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Best travel credit cards at ₹5 lakh or more a month

Axis Magnus comes first: it is worth ₹2,70,000 a year at ₹5 lakh a month after the fee.

Verified 659 sources

The top 3

Axis Magnus credit card

Axis Magnus

Axis Bank

₹2,70,000 a year at ₹5 lakh a month

Ranked higher: its bonus category adds ₹46,100 a year

Keep Reward rate 2.4%–12%

Axis Magnus for Burgundy

Axis Bank

₹5,40,000 a year at ₹5 lakh a month

Ranked higher: its bonus category adds ₹92,200 a year

Keep Reward rate 4.8%–24%

Most back on every ₹100 of travel: Paytm HDFC Bank Select, 1.00% .

The full ranking

238 cards, best first. Ranked by what each is worth a year at ₹5 lakh a month, on a typical spending mix, after the fee. Bonus categories count; vouchers count at half. How we rank

Travel: ranks 1 to 25
Card₹ a yearFee
1. Axis MagnusAxis Bank · break-even ₹52k · cuts utilities and fuel · Ranked higher: its bonus category adds ₹46,100 a year ₹2,70,000₹12,500 fee
2. Axis Magnus for BurgundyAxis Bank · break-even ₹63k · cuts utilities and fuel · Ranked higher: its bonus category adds ₹92,200 a year ₹5,40,000₹30,000 fee
3. HSBC Premier (Metal)HSBC · break-even ₹30k · cuts fuel ₹3,18,400₹12,000 joining + ₹20,000/yr
4. HDFC Diners Club Black MetalHDFC Bank · break-even ₹27k · cuts fuel · Ranked higher: its bonus category adds ₹79,000 a year ₹2,27,800₹10,000 fee
5. HDFC Infinia MetalHDFC Bank · Invite only · break-even: first rupee · cuts fuel · Ranked higher: its bonus category adds ₹79,000 a year ₹1,87,800₹12,500 fee
6. HSBC TravelOneHSBC · break-even ₹13k · cuts utilities and fuel ₹2,21,600₹4,999 fee
7. Axis OlympusAxis Bank · Invite only · break-even: first rupee · cuts utilities and fuel ₹2,01,600₹20,000 fee
8. Axis Burgundy PrivateAxis Bank · Invite only · break-even ₹1.7L · cuts utilities and fuel ₹2,02,400₹1,00,000 fee
9. IndusInd TigerIndusInd Bank · break-even: first rupee · cuts fuel ₹2,74,100₹0 fee, lifetime free
10. ICICI Emeralde Private MetalICICI Bank · Invite only · break-even: first rupee · cuts fuel · Ranked higher: its bonus category adds ₹90,000 a year ₹1,27,200₹12,499 fee
11. Kotak SolitaireKotak Mahindra Bank · Invite only · break-even ₹83k · cuts utilities and fuel · Ranked higher: its bonus category adds ₹63,000 a year ₹1,26,200₹0 joining + ₹25,000/yr
12. HSBC PrivéHSBC · Invite only · break-even ₹3.5L ₹1,24,600₹2,75,000 fee
13. KrisFlyer SBI Card APEXSBI Card · break-even ₹31k · cuts utilities and fuel ₹1,70,600₹9,999 fee
14. IndusInd PIONEER PrivateIndusInd Bank · Invite only · break-even ₹81k · cuts fuel ₹1,55,400₹25,000 fee
15. YES Private PrimeYES Bank · Invite only · break-even ₹34k ₹1,50,000₹20,000 joining + ₹10,000/yr
16. YES PrivateYES Bank · Invite only · break-even ₹34k ₹1,50,000₹50,000 joining + ₹10,000/yr
17. BOBCARD Etihad Guest PremiumBOBCARD (Bank of Baroda) · break-even ₹23k · cuts fuel ₹1,58,800₹5,000 fee
18. Axis Bank ReserveAxis Bank · break-even ₹1.7L · cuts utilities and fuel ₹1,51,200₹50,000 fee
19. RBL NovaRBL Bank · break-even ₹63k · cuts utilities and fuel ₹1,40,800₹12,500 fee
20. Standard Chartered UltimateStandard Chartered · break-even ₹17k · cuts fuel ₹1,50,900₹5,000 fee
21. Axis Miles & More World SelectAxis Bank · break-even ₹2k · cuts utilities and fuel ₹1,50,700₹10,000 joining + ₹4,500/yr
22. YES Bank MarqueeYES Bank · break-even: first rupee · cuts fuel · Ranked higher: its bonus category adds ₹27,000 a year ₹1,20,900₹9,999 joining + ₹4,999/yr
23. Bandhan Bank Lumina Credit CardBandhan Bank · break-even ₹42k ₹1,50,000₹9,999 fee
24. Standard Chartered BeyondStandard Chartered · Invite only · break-even ₹81k · cuts fuel ₹1,30,900₹15,000 joining + ₹25,000/yr
25. Axis Bank PRIMUSAxis Bank · Invite only · break-even ₹3.8L · Ranked lower: includes ₹75,000 in vouchers ₹75,000₹5,00,000 joining + ₹3,00,000/yr
Ranks 26 to 238 213 cards
  1. ICICI Times Black ₹1,62,800
  2. Standard Chartered Priority Visa Infinite ₹1,20,000 · Invite only
  3. Kotak Air+ Prime ₹1,00,800 · Ranked higher: its bonus category adds ₹27,000 a year
  4. Kotak Air+ ₹1,00,800 · Ranked higher: its bonus category adds ₹27,000 a year
  5. RBL Lumière ₹62,800 · Invite only · Ranked higher: its bonus category adds ₹48,000 a year
  6. HDFC Regalia Gold ₹1,07,900 · Ranked higher: its bonus category adds ₹29,200 a year
  7. Axis Horizon ₹99,300 · Ranked higher: its bonus category adds ₹18,000 a year
  8. DBS Altitude ₹1,07,800 · Invite only
  9. IDFC FIRST Diamond Reserve ₹82,500 · Ranked higher: its bonus category adds ₹29,800 a year
  10. Scapia (Federal Bank) ₹1,00,800
