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Best credit cards for lounge access in October 2026

Scapia (Federal Bank) comes first (unlimited visits in India, free lounge visits a year) and is worth ₹15,100 a year at ₹75,000 a month after the fee.

Verified 644 sources

The top 3

IndusInd Tiger credit card

IndusInd Tiger

IndusInd Bank

10 visits a year free lounge visits a year

Keep

BOBCARD Eterna credit card

BOBCARD Eterna

BOBCARD (Bank of Baroda)

unlimited visits in India free lounge visits a year

Keep

The full ranking

230 cards, best first. Ranked by free lounge visits a year; the ₹ a year column follows the spend you pick.

₹ a year at your monthly spend
Lounge access: ranks 1 to 25
CardFree lounge visits a year₹ a yearFee
1. Scapia (Federal Bank)Federal Bank · Unlimited, gated unlimited visits in India ₹6,000 ₹15,100 ₹30,200 ₹60,500 ₹1,00,800 ₹0 fee, lifetime free
2. IndusInd TigerIndusInd Bank · 2/quarter (Visa) 10 visits a year ₹7,100 ₹32,000 ₹78,200 ₹1,70,700 ₹2,74,100 ₹0 fee, lifetime free
3. BOBCARD EternaBOBCARD (Bank of Baroda) · Unlimited, at the 72 Annexure-2 rooms we map, gated unlimited visits in India −₹800 ₹9,300 ₹13,600 ₹22,300 ₹33,800 ₹0 joining + ₹2,499/yr
4. BOBCARD TiaraBOBCARD (Bank of Baroda) · Unlimited, at the 72 Annexure-2 rooms we map, gated unlimited visits in India −₹800 ₹4,300 ₹8,600 ₹17,300 ₹28,800 ₹2,499 fee
5. Tata Neu Infinity HDFC BankHDFC Bank · 8/year (2/quarter), gated 12 visits a year ₹5,100 ₹12,700 ₹25,400 ₹50,800 ₹81,600 ₹1,499 fee
6. ICICI Bank Parakram SelectICICI Bank · 8/year (2/quarter) at the 71 rooms on ICICI's consolidated domestic list, gated 9 visits a year ₹1,600 ₹4,100 ₹8,100 ₹16,200 ₹27,000 ₹0 fee, lifetime free
7. MakeMyTrip ICICI BankICICI Bank · 8/year (2/quarter) at the 71 rooms on ICICI's consolidated domestic list, gated 9 visits a year ₹3,200 ₹8,100 ₹16,200 ₹32,400 ₹54,000 ₹999 fee
8. HDFC Regalia GoldHDFC Bank · 3 visits/quarter, gated 18 visits a year ₹3,000 ₹29,800 ₹43,600 ₹71,200 ₹1,07,900 ₹2,500 fee
9. IndusInd Pinnacle WorldIndusInd Bank · 1/quarter, gated 8 visits a year ₹2,600 ₹6,600 ₹13,100 ₹26,200 ₹43,700 ₹15,000 joining
10. ixigo AUAU Small Finance Bank · 8/year (2 per calendar quarter) at AU's own 50-room domestic list + 8 railway/year, gated 9 visits a year ₹14,000 ₹19,900 ₹29,800 ₹49,600 ₹66,600 ₹0 fee, lifetime free
11. Aditya Birla Capital AU ProAU Small Finance Bank · 8/year (2 per calendar quarter) at AU's own 50-room domestic list, gated 9 visits a year ₹1,700 ₹4,200 ₹8,500 ₹16,900 ₹28,200 ₹999 fee
12. HDFC Diners Club PrivilegeHDFC Bank · 2/quarter, gated 12 visits a year ₹3,400 ₹14,500 ₹22,900 ₹39,800 ₹62,400 ₹1,000 fee
13. AU CA MetalAU Small Finance Bank · 8 visits/yr (2 per calendar quarter) at AU's own 50-room domestic list, gated 8 visits a year ₹1,800 ₹4,500 ₹9,000 ₹18,000 ₹30,000 ₹0 fee, lifetime free
14. AU CSAU Small Finance Bank · 8 visits/yr (2 per calendar quarter) at AU's own 50-room domestic list, gated 8 visits a year ₹1,800 ₹4,500 ₹9,000 ₹18,000 ₹30,000 ₹0 fee, lifetime free
15. AU Bank NOMO Credit CardAU Small Finance Bank · 8 airport visits/year (2 per calendar quarter) at AU's own 50-room domestic list, plus 8 railway visits/year… 8 visits a year ₹2,600 ₹5,000 ₹9,000 ₹17,000 ₹27,700 ₹199 joining
16. AU SPONT Credit CardAU Small Finance Bank · 8 airport visits/year (2 per calendar quarter) at AU's own 50-room domestic list, plus 8 railway visits/year… 8 visits a year ₹3,100 ₹5,700 ₹5,700 ₹5,700 ₹5,700 ₹299 fee
17. AU Laksya Credit CardAU Small Finance Bank · 8 airport visits/year (2 per calendar quarter) at AU's own 50-room domestic list, gated 8 visits a year ₹1,700 ₹4,200 ₹8,500 ₹16,900 ₹28,200 ₹1,000 fee
18. Emirates Skywards ICICI Bank EmeraldeICICI Bank · unlimited visits, no gate unlimited visits ₹4,400 ₹12,600 ₹26,200 ₹53,400 ₹89,700 ₹10,000 fee
19. Standard Chartered UltimateStandard Chartered · 4 visits/quarter on the scheme programme SC names as "VISA/Mastercard", gated 28 visits a year ₹4,400 ₹18,400 ₹41,800 ₹88,500 ₹1,50,900 ₹5,000 fee
