Best credit cards for hotel status in October 2026

No bundled hotel/dining membership or elite-status grant (641): HDFC Infinia Metal , Axis Magnus for Burgundy , HDFC Diners Club Black Metal , Axis Burgundy Private , HSBC Premier (Metal) , IDFC FIRST Private , Axis Magnus , IDFC FIRST Gaj , HDFC Regalia Gold , IDFC FIRST Mayura , IndusInd Tiger , RBL Nova , HSBC TravelOne , IDFC FIRST Ashva , Kotak Air+ Prime , Kotak Air+ , Standard Chartered Beyond , Standard Chartered Ultimate , Axis Miles & More World Select , IndusInd PIONEER Private , DBS Altitude , DBS Spark 5 Credit Card , DBS Spark 10 Credit Card , DBS Spark 20 Credit Card , IDFC FIRST Diamond Reserve , KrisFlyer SBI Card APEX , Standard Chartered Priority Visa Infinite , Bandhan Bank Lumina Credit Card , Bandhan Bank Flare Credit Card , Bandhan Bank Ignite Credit Card , Bandhan Bank Sparks Credit Card , IndiGo IDFC FIRST Dual Credit Card , ICICI Times Black , Axis Horizon , YES Bank Marquee , HDFC Diners Club Privilege , HSBC Privé , Axis Bank PRIMUS , HSBC Taj , Scapia (Federal Bank) , Scapia (Axis Bank) , Edge CSB Bank RuPay Credit Card , ixigo AU , IndusInd Avios Visa Infinite , BOBCARD Etihad Guest , Tata Neu Infinity HDFC Bank , Tata Neu Infinity SBI Card , SBI Card MILES PRIME , AU CA Metal , AU CS , HSBC Live+ , HSBC RuPay Cashback , Equitas PowerMiles , IDBI Bank LIC Eclat Select , Equitas Selfe Credit Card , BOBCARD Eterna , Axis Miles & More World , Axis Bank SELECT , Amazon Pay ICICI Bank , IDBI Bank Euphoria World , IDBI Bank Royale Signature , Indus Solitaire , HSBC Platinum , HSBC RuPay Platinum , IDBI Bank Winnings , Adani One ICICI Bank Signature , IndiGo SBI Card ELITE , IndiGo Axis Bank Premium Credit Card , IDFC FIRST WOW! , Niyo Global SBM Credit Card , YES Bank RESERV , RBL iGlobe , YES Private Prime , YES Private , SpiceJet Axis Bank Voyage Black , Kotak Solitaire , SBI Card MILES ELITE , IndiGo SBI Card , IndiGo Kotak Credit Card , EazyDiner IndusInd Signature , Tata Neu Plus HDFC Bank , RBL World Safari , RBL World Safari Lite , RBL World Safari Plus , PhonePe HDFC Bank Ultimo , Kotak Air , Shoppers Stop Black HDFC Bank , SBI Card ELITE , IndiGo Kotak Premium Credit Card , BOBCARD Tiara , Paytm HDFC Bank Select , MakeMyTrip ICICI Bank Platinum , Axis Bank Privilege , Kotak White , Kotak White Reserve , RBL Bank Patanjali Swarn , AU Ananta , PhonePe HDFC Bank Uno , Kotak NRI Royale Signature , Edge+ CSB Bank RuPay Credit Card , RBL Insignia Preferred Banking World Card , SBI Card PRIME , RBL Icon , SpiceJet Axis Bank Voyage , IndianOil Axis Bank Premium , IndiGo Axis Bank Credit Card , SBI Card MILES , IDFC FIRST Select , IDFC FIRST WOW! Black , RBL Signature Banking , Kotak Zen Signature , RBL Aspire Banking , Union Bank UNICORN , ICICI Bank Emeralde , Union Bank NEXTERIA , Federal Bank Imperio , RBL Platinum Maxima Plus , IRCTC HDFC Bank Credit Card , KrisFlyer SBI Card , SBI Card PULSE , Union Bank DIVAA ICON , Union Bank RuPay Select , Union Sparsh , BOBCARD Uni GoldX , ICICI Bank Coral , YES Bank Zagg Credit Card , MakeMyTrip ICICI Bank , ICICI Bank Expressions , ICICI Bank HPCL Super Saver , Tata Neu Plus SBI Card , Union JCB