  11. Scapia (Axis Bank) ₹1,00,800
  12. IndusInd Avios Visa Infinite ₹1,14,600
  13. Equitas PowerMiles ₹84,600 · Ranked higher: its bonus category adds ₹27,000 a year
  14. IDFC FIRST Ashva ₹1,33,200 · Ranked lower: includes points worth full value only in one app
  15. IDFC FIRST Mayura ₹1,67,900 · Ranked lower: includes points worth full value only in one app
  16. Equitas PowerMiles Secured ₹79,600 · Ranked higher: its bonus category adds ₹27,000 a year
  17. HSBC Platinum ₹67,200 · Ranked higher: its bonus category adds ₹40,000 a year
  18. IndiGo IDFC FIRST Secured ₹97,500
  19. IDFC FIRST Private ₹3,15,000 · Invite only · Ranked lower: includes points worth full value only in one app
  20. Axis Miles & More World ₹1,00,300
  21. CUB SalarySe Level UP ₹99,900
  22. CUB SalarySe Level UP Virtual ₹99,900
  23. Bandhan Bank Flare Credit Card ₹90,000
  24. KVB Eternis Credit Card ₹90,000
  25. IndiGo IDFC FIRST Dual Credit Card ₹88,000
  26. Emirates Skywards ICICI Bank Emeralde ₹89,700
  27. Shoppers Stop Black HDFC Bank ₹51,900 · Ranked higher: its bonus category adds ₹36,000 a year
  28. RBL iGlobe ₹72,500 · Invite only · Ranked higher: its bonus category adds ₹15,000 a year
  29. BOBCARD Etihad Guest ₹79,400
  30. RBL Insignia Preferred Banking World Card ₹78,500 · Invite only
  31. LIC IDFC FIRST Select ₹56,400 · Ranked higher: its bonus category adds ₹24,000 a year
  32. SBI Card MILES ELITE ₹70,400 · Ranked higher: its bonus category adds ₹14,400 a year
  33. IDFC FIRST Gaj ₹1,72,000 · Invite only · Ranked lower: includes points worth full value only in one app
  34. HDFC Diners Club Privilege ₹62,400 · Ranked higher: its bonus category adds ₹19,200 a year
  35. IDFC FIRST WOW! Black ₹34,600 · Ranked higher: its bonus category adds ₹43,200 a year
  36. SBI AURUM ₹1,09,400 · Invite only · Ranked lower: includes ₹53,000 in vouchers
  37. AU Xcite Ultra Credit Card ₹54,700 · Invite only · Ranked higher: its bonus category adds ₹21,000 a year
  38. Kotak Air ₹50,400 · Ranked higher: its bonus category adds ₹18,000 a year
  39. KrisFlyer SBI Card ₹55,700 · Ranked higher: its bonus category adds ₹11,900 a year
  40. HSBC RuPay Platinum ₹67,200
  41. SBI Card MILES PRIME ₹60,400
  42. IndiGo Kotak Premium Credit Card ₹55,400 · Ranked higher: its bonus category adds ₹10,800 a year
  43. BOBCARD Uni GoldX ₹50,400 · Ranked higher: its bonus category adds ₹12,000 a year
  44. LIC Axis Bank Signature ₹53,600 · Ranked higher: its bonus category adds ₹8,600 a year
  45. SBI Card ELITE ₹40,700 · Ranked higher: its bonus category adds ₹24,000 a year
  46. Union Bank RuPay Select ₹60,000
  47. Union Sparsh ₹60,000
  48. IndusInd Pioneer Legacy ₹46,900 · Invite only · Ranked higher: its bonus category adds ₹13,400 a year
  49. Axis Bank Privilege Easy ₹60,400
  50. SBI Card PRIME ₹39,200 · Ranked higher: its bonus category adds ₹26,400 a year
  51. CUB CSK Master World ₹50,400
  52. CUB SRH Master World ₹50,400
  53. IndusInd Pinnacle World ₹43,700 · Ranked higher: its bonus category adds ₹13,200 a year
  54. PNB Kiwi ₹25,200 · Ranked higher: its bonus category adds ₹30,000 a year
  55. Kotak White Reserve ₹1,20,000 · Ranked lower: includes ₹1,20,000 in vouchers
  56. IndusInd Legend ₹46,100 · Ranked higher: its bonus category adds ₹8,400 a year
  57. Edge+ CSB Bank RuPay Credit Card ₹50,400
  58. LIC IDFC FIRST Classic ₹36,000 · Ranked higher: its bonus category adds ₹21,100 a year
  59. IDBI Bank Euphoria World ₹43,200
  60. 1838 Reserve ICICI Bank Credit Card ₹5,000 · Invite only
  61. CRED IndusInd Bank RuPay Credit Card ₹55,900 · Invite only
  62. IDBI Bank Royale Signature ₹43,200
  63. Standard Chartered Rewards ₹43,600
  64. MakeMyTrip ICICI Bank ₹54,000 · Ranked lower: includes points worth full value only in one app
  65. Bandhan Bank Ignite Credit Card ₹33,600 · Ranked higher: its bonus category adds ₹7,500 a year
  66. Axis Bank Pride Signature ₹40,300
  67. Equitas Selfe Credit Card ₹39,500
  68. Aditya Birla Capital AU Pro ₹28,200 · Ranked higher: its bonus category adds ₹11,300 a year
  69. Kotak NRI Royale Signature ₹27,200 · Ranked higher: its bonus category adds ₹12,000 a year
  70. IDFC FIRST WOW! ₹26,000 · Ranked higher: its bonus category adds ₹12,000 a year
  71. YES Bank Zagg Credit Card ₹37,800
  72. RBL World Safari ₹38,500
  73. IDFC FIRST Select ₹19,700 · Ranked higher: its bonus category adds ₹22,200 a year
  74. IDFC FIRST Millennia ₹19,700 · Ranked higher: its bonus category adds ₹22,200 a year
  75. IDFC FIRST Classic ₹19,700 · Ranked higher: its bonus category adds ₹22,200 a year