20. YES Bank MarqueeYES Bank · 6 visits/quarter (24/yr, primary + add-on), gated unlimited visits abroad + 24 in India a year ₹7,300 ₹18,100 ₹36,300 ₹72,500 ₹1,20,900 ₹9,999 joining + ₹4,999/yr
21. Union Bank UNICORNUnion Bank of India · 8 visits/yr (2 per quarter) 10 visits a year ₹4,900 ₹11,000 ₹19,400 ₹32,500 ₹32,500 ₹2,400 fee
22. IDBI Bank Euphoria WorldIDBI Bank · 12/calendar year at participating lounges in India, on the Mastercard India Lounge Program (67 rooms) 12 visits a year ₹2,900 ₹7,200 ₹13,600 ₹26,300 ₹43,200 ₹1,499 fee
23. Kotak White ReserveKotak Mahindra Bank · unlimited visits, no gate unlimited visits −₹7,500 −₹7,500 ₹20,000 ₹66,000 ₹1,20,000 ₹12,500 fee
24. DBS Spark 20 Credit CardDBS Bank India · 8 visits/yr (2 per calendar quarter) — the only Spark tier above 4, gated 8 visits a year ₹3,400 ₹12,500 ₹20,900 ₹25,000 ₹25,000 ₹1,499 fee
25. Tata Neu Plus HDFC BankHDFC Bank · 4/year (1 lounge voucher per calendar quarter), gated 4 visits a year ₹3,400 ₹8,500 ₹16,900 ₹33,800 ₹50,400 ₹499 fee
Ranks 26 to 230 205 cards
  1. IDBI Bank Royale Signature 4 visits a year
  2. Kotak Air 4 visits a year
  3. BOBCARD Premier 4 visits a year
  4. HPCL ENERGIE BOBCARD 4 visits a year
  5. ICICI Bank Parakram 4 visits a year
  6. MakeMyTrip ICICI Bank Platinum 4 visits a year
  7. IndusInd Avios Visa Infinite 16 visits a year
  8. IDFC FIRST Ashva 24 visits a year
  9. Tata Neu Infinity SBI Card 12 visits a year
  10. Axis Bank SELECT 14 visits a year
  11. SBI Card ELITE 14 visits a year
  12. Axis Horizon 40 visits a year
  13. Axis Miles & More World Select 36 visits a year
  14. DBS Spark 5 Credit Card 4 visits a year
  15. DBS Spark 10 Credit Card 4 visits a year
  16. Axis Magnus unlimited visits
  17. IDFC FIRST Wealth 8 visits a year
  18. Marriott Bonvoy HDFC Bank 24 visits a year
  19. SBI Card MILES PRIME 12 visits a year
  20. SBI Card PRIME 12 visits a year
  21. CUB SalarySe Level UP 12 visits a year
  22. ICICI Times Black unlimited visits
  23. Equitas PowerMiles 12 visits a year
  24. Kotak Zen Signature 11 visits a year
  25. SBI Card MILES ELITE 14 visits a year
  26. Standard Chartered Rewards 4 visits a year
  27. RBL World Safari 10 visits a year
  28. LIC Axis Bank Signature 8 visits a year
  29. IndianOil Axis Bank Premium 8 visits a year
  30. KrisFlyer SBI Card 8 visits a year
  31. Kotak Air+ 6 visits a year
  32. Axis Miles & More World 18 visits a year
  33. IDFC FIRST Diamond Reserve 16 visits a year
  34. IDFC FIRST Mayura 32 visits a year
  35. Indian Overseas Bank RuPay Select 10 visits a year
  36. Union Bank RuPay Select 10 visits a year
  37. DCB PayLess Select Credit Card 9 visits a year
  38. HSBC RuPay Cashback 10 visits a year
  39. Union Sparsh 10 visits a year
  40. IDBI Bank Winnings 12 visits a year
  41. PhonePe HDFC Bank Ultimo 8 visits a year
  42. HDFC Diners Club Black Metal unlimited visits
  43. IDFC FIRST Select 4 visits a year
  44. IDFC FIRST HPCL Power+ 4 visits a year
  45. RBL World Safari Lite 8 visits a year
  46. RBL Apex 4 visits a year
  47. Kotak White 12 visits a year
  48. RBL Nova 24 visits a year
  49. KrisFlyer SBI Card APEX 16 visits a year
  50. RBL Platinum Maxima Plus 8 visits a year
  51. Axis Bank Pride Signature 8 visits a year
  52. Axis Magnus for Burgundy unlimited visits
  53. TVS Credit RBL Bank Gold 8 visits a year
  54. Indian Overseas Bank RuPay Platinum 5 visits a year
  55. DCB PayLess Platinum Credit Card 4 visits a year
  56. RBL Platinum Maxima 4 visits a year
  57. Kotak Air+ Prime 6 visits a year
  58. Axis Bank Reserve unlimited visits
  59. HSBC TravelOne 10 visits a year
  60. HSBC Premier (Metal) unlimited visits
  61. Fibe Axis Bank Credit Card 4 visits a year
  62. Axis Bank ACE 4 visits a year
  63. IndiGo Kotak Premium Credit Card 8 visits a year
  64. BPCL SBI Card OCTANE 4 visits a year
  65. Shoppers Stop Black HDFC Bank 24 visits a year
  66. BOBCARD Etihad Guest 12 visits a year
  67. BOBCARD Etihad Guest Premium 20 visits a year
  68. LIC IDFC FIRST Select 8 visits a year
  69. LIC IDFC FIRST Classic 4 visits a year
  70. IRCTC SBI Platinum Card 4 visits a year
