15 offers are live today; the first ends 31 Oct 2026. 231 cards have a welcome bonus you can get, 9 at their best ever.
Tiered per transfer: 15% under 50,000 Avios, 25% to 99,999, 35% at 100,000+. ALL Accor is eligible; Indian banks are not. Even at 35% an ALL point (₹2.15 at our mark) becomes ~1.01 Avios at the 4:3 ratio — spend it at an Accor hotel instead.
Tiered per transfer: 10% under 10,000 miles, 20% to 49,999, 40% at 50,000+. ALL Accor is eligible, Marriott is not; the "HSBC" listed is not shown to be HSBC India. At 2:1 the top tier turns a ₹2.15 ALL point into 0.7 Etihad miles — a poor trade.
New primary HSBC Premier cardholders earn 20,000 reward points on their first transaction within 30 days of issuance — ₹40,000 at our ₹2 house value via the 1:1 transfer to Accor ALL (₹20,000 as 1:1 Avios/KrisFlyer/Maharaja miles at ₹1, far less if cashed on the HSBC portal), more than three times the ₹12,000 joining fee. Updated KYC required; can't be stacked with any other welcome offer. The offer T&C pins the window to 9 Oct 2025 – 31 Dec 2026, so this is a genuinely dated introductory window, not a rolling sweetener.
₹1,000 cashback + ₹3,000 The Postcard Hotel voucher + 3 months EazyDiner Prime on ₹25,000 spend within 30 days of card opening. App-based applications; video KYC only, offer period through 31 Oct 2026 — and this is already the gutted 1-Jul-2026 construct (₹10k spend used to unlock it, plus a since-scrapped 3,000-point milestone).
Axis kept the IndiGo Axis Premium's double welcome running past its 31 August close: apply by 31 October 2026 and pay the ₹5,000 joining fee for 2 × 5,000 IndiGo BluChips plus a 6E Eats voucher, the standard 5,000 and the 6E Eats voucher within 30 days of the fee and the extra 5,000 within 60. The ₹799 retail IndiGo Axis card was not extended. Every voucher still expires six months from issue with no reissue, so the second 5,000 BluChips are only worth having if you fly IndiGo inside that half-year.
The summer offer comes back with the spend gate gone. IDFC's October T&C, verbatim: "New sourced IndiGo IDFC FIRST Bank cardholders will receive a voucher of 5000 IndiGo BluChips on joining fee payment", open to cards "newly sourced … during 1st October -31st October 2026" by customers who paid the ₹4,999 + GST joining fee. That is on top of the 5,000 chips and meal voucher every fee payment already brings, so a card taken this month is 10,000 BluChips ahead on day one — ₹5,000 at our ₹0.50 mark, against a ₹4,999 fee, before the 3,000 at ₹1,00,000 in 90 days. Narrower than the June–September version in one way: it is for the UNSECURED card only, so the FD-backed route, which pays no joining fee, gets nothing. The voucher lands in your BluChip account between 10 and 15 November 2026, counts against base fare only, and lapses six months after issue. Clause 9 bars combining it with "any other ongoing offer or promotion"; the page itself sells it as ADDITIONAL to the standing welcome.
Community-reported (LiveFromALounge, InsideFlyer, CardInsider): register by 10 Nov, then 15,000 bonus points at ₹1.5 lakh or 30,000 at ₹2.5 lakh of spend to 30 Nov, counted from the day you register. No EMI or wallet loads. At our ₹0.50 Bonvoy mark the top tier is ₹15,000 — about 6% back on top of the base earn.
The offer that replaced the lifetime-free window. BOBCARD's product page: "W.e.f. 1st September 2026, ₹0 joining/first-year fee. From the second year onwards, spend ₹2,50,000 in the preceding card anniversary year and get your annual fee of ₹2,499 waived off" — headed "Limited Period Offer", with no end date printed anywhere on the page. This is NOT lifetime free: year two bills ₹2,499 + GST unless the ₹2.5L spend clears, and the reversal needs a non-delinquent account. Same card underneath — 3.75% statement-credit value online, unlimited domestic lounges behind the ₹75k/quarter gate, 2% forex. We re-read the page monthly; this row gets an end date the day BOBCARD prints one.
Axis's own fee table for the retail IndiGo Axis card reads "Joining/Annual Fee — ₹NIL (Limited period offer)" — a window, not a lifetime-free card: Axis's Key Fact Sheet (8 Oct 2026) still prices it ₹799 / ₹799. Community write-ups limit it to the RuPay variant and end it 30 Oct 2026; Axis's fee table prints neither. Read the catch before applying: the same page pays the 1,200-BluChip welcome and renewal vouchers only "on payment of" the fee, so a NIL-fee card should expect neither — what you get is the 3/2/1 BluChip earn and quarterly lounge access with nothing to pay. The Premium card is not in the offer.