  76. IDFC FIRST Wealth ₹19,700 · Ranked higher: its bonus category adds ₹22,200 a year
  77. Union JCB Wellness ₹29,300 · Ranked higher: its bonus category adds ₹7,500 a year
  78. Marriott Bonvoy HDFC Bank ₹39,000 · Ranked higher: its bonus category adds ₹6,000 a year
  79. AU CA Metal ₹30,000 · Ranked higher: its bonus category adds ₹9,000 a year
  80. AU CS ₹30,000 · Ranked higher: its bonus category adds ₹9,000 a year
  81. TVS Credit RBL Bank Gold ₹27,200 · Ranked higher: its bonus category adds ₹9,600 a year
  82. Axis Bank SELECT ₹35,800
  83. SimplyCLICK SBI Card ₹14,100 · Ranked higher: its bonus category adds ₹20,300 a year
  84. BOBCARD Eterna ₹33,800
  85. Edge CSB Bank RuPay Credit Card ₹20,200 · Ranked higher: its bonus category adds ₹11,500 a year
  86. Union JCB Health ₹33,000
  87. EazyDiner IndusInd Signature ₹19,600 · Ranked higher: its bonus category adds ₹10,800 a year
  88. CheQ AU Credit Card ₹28,200
  89. ICICI Bank Parakram Select ₹27,000 · Ranked higher: its bonus category adds ₹6,000 a year
  90. Indus Solitaire ₹30,100 · Invite only
  91. BOBCARD Tiara ₹28,800
  92. AU Bank Traverse Credit Card (NRI) ₹26,700
  93. Varunah Premium BOBCARD ₹28,800 · Invite only
  94. IDBI Bank Winnings ₹28,800
  95. AU Laksya Credit Card ₹28,200
  96. BPCL SBI Card OCTANE ₹16,400 · Ranked higher: its bonus category adds ₹18,000 a year
  97. AU Bank NOMO Credit Card ₹27,700
  98. Kotak Zen Signature ₹23,200 · Ranked higher: its bonus category adds ₹9,000 a year
  99. ixigo AU ₹66,600 · Ranked lower: includes points worth full value only in one app
  100. IndianOil Axis Bank Premium ₹24,400
  101. Union Bank UNICORN ₹32,500
  102. Niyo Global SBM Credit Card ₹0 · Ranked higher: its bonus category adds ₹24,000 a year
  103. IDFC FIRST HPCL Power+ ₹20,000 · Ranked higher: its bonus category adds ₹4,200 a year
  104. RBL Platinum Maxima Plus ₹21,800
  105. IDFC FIRST HPCL Power ₹20,000
  106. ICICI Bank Parakram ₹13,500 · Ranked higher: its bonus category adds ₹9,000 a year
  107. PhonePe SBI Card PURPLE ₹15,000 · Invite only · Ranked higher: its bonus category adds ₹12,000 a year
  108. DBS Spark 20 Credit Card ₹25,000
  109. BOBCARD Premier ₹19,200
  110. Varunah Plus BOBCARD ₹19,200 · Invite only
  111. Indian Army YODDHA BOBCARD ₹19,200 · Invite only
  112. Assam Rifles SENTINEL BOBCARD ₹19,200 · Invite only
  113. Coast Guard RAKSHAMAH BOBCARD ₹19,200 · Invite only
  114. UJJIVAN SFB Elite BOBCARD ₹19,200 · Invite only
  115. BOBCARD Premier (FD Backed) ₹19,200
  116. MakeMyTrip ICICI Bank Platinum ₹29,200 · Ranked lower: includes points worth full value only in one app
  117. RBL Platinum Maxima ₹19,800
  118. Federal Bank Celesta ₹14,100 · Ranked higher: its bonus category adds ₹3,600 a year
  119. IRCTC SBI Card Premier ₹45,100 · Ranked lower: includes points worth full value only in one app
  120. Indian Overseas Bank RuPay Select ₹15,000
  121. Indian Overseas Bank RuPay Platinum ₹15,000
  122. IRCTC HDFC Bank Credit Card ₹14,000 · Ranked higher: its bonus category adds ₹12,000 a year
  123. Paytm AU Credit Card ₹18,000
  124. DBS Spark 10 Credit Card ₹17,800
  125. IRCTC SBI Platinum Card ₹45,100 · Ranked lower: includes points worth full value only in one app
  126. HPCL ENERGIE BOBCARD ₹13,000
  127. Federal Bank Imperio ₹10,600 · Ranked higher: its bonus category adds ₹3,000 a year
  128. Standard Chartered Super Value Titanium ₹9,100 · Ranked higher: its bonus category adds ₹5,000 a year
  129. ICAI Exclusive BOBCARD ₹13,600 · Invite only
  130. ICSI Diamond BOBCARD ₹13,600 · Invite only
  131. CMA One BOBCARD ₹13,600 · Invite only
  132. IndianOil Easy Axis Bank ₹10,200
  133. Kotak White ₹27,000 · Ranked lower: includes ₹27,000 in vouchers
  134. RBL World Safari Lite ₹2,800 · Ranked higher: its bonus category adds ₹7,500 a year
  135. PhonePe HDFC Bank Ultimo ₹0 · Ranked higher: its bonus category adds ₹12,000 a year
  136. HDFC Bank PIXEL Times Credit Card (Rush) ₹6,000 · Ranked higher: its bonus category adds ₹6,000 a year
  137. HDFC Bank PIXEL Times Credit Card (Move) ₹6,000 · Ranked higher: its bonus category adds ₹6,000 a year
  138. Federal Bank Signet ₹7,100 · Ranked higher: its bonus category adds ₹1,800 a year
  139. DBS Spark 5 Credit Card ₹11,000
  140. IRCTC RBL Bank Credit Card ₹26,700 · Ranked lower: includes points worth full value only in one app
  141. Dhanlaxmi Bank RuPay Dhan Samriddhi ₹6,000
  142. Dhanlaxmi Bank RuPay Dhan Vriddhi ₹6,000
  143. DBS Vantage ₹1,32,800 · Invite only · Ranked higher: its bonus category adds ₹24,000 a year
  144. YES Bank RESERV ₹80,100 · Ranked higher: its bonus category adds ₹18,000 a year