  71. Adani One ICICI Bank Platinum 8 visits a year
  72. YES Bank RESERV 18 visits a year
  73. ICICI Sapphiro 18 visits a year
  74. ICICI Bank Emeralde unlimited visits
  75. YES Bank SELECT 4 visits a year
  76. ICICI Bank NRI Sapphiro 16 visits a year
  77. YES Bank ELITE+ 3 visits a year
  78. ICICI Bank Expressions 4 visits a year
  79. ICICI Bank Coral 4 visits a year
  80. ICICI Bank Coral against FD 4 visits a year
  81. ICICI Bank HPCL Super Saver 4 visits a year
  82. ICICI Bank NRI Coral 4 visits a year
  83. ICICI Bank Rubyx 8 visits a year
  84. ICICI Bank Rubyx against FD 8 visits a year
  85. Adani One ICICI Bank Signature 18 visits a year
  86. YES Bank Wellness Plus 8 visits a year
  87. Titan SBI Card 12 visits a year
  88. Reliance SBI Card PRIME 12 visits a year
  89. Landmark Rewards SBI Card PRIME 12 visits a year
  90. YES Bank BYOC (Rewards) 4 visits a year
  91. Emirates Skywards ICICI Bank Sapphiro 10 visits a year
  92. YES Bank BYOC (Cashback) 4 visits a year
  93. Unity Bank BharatPe Credit Card 10 visits a year
  94. Standard Chartered EaseMyTrip 2 visits a year
  95. Axis Bank REWARDS 8 visits a year
  96. Union Bank DIVAA ICON 10 visits a year
  97. SpiceJet Axis Bank Voyage Black 8 visits a year
  98. IndiGo Axis Bank Premium Credit Card 10 visits a year
  99. Axis Bank Privilege 8 visits a year
  100. RBL Platinum Edge 4 visits a year
  101. RBL Platinum LifeEasy 4 visits a year
  102. RBL Icon 8 visits a year
  103. Axis Bank My Zone 4 visits a year
  104. Samsung Axis Bank Signature 4 visits a year
  105. SpiceJet Axis Bank Voyage 4 visits a year
  106. IndiGo Axis Bank Credit Card 4 visits a year
  107. RBL Bank Patanjali Swarn 4 visits a year
  108. SBI Card MILES 4 visits a year
  109. SBI Card PULSE 4 visits a year
  110. PhonePe SBI Card SELECT BLACK 4 visits a year · Invite only
  111. Apollo SBI Card SELECT 4 visits a year
  112. RBL Bank Blockbuster 4 visits a year
  113. Union Bank NEXTERIA unlimited visits
  114. TVS Credit RBL Bank 4 visits a year
  115. AU Zenith+ 32 visits a year
  116. AU Ananta 16 visits a year
  117. AU Vetta 8 visits a year
  118. AU Zenith 16 visits a year
  119. Axis Bank My Wings 4 visits a year
  120. Standard Chartered Priority Visa Infinite 40 visits a year · Invite only
  121. Scapia (BOBCARD) unlimited visits in India · Not confirmed on sale
  122. Club Vistara SBI Card PRIME 16 visits a year · Closed to new applicants
  123. IndusInd Pioneer Legacy 12 visits a year · Invite only
  124. ICAI Exclusive BOBCARD 12 visits a year · Invite only
  125. ICSI Diamond BOBCARD 12 visits a year · Invite only
  126. CMA One BOBCARD 12 visits a year · Invite only
  127. Standard Chartered Emirates World 24 visits a year · Closed to new applicants
  128. Varunah Premium BOBCARD unlimited visits in India · Invite only
  129. Canara Bank Select / World / Signature 10 visits a year · Not confirmed on sale
  130. MakeMyTrip ICICI Bank Signature 9 visits a year · Closed to new applicants
  131. Canara Bank Platinum 8 visits a year · Not confirmed on sale
  132. Pine Labs HDFC Bank Pro 8 visits a year · Closed to new applicants
  133. Indian Army YODDHA BOBCARD 8 visits a year · Invite only
  134. Assam Rifles SENTINEL BOBCARD 8 visits a year · Invite only
  135. Coast Guard RAKSHAMAH BOBCARD 8 visits a year · Invite only
  136. Varunah Plus BOBCARD 12 visits a year · Invite only
  137. HDFC Regalia 14 visits a year · Closed to new applicants
  138. AU Xcite Ultra Credit Card 8 visits a year · Invite only
  139. AU Xcite Ace Credit Card 8 visits a year · Invite only
  140. Best Price Save Max HDFC Bank 8 visits a year · Closed to new applicants
  141. YES First Preferred 4 visits a year · Closed to new applicants
  142. IndusInd Indulge 40 visits a year · Invite only
  143. HDFC Infinia Metal unlimited visits · Invite only
  144. ICICI Emeralde Private Metal unlimited visits · Invite only
  145. Axis Atlas 30 visits a year · Closed to new applicants
  146. Doctor's SBI Card 8 visits a year · Not confirmed on sale