Axis's fee table: joining and annual fee "₹NIL (Limited period offer on Amex Network)". Amex variant only; Visa/Mastercard still bill ₹1,500. The catch: free cards are barred from the 12,500-point welcome, so pay the fee if you want the welcome.
Axis's fee table: joining and annual fee "₹NIL (Limited period offer on Amex Network)". Amex variant only; Visa/Mastercard still bill ₹1,000. A free second card for 10X on apparel; assume no welcome on a free card, as on Privilege.
No foreign-exchange mark-up fee on foreign-currency transactions from 15 August to 31 October 2026, both dates inclusive, on all valid HSBC credit cards held by existing Indian residents and NRIs — corporate cards excluded. The window first ran to 15 September and HSBC has since extended it to 31 October. Add-on cardholders count. Point-of-sale AND online both qualify; ATM withdrawals do not, and disputed transactions do not. Read the fine print before you plan around it: the waiver is the mark-up ONLY, so GST, the card network's own cross-border fee and every other regulatory charge still land. And eligibility is judged on the POSTING date, not the date you swiped — a transaction made on 31 October that settles on 1 November may not qualify, which makes the last few days of the window unreliable for a big purchase. It also cannot be clubbed with any other HSBC forex promotion. Against Premier's standing 0.99% this is worth ₹990 per ₹1 lakh of international spend, and against TravelOne's 3.5% (its MITC rate) ₹3,500 — the cheapest forex on any Indian card until the end of October.
Reported by CardInsider: applications from 8 Sep to 31 Oct 2026 skip the first-year fee — ₹499 + GST on Purple, ₹1,499 + GST on SELECT BLACK. Year two bills the full fee. The catch, if this window copies SBI's own terms for its April–June first-year-free run: that T&C withheld the PhonePe welcome gift card (₹500 on Purple, ₹1,500 on SELECT BLACK) from fee-waived cards, which on SELECT BLACK hands back exactly the ₹1,499 you saved. SBI's PDF for this window was not readable from here; confirm the welcome terms on the application before choosing the waiver.
Back a month after August's sale closed, five points richer at the top: up to a 55% bonus on any buy of 2,000 points or more before the bonus, through 23 Nov 2026, and the purchase cap is raised from 150,000 to 200,000 points a calendar year for the window. It is targeted. Accounts are reported at every step from 20% to 55%, so read your own before planning around the headline. At 55% a point costs 0.81 US¢ ≈ ₹0.77 at USD/INR ≈95, 54% above our ₹0.50 house value; at 40% it is 0.89¢ ≈ ₹0.85. Amex Membership Rewards moves 1:1 into Bonvoy and an MR point is marked ₹0.50, so the points door is about 35% cheaper than the best cash price. Buy only to top off a balance a few thousand short of an award you have already priced, and never to transfer out.
Skip. ₹0.77 a point at the 55% tier, 54% above our ₹0.50 mark. Skip it: Amex Membership Rewards transfers in at ₹0.50 of points per point, so the cheapest Marriott Bonvoy point on this site is one you already own.
Community-reported: bundles from 7,500 miles for US$150 to 225,000 for US$3,160, the largest at 1.4 US¢ ≈ ₹1.33 a mile, 33% above our ₹1 anchor. Targeted, first bundle only. Axis EDGE Rewards reach Miles & More at 5:2, ₹1.00 a mile — skip.
Skip. ₹1.33 a point at the 50% tier, 33% above our ₹1.00 mark. Skip it: Axis EDGE Reward Points transfers in at ₹1.00 of points per point, so the cheapest Lufthansa Miles & More point on this site is one you already own.
Every era of every welcome bonus we track, valued in ₹ at our point values (vouchers and cashback at face value), and today’s compared with all of them. Each card’s full history is on its card page.