Wellness , Union JCB Health , Union Bank RuPay Platinum , IndusInd Legend , Federal Bank Celesta , Federal Bank Signet , IndusInd Pioneer Legacy , AU Zenith , Axis Bank My Zone , LIC Axis Bank Signature , Fibe Axis Bank Credit Card , Axis Bank ACE , Adani One ICICI Bank Platinum , BPCL SBI Card OCTANE , Standard Chartered Rewards , Axis Bank REWARDS , Samsung Axis Bank Signature , Flipkart Axis Bank Credit Card , Axis Bank NEO , SBI AURUM , HDFC PIXEL Go , IRCTC SBI Card Premier , HDFC Bank Millennia , HDFC Bank PIXEL Play , HDFC Bank Freedom , RBL Platinum Edge , IndusInd Pinnacle World , IDFC FIRST Millennia , IDFC FIRST Classic , LIC IDFC FIRST Select , IDFC FIRST HPCL Power+ , Flipkart SBI Card , IDFC FIRST SWYP , RBL Platinum Maxima , CheQ AU Credit Card , Titan SBI Card , Reliance SBI Card PRIME , Landmark Rewards SBI Card PRIME , PhonePe SBI Card SELECT BLACK , Apollo SBI Card SELECT , RBL Apex , CRED IndusInd Bank RuPay Credit Card , Standard Chartered Super Value Titanium , CASHBACK SBI Card , Axis Bank Cashback , Axis Bank Freecharge Plus , Axis Bank SuperMoney RuPay , Paytm HDFC Bank Digital , Paytm HDFC Bank Mobile , slice UPI Credit Card , Kotak Cashback+ , Kotak Cashback+ Prime , IRCTC SBI Platinum Card , YES Bank ELITE+ , Paytm HDFC Bank , Kotak UPI RuPay , ICICI Sapphiro , Axis Bank Freecharge , Axis Bank Kwik , YES Bank BYOC (Rewards) , Axis Bank My Wings , Axis Bank My Zone Easy , BOBCARD Premier , Axis Bank Platinum , Axis Bank Pride Platinum , Axis Bank Pride Signature , IRCTC RBL Bank Credit Card , Axis Bank Titanium Smart Traveller , TVS Credit RBL Bank Gold , BPCL SBI Card , RBL Bank Blockbuster , RBL BankBazaar SaveMax Pro , ICICI Bank HPCL Coral Credit Card , HDFC Bank UPI RuPay , RBL Movies and More , ICICI Bank Platinum Chip Credit Card , Google Pay Flex Axis Bank , IndianOil HDFC Bank Credit Card , ICICI Bank Rubyx , IndianOil Kotak Credit Card , IndianOil Axis Bank Credit Card , IndusInd Bank Nexxt Credit Card , PhonePe SBI Card PURPLE , SimplySAVE SBI Card , HDFC Bank MoneyBack+ , AU Vetta , SimplySAVE UPI SBI Card , Landmark Rewards SBI Card SELECT , Landmark Rewards SBI Card , Reliance SBI Card , IDFC FIRST Wealth , Shoppers Stop HDFC Bank , LIC Axis Bank Platinum , ICICI Bank Parakram , ICICI Bank Parakram Select , ICICI Bank Coral against FD , ICICI Bank Rubyx against FD , EazyDiner IndusInd Platinum , IndusInd ePay Amex , YES Essence , IndusInd Duo , IndusInd Platinum RuPay , ICICI Bank NRI Coral , ICICI Bank NRI Sapphiro , YES Bank Wellness Plus , Indian Overseas Bank RuPay Select , Indian Overseas Bank RuPay Platinum , Indian Overseas Bank RuPay Classic , Swiggy Ornge HDFC Bank Credit Card , Swiggy BLCK HDFC Bank Credit Card , Utkarsh Eternal Credit Card , Utkarsh Rhodium Credit Card , Utkarsh SmartGen Credit Card , Utkarsh superCard , Axis Bank Shoppers Stop Credit Card , IRCTC BOBCARD , RBL Platinum Delight , RBL Platinum ShopGain , RBL Patanjali Vishisht , RBL Bank SalarySe UP , RBL Bank DMI Finance , RBL Paisabazaar Duet , RBL Cookies , Aditya Birla Capital AU Pro , Standard Chartered EaseMyTrip , HDFC Bank UPI RuPay Mega Saver , YES PaisaSave , HPCL ENERGIE BOBCARD , YES PaisaSave