  145. SpiceJet Axis Bank Voyage Black ₹88,600
  146. IndiGo SBI Card ELITE ₹59,900 · Ranked higher: its bonus category adds ₹18,000 a year
  147. IndiGo Axis Bank Premium Credit Card ₹57,900 · Ranked higher: its bonus category adds ₹18,000 a year
  148. Landmark Rewards SBI Card PRIME ₹30,200 · Ranked higher: its bonus category adds ₹41,400 a year
  149. Emirates Skywards ICICI Bank Sapphiro ₹67,500
  150. YES Bank BYOC (Rewards) ₹55,800
  151. IndusInd Pioneer Heritage ₹45,100 · Invite only · Ranked higher: its bonus category adds ₹10,800 a year
  152. Samsung Axis Bank Signature ₹50,400
  153. Landmark Rewards SBI Card SELECT ₹29,700 · Ranked higher: its bonus category adds ₹23,400 a year
  154. ICICI Bank Emeralde ₹51,900
  155. YES Bank Wellness Plus ₹40,800 · Ranked higher: its bonus category adds ₹10,800 a year
  156. Axis Bank Privilege ₹52,400
  157. YES Bank ELITE+ ₹40,800 · Ranked higher: its bonus category adds ₹9,000 a year
  158. SpiceJet Axis Bank Voyage ₹44,600
  159. YES Essence ₹28,200 · Ranked higher: its bonus category adds ₹15,000 a year
  160. SBI Card PULSE ₹29,700 · Ranked higher: its bonus category adds ₹12,000 a year
  161. Apollo SBI Card SELECT ₹33,400 · Ranked higher: its bonus category adds ₹20,500 a year
  162. IndusInd Indulge ₹39,900 · Invite only
  163. Axis Bank My Zone ₹19,900 · Ranked higher: its bonus category adds ₹19,800 a year
  164. ICICI Bank Expressions ₹39,300
  165. Axis Bank NEO ₹4,800 · Ranked higher: its bonus category adds ₹33,100 a year
  166. Standard Chartered EaseMyTrip ₹28,200 · Ranked higher: its bonus category adds ₹9,600 a year
  167. RBL Icon ₹36,300
  168. IndiGo SBI Card ₹28,700 · Ranked higher: its bonus category adds ₹7,200 a year
  169. IndiGo Kotak Credit Card ₹28,700 · Ranked higher: its bonus category adds ₹7,200 a year
  170. PhonePe SBI Card SELECT BLACK ₹29,000 · Invite only · Ranked higher: its bonus category adds ₹18,000 a year
  171. Axis Bank Platinum ₹30,200
  172. IDFC FIRST SWYP ₹11,500 · Ranked higher: its bonus category adds ₹24,700 a year
  173. IndiGo Axis Bank Credit Card ₹26,200 · Ranked higher: its bonus category adds ₹7,200 a year
  174. ICICI Sapphiro ₹31,700
  175. YES Bank SELECT ₹26,700 · Ranked higher: its bonus category adds ₹6,000 a year
  176. SBI Card MILES ₹30,200
  177. ICICI Bank Rubyx ₹30,500
  178. ICICI Bank Rubyx against FD ₹30,500
  179. ICICI Bank NRI Sapphiro ₹26,700 · Ranked higher: its bonus category adds ₹4,500 a year
  180. Union Bank DIVAA ICON ₹30,000
  181. IRCTC BOBCARD ₹27,900
  182. ICICI Bank HPCL Super Saver ₹28,200
  183. RBL Platinum Edge ₹29,000
  184. ICICI Bank Coral ₹29,200
  185. ICICI Bank Coral against FD ₹29,200
  186. ICICI Bank NRI Coral ₹26,700
  187. Adani One ICICI Bank Signature ₹78,600 · Ranked lower: includes points worth full value only in one app
  188. Union Bank NEXTERIA ₹33,800
  189. RBL World Safari Plus ₹26,600 · Invite only · Ranked lower: includes ₹20,000 in vouchers
  190. Axis Bank Pride Platinum ₹20,200
  191. IndusInd Celesta ₹14,900 · Invite only · Ranked higher: its bonus category adds ₹5,000 a year
  192. Axis Bank My Zone Easy ₹19,700
  193. Bandhan Bank Sparks Credit Card ₹15,000 · Ranked higher: its bonus category adds ₹4,500 a year
  194. RBL Bank Blockbuster ₹15,900 · Ranked higher: its bonus category adds ₹5,100 a year
  195. IndusInd Crest ₹14,900 · Invite only · Ranked higher: its bonus category adds ₹3,800 a year
  196. IndusInd Platinum Aura Edge ₹11,300 · Ranked higher: its bonus category adds ₹7,200 a year
  197. Kotak League Platinum ₹16,600
  198. Adani One ICICI Bank Platinum ₹53,400 · Ranked lower: includes points worth full value only in one app
  199. Axis Bank REWARDS ₹14,200
  200. RBL Bank Patanjali Swarn ₹11,100
  201. Axis Bank Titanium Smart Traveller ₹10,100
  202. IndianOil Axis Bank Credit Card ₹10,200
  203. Axis Bank Freecharge ₹6,500 · Invite only
  204. Titan SBI Card ₹33,000 · Ranked lower: includes points worth full value only in one app
  205. PhonePe HDFC Bank Uno ₹0 · Ranked higher: its bonus category adds ₹6,000 a year
  206. Reliance SBI Card PRIME ₹37,000 · Ranked lower: includes points worth full value only in one app
  207. RBL Platinum LifeEasy ₹1,000 · Ranked higher: its bonus category adds ₹2,400 a year
  208. HSBC Taj −₹62,100 · Invite only · Ranked higher: its bonus category adds ₹11,900 a year
  209. AU Zenith ₹42,300
  210. AU Ananta ₹39,200 · Ranked higher: its bonus category adds ₹8,100 a year
  211. AU Vetta ₹29,200
  212. AU Zenith+ ₹24,600
  213. Axis Bank My Wings ₹19,700
Priced, but not ranked here 317 cards