| Card | Today’s bonus | Worth | Against its history |
|---|---|---|---|
| ICICI Times Black | ₹12,000 Lohono Stays or ₹10,000 EaseMyTrip voucher + ₹3,000 Toni&Guy + ₹1,000 Interflora + Zomato Gold + visa servicesOn joining and fee payment; the Lohono/EaseMyTrip voucher is one-or-the-other | ₹16,000 | Best ever2 eras on record |
| HDFC Infinia Metal | 12,500 Reward Points + 1-year Club Marriott membershipOn fee realisation and card activation; fee ₹12,500, waiver at ₹10L | ₹12,500 | Best ever2 eras on record |
| Axis Magnus | ₹12,500 voucher — Luxe Gift Card, The Postcard Hotel or YatraOn payment of the joining fee, now ₹12,500; Tata CLiQ discontinued; not for first-year-free cards | ₹12,500 | Best ever3 eras on record |
| IDFC FIRST Mayura | 12,000 reward points — 4,000 on fee payment + 4,000 each on ₹20k in statement cycles 2 and 3Joining-fee payment (the fee-payment tranche is once per customer) plus ₹20,000 spends in the 2nd and 3rd cycles | ₹6,000 | Best ever3 eras on record |
| IDFC FIRST Diamond Reserve | Brand offers worth ₹5,000+ — ET Prime 3 months (₹1,199), Lenskart Gold Max 1 year (₹800), MakeMyTrip up to ₹1,600, Mokobara 10%, ₹500 off a first in-app flight bookingPayment of the ₹3,000 + GST joining fee; every offer is claim-based in the IDFC FIRST app and expires 90 days after the fee is paid | ₹5,000 | Best ever2 eras on record |
| IDFC FIRST Ashva | 7,500 reward points — 2,500 on fee payment + 2,500 each on ₹20k in statement cycles 2 and 3Joining-fee payment plus ₹20,000 spends in the 2nd and 3rd statement cycles (once per customer); cards generated on or after 1 Sep 2025 | ₹3,000 | Best ever3 eras on record |
| PhonePe HDFC Bank Ultimo | 5 cashback vouchers worth ₹200 each, via scratch cardsOne voucher for each of the first 5 UPI-on-credit-card transactions of at least ₹100, on the PhonePe app; offered only to cardholders for whom the joining fee is applicable | ₹1,000 | Best ever2 eras on record |
| PhonePe HDFC Bank Uno | 5 PhonePe scratch cards worth ₹100 eachOne scratch card for each of the first 5 UPI-on-credit-card transactions of at least ₹100, on the PhonePe app; offered only to cardholders for whom the joining fee is applicable | ₹500 | Best ever2 eras on record |
| BOBCARD Etihad Guest Premium | 15,000 Guest miles — 10,000 on ₹50k in 65 days + fee payment, 5,000 more (October–November window; the first gate doubled from ₹25k to ₹50k)Cards onboarded 1 Oct – 15 Nov 2026; ₹50,000 within the first 65 days of issuance plus payment of the ₹5,000 joining fee; bonus miles credited after 65 days from card issuance | ₹15,000 | At its best6 eras on record |
| HSBC TravelOne | ₹1,000 cashback + ₹3,000 Postcard Hotel voucher + 3-month EazyDiner Prime₹25,000 spend within 30 days of card opening; online applications with video KYC | ₹4,000 | Below its best3 eras on record |
| IndusInd Avios Visa Infinite | 20,000 bonus AviosJoining benefit credited to the chosen British Airways Club or Qatar Privilege Club track, within 15 days of receipt of the joining fee | ₹20,000 | All-time low3 eras on record |
| Standard Chartered Ultimate | 6,000 reward points (₹6,000)On payment of the ₹5,000 joining fee | ₹6,000 | All-time low2 eras on record |
| Axis Bank Reserve | 15,000 EDGE Reward PointsOn card activation — first transaction within 30 days; not for first-year-free or LTF cards | ₹6,000 | All-time low2 eras on record |
| AU Zenith | None — AU withdrew the welcome; no sign-up bonus is publishedNothing to trigger — the product page lists no welcome benefit at all | ₹0 | All-time low2 eras on record |
| Card | Today’s bonus | Worth | Against its history |
|---|---|---|---|
| Axis Bank PRIMUS | 25,000 EDGE Miles (= 125,000 partner miles at 1:5) OR a ₹40,000 ITC Hotels e-gift cardCard activation within 30 days of issuance, on payment and realisation of the full 12-month joining fee; the choice must be ticked on the application form and confirmed to the PRIMUS relationship manager within 15 days of card booking | ₹1,25,000 | Never changedone era on record |
| IDFC FIRST Private | 50,000 reward pointsOn payment of the ₹50,000 + GST joining fee; invite-only. Renewal pays 25,000 points. No hotel membership — cards issued on or after 17 Jul 2026 get no Club ITC Culinaire | ₹50,000 | Never changed2 eras on record |
| HSBC Premier (Metal) | 20,000 reward points (introductory offer)First transaction within 30 days of card issuance; new primary cardholders with updated KYC; cannot be combined with other welcome offers | ₹40,000 | Never changed3 eras on record |