RuPay , Federal Bank Paisabazaar Paisaback Credit Card , YES Bank ACE , YES Bank SELECT , Paytm AU Credit Card , AU Zaggle Credit Card , YES Prosperity Cashback+ , AU Bank NOMO Credit Card , AU Zenith+ , AU Laksya Credit Card , SimplyCLICK SBI Card , AU SPONT Credit Card , BOBCARD Cashback , Snapdeal BOBCARD , RBL Platinum Max , ICAI Exclusive BOBCARD , RBL Platinum Prime , IndusInd Platinum , ICSI Diamond BOBCARD , CMA One BOBCARD , Varunah Premium BOBCARD , YES Prosperity Cashback , Varunah Plus BOBCARD , Varunah BOBCARD , HDFC Bank PIXEL Times Credit Card (Rush) , AU Bank Traverse Credit Card (NRI) , Indian Army YODDHA BOBCARD , Assam Rifles SENTINEL BOBCARD , Coast Guard RAKSHAMAH BOBCARD , BOBCARD VIKRAM , RBL Paisabazaar Duet Plus , PRAGATI BOBCARD (RRB) , Kotak League Platinum , PM SVANidhi BOBCARD , YES Bank Wellness , AU Altura Credit Card , AU Tejas Credit Card , AU Xcite Ultra Credit Card , RBL Shoprite , AU Xcite Ace Credit Card , AU Xcite Credit Card , Dhi CUB Visa Signature , Union UNI-CARBON , Union Bank VISA Signature , Union Bank VISA Platinum , Union Bank VISA Gold , IndiGo IDFC FIRST Secured , IDFC FIRST Hello Cashback , LIC IDFC FIRST Classic , IDFC FIRST Quantum+ , IDFC FIRST EA₹N , IDFC FIRST HPCL Power , Airtel Axis Bank Credit Card , Axis Bank Privilege Easy , IndianOil Easy Axis Bank , Federal RuPay Wave Credit Card , Standard Chartered Smart , Standard Chartered Platinum Rewards , Standard Chartered Manhattan , IDBI Bank Aspire Platinum , IDBI Bank Imperium Platinum , AU Prathama Credit Card , IDBI Bank LIC Lumine , Suryoday SFB RuPay Platinum , Kotak 811 Credit Card , Suryoday SFB RuPay Select , AU Altura Plus Credit Card , RBL Binge , ESAF INORI RuPay Platinum , DCB PayLess Select Credit Card , DCB PayLess Platinum Credit Card , YES Bank POP-CLUB , SBM MobiKwik First Credit Card , Paisabazaar Paisa Plus Credit Card , Paisabazaar Step-Up SBM Credit Card , CUB CSK Master Platinum , CUB SRH Master Platinum , CUB CSK RuPay Platinum , CUB SRH RuPay Platinum , RBL BankBazaar SaveMax , CUB CSK Master World , CUB SRH Master World , IndianOil RBL Bank Credit Card , IndianOil RBL Bank XTRA Credit Card , Dhanlaxmi Bank RuPay Dhan Samriddhi , Dhanlaxmi Bank RuPay Dhan Vriddhi , HDFC Bank PIXEL Times Credit Card (Move) , Utkarsh Wish Credit Card , Unity Bank BharatPe Credit Card , RBL Platinum LifeEasy , BOBCARD Select , YES Bank FinBooster , RBL Platinum Choice , PVR INOX Kotak , RBL Platinum Plus , IndusInd Platinum Aura Edge , TVS Credit RBL Bank , BOBCARD Easy , YES FinBooster RuPay , YES Bank anQ Pi , YES BANK RuPay Virtual , IndusInd Samman RuPay , Nainital Bank RENAISSANCE BOBCARD , AU LIT Credit Card , BOBCARD Swavlamban , UJJIVAN SFB Platinum BOBCARD , UJJIVAN SFB Elite BOBCARD , YES Bank BYOC (Cashback) , RBL Bank Shoppers Stop Black , RBL Bank Shoppers Stop Platinum , RBL Bank Shoppers Stop Gold , RBL Platinum Advantage , PNB Kiwi , CUB SalarySe Level UP , IndusInd Celesta , AU InstaPay RuPay Credit Card , CUB SalarySe Level UP Virtual , Equitas Selfe Secured , RBL Bank QuickPay , Equitas PowerMiles Secured , KVB Eternis Credit Card , PNB VISA Classic , IndusInd Indulge , PNB VISA Gold , RBL EasySaver , PNB VISA Platinum , RBL MyFirst , Equitas Tiga , YES BANK EMI , Aditya Birla Capital AU Flex , Aditya Birla Capital AU Nxt , IndusInd Crest , BOBCARD Easy (FD Backed) , IndusInd Pioneer Heritage , BOBCARD Select (FD Backed) , BOBCARD Premier (FD Backed) , RBL Lumière , 1838 Reserve ICICI Bank Credit Card , Amex Platinum Travel , Amex Membership Rewards Card , Scapia (BOBCARD) , Amex SmartEarn , PNB LUXURA Metal (RuPay) , PNB LUXURA Metal (Visa Infinite) , Canara Bank Select / World / Signature , Canara Bank Platinum , PNB Premium Metal LUXURA , Edge+ CSB Bank Mastercard Credit Card , Amex Gold Charge , RBL World Plus , RBL World Prime , RBL World Max , Flipkart Axis Bank Super Elite , Paytm SBI Card SELECT , Paytm SBI Card , KVB SBI Signature Card , KVB SBI Platinum Card , South Indian Bank SBI Platinum Card , Apollo SBI Card , Shaurya SBI Card , Doctor's SBI Card , Shaurya Select SBI Card , PNB Parakram , PNB Zaggle Twin , Eternal SBI Card , SBI Card Unnati , HDFC Bank Regalia First , Kotak Delight Platinum , BOBCARD Prime , Canara Bank Classic / Standard , PNB Visa Signature , Canara Bank Gold , PNB Patanjali RuPay Select , IB-VISA-Bharat , PNB RuPay Millennial , IB-VISA-Gold , PNB RuPay Select , PNB SALARY RuPay Select , OneCard Metal , IB-VISA-Platinum , IB-RuPay-Classic , IB-RuPay-Platinum , IB-RuPay-Select , PNB BLISS , Federal Bank VALUEMAX Credit Card , IOB SalarySe Rise UP , PNB EMT RuPay Platinum , PNB Patanjali RuPay Platinum , PNB RuPay Platinum , BOBCARD ConQR , RBL Platinum Classic , PNB SALARY RuPay Platinum , Google Pay Flex SBI Card , Equitas Tiga Secured , Axis Atlas , Kotak Infinite , Axis Bank Vistara Infinite Credit Card , HDFC Harley-Davidson Diners Club , MakeMyTrip ICICI Bank Signature , Samsung Axis Bank Infinite , Emirates Skywards ICICI Bank Rubyx , Chennai Super Kings ICICI Bank , Air India SBI Signature Card , Club Vistara SBI Card PRIME , Axis Bank Vistara Signature Credit Card , Club Vistara SBI Card , Axis Bank Vistara Credit Card , Air India SBI Platinum Card , HDFC Regalia , HDFC Regalia Activ , IndusInd Iconia Amex , Etihad Guest SBI Premier Card , Etihad Guest SBI Card , Axis Bank Signature , IOB Gold Credit Card , IOB Classic Credit Card , RBL Bank MoneyTap , Swiggy HDFC Bank Credit Card , Best Price Save Max HDFC Bank , Best Price Save Smart HDFC Bank , HDFC Bank Bharat , HDFC Bank Diners Club Black (non-metal) , HDFC Bank Diners Club Miles , HDFC Bank Diners Club Premium , HDFC Bank Diners Club Rewardz , HDFC Bank Easy EMI , InterMiles HDFC Bank Diners Club , InterMiles HDFC Bank Platinum , InterMiles HDFC Bank Signature , JetPrivilege HDFC Bank Titanium , HDFC Bank MoneyBack (original) , RBL Monthly Treats , Pine Labs HDFC Bank , Pine Labs HDFC Bank Pro , HDFC Bank Solitaire , HDFC Bank Superia , HDFC Bank Titanium Times , YES Bank anQ Phi , YES Prosperity Rewards , Kotak Veer Select , PVR Kotak Platinum , Club Vistara IDFC FIRST , InterMiles ICICI Bank Coral Credit Card , Kotak Privy League Signature , YES First Preferred , Kotak Essentia Platinum , Kotak Feast Gold , Standard Chartered Emirates World , Standard Chartered Landmark Rewards Platinum , Standard