  147. HDFC Bank Diners Club Miles 6 visits a year · Closed to new applicants
  148. Chennai Super Kings ICICI Bank 4 visits a year · Closed to new applicants
  149. Emirates Skywards ICICI Bank Rubyx 4 visits a year · Closed to new applicants
  150. RBL iGlobe 14 visits a year · Invite only
  151. HDFC Regalia Activ 18 visits a year · Closed to new applicants
  152. YES Private Prime unlimited visits abroad + 0 in India a year · Invite only
  153. YES Private unlimited visits · Invite only
  154. Etihad Guest SBI Premier Card 12 visits a year · Closed to new applicants
  155. RBL Signature Banking 10 visits a year · Invite only
  156. HDFC Harley-Davidson Diners Club 16 visits a year · Closed to new applicants
  157. Axis Bank Vistara Infinite Credit Card 8 visits a year · Closed to new applicants
  158. Axis Bank Vistara Signature Credit Card 8 visits a year · Closed to new applicants
  159. Axis Bank Signature 8 visits a year · Closed to new applicants
  160. Kotak Solitaire unlimited visits · Invite only
  161. Standard Chartered Beyond unlimited visits · Invite only
  162. IndusInd PIONEER Private unlimited visits · Invite only
  163. IndusInd Celesta unlimited visits in India + 8 abroad a year · Invite only
  164. SBI AURUM unlimited visits abroad + 16 in India a year · Invite only
  165. Samsung Axis Bank Infinite 14 visits a year · Closed to new applicants
  166. IndusInd Iconia Amex 16 visits a year · Closed to new applicants
  167. Axis Olympus unlimited visits · Invite only
  168. Utkarsh Rhodium Credit Card 16 visits a year · Invite only
  169. PNB SALARY RuPay Select 10 visits a year · Not confirmed on sale
  170. PNB Zaggle Twin 10 visits a year · Not confirmed on sale
  171. IndusInd Pioneer Heritage unlimited visits · Invite only
  172. HDFC Bank Diners Club Black (non-metal) unlimited visits · Closed to new applicants
  173. RBL Insignia Preferred Banking World Card 14 visits a year · Invite only
  174. RBL Edition Black 10 visits a year · Closed to new applicants
  175. KVB SBI Signature Card 8 visits a year · Not confirmed on sale
  176. Air India SBI Signature Card 8 visits a year · Closed to new applicants
  177. RBL World Prime 8 visits a year · Not confirmed on sale
  178. RBL World Safari Plus 12 visits a year · Invite only
  179. Axis Bank Vistara Credit Card 8 visits a year · Closed to new applicants
  180. Etihad Guest SBI Card 8 visits a year · Closed to new applicants
  181. RBL Aspire Banking 4 visits a year · Invite only
  182. RBL World Max 6 visits a year · Not confirmed on sale
  183. KVB SBI Platinum Card 8 visits a year · Not confirmed on sale
  184. South Indian Bank SBI Platinum Card 8 visits a year · Not confirmed on sale
  185. IDFC FIRST Gaj 32 visits a year · Invite only
  186. Indus Solitaire 32 visits a year · Invite only
  187. PNB SALARY RuPay Platinum 5 visits a year · Not confirmed on sale
  188. Club Vistara SBI Card 4 visits a year · Closed to new applicants
  189. RBL World Plus 8 visits a year · Not confirmed on sale
  190. RBL Lumière unlimited visits · Invite only
  191. Amex Platinum Reserve 14 visits a year · Issuing paused
  192. Amex Platinum Charge unlimited visits · Issuing paused
  193. Shaurya Select SBI Card 4 visits a year · Not confirmed on sale
  194. Paytm SBI Card SELECT 4 visits a year · Not confirmed on sale
  195. Air India SBI Platinum Card 4 visits a year · Closed to new applicants
  196. RBL Bank Black 4 visits a year · Closed to new applicants
  197. HSBC Taj unlimited visits · Invite only
  198. IndusInd Crest 8 visits a year · Invite only
  199. Amex Platinum Travel 8 visits a year · Issuing paused
  200. Axis Burgundy Private unlimited visits · Invite only
  201. Axis Bank PRIMUS unlimited visits · Invite only
  202. IDFC FIRST Private unlimited visits · Invite only
  203. Club Vistara IDFC FIRST 12 visits a year · Closed to new applicants
  204. AU Xcite Credit Card 8 visits a year · Invite only
  205. Kotak Privy League Signature 8 visits a year · Closed to new applicants
Not ranked — no tracked doors, or no countable free visit 421 cards