Closed — withdrawn; holders keep it, and there is no way in. (202): Axis Atlas (#691), Kotak Infinite (#692), Axis Bank Vistara Infinite Credit Card (#693), HDFC Harley-Davidson Diners Club (#694), MakeMyTrip ICICI Bank Signature (#695), Samsung Axis Bank Infinite (#696), Emirates Skywards ICICI Bank Rubyx (#697), Chennai Super Kings ICICI Bank (#698), Air India SBI Signature Card (#699), Club Vistara SBI Card PRIME (#700), Axis Bank Vistara Signature Credit Card (#701), Club Vistara SBI Card (#702), Axis Bank Vistara Credit Card (#703), Air India SBI Platinum Card (#704), HDFC Regalia (#705), HDFC Regalia Activ (#706), IndusInd Iconia Amex (#707), Etihad Guest SBI Premier Card (#710), Etihad Guest SBI Card (#711), Axis Bank Signature (#713), IOB Gold Credit Card (#719), IOB Classic Credit Card (#720), RBL Bank MoneyTap (#721), Swiggy HDFC Bank Credit Card (#736), Best Price Save Max HDFC Bank (#740), Best Price Save Smart HDFC Bank (#741), HDFC Bank Bharat (#742), HDFC Bank Business Platinum (#744), HDFC Bank Business Regalia (#745), CSC Small Business MoneyBack HDFC Bank (#746), HDFC Bank Diners Club Black (non-metal) (#747), HDFC Bank Diners Club Miles (#748), HDFC Bank Diners Club Premium (#749), HDFC Bank Diners Club Rewardz (#750), HDFC Bank Easy EMI (#753), InterMiles HDFC Bank Diners Club (#755), InterMiles HDFC Bank Platinum (#756), InterMiles HDFC Bank Signature (#757), JetPrivilege HDFC Bank Titanium (#758), HDFC Bank MoneyBack (original) (#759), RBL Monthly Treats (#761), Pine Labs HDFC Bank (#762), Pine Labs HDFC Bank Pro (#763), Retailio HDFC Bank Business (#766), HDFC Bank Solitaire (#767), HDFC Bank Superia (#768), HDFC Bank Titanium Times (#772), YES Bank anQ Phi (#784), YES Prosperity Rewards (#785), Kotak Veer Select (#787), PVR Kotak Platinum (#788), Club Vistara IDFC FIRST (#789), InterMiles ICICI Bank Coral Credit Card (#794), Kotak Privy League Signature (#797), HDFC Bank Business MoneyBack (#798), YES First Preferred (#799), HDFC Bank Business Bharat CashBack (#800), Kotak Essentia Platinum (#818), Kotak Feast Gold (#819), Standard Chartered Emirates World (#821), Standard Chartered Landmark Rewards Platinum (#822), Standard Chartered Bandhan One (#824), Kotak Royale Signature (#825), Standard Chartered Bandhan Plus (#826), Standard Chartered Bandhan Xclusive (#827), Standard Chartered Platinum Elite (#828), Standard Chartered Bajaj Finserv Platinum (#829), Standard Chartered Bajaj Finserv World (#830), MagniFi (Federal Bank) (#834), Jet Airways Amex Platinum (#835), Poonawalla Fincorp IndusInd eLITE RuPay (#836), Amex PAYBACK Credit Card (#837), HSBC Smart Value (#845), Bajaj Finserv DBS 5X SuperCard (#846), Bajaj Finserv DBS 5X Plus SuperCard (#847), Bajaj Finserv DBS 7X SuperCard (#848), Bajaj Finserv DBS 7X Plus SuperCard (#849), Bajaj Finserv DBS 10X Signature SuperCard (#850), Bajaj Finserv DBS 10X Plus SuperCard (#851), Axis Bank MY Business (#860), British Airways ICICI Bank Premium (#864), British Airways ICICI Bank Classic (#865), Myntra Kotak (#866), RBL Bank novio (#868), Jet Airways Citibank Titanium (#872), Jet Airways Citibank Silver (#873), Jet Airways Citibank Platinum (#874), RBL Bank Black (#875), Jet Airways CitiBusiness (#876), Diners Club International British Airways (#877), RBL Bank Fun+ (#878), Taj Epicure Diners Club (#879), Delhi Metro Citibank (#880), Kotak Solaris Platinum (#881), METRO Kotak (#884), RBL vCard (#885), IndusInd PAYBACK Credit Card (#886), Citibank Platinum Credit Card (#891), RBL Titanium Delight (#892), Citibank Gold Credit Card (#893), Citibank Silver Credit Card (#894), IndusInd Iconia Visa (#896), Citibank Woman's Credit Card (#897), RBL Bank MoCash (#899), CRY Citibank Credit Card (#900), WWF Citibank Credit Card (#901), MTV Citibank Credit Card (#902), Hutch Citibank Credit Card (#903), Edge Federal Bank Visa Credit Card (#904), Reliance Gold Credit Card (#905), Reliance Silver Credit Card (#906), Maruti Suzuki AutoCard (#907), IndianOil Citibank Credit Card (#909), Citi Titanium Cash Rewards Credit Card (#911), First Citizen Citibank Platinum Credit Card (#912), Citibank Rewards Domestic Credit Card (#916), ABN AMRO One (#920), ABN AMRO Titanium One (#922), ABN AMRO Smart Miles Titanium (#923), Yatra Barclaycard Platinum (#929), Barclaycard Gold (#930), Barclays Premier League Barclaycard (#933), Times Card from Barclaycard and TimesofMoney (#934), Deutsche Bank Miles & More Signature (#935), Deutsche Bank Miles & More Platinum (#936), HSBC Advance Platinum (#939), Federal Bank SBI Platinum Card (#940), HDFC Bank Idea International Silver (#944), SBI Card ELITE Business (#951), SBI Card PRIME Business (#952), HSBC Spencer's Retail Classic (#965), Chennai Metro SBI Card (#970), Mumbai Metro SBI Card (#971), SBI Platinum Card (#972), SBI Signature Card (#973), SpiceJet SBI Card (#974), SBI Railway Card (#975), SBI Gold & More Card (#976), PVR Kotak Gold (#977), Kotak Urbane Gold (#978), SBI Maruti Card (#979), Federal Bank SBI Gold 'N More (#982), SBI Card ELITE Advantage (#984), SBI Card PRIME Advantage (#985), SimplyCLICK Advantage SBI Card (#986), SimplySAVE Advantage SBI Card (#987), Amex MakeMyTrip Credit Card (#996), Andhra Bank VISA Platinum Credit Card (#1,004), Andhra Bank VISA Gold Credit Card (#1,005), Andhra Bank VISA Classic Credit Card (#1,006), Andhra Bank MasterCard Credit Card (#1,007), ICICI Bank HPCL Gold (#1,018), ICICI Bank HPCL Silver (#1,019), Kotak Mojo Platinum (#1,025), Toyota ICICI Bank Co-Branded (#1,030), Kotak Veer Platinum (#1,031), ICICI Bank Gitanjali Jewellery (#1,032), SyndicateBank Global Credit Card Classic (#1,046), SyndicateBank Global Credit Card Gold (#1,047), IndusInd Bank Gold Credit Card (#1,057), BOBCARD Bombay Bullion (#1,059), RBL IGU NHS Golf World Card (#1,060), RBL India Startup Club World (#1,061), RBL India Startup Club Platinum (#1,062), RBL Platinum Cricket (#1,068), RBL Edition Black (#1,069), RBL Freedom SuperCard (#1,070), SBI Student Plus Advantage Card (#1,073), SBI Apna Bazaar Card (#1,074), SBI Advantage Platinum Card (#1,078), SBI Advantage Signature Card (#1,079), Bajaj Finserv RBL Bank CA SuperCard (#1,080), Bajaj Finserv RBL Bank Doctor's SuperCard (#1,081), ETMONEY RBL Bank LoanPass Credit Card (#1,082), SBI Gold Card (pre-2009) (#1,086), SBI Advantage Card (pre-2009) (#1,087), SBI Employee Card (#1,088), Hero Honda SBI Card (#1,089), SBI Silver & More Card (#1,091), RBL Bank Practo Plus Credit Card (#1,092), Easyday Kotak Titanium Card (#1,093), Easyday Kotak Silver Card (#1,094), LIC Axis Bank Titanium (#1,095), LIC Axis Bank Gold (#1,096), ICICI Unifare Bangalore Metro (#1,097), ICICI Unifare Mumbai Metro (#1,098), IndusInd Bank Business Gold Credit Card (#1,100), SBI Platinum Card (2007) (#1,103), SBI Doctors Card (#1,107), IndusInd Bank Miles & More Signature (#1,119), IndusInd Bank Miles & More Platinum (#1,120), SBI Platinum Card (2010) (#1,124), SBI UBI Card (#1,125), SBI UBI Gold Card (#1,126), BOBCARD Titanium (#1,127), BOBCARD Elite Platinum (#1,128), BOBCARD Select Platinum (#1,129), SBI Mumbai Card (#1,130), BOBCARD Signature (#1,131), BOBCARD Assure (#1,132), BOB Financial Paytm Credit Card (#1,133), BOBCARD Corporate Premium (#1,134) .