Chartered Bandhan One , Kotak Royale Signature , Standard Chartered Bandhan Plus , Standard Chartered Bandhan Xclusive , Standard Chartered Platinum Elite , Standard Chartered Bajaj Finserv Platinum , Standard Chartered Bajaj Finserv World , MagniFi (Federal Bank) , Jet Airways Amex Platinum , Poonawalla Fincorp IndusInd eLITE RuPay , Amex PAYBACK Credit Card , HSBC Smart Value , Bajaj Finserv DBS 5X SuperCard , Bajaj Finserv DBS 5X Plus SuperCard , Bajaj Finserv DBS 7X SuperCard , Bajaj Finserv DBS 7X Plus SuperCard , Bajaj Finserv DBS 10X Signature SuperCard , Bajaj Finserv DBS 10X Plus SuperCard , British Airways ICICI Bank Premium , British Airways ICICI Bank Classic , Myntra Kotak , RBL Bank novio , Jet Airways Citibank Titanium , Jet Airways Citibank Silver , Jet Airways Citibank Platinum , RBL Bank Black , Diners Club International British Airways , RBL Bank Fun+ , Taj Epicure Diners Club , Delhi Metro Citibank , Kotak Solaris Platinum , RBL vCard , IndusInd PAYBACK Credit Card , Citibank Platinum Credit Card , RBL Titanium Delight , Citibank Gold Credit Card , Citibank Silver Credit Card , IndusInd Iconia Visa , Citibank Woman's Credit Card , RBL Bank MoCash , CRY Citibank Credit Card , WWF Citibank Credit Card , MTV Citibank Credit Card , Hutch Citibank Credit Card , Edge Federal Bank Visa Credit Card , Reliance Gold Credit Card , Reliance Silver Credit Card , Maruti Suzuki AutoCard , IndianOil Citibank Credit Card , Citi Titanium Cash Rewards Credit Card , First Citizen Citibank Platinum Credit Card , Citibank Rewards Domestic Credit Card , ABN AMRO One , ABN AMRO Titanium One , ABN AMRO Smart Miles Titanium , Yatra Barclaycard Platinum , Barclaycard Gold , Barclays Premier League Barclaycard , Times Card from Barclaycard and TimesofMoney , Deutsche Bank Miles & More Signature , Deutsche Bank Miles & More Platinum , HSBC Advance Platinum , Federal Bank SBI Platinum Card , HDFC Bank Idea International Silver , HSBC Spencer's Retail Classic , Chennai Metro SBI Card , Mumbai Metro SBI Card , SBI Platinum Card , SBI Signature Card , SpiceJet SBI Card , SBI Railway Card , SBI Gold & More Card , PVR Kotak Gold , Kotak Urbane Gold , SBI Maruti Card , Federal Bank SBI Gold 'N More , SBI Card ELITE Advantage , SBI Card PRIME Advantage , SimplyCLICK Advantage SBI Card , SimplySAVE Advantage SBI Card , Amex MakeMyTrip Credit Card , Andhra Bank VISA Platinum Credit Card , Andhra Bank VISA Gold Credit Card , Andhra Bank VISA Classic Credit Card , Andhra Bank MasterCard Credit Card , ICICI Bank HPCL Gold , ICICI Bank HPCL Silver , Kotak Mojo Platinum , Toyota ICICI Bank Co-Branded , Kotak Veer Platinum , ICICI Bank Gitanjali Jewellery , SyndicateBank Global Credit Card Classic , SyndicateBank Global Credit Card Gold , IndusInd Bank Gold Credit Card , BOBCARD Bombay Bullion , RBL IGU NHS Golf World Card , RBL India Startup Club World , RBL India Startup Club Platinum , RBL Platinum Cricket , RBL Edition Black , RBL Freedom SuperCard , SBI Student Plus Advantage Card , SBI Apna Bazaar Card , SBI Advantage Platinum Card , SBI Advantage Signature Card , Bajaj Finserv RBL Bank CA SuperCard , Bajaj Finserv RBL Bank Doctor's