Opens none of the tracked doors (410): DBS Altitude , Bandhan Bank Lumina Credit Card , Bandhan Bank Flare Credit Card , Bandhan Bank Ignite Credit Card , Bandhan Bank Sparks Credit Card , IndiGo IDFC FIRST Dual Credit Card , HSBC Privé , Scapia (Axis Bank) , Edge CSB Bank RuPay Credit Card , HSBC Live+ , Equitas Selfe Credit Card , Amazon Pay ICICI Bank , HSBC Platinum , HSBC RuPay Platinum , IndiGo SBI Card ELITE , IDFC FIRST WOW! , Niyo Global SBM Credit Card , IndiGo SBI Card , IndiGo Kotak Credit Card , EazyDiner IndusInd Signature , Paytm HDFC Bank Select , PhonePe HDFC Bank Uno , Kotak NRI Royale Signature , Edge+ CSB Bank RuPay Credit Card , IDFC FIRST WOW! Black , Federal Bank Imperio , BOBCARD Uni GoldX , YES Bank Zagg Credit Card , Tata Neu Plus SBI Card , Union JCB Wellness , Union JCB Health , Union Bank RuPay Platinum , IndusInd Legend , Federal Bank Celesta , Federal Bank Signet , Flipkart Axis Bank Credit Card , Axis Bank NEO , HDFC PIXEL Go , HDFC Bank Millennia , HDFC Bank PIXEL Play , HDFC Bank Freedom , Flipkart SBI Card , CheQ AU Credit Card , DBS Vantage , CRED IndusInd Bank RuPay Credit Card , Standard Chartered Super Value Titanium , CASHBACK SBI Card , Axis Bank Cashback , Axis Bank Freecharge Plus , Axis Bank SuperMoney RuPay , Paytm HDFC Bank Digital , Paytm HDFC Bank Mobile , slice UPI Credit Card , Kotak Cashback+ , Kotak Cashback+ Prime , Paytm HDFC Bank , Kotak UPI RuPay , Axis Bank Freecharge , Axis Bank Kwik , Axis Bank My Zone Easy , Axis Bank Platinum , Axis Bank Pride Platinum , Axis Bank Titanium Smart Traveller , BPCL SBI Card , RBL BankBazaar SaveMax Pro , ICICI Bank HPCL Coral Credit Card , HDFC Bank UPI RuPay , RBL Movies and More , ICICI Bank Platinum Chip Credit Card , Google Pay Flex Axis Bank , IndianOil HDFC Bank Credit Card , IndianOil Kotak Credit Card , IndianOil Axis Bank Credit Card , IndusInd Bank Nexxt Credit Card , PhonePe SBI Card PURPLE , SimplySAVE SBI Card , HDFC Bank MoneyBack+ , SimplySAVE UPI SBI Card , Landmark Rewards SBI Card , Reliance SBI Card , Shoppers Stop HDFC Bank , LIC Axis Bank Platinum , EazyDiner IndusInd Platinum , IndusInd ePay Amex , YES Essence , IndusInd Duo , IndusInd Platinum RuPay , Indian Overseas Bank RuPay Classic , Swiggy Ornge HDFC Bank Credit Card , Swiggy BLCK HDFC Bank Credit Card , Utkarsh Eternal Credit Card , Utkarsh SmartGen Credit Card , Utkarsh superCard , Axis Bank Shoppers Stop Credit Card , RBL Platinum Delight , RBL Platinum ShopGain , RBL Patanjali Vishisht , RBL Bank SalarySe UP , RBL Bank DMI Finance , RBL Paisabazaar Duet , RBL Cookies , HDFC Bank UPI RuPay Mega Saver , YES PaisaSave , YES PaisaSave RuPay , Federal Bank Paisabazaar Paisaback Credit Card , YES Bank ACE , Paytm AU Credit Card , AU Zaggle Credit Card , YES Prosperity Cashback+ , SimplyCLICK SBI Card , BOBCARD Cashback , Snapdeal BOBCARD , RBL Platinum Max , RBL Platinum Prime , IndusInd Platinum , YES Prosperity Cashback , Varunah BOBCARD , HDFC Bank PIXEL Times Credit Card (Rush) , AU Bank Traverse Credit Card (NRI) , BOBCARD VIKRAM , RBL Paisabazaar Duet Plus , PRAGATI BOBCARD (RRB) , Kotak League Platinum , PM SVANidhi BOBCARD , YES Bank Wellness , AU Tejas Credit Card , RBL Shoprite , Dhi CUB Visa Signature , Union UNI-CARBON , Union Bank VISA Signature , Union Bank VISA Platinum , Union Bank VISA Gold , IndiGo IDFC FIRST Secured , IDFC FIRST Hello Cashback , IDFC FIRST Quantum+ , IDFC FIRST EA₹N , IDFC FIRST HPCL Power , Airtel Axis Bank Credit Card , Axis Bank Privilege Easy , IndianOil Easy Axis Bank , Federal RuPay Wave Credit Card , Standard Chartered Smart , Standard Chartered Platinum Rewards , Standard Chartered Manhattan , IDBI Bank Aspire Platinum , IDBI Bank Imperium Platinum , AU Prathama Credit Card , IDBI Bank LIC Lumine , Suryoday SFB RuPay Platinum , Kotak 811 Credit Card , Suryoday SFB RuPay Select , RBL Binge , ESAF INORI RuPay Platinum , YES Bank POP-CLUB , SBM MobiKwik First Credit Card , Paisabazaar Paisa Plus Credit Card , Paisabazaar Step-Up SBM Credit Card , CUB CSK Master Platinum , CUB SRH Master Platinum , CUB CSK RuPay Platinum , CUB SRH RuPay Platinum , RBL BankBazaar SaveMax , CUB CSK Master World , CUB SRH Master World , IndianOil RBL Bank Credit Card , IndianOil RBL Bank XTRA Credit Card , Dhanlaxmi Bank RuPay Dhan Samriddhi , Dhanlaxmi Bank RuPay Dhan Vriddhi , HDFC Bank PIXEL Times Credit Card (Move) , Utkarsh Wish Credit Card , BOBCARD Select , YES Bank FinBooster , RBL Platinum Choice , PVR INOX Kotak , RBL Platinum Plus , IndusInd Platinum Aura Edge , BOBCARD Easy , YES FinBooster RuPay , YES Bank anQ Pi , YES BANK RuPay Virtual , IndusInd Samman RuPay , Nainital Bank RENAISSANCE BOBCARD , AU LIT Credit Card , BOBCARD Swavlamban , UJJIVAN SFB Platinum BOBCARD , UJJIVAN SFB Elite BOBCARD , RBL Bank Shoppers Stop Black , RBL Bank Shoppers Stop Platinum , RBL Bank Shoppers Stop Gold , RBL Platinum Advantage , PNB Kiwi , AU InstaPay RuPay Credit Card , CUB SalarySe Level UP Virtual , Equitas Selfe Secured , RBL Bank QuickPay , Equitas PowerMiles Secured , KVB Eternis Credit Card , PNB VISA Classic , PNB VISA Gold , RBL EasySaver , PNB VISA Platinum , RBL MyFirst , Equitas Tiga , YES BANK EMI , Aditya Birla Capital AU Flex , Aditya Birla Capital AU Nxt , BOBCARD Easy (FD Backed) , BOBCARD Select (FD Backed) , BOBCARD Premier (FD Backed) , 1838 Reserve ICICI Bank Credit Card , Amex Membership Rewards Card , Amex SmartEarn , PNB LUXURA Metal (RuPay) , PNB LUXURA Metal (Visa Infinite) , PNB Premium Metal LUXURA , Edge+ CSB Bank Mastercard Credit Card , Amex Gold Charge , Flipkart Axis Bank Super Elite , Paytm SBI Card , Apollo SBI Card , Shaurya SBI Card , PNB Parakram , Eternal SBI Card , SBI Card Unnati , HDFC Bank Regalia First , Kotak Delight Platinum , BOBCARD Prime , Canara Bank Classic / Standard , PNB Visa Signature , Canara Bank Gold , PNB Patanjali RuPay Select , IB-VISA-Bharat , PNB RuPay Millennial , IB-VISA-Gold , PNB RuPay Select , OneCard Metal , IB-VISA-Platinum , IB-RuPay-Classic , IB-RuPay-Platinum , IB-RuPay-Select , PNB BLISS , Federal Bank VALUEMAX Credit Card , IOB SalarySe Rise UP , PNB EMT RuPay Platinum , PNB Patanjali RuPay Platinum , PNB RuPay Platinum , BOBCARD ConQR , RBL Platinum Classic , Google Pay Flex SBI Card , Equitas Tiga Secured , Kotak Infinite , IOB Gold Credit Card , IOB Classic Credit Card , RBL Bank MoneyTap , Swiggy HDFC Bank Credit Card , Best Price Save Smart HDFC Bank , HDFC Bank Bharat , HDFC Bank Diners Club Premium , HDFC Bank Diners Club Rewardz , HDFC Bank Easy EMI , InterMiles HDFC Bank Diners Club , InterMiles HDFC Bank Platinum , InterMiles HDFC Bank Signature , JetPrivilege HDFC Bank Titanium , HDFC Bank MoneyBack (original) , RBL Monthly Treats , Pine Labs HDFC Bank , HDFC Bank Solitaire , HDFC Bank Superia , HDFC Bank Titanium Times , YES Bank anQ Phi , YES Prosperity Rewards , Kotak Veer Select , PVR Kotak Platinum , InterMiles ICICI Bank Coral Credit Card , Kotak Essentia Platinum , Kotak Feast Gold , Standard Chartered Landmark Rewards Platinum , Standard Chartered Bandhan One , Kotak Royale Signature , Standard Chartered Bandhan Plus , Standard Chartered Bandhan Xclusive , Standard Chartered Platinum Elite , Standard Chartered Bajaj Finserv Platinum , Standard Chartered