A business card — ranked against other business cards, not against personal ones. (53): HDFC Biz Black Metal (#13), HDFC BizPower (#14), Paytm HDFC Bank Business (#192), Paytm HDFC Bank Select Business (#194), Flipkart Wholesale HDFC Bank (#195), HDFC Bank BizGrow (#218), Kotak BizEdge Credit Card (#233), HDFC Bank Biz First (#293), HDFC Bank GIGA Business (#294), HDFC Bank Micro Enterprise Business (#295), HDFC Bank Corporate Premium (#422), HDFC Bank Purchase Premium (#427), HDFC Bank Purchase MoneyBack (#428), Kotak Biz (#429), HDFC Bank Purchase Reward (#434), HDFC Bank Purchase Card (#435), Axis Bank Business Supreme Visa (#439), Axis Bank Business Supreme Mastercard (#440), Axis Bank Corporate Credit Card (#441), ICICI Bank Business Advantage Black (#443), ICICI Bank Business Advantage Blue (#444), ICICI Bank Platinum Business Card (#446), ICICI Bank Corporate Platinum (#450), ICICI Bank Business Ascent Amex (#451), ICICI Bank Business Essential Amex (#453), ICICI Bank Gold Business Card (#456), ICICI Bank Corporate Gold (#457), Kotak Solitaire Business (#459), IDFC FIRST Corporate (#468), IDFC FIRST Business Multiplier (#469), BOBCARD EMPOWER (#475), YES First Business (#477), YES Prosperity Business (#478), RBL Corporate T&E Platinum (#486), RBL Corporate T&E Gold (#487), RBL RazorpayX Corporate T&E (#488), RBL Corporate Purchase Procure+ (#489), RBL RazorpayX Corporate Purchase (#490), RBL Corporate Purchase Tax+ (#491), IndusInd Saarthi Business (#502), IndusInd Vrddhi Business (#503), IDFC FIRST Purchase (#505), IDFC FIRST Business Max (#506), IDFC FIRST Micro Enterprise (#507), IDFC FIRST Business (#508), AU Business Cashback Credit Card (#511), Canara Bank VISA Corporate (#532), PNB Corporate VISA (#538), Aditya Birla Capital AU Biz (#554), Axis Bank Purchase Reward Card (#560), Union Bank Micro Enterprise (#589), IB-VISA-Business (#590), YES First Corporate (#591) .