SuperCard , ETMONEY RBL Bank LoanPass Credit Card , SBI Gold Card (pre-2009) , SBI Advantage Card (pre-2009) , SBI Employee Card , Hero Honda SBI Card , SBI Silver & More Card , RBL Bank Practo Plus Credit Card , Easyday Kotak Titanium Card , Easyday Kotak Silver Card , LIC Axis Bank Titanium , LIC Axis Bank Gold , ICICI Unifare Bangalore Metro , ICICI Unifare Mumbai Metro , SBI Platinum Card (2007) , SBI Doctors Card , IndusInd Bank Miles & More Signature , IndusInd Bank Miles & More Platinum , SBI Platinum Card (2010) , SBI UBI Card , SBI UBI Gold Card , BOBCARD Titanium , BOBCARD Elite Platinum , BOBCARD Select Platinum , SBI Mumbai Card , BOBCARD Signature , BOBCARD Assure , BOB Financial Paytm Credit Card .

11 memberships and elite tiers ride the 10 cards ranked here. Programme by programme, the cheapest card that hands it over — one you can still apply for beats a cheaper one you cannot: Marriott Bonvoy status — Marriott Bonvoy HDFC Bank, ₹3,000/yr; Etihad Guest status — BOBCARD Etihad Guest Premium, ₹5,000/yr; Emirates Skywards status — Emirates Skywards ICICI Bank Sapphiro, ₹5,000/yr; Accor Live Limitless status, Accor Plus, Club ITC Culinaire, Club Marriott South Asia and EazyDiner Prime — Axis Bank Reserve, ₹50,000/yr; Taj Epicure — ICICI Emeralde Private Metal, ₹12,499/yr (invite-only); Amex Fine Hotels + Resorts / The Hotel Collection and Hilton Honors status — Amex Platinum Charge, ₹66,000/yr (issuance paused). Only 2 cards you can apply for today put you on a hotel loyalty LADDER — Axis Bank Reserve and Marriott Bonvoy HDFC Bank; Amex Platinum Charge and Amex Platinum Reserve do too, but are paused for new applicants. The rest hand over a paid club, which is a discount, not a tier. And Club Marriott South Asia is not Bonvoy status: a dining and room-discount club worth ₹6,000 a year, no elite nights, no tier credit. The ₹ column below ranks something else again — the whole bundle, dining included — where Axis Bank Reserve leads at ₹22,000 a year, and 641 cards we track bundle nothing whatsoever.

10 of the 990 Indian personal cards we track are ranked here. 641 are listed unranked with the computed reason — no bundled membership or status grant — because a card we can't rank honestly gets named, not hidden. A further 339 are carried but not valued at all — 51 with no annual fee any issuer document states, 241 whose issuer has not published how the card earns, 47 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /cards/best/business, because pricing an MSME card against a personal wallet answers a question nobody asked.

The records behind this board — the card records that carry these grants — carry re-verification dates from 10 Jul 2026 to 24 Oct 2026; the ranking is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.

None of them. All 10 ranked on this board charge something — its whole population is cards that bill you, and what it ranks is what you get back for it. The lifetime-free cards on this site are ranked on their own board.

On what this board ranks — bundled perks ₹/yr — yes: ₹22,000 against ₹2,500. That is the whole claim, and a narrow one. No card wins overall: 24 boards, 24 questions.