIWIS
- CUB SalarySe Level UP — no live route we can price out of SalarySe SCoins
- CUB SalarySe Level UP Virtual — no live route we can price out of SalarySe SCoins
- Equitas Selfe Secured — no live route we can price out of Equitas Selfe Reward Points
- Equitas PowerMiles Secured — no live route we can price out of Equitas PowerMiles Points
- KVB Eternis Credit Card — no live route we can price out of KVB Reward Points
- PNB VISA Classic — no live route we can price out of PNB Reward Points
- PNB VISA Gold — no live route we can price out of PNB Reward Points
- PNB VISA Platinum — no live route we can price out of PNB Reward Points
- Equitas Tiga — no live route we can price out of Equitas Tiga Reward Points
- YES BANK EMI — no live route we can price out of Statement cashback (₹)
- Aditya Birla Capital AU Flex — no live route we can price out of AU Reward Points
- Aditya Birla Capital AU Nxt — no live route we can price out of AU Reward Points
- BOBCARD Easy (FD Backed) — no live route we can price out of BOBCARD Reward Points
- BOBCARD Select (FD Backed) — no live route we can price out of BOBCARD Reward Points
- BOBCARD Premier (FD Backed) — no live route we can price out of BOBCARD Reward Points
- Scapia (BOBCARD) — no live route we can price out of Scapia Coins
- PNB LUXURA Metal (RuPay) — no live route we can price out of PNB Reward Points
- PNB LUXURA Metal (Visa Infinite) — no live route we can price out of PNB Reward Points
- PNB Zaggle Twin — no live route we can price out of PNB Reward Points
- Canara Bank Select / World / Signature — no live route we can price out of Canara Reward Points
- Canara Bank Platinum — no live route we can price out of Canara Reward Points
- PNB SALARY RuPay Select — no live route we can price out of PNB Reward Points
- PNB BLISS — no live route we can price out of PNB Reward Points
- PNB SALARY RuPay Platinum — no live route we can price out of PNB Reward Points
- PNB EMT RuPay Platinum — no live route we can price out of PNB Reward Points
- PNB RuPay Platinum — no live route we can price out of PNB Reward Points
- PNB Patanjali RuPay Select — no live route we can price out of PNB Reward Points
- PNB RuPay Millennial — no live route we can price out of PNB Reward Points
- PNB Visa Signature — no live route we can price out of PNB Reward Points
- PNB RuPay Select — no live route we can price out of PNB Reward Points
- RBL World Plus — no live route we can price out of RBL Reward Points
- RBL World Prime — no live route we can price out of RBL Reward Points
- RBL World Max — no live route we can price out of RBL Reward Points
- OneCard Metal — no live route we can price out of OneCard Reward Points
- Flipkart Axis Bank Super Elite — no live route we can price out of Flipkart SuperCoins
- Paytm SBI Card SELECT — no live route we can price out of Paytm SBI Card Reward Points
- PhonePe SBI Card SELECT BLACK — no live route we can price out of PhonePe SBI Card Reward Points
- Paytm SBI Card — no live route we can price out of Paytm SBI Card Reward Points
- KVB SBI Signature Card — no live route we can price out of SBI Reward Points
- KVB SBI Platinum Card — no live route we can price out of SBI Reward Points
- South Indian Bank SBI Platinum Card — no live route we can price out of SBI Reward Points
- Apollo SBI Card — no live route we can price out of Apollo Health Credits
- Shaurya SBI Card — no live route we can price out of SBI Reward Points
- Doctor's SBI Card — no live route we can price out of SBI Reward Points
- Shaurya Select SBI Card — no live route we can price out of SBI Reward Points
- PhonePe SBI Card PURPLE — no live route we can price out of PhonePe SBI Card Reward Points
- SBI Card Unnati — no live route we can price out of SBI Reward Points
- Indian Overseas Bank RuPay Select — no live route we can price out of IOB Reward Points
- Indian Overseas Bank RuPay Platinum — no live route we can price out of IOB Reward Points
- Indian Overseas Bank RuPay Classic — no live route we can price out of IOB Reward Points
- RBL Platinum Classic — no live route we can price out of RBL Reward Points
- HDFC Bank Regalia First — no live route we can price out of HDFC Reward Points
- Kotak Delight Platinum — no live route we can price out of Statement cashback (₹)
- BOBCARD Prime — no live route we can price out of BOBCARD Reward Points
- Canara Bank Classic / Standard — no live route we can price out of Canara Reward Points