Bajaj Finserv World , MagniFi (Federal Bank) , Jet Airways Amex Platinum , Poonawalla Fincorp IndusInd eLITE RuPay , Amex PAYBACK Credit Card , HSBC Smart Value , Bajaj Finserv DBS 5X SuperCard , Bajaj Finserv DBS 5X Plus SuperCard , Bajaj Finserv DBS 7X SuperCard , Bajaj Finserv DBS 7X Plus SuperCard , Bajaj Finserv DBS 10X Signature SuperCard , Bajaj Finserv DBS 10X Plus SuperCard , British Airways ICICI Bank Premium , British Airways ICICI Bank Classic , Myntra Kotak , RBL Bank novio , Jet Airways Citibank Titanium , Jet Airways Citibank Silver , Jet Airways Citibank Platinum , Diners Club International British Airways , RBL Bank Fun+ , Taj Epicure Diners Club , Delhi Metro Citibank , Kotak Solaris Platinum , RBL vCard , IndusInd PAYBACK Credit Card , Citibank Platinum Credit Card , RBL Titanium Delight , Citibank Gold Credit Card , Citibank Silver Credit Card , IndusInd Iconia Visa , Citibank Woman's Credit Card , RBL Bank MoCash , CRY Citibank Credit Card , WWF Citibank Credit Card , MTV Citibank Credit Card , Hutch Citibank Credit Card , Edge Federal Bank Visa Credit Card , Reliance Gold Credit Card , Reliance Silver Credit Card , Maruti Suzuki AutoCard , IndianOil Citibank Credit Card , Citi Titanium Cash Rewards Credit Card , First Citizen Citibank Platinum Credit Card , Citibank Rewards Domestic Credit Card , ABN AMRO One , ABN AMRO Titanium One , ABN AMRO Smart Miles Titanium , Yatra Barclaycard Platinum , Barclaycard Gold , Barclays Premier League Barclaycard , Times Card from Barclaycard and TimesofMoney , Deutsche Bank Miles & More Signature , Deutsche Bank Miles & More Platinum , HSBC Advance Platinum , Federal Bank SBI Platinum Card , HDFC Bank Idea International Silver , HSBC Spencer's Retail Classic , Chennai Metro SBI Card , Mumbai Metro SBI Card , SBI Platinum Card , SBI Signature Card , SpiceJet SBI Card , SBI Railway Card , SBI Gold & More Card , PVR Kotak Gold , Kotak Urbane Gold , SBI Maruti Card , Federal Bank SBI Gold 'N More , SBI Card ELITE Advantage , SBI Card PRIME Advantage , SimplyCLICK Advantage SBI Card , SimplySAVE Advantage SBI Card , Amex MakeMyTrip Credit Card , Andhra Bank VISA Platinum Credit Card , Andhra Bank VISA Gold Credit Card , Andhra Bank VISA Classic Credit Card , Andhra Bank MasterCard Credit Card , ICICI Bank HPCL Gold , ICICI Bank HPCL Silver , Kotak Mojo Platinum , Toyota ICICI Bank Co-Branded , Kotak Veer Platinum , ICICI Bank Gitanjali Jewellery , SyndicateBank Global Credit Card Classic , SyndicateBank Global Credit Card Gold , IndusInd Bank Gold Credit Card , BOBCARD Bombay Bullion , RBL IGU NHS Golf World Card , RBL India Startup Club World , RBL India Startup Club Platinum , RBL Platinum Cricket , RBL Freedom SuperCard , SBI Student Plus Advantage Card , SBI Apna Bazaar Card , SBI Advantage Platinum Card , SBI Advantage Signature Card , Bajaj Finserv RBL Bank CA SuperCard , Bajaj Finserv RBL Bank Doctor's SuperCard , ETMONEY RBL Bank LoanPass Credit Card , SBI Gold Card (pre-2009) , SBI Advantage Card (pre-2009) , SBI Employee Card , Hero Honda SBI Card , SBI Silver & More Card , RBL Bank Practo Plus Credit Card , Easyday Kotak Titanium Card , Easyday Kotak Silver Card , LIC Axis Bank Titanium , LIC Axis Bank Gold , ICICI Unifare Bangalore Metro , ICICI Unifare Mumbai Metro , SBI Platinum Card (2007) , SBI Doctors Card , IndusInd Bank Miles & More Signature , IndusInd Bank Miles & More Platinum , SBI Platinum Card (2010) , SBI UBI Card , SBI UBI Gold Card , BOBCARD Titanium , BOBCARD Elite Platinum , BOBCARD Select Platinum , SBI Mumbai Card , BOBCARD Signature , BOBCARD Assure , BOB Financial Paytm Credit Card .