Unconfirmed — no issuer page we can find says whether it is still issued. (52): Scapia (BOBCARD) (#600), PNB LUXURA Metal (RuPay) (#602), PNB LUXURA Metal (Visa Infinite) (#603), Amazon Pay Kotak Business Credit Card (#604), Canara Bank Select / World / Signature (#605), Canara Bank Platinum (#606), PNB Premium Metal LUXURA (#607), Edge+ CSB Bank Mastercard Credit Card (#608), RBL World Plus (#610), RBL World Prime (#611), RBL World Max (#612), Paytm SBI Card SELECT (#614), Paytm SBI Card (#615), KVB SBI Signature Card (#616), KVB SBI Platinum Card (#617), South Indian Bank SBI Platinum Card (#618), Apollo SBI Card (#619), Shaurya SBI Card (#620), Doctor's SBI Card (#621), Shaurya Select SBI Card (#622), PNB Parakram (#623), PNB Zaggle Twin (#624), Eternal SBI Card (#625), SBI Card Unnati (#626), HDFC Bank Business Regalia First (#630), Kotak Delight Platinum (#636), BOBCARD Prime (#637), Canara Bank Classic / Standard (#638), PNB Visa Signature (#639), Canara Bank Gold (#640), PNB Patanjali RuPay Select (#641), IB-VISA-Bharat (#642), PNB RuPay Millennial (#643), IB-VISA-Gold (#644), PNB RuPay Select (#645), PNB SALARY RuPay Select (#646), IB-VISA-Platinum (#648), IB-RuPay-Classic (#649), IB-RuPay-Platinum (#650), IB-RuPay-Select (#651), PNB BLISS (#659), Federal Bank VALUEMAX Credit Card (#660), IOB SalarySe Rise UP (#661), PNB EMT RuPay Platinum (#663), PNB Patanjali RuPay Platinum (#664), PNB RuPay Platinum (#666), BOBCARD ConQR (#667), PNB SALARY RuPay Platinum (#669), BOBCARD Micro Enterprise (#670), BOBCARD CORPORATE (#671), Google Pay Flex SBI Card (#682), Equitas Tiga Secured (#689) .