- Canara Bank Gold — no live route we can price out of Canara Reward Points
- IB-VISA-Bharat — no live route we can price out of Statement cashback (₹)
- IB-VISA-Gold — no live route we can price out of Statement cashback (₹)
- IB-VISA-Platinum — no live route we can price out of Statement cashback (₹)
- IB-RuPay-Classic — no live route we can price out of Statement cashback (₹)
- IB-RuPay-Platinum — no live route we can price out of Statement cashback (₹)
- IB-RuPay-Select — no live route we can price out of Statement cashback (₹)
- IOB SalarySe Rise UP — no live route we can price out of SalarySe SCoins
- PNB Patanjali RuPay Platinum — no live route we can price out of PNB Reward Points
- BOBCARD ConQR — no live route we can price out of BOBCARD Reward Points
- Google Pay Flex SBI Card — no live route we can price out of Google Pay Stars
- PNB Parakram — no live route we can price out of PNB Reward Points
- PNB Premium Metal LUXURA — no live route we can price out of PNB Reward Points
- Equitas Tiga Secured — no live route we can price out of Equitas Tiga Reward Points
- Kotak Infinite — no live route we can price out of Kotak Reward Points
- Axis Bank Vistara Infinite Credit Card — no live route we can price out of Air India Maharaja Points
- HDFC Harley-Davidson Diners Club — no live route we can price out of HDFC Reward Points
- RBL Bank Black — no live route we can price out of RBL Reward Points
- MakeMyTrip ICICI Bank Signature — no live route we can price out of MakeMyTrip myCash
- Kotak Royale Signature — no live route we can price out of Kotak Reward Points
- Kotak Privy League Signature — no live route we can price out of Kotak Reward Points
- Kotak Mojo Platinum — no live route we can price out of Kotak Reward Points
- Emirates Skywards ICICI Bank Rubyx — no live route we can price out of Emirates Skywards
- Chennai Super Kings ICICI Bank — no live route we can price out of ICICI Reward Points
- Air India SBI Signature Card — no live route we can price out of Air India Maharaja Points
- Club Vistara SBI Card PRIME — no live route we can price out of Air India Maharaja Points
- Axis Bank Vistara Signature Credit Card — no live route we can price out of Air India Maharaja Points
- Club Vistara SBI Card — no live route we can price out of Air India Maharaja Points
- Axis Bank Vistara Credit Card — no live route we can price out of Air India Maharaja Points
- Air India SBI Platinum Card — no live route we can price out of Air India Maharaja Points
- HDFC Regalia Activ — no live route we can price out of HDFC Reward Points
- Etihad Guest SBI Premier Card — no live route we can price out of Etihad Guest
- Etihad Guest SBI Card — no live route we can price out of Etihad Guest
- IOB Gold Credit Card — no live route we can price out of Statement cashback (₹)
- IOB Classic Credit Card — no live route we can price out of Statement cashback (₹)
- RBL Titanium Delight — no live route we can price out of RBL Reward Points
- RBL Bank Fun+ — no live route we can price out of RBL Reward Points
- RBL Bank MoCash — no live route we can price out of RBL Reward Points
- RBL Bank MoneyTap — no live route we can price out of RBL Reward Points
- RBL Monthly Treats — no live route we can price out of RBL Reward Points
- Best Price Save Max HDFC Bank — no live route we can price out of HDFC Reward Points
- Best Price Save Smart HDFC Bank — no live route we can price out of Statement cashback (₹)
- HDFC Bank Bharat — no live route we can price out of Statement cashback (₹)
- HDFC Bank Diners Club Black (non-metal) — no live route we can price out of HDFC Reward Points
- HDFC Bank Diners Club Miles — no live route we can price out of HDFC Reward Points
- HDFC Bank Diners Club Premium — no live route we can price out of HDFC Reward Points
- HDFC Bank Diners Club Rewardz — no live route we can price out of HDFC Reward Points
- HDFC Bank Easy EMI — no live route we can price out of HDFC Bank CashPoints
- InterMiles HDFC Bank Diners Club — no live route we can price out of InterMiles
- InterMiles HDFC Bank Platinum — no live route we can price out of InterMiles
- InterMiles HDFC Bank Signature — no live route we can price out of InterMiles
- JetPrivilege HDFC Bank Titanium — no live route we can price out of InterMiles
- HDFC Bank MoneyBack (original) — no live route we can price out of HDFC Reward Points
- Pine Labs HDFC Bank — no live route we can price out of HDFC Reward Points
- Pine Labs HDFC Bank Pro — no live route we can price out of HDFC Reward Points