| RBL Lumière | ₹30,000 Taj Experiences or Marriott gift vouchers + Club Marriott or ITC Culinaire annual membershipOn card issuance / joining-fee payment (by invitation) | ₹30,000 | Never changedone era on record |
| Axis Olympus | 2,500 EDGE Miles + ₹10,000 Taj/ITC hotel voucherFirst transaction each membership year (welcome AND every renewal) | ₹20,000 | Never changedone era on record |
| ICICI Bank Rubyx | ₹18,000 of brand vouchers — Elivaas ₹10,000, EaseMyTrip ₹2,000 flights + ₹3,000 holidays, TataCliQ ₹2,000, Croma ₹1,000 (+ 3-month EazyDiner Prime)On payment of the ₹3,000 joining fee; vouchers land by e-mail within 45 days. Renewal ₹2,000, waived at ₹3L annual spend | ₹18,000 | Never changedone era on record |
| Standard Chartered Beyond | Vouchers worth ₹15,000 — Taj, Luxe Gift Cards, MakeMyTrip, Fabindia, Ikea, Marks & SpencerRealisation of the joining fee, and at least the minimum payment due received by the payment due date after the statement carrying it | ₹15,000 | Never changedone era on record |
| Axis Miles & More World Select | 15,000 award milesOn the first transaction with the card | ₹15,000 | Never changedone era on record |
| IndusInd Pinnacle World | Up to ₹15,000 Gyftr e-voucherOn the standard ₹15,000-joining variant; Grandé/Legacy customers join at ₹5,000 (levied only if ₹50k spend isn't met in 90 days) | ₹15,000 | Never changedone era on record |
| ICICI Sapphiro | ₹13,500 of brand vouchers — Da Milano ₹5,000, EaseMyTrip ₹4,000, Tata CLiQ ₹3,000, Croma ₹1,500 (+3-month EazyDiner Prime)On payment of the ₹6,500 joining fee; vouchers land within 45 days. Renewal ₹3,500, waived at ₹6L annual spend | ₹13,500 | Never changedone era on record |
| ICICI Emeralde Private Metal | 12,500 Reward Points + Taj Epicure + EazyDiner Prime membershipsOn payment of the ₹12,499 joining fee (invite-led); points and memberships recur on every renewal | ₹12,500 | Never changedone era on record |
| IDFC FIRST Gaj | 12,500 reward points on joining-fee payment, plus a 25%-off 5-star hotel voucher worth up to ₹5,000 on ₹1L spent in 60 daysPayment of the ₹12,500 + GST joining fee (charged upfront, before card dispatch); the voucher additionally needs ₹1,00,000 of spend within 60 days of card generation. Once per customer — close and reapply and you forfeit it. | ₹12,500 | Never changedone era on record |
| RBL Nova | ₹12,500 Taj Experiences or Luxe gift cardOn payment of the ₹12,500 joining fee | ₹12,500 | Never changedone era on record |
| EazyDiner IndusInd Signature | 12-month EazyDiner Prime membership (₹3,550), 2,000 bonus EazyPoints and a ₹7,500 Postcard Hotel stay voucherOn payment of the ₹2,999 joining fee, and repeated on every renewal fee — IndusInd publishes no spend gate and no claim window | ₹11,050 | Never changedone era on record |
| KrisFlyer SBI Card APEX | 10,000 KrisFlyer milesOn annual-fee payment plus a first transaction within 60 days of card issuance (fee ₹9,999); +10,000 miles at ₹5L annual spend and +3,000 at ₹10L | ₹11,000 | Never changedone era on record |
| RBL Bank Shoppers Stop Black | A ₹3,000 Shoppers Stop voucher, a curated welcome gift worth ₹3,000 and a First Citizen Club Black membership worth ₹4,500, plus a complimentary makeoverActivate the card and shop within the first 30 days, and pay the annual fee | ₹10,500 | Never changedone era on record |
| Bandhan Bank Lumina Credit Card | ₹10,000 'Giftwrapped by Oberoi' e-voucher₹20,000 of spend within the first 30 days of card issuance, and payment of the ₹9,999 joining fee | ₹10,000 | Never changedone era on record |
| YES Bank Marquee | 40,000 YES Rewardz points (+ ET Prime subscription sweetener)On payment of the ₹9,999 joining fee; 20,000 further points on every paid renewal | ₹10,000 | Never changedone era on record |
| SBI AURUM | 40,000 AURUM Reward Points + Club Marriott, WSJ and Mint memberships (year 1)On payment of the ₹9,999 + GST joining fee — coverage prints no spend gate | ₹10,000 | Never changedone era on record |
| DBS Vantage | 10,000 Vantage Points + hotel membership (Taj Epicure / ITC Culinaire / Club Marriott)First transaction within 30 days of joining-fee payment | ₹10,000 | Never changedone era on record |
| Emirates Skywards ICICI Bank Emeralde | 10,000 Skywards Miles + Emirates Skywards Silver tierOn payment of the ₹10,000 joining fee; the miles and Silver tier recur on every renewal (Gold from year two at ₹15L spend, of which ₹50k on Emirates bookings) | ₹9,000 | Never changedone era on record |