Paused — the issuer has stopped taking new applications for it. (10): Amex Platinum Travel (#596), Amex Platinum Charge (#597), Amex Membership Rewards Card (#598), Amex Platinum Reserve (#599), Amex SmartEarn (#601), Amex Gold Charge (#609), Flipkart Axis Bank Super Elite (#613), HDFC Bank Regalia First (#634), OneCard Metal (#647), RBL Platinum Classic (#668) .

On sale, but not priced 77 cards

On sale today, some by invitation only, but their banks have not published an annual fee or an earn rate, so there is no honest figure to rank them on.

How we rank

Every travel card you can be issued today, priced at ₹5 lakh a month — the start of your range, ₹5 lakh or more — on a typical Indian spending mix: each card's own published earn rate on each kind of spend, plus its milestone and bonus payouts, minus the annual fee unless that spend waives it. Cards our own verdict says to keep come first, then downgrade, then cancel; inside each, the higher yearly value ranks higher, and a tie goes to our overall ranking. The order uses the same figures with these corrections, so a card cannot lead on money a reader rarely collects: fixed rupee vouchers count at half their face value, while a free night paid in the card’s own points counts in full, like any other points; points that are only worth their full value inside one app count at what they fetch anywhere else; a reward tier the issuer calls promotional does not count, and a base rate the issuer time-boxes counts only at the rate it publishes for afterwards, or not at all; each card’s published bonus category counts on a realistic share of spend; a card offered only by invitation from the bank’s own clients, or only to one profession, never ranks first, and below ₹1 lakh a month stays out of the top five; and a card the bank keeps only above a yearly spend it publishes ranks below every card without that bar when your spend falls short of it. 77 cards on sale today are not priced at all, because their bank has not published a fee or an earn rate.

Every figure comes from each card's own published fee and earn rate. How we value cards.