- HDFC Bank Solitaire — no live route we can price out of HDFC Reward Points
- HDFC Bank Superia — no live route we can price out of HDFC Reward Points
- HDFC Bank Titanium Times — no live route we can price out of HDFC Reward Points
- Kotak Veer Select — no live route we can price out of Kotak Reward Points
- Kotak Veer Platinum — no live route we can price out of Kotak Reward Points
- Kotak Urbane Gold — no live route we can price out of Kotak Reward Points
- PVR Kotak Gold — no live route we can price out of Statement cashback (₹)
- PVR Kotak Platinum — no live route we can price out of Statement cashback (₹)
- Club Vistara IDFC FIRST — no live route we can price out of Air India Maharaja Points
- Edge Federal Bank Visa Credit Card — no live route we can price out of Jupiter Jewels
- InterMiles ICICI Bank Coral Credit Card — no live route we can price out of InterMiles
- Kotak Essentia Platinum — no live route we can price out of Kotak Reward Points
- Kotak Feast Gold — no live route we can price out of Kotak Reward Points
- Standard Chartered Emirates World — no live route we can price out of Emirates Skywards
- Standard Chartered Landmark Rewards Platinum — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Bandhan One — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Bandhan Plus — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Bandhan Xclusive — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Platinum Elite — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Bajaj Finserv Platinum — no live route we can price out of StanC 360° Reward Points
- Standard Chartered Bajaj Finserv World — no live route we can price out of StanC 360° Reward Points
- MagniFi (Federal Bank) — no live route we can price out of Fi-Points
- Jet Airways Amex Platinum — no live route we can price out of InterMiles
- Amex PAYBACK Credit Card — no live route we can price out of PAYBACK Points (now Zillion Coins)
- Bajaj Finserv DBS 5X SuperCard — no live route we can price out of DBS Cash Points
- Bajaj Finserv DBS 5X Plus SuperCard — no live route we can price out of DBS Cash Points
- Bajaj Finserv DBS 7X SuperCard — no live route we can price out of DBS Cash Points
- Bajaj Finserv DBS 7X Plus SuperCard — no live route we can price out of DBS Cash Points
- Bajaj Finserv DBS 10X Signature SuperCard — no live route we can price out of DBS Cash Points
- Bajaj Finserv DBS 10X Plus SuperCard — no live route we can price out of DBS Cash Points
- British Airways ICICI Bank Premium — no live route we can price out of Avios (BA / Qatar / Finnair)
- British Airways ICICI Bank Classic — no live route we can price out of Avios (BA / Qatar / Finnair)
- Myntra Kotak — no live route we can price out of Statement cashback (₹)
- RBL Bank novio — no live route we can price out of RBL Reward Points
- Jet Airways Citibank Titanium — no live route we can price out of InterMiles
- Jet Airways Citibank Silver — no live route we can price out of InterMiles
- Jet Airways Citibank Platinum — no live route we can price out of InterMiles
- Diners Club International British Airways — no live route we can price out of Avios (BA / Qatar / Finnair)
- Taj Epicure Diners Club — no live route we can price out of Diners Club Rewards Points (Citibank India)
- Delhi Metro Citibank — no live route we can price out of Citibank Reward Points
- Kotak Solaris Platinum — no live route we can price out of Kotak Reward Points
- RBL vCard — no live route we can price out of RBL Reward Points
- IndusInd PAYBACK Credit Card — no live route we can price out of PAYBACK Points (now Zillion Coins)
- Citibank Platinum Credit Card — no live route we can price out of Citibank Reward Points
- Citibank Gold Credit Card — no live route we can price out of Citibank Reward Points
- Citibank Silver Credit Card — no live route we can price out of Citibank Reward Points
- Citibank Woman's Credit Card — no live route we can price out of Citibank Reward Points
- CRY Citibank Credit Card — no live route we can price out of Citibank Reward Points
- WWF Citibank Credit Card — no live route we can price out of Citibank Reward Points
- MTV Citibank Credit Card — no live route we can price out of Citibank Reward Points
- Hutch Citibank Credit Card — no live route we can price out of Citibank Hutch Talk Points
- Reliance Gold Credit Card — no live route we can price out of Citibank Reward Points