| YES Private Prime | Oberoi e-gift vouchers worth ₹9,000Published as a card benefit alongside the ₹20,000 first-year fee — YES states no spend gate and no claim window for the vouchers | ₹9,000 | Never changedone era on record |
| YES Private | Oberoi e-gift vouchers worth ₹9,000Published as a card benefit alongside the ₹50,000 first-year fee — YES states no spend gate and no claim window for the vouchers | ₹9,000 | Never changedone era on record |
| SBI Card PULSE | Noise ColorFit Pulse 4 Pro smartwatch worth ₹7,999On payment of the joining fee; delivered as a redemption voucher | ₹7,999 | Never changedone era on record |
| Marriott Bonvoy HDFC Bank | 1 Free Night Award, up to 15,000 Bonvoy points — joining and every renewalOn ₹500 spend within 90 days or joining-fee levy (₹3,000); the award expires after 12 months | ₹7,500 | Never changedone era on record |
| BOBCARD Etihad Guest | 7,500 Guest miles — 5,000 on ₹25,000 in 65 days + joining-fee payment, 2,500 more at ₹50,000 inside the same 65 daysCards onboarded 1 Oct – 15 Nov 2026; ₹25,000 within the first 65 days of issuance plus payment of the ₹2,500 joining fee for the first tranche, ₹50,000 within the same 65 days for the second; miles credited after 65 days from issuance | ₹7,500 | Never changed2 eras on record |
| Adani One ICICI Bank Signature | ₹5,000 Adani One flight voucher + ₹2,000 Adani One hotel voucherFlight voucher on ₹25,000 spend within 60 days of activation; on payment of the ₹5,000 joining fee | ₹7,000 | Never changedone era on record |
| RBL Insignia Preferred Banking World Card | 28,000 Reward Points (fee variant only)Card usage within 30 days of issuance and the annual fee paid by due date; not paid to Nil-fee Insignia Preferred Banking clients | ₹7,000 | Never changedone era on record |
| IndusInd PIONEER Private | 6,000 bonus Reward Points₹1 lakh of retail settled spend within 30 days of card issuance; primary cardholders only, credited within 90 days | ₹6,000 | Never changedone era on record |
| RBL Bank Shoppers Stop Platinum | A ₹2,000 Shoppers Stop voucher, a curated welcome gift worth ₹2,000 and a First Citizen Club Platinum Aura membership worth ₹1,500, plus a complimentary makeoverActivate the card and shop within the first 30 days, and pay the annual fee | ₹5,500 | Never changedone era on record |
| Axis Magnus for Burgundy | ₹5,000 voucher — Yatra flight, Luxe or Postcard Hotels (new applications only)First spend within 30 days of issuance; joining fee ₹30,000 for applications after 31 Jan 2024; upgrades from Magnus get nothing; avail within 6 months | ₹5,000 | Never changed2 eras on record |
| Axis Horizon | 5,000 EDGE MilesCumulative net spends of ₹1,000+ within 30 days of card issuance; paid cards only, not lifetime-free variants | ₹5,000 | Never changedone era on record |
| Axis Miles & More World | 5,000 award milesOn the first transaction with the card | ₹5,000 | Never changedone era on record |
| SBI Card MILES ELITE | 5,000 Travel Credits₹1,00,000 spend within 60 days of card issuance; credits land within 15 days of crossing the gate | ₹5,000 | Never changedone era on record |
| SBI Card ELITE | e-Gift voucher worth ₹5,000On payment of the joining fee; redeemable at Yatra, Bata/Hush Puppies, Pantaloons or Shoppers Stop | ₹5,000 | Never changedone era on record |
| RBL Icon | 20,000 bonus reward pointsFirst transaction within 30 days of issuance and payment of the ₹5,000 joining fee | ₹5,000 | Never changedone era on record |
| IDFC FIRST WOW! Black | ₹500 first-travel-booking voucher + up to ₹1,500 of MakeMyTrip discounts + 3 months of EazyDiner Prime (₹1,095) + 1 year of Lenskart Gold Max (₹800) + 10% off Mokobara + 5% cashback up to ₹1,000 on the first EMIOn payment of the ₹750 joining fee. Every coupon expires 90 days from the day the fee is paid; the MakeMyTrip legs are one booking per card per category; the ₹500 voucher needs a ₹5,000 minimum booking through the app's FIRST Rewards Gallery; the EMI cashback needs the conversion inside 30 days. | ₹5,000 | Never changedone era on record |
| AU Zenith+ | Luxury gift vouchers or reward points worth ₹5,000On card activation and first transaction; joining fee ₹4,999 | ₹5,000 | Never changedone era on record |
| AU Bank Traverse Credit Card (NRI) | MakeMyTrip voucher worth ₹5,000Card activation within 30 days of issuance | ₹5,000 | Never changedone era on record |
| DBS Altitude | 4,999 Vantage Points (+ 4,999 more each time the annual fee is levied)First transaction within 30 days of card onboarding, after the joining fee is levied — not payable if the joining fee is not charged | ₹4,999 | Never changedone era on record |