Its issuer publishes no free visit we can count (11): IDBI Bank LIC Eclat Select , IRCTC HDFC Bank Credit Card , IRCTC SBI Card Premier , IDFC FIRST Millennia , IDFC FIRST Classic , IDFC FIRST SWYP , IRCTC RBL Bank Credit Card , Landmark Rewards SBI Card SELECT , IRCTC BOBCARD , AU Altura Credit Card , AU Altura Plus Credit Card .

How we rank

Ranked on one number: free visits a year × the share of tracked airport lounge doors the card opens — domestic visits against India's doors, international visits against the rest of the world's — ÷ the fee it bills every year (floored at ₹1,000, so a lifetime-free card is not divided by zero). Visits are domestic plus international, read from the issuer's own allowance — "2 per quarter" is 8 a year, and "unlimited" counts as 24 a side. A card "opens a door" when its lounge-access networks (Priority Pass, DreamFolks, DreamFolks Railway, Visa, Mastercard, Diners, Amex, RuPay, direct) intersect a tracked lounge's admitting networks — the same computation as the lounge map. Ties break on the fee to keep the card, then on doors opened, then on our ranking. The first three places go to cards a reader can simply apply for: a card restricted to one profession, or offered only by invitation from the bank's own clients, keeps its row below them. Every row carries its allowance verbatim and is marked "gated" where the issuer attaches a prior-spend or relationship condition. Guest charges, per-visit fees on issued-on-request Priority Pass cards, and the exact wording of every gate live on the lounge map.

The records behind this board — the lounge-map sweep and every card record it opens a door for — carry re-verification dates from 26 Jul 2026 to 26 Oct 2026; the ranking is recomputed from them on every build.

Every figure comes from each card's own published fee and earn rate. How we value cards.

Questions

Which credit card gives the best airport lounge access in India?

Scapia (Federal Bank) gives the most lounge for its fee: unlimited visits in India across 74 of the 792 lounge doors we track, for no annual fee. Its visits start only once you clear the issuer's prior-period spend bar — the row says how. If you actually live in lounges, the question is frequency, not price: 15 cards you can still get never count your visits at all — unlimited domestic AND international, no spend gate (+2 more for existing holders only) — from ₹0 to ₹1,10,000 up front. HSBC Taj reaches the most doors of any of them: 734 of the 792, for ₹1,10,000/yr.

How many cards are in this lounges ranking?

230 of the 990 Indian personal cards we track are ranked here. 421 are listed unranked with the computed reason — not ranked — no tracked doors, or no countable free visit — because a card we can't rank honestly gets named, not hidden. A further 339 are carried but not valued at all — 51 with no annual fee any issuer document states, 241 whose issuer has not published how the card earns, 47 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /cards/best/business, because pricing an MSME card against a personal wallet answers a question nobody asked.

How up to date is this list?

The records behind this board — the lounge-map sweep and every card record it opens a door for — carry re-verification dates from 26 Jul 2026 to 26 Oct 2026; the ranking is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.

Which lounge-access credit cards in India have no annual fee?

29 of the 230 ranked here are lifetime free. The best on free lounge visits a year is Scapia (Federal Bank) at unlimited visits in India. It is also this board's call outright: the top of this list costs nothing.

Is Scapia (Federal Bank) better than IndusInd Tiger?

On what this board ranks — free lounge visits a year — yes: unlimited visits in India against 10 visits a year. That is the whole claim, and a narrow one. IndusInd Tiger takes our lifetime free and air india miles boards instead. No card wins overall: 24 boards, 24 questions.