- Reliance Silver Credit Card — no live route we can price out of Citibank Reward Points
- Maruti Suzuki AutoCard — no live route we can price out of Citibank Maruti Auto Points
- IndianOil Citibank Credit Card — no live route we can price out of Citibank IndianOil Turbo Points
- Citi Titanium Cash Rewards Credit Card — no live route we can price out of Citibank Cash Reward Points
- First Citizen Citibank Platinum Credit Card — no live route we can price out of Shoppers Stop First Citizen Points
- Citibank Rewards Domestic Credit Card — no live route we can price out of Citibank Reward Points
- ABN AMRO One — no live route we can price out of Statement cashback (₹)
- ABN AMRO Titanium One — no live route we can price out of Statement cashback (₹)
- ABN AMRO Smart Miles Titanium — no live route we can price out of ABN AMRO Smart Miles
- Yatra Barclaycard Platinum — no live route we can price out of BarclaycardPoints
- Barclaycard Gold — no live route we can price out of BarclaycardPoints
- Barclays Premier League Barclaycard — no live route we can price out of BarclaycardPoints
- Times Card from Barclaycard and TimesofMoney — no live route we can price out of BarclaycardPoints
- Deutsche Bank Miles & More Signature — no live route we can price out of Lufthansa Miles & More
- Deutsche Bank Miles & More Platinum — no live route we can price out of Lufthansa Miles & More
- Federal Bank SBI Platinum Card — no live route we can price out of SBI Reward Points
- HDFC Bank Idea International Silver — no live route we can price out of HDFC Reward Points
- HSBC Spencer's Retail Classic — no live route we can price out of HSBC Spencer's Retail Reward Points
- Chennai Metro SBI Card — no live route we can price out of SBI Reward Points
- Mumbai Metro SBI Card — no live route we can price out of SBI Reward Points
- SBI Platinum Card — no live route we can price out of SBI Reward Points
- SBI Signature Card — no live route we can price out of SBI Reward Points
- SpiceJet SBI Card — no live route we can price out of SBI Reward Points
- SBI Railway Card — no live route we can price out of SBI Railway Points
- SBI Gold & More Card — no live route we can price out of SBI Reward Points
- SBI Silver & More Card — no live route we can price out of SBI Reward Points
- SBI Maruti Card — no live route we can price out of SBI Maruti Auto Points
- Federal Bank SBI Gold 'N More — no live route we can price out of SBI Reward Points
- SBI Card ELITE Advantage — no live route we can price out of SBI Reward Points
- SBI Card PRIME Advantage — no live route we can price out of SBI Reward Points
- SimplyCLICK Advantage SBI Card — no live route we can price out of SBI Reward Points
- SimplySAVE Advantage SBI Card — no live route we can price out of SBI Reward Points
- Amex MakeMyTrip Credit Card — no live route we can price out of PAYBACK Points (now Zillion Coins)
- Andhra Bank VISA Platinum Credit Card — no live route we can price out of ABLE REWARDS Points
- Andhra Bank VISA Gold Credit Card — no live route we can price out of ABLE REWARDS Points
- Andhra Bank VISA Classic Credit Card — no live route we can price out of ABLE REWARDS Points
- Andhra Bank MasterCard Credit Card — no live route we can price out of ABLE REWARDS Points
- ICICI Bank HPCL Gold — no live route we can price out of PAYBACK Points (now Zillion Coins)
- ICICI Bank HPCL Silver — no live route we can price out of PAYBACK Points (now Zillion Coins)
- Toyota ICICI Bank Co-Branded — no live route we can price out of PAYBACK Points (now Zillion Coins)
- ICICI Bank Gitanjali Jewellery — no live route we can price out of PAYBACK Points (now Zillion Coins)
- SyndicateBank Global Credit Card Classic — no live route we can price out of SyndicateBank Reward Points
- SyndicateBank Global Credit Card Gold — no live route we can price out of SyndicateBank Reward Points
- BOBCARD Bombay Bullion — no live route we can price out of BOBCARD Reward Points
- RBL IGU NHS Golf World Card — no live route we can price out of RBL Reward Points
- RBL India Startup Club World — no live route we can price out of RBL Reward Points
- RBL India Startup Club Platinum — no live route we can price out of RBL Reward Points
- RBL Platinum Cricket — no live route we can price out of RBL Reward Points
- RBL Edition Black — no live route we can price out of Statement cashback (₹)
- RBL Freedom SuperCard — no live route we can price out of RBL Reward Points
- SBI Student Plus Advantage Card — no live route we can price out of SBI Reward Points