| Emirates Skywards ICICI Bank Sapphiro | 5,000 Skywards Miles + Emirates Skywards Silver tierOn payment of the ₹5,000 joining fee; 5,000 more on every renewal. Silver retained by spending ₹5L a year | ₹4,500 | Never changedone era on record |
| SpiceJet Axis Bank Voyage Black | ₹4,000 SpiceJet flight voucher + SpiceClub Gold membership (add-on vouchers worth ₹7,500)2 transactions within 30 days of card issuance; voucher valid 1 year | ₹4,000 | Never changedone era on record |
| MakeMyTrip ICICI Bank Platinum | ₹3,000 MakeMyTrip holiday voucher + ₹500 myCashThe holiday voucher ships in the primary card's welcome kit; the ₹500 myCash lands within 10 business days of paying the ₹500 joining fee | ₹3,500 | Never changedone era on record |
| KrisFlyer SBI Card | 3,000 KrisFlyer milesOn joining-fee payment (fee ₹2,999); +3,000 miles at ₹3L spend and KrisFlyer Elite Silver at ₹2.5L | ₹3,300 | Never changedone era on record |
| Kotak Air+ Prime | 3,000 Air Miles on joining + 3,000 Air Miles at every renewalOn payment of the joining fee, credited within 120 days of issuance; the renewal 3,000 lands within 30 days of each annual-fee payment | ₹3,000 | Never changedone era on record |
| SBI Card MILES PRIME | 3,000 Travel Credits₹60,000 spend within 60 days of card issuance; credits land within 15 days of crossing the gate | ₹3,000 | Never changedone era on record |
| RBL iGlobe | ₹3,000 MakeMyTrip voucherOne eligible purchase within 30 days of issuance and the annual fee paid | ₹3,000 | Never changedone era on record |
| RBL World Safari | ₹3,000 MakeMyTrip voucherOne transaction within 30 days of issuance and the membership fee paid in the first billing cycle; voucher emailed within 60 days, valid 120 days | ₹3,000 | Never changedone era on record |
| SBI Card PRIME | e-Gift voucher worth ₹3,000On payment of the joining fee; choose from Yatra, Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop | ₹3,000 | Never changedone era on record |
| Adani One ICICI Bank Platinum | ₹2,000 Adani One flight voucher + ₹1,000 Adani One hotel voucherFlight voucher on ₹10,000 of spend within 60 days of activation and payment of the ₹750 joining fee; hotel voucher on activation alone | ₹3,000 | Never changedone era on record |
| Titan SBI Card | 12,000 Reward Points worth ₹3,000Credited within 60 days of payment and realisation of the ₹2,999 joining fee | ₹3,000 | Never changedone era on record |
| Reliance SBI Card PRIME | ₹3,000 Reliance Retail voucher, plus discount vouchers worth ₹11,999 across participating Reliance Retail storesOn payment of the ₹2,999 joining fee; delivered within 30 days of the fee being realised | ₹3,000 | Never changedone era on record |
| Landmark Rewards SBI Card PRIME | 12,000 bonus Reward Points worth ₹3,000On payment of the ₹2,999 annual fee — SBI publishes no first-spend condition | ₹3,000 | Never changedone era on record |
| RBL Bank Blockbuster | 8,000 Reward Points plus up to ₹1,000 of BookMyShow movie-ticket discount (two transactions of ₹500 each)One eligible retail transaction within 30 days of issuance, registration on the MyCard app, and payment of the ₹3,000 joining fee by the first statement's due date — credited within 60 days | ₹3,000 | Never changedone era on record |
| IDFC FIRST SWYP | ₹500 welcome gift voucher + 1,000 Reward Points on the first EMI conversion + 1 year of Lenskart Gold Max (₹800) + up to ₹1,500 off flight and hotel bookings + 10% off MokobaraThe ₹500 voucher needs ₹5,000 of spend within 30 days of paying the joining fee; the 1,000 Reward Points need a first EMI conversion inside the same 30 days; the Gold Max membership and the travel coupons land on joining-fee payment alone. | ₹2,800 | Never changedone era on record |
| Indus Solitaire | 5,000 bonus Reward Points₹1 lakh of retail settled spend within 30 days of card issuance; primary cardholders only, first year of issuance only, credited within 90 days | ₹2,750 | Never changedone era on record |
| Axis Bank Shoppers Stop Credit Card | First Citizen points worth ₹300 plus ₹2,250 of Shoppers Stop vouchers and a complimentary Golden Glow membershipThe ₹300 of points needs a first transaction within 30 days of card issuance; the vouchers come with the card | ₹2,550 | Never changedone era on record |
| Kotak Air+ | 2,500 Air Miles on joining + 2,500 Air Miles at every renewalOn joining-fee payment (currently waived, limited-time) and again on each anniversary renewal | ₹2,500 | Never changedone era on record |