- SBI Mumbai Card — no live route we can price out of SBI Reward Points
- SBI Apna Bazaar Card — no live route we can price out of SBI Reward Points
- SBI UBI Gold Card — no live route we can price out of SBI Reward Points
- SBI UBI Card — no live route we can price out of SBI Reward Points
- SBI Advantage Platinum Card — no live route we can price out of SBI Reward Points
- SBI Advantage Signature Card — no live route we can price out of SBI Reward Points
- Bajaj Finserv RBL Bank CA SuperCard — no live route we can price out of RBL Reward Points
- Bajaj Finserv RBL Bank Doctor's SuperCard — no live route we can price out of RBL Reward Points
- ETMONEY RBL Bank LoanPass Credit Card — no live route we can price out of RBL Reward Points
- SBI Gold Card (pre-2009) — no live route we can price out of SBI Reward Points
- SBI Advantage Card (pre-2009) — no live route we can price out of SBI Reward Points
- SBI Employee Card — no live route we can price out of SBI Reward Points
- Hero Honda SBI Card — no live route we can price out of SBI Reward Points
- RBL Bank Practo Plus Credit Card — no live route we can price out of Practo HealthCash
- Easyday Kotak Titanium Card — no live route we can price out of Kotak Reward Points
- Easyday Kotak Silver Card — no live route we can price out of Kotak Reward Points
- LIC Axis Bank Titanium — no live route we can price out of LIC Axis Bank Reward Points
- LIC Axis Bank Gold — no live route we can price out of LIC Axis Bank Reward Points
- ICICI Unifare Bangalore Metro — no live route we can price out of PAYBACK Points (now Zillion Coins)
- ICICI Unifare Mumbai Metro — no live route we can price out of PAYBACK Points (now Zillion Coins)
- SBI Platinum Card (2007) — no live route we can price out of SBI Reward Points
- SBI Doctors Card — no live route we can price out of SBI Reward Points
- IndusInd Bank Miles & More Signature — no live route we can price out of Lufthansa Miles & More
- IndusInd Bank Miles & More Platinum — no live route we can price out of Lufthansa Miles & More
- SBI Platinum Card (2010) — no live route we can price out of SBI Reward Points
- BOBCARD Titanium — no live route we can price out of BOBCARD Reward Points
- BOBCARD Elite Platinum — no live route we can price out of BOBCARD Reward Points
- BOBCARD Select Platinum — no live route we can price out of BOBCARD Reward Points
- BOBCARD Signature — no live route we can price out of BOBCARD Reward Points
- BOBCARD Assure — no live route we can price out of BOBCARD Reward Points
- BOB Financial Paytm Credit Card — no live route we can price out of BOBCARD Reward Points
How is this ranking computed?
For each card we take every active transfer route out of its currency, apply the ratio that card actually gets (variant ratios included), and multiply by the destination program's house ₹/point from the valuation index — the same arithmetic as the optimizer. The strong number is the best such route: the real ceiling, per point, before any transfer bonus. Routes into programs we haven't priced don't count — we don't invent valuations.
Same engines as the calculator, the optimizer and the lounge map. When the data moves, this page moves — see the tracker.
Straight answers
How many cards are in this transfers ranking?
98 of the 973 Indian personal cards on the desk are ranked here. 547 are listed unranked with the computed reason — no ceiling — nothing to transfer to — because a card we can't rank honestly gets named, not hidden. A further 328 are carried but not valued at all — 51 with no annual fee any issuer document states, 231 whose issuer has not published how the card earns, 46 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /best/business, because pricing an MSME card against a personal wallet answers a question nobody asked (ADR 0012).
How up to date is this list?
The records behind this board — the transfer ratios we could re-read, and the house valuations they price against — carry re-verification dates from 1 Jun 2026 to 25 Sept 2026; the board is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.
Which transfer-partner credit cards in India have no annual fee?
15 of the 98 ranked here are lifetime free. The best on ceiling ₹/pt is HSBC Platinum at ₹1.07/pt. This board's call, HSBC Premier (Metal), costs ₹12,000 joining, then ₹20,000/yr and reaches ₹2.15/pt — that gap is what the fee buys.
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