| IndiGo IDFC FIRST Dual Credit Card | 5,000 IndiGo BluChips voucher + 6E Eats/meal voucher + Postcard Hotel ₹3,000 voucher + 3-month EazyDiner Prime; +3,000 BluChips on ₹1L spend in 90 daysOn joining-fee payment (₹4,999); the ₹1L/90-day spend unlocks the extra 3,000 BluChips | ₹2,500 | Never changedone era on record |
| BOBCARD Eterna | 10,000 bonus points (₹2,500) on ₹50,000 spend in 60 days₹50,000 spend within 60 days of issuance; the ₹2,499 + GST fee was nil inside the lifetime-free windows (to 31 Aug 2026) and the joining/first-year fee is ₹0 under the limited-period offer running since 1 Sep 2026 | ₹2,500 | Never changedone era on record |
| IndiGo SBI Card ELITE | 5,000 IndiGo BluChips + a 6E Eats voucherOn fee payment and first transaction within 60 days (fee ₹4,999) | ₹2,500 | Never changedone era on record |
| IndiGo Axis Bank Premium Credit Card | 5,000 IndiGo BluChips voucher + 1 6E Eats voucherOn joining-fee payment (₹5,000); repeats on every renewal | ₹2,500 | Never changedone era on record |
| Axis Bank Privilege | 12,500 EDGE REWARD Points (Axis prints them "Worth ₹2,500" in vouchers)On levy of the joining fee and completion of the first transaction within 30 days of card issuance | ₹2,500 | Never changedone era on record |
| RBL Platinum Maxima Plus | 10,000 Reward PointsOne eligible retail transaction within 30 days of issuance and payment of the ₹2,500 annual membership fee — credited within 60 days | ₹2,500 | Never changedone era on record |
| Axis Bank Privilege Easy | 12,500 EDGE REWARD Points worth ₹2,500On levy of the joining fee and a first transaction within 30 days of card issuance; free cards, first-year-free cards and priority-segment customers are excluded | ₹2,500 | Never changedone era on record |
| Bandhan Bank Flare Credit Card | Amazon Pay e-voucher worth ₹2,000 on ₹10,000 spend within 30 days of card issuance₹10,000 of spend within the first 30 days of card issuance | ₹2,000 | Never changedone era on record |
| Axis Bank SELECT | 10,000 EDGE Reward PointsFirst transaction within 30 days of card issuance; joining fee ₹3,000 + GST | ₹2,000 | Never changedone era on record |
| HSBC Platinum | 2,000 reward pointsDownload the HSBC India Mobile app, activate the card, and spend at least ₹5,000 within the first 30 days of issuance; primary cardholders only | ₹2,000 | Never changedone era on record |
| IndiGo Kotak Premium Credit Card | 4,000 IndiGo BluChips voucher + 1 6E Eats voucherOn payment of the ₹3,000 joining fee; the same 4,000 BluChips + 6E Eats voucher repeat on every renewal | ₹2,000 | Never changedone era on record |
| AU Ananta | 8,000 Reward PointsOn card activation and first transaction (coverage cites 30 days of issuance); joining fee ₹2,000 | ₹2,000 | Never changedone era on record |
| RBL Platinum Edge | 8,000 Reward PointsPayment of the ₹1,999 annual fee and ₹2,000 of spend within 30 days of card issuance — nothing at all on a first-year-free card | ₹2,000 | Never changedone era on record |
| RBL Platinum Maxima | 8,000 Reward PointsOne eligible retail transaction within 30 days of issuance and payment of the ₹2,000 annual membership fee — credited within 60 days | ₹2,000 | Never changedone era on record |
| RBL Platinum LifeEasy | Gift vouchers worth ₹2,000Payment of the ₹1,999 annual fee and ₹2,000 of spend within 30 days of card issuance — nothing at all on a first-year-free card | ₹2,000 | Never changedone era on record |
| RBL Apex | Welcome vouchers worth ₹1,797 (incl. a ₹299 3-month Swiggy One and a ₹599 ixigo flight/hotel voucher)One eligible retail transaction within 30 days of card issuance and payment of the ₹1,000 annual membership fee by the first statement's due date | ₹1,797 | Never changedone era on record |
| RBL Bank Shoppers Stop Gold | A curated Shoppers Stop welcome gift worth ₹1,000 and a First Citizen Club Golden Glow membership worth ₹750Activate the card and shop within the first 30 days, and pay the annual fee | ₹1,750 | Never changedone era on record |
| HDFC BizPower | ₹1,500 Amazon voucher OR Amazon Prime annual membershipOne tax (income tax/GST), travel or ads (Google/Meta) transaction within 30 days of issuance — FIRST-TIME cardholders only, not conversions, migrations or upgrades | ₹1,500 | Never changed2 eras on record |
| DBS Spark 20 Credit Card | 7,500 Cash PointsFirst purchase transaction (online / contactless / POS) and payment of the joining fee within 30 days of card set-up; fee-based cards only, once per card | ₹1,500 | Never changedone era on record |
| ixigo AU | 1,000 reward points + ₹1,000 ixigo moneyFirst transaction within 30 days of card issuance; the ₹1,000 ixigo-money voucher is for new-to-bank customers only, credited within 15 days of activation and valid 90 days from issuance | ₹1,500 | Never changedone era on record |
| Shoppers Stop Black HDFC Bank | ₹1,500 Shoppers Stop voucher, plus a complimentary Shoppers Stop Black membership HDFC values at ₹4,500Any transaction at Shoppers Stop | ₹1,500 | Never changedone era on record |
| Kotak White | White Pass value of ₹1,500₹30,000 of spend within 60 days of card set-up | ₹1,500 | Never changedone era on record |
| RBL Bank Patanjali Swarn | 6,000 Reward PointsOne eligible retail transaction above ₹1,000 within 30 days of issuance and payment of the ₹1,499 annual membership fee — credited within 60 days | ₹1,500 | Never changedone era on record |
| SpiceJet Axis Bank Voyage | ₹1,500 SpiceJet flight voucher + SpiceClub Silver membership2 transactions within 30 days of card issuance; voucher valid 1 year | ₹1,500 | Never changedone era on record |
| SBI Card MILES | 1,500 Travel Credits₹30,000 spend within 60 days of card issuance; credits land within 15 days of crossing the gate | ₹1,500 | Never changedone era on record |
| BPCL SBI Card OCTANE | 6,000 bonus Reward Points worth ₹1,500On payment of the ₹1,499 annual fee — no minimum spend published; credited within 30 days of the fee payment | ₹1,500 | Never changedone era on record |
| IRCTC SBI Card Premier | 1,500 Reward PointsOn payment of the ₹1,499 first annual fee | ₹1,500 | Never changedone era on record |
| PhonePe SBI Card SELECT BLACK | PhonePe e-Gift Voucher worth ₹1,500Sent to the registered mobile number within 45 days of the membership fee being paid; the voucher itself expires 12 months after it lands in the Gift Card balance | ₹1,500 | Never changedone era on record |
| Apollo SBI Card SELECT | Apollo 24|7 e-gift voucher worth ₹1,500, plus a 1-year FITPASS PRO membershipOn payment of the ₹1,499 joining fee — SBI publishes no first-spend condition for the voucher | ₹1,500 | Never changedone era on record |
| TVS Credit RBL Bank Gold | 6,000 Reward PointsOne eligible retail transaction within 30 days of issuance and payment of the ₹1,500 annual membership fee — credited within 60 days | ₹1,500 | Never changedone era on record |
| Landmark Rewards SBI Card SELECT | 6,000 bonus Reward Points worth ₹1,500On payment of the ₹1,499 annual fee | ₹1,500 | Never changedone era on record |
| RBL Platinum ShopGain | 6,000 Reward PointsOn payment of the annual fee and minimum spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹1,500 | Never changedone era on record |
| RBL Bank SalarySe UP | 2,500 + 2,000 + 1,500 Reward Points across three tiers2,500 on a first transaction of ₹500 within 30 days; 2,000 more on fifteen UPI transactions of ₹500 each in the same window; 1,500 more on ₹30,000 of spend in three months | ₹1,500 | Never changedone era on record |
| IndianOil RBL Bank XTRA Credit Card | 3,000 Fuel PointsOne retail transaction above ₹500 within 30 days of card issuance; credited within 60 days, and only after the annual membership fee is paid | ₹1,500 | Never changedone era on record |
| Tata Neu Infinity HDFC Bank | 1,499 NeuCoinsOn payment of the ₹1,499 joining fee | ₹1,499 | Never changedone era on record |
| Tata Neu Infinity SBI Card | 1,499 NeuCoinsCredited within 15 days of the ₹1,499 fee being realised — no first-transaction condition published | ₹1,499 | Never changedone era on record |
| Axis Bank My Zone | SonyLIV Premium annual subscription (₹1,499), first year onlyFirst purchase within 30 days of card issuance; voucher code by SMS within 45 days | ₹1,499 | Never changed2 eras on record |
| IndiGo SBI Card | 2,500 IndiGo BluChipsOn the first transaction within 60 days of issuance (fee ₹1,499); repeats on renewal | ₹1,250 | Never changedone era on record |
| IndiGo Kotak Credit Card | 2,500 IndiGo BluChips voucherOn payment of the ₹1,500 joining fee; repeats on every renewal | ₹1,250 | Never changedone era on record |
| DBS Spark 10 Credit Card | 5,000 Cash PointsFirst purchase transaction (online / contactless / POS) and payment of the joining fee within 30 days of card set-up; fee-based cards only, once per card | ₹1,000 | Never changedone era on record |
| HSBC Live+ | ₹1,000 cashbackDownload the HSBC India mobile app and transact ₹25,000 within 30 days of card issuance | ₹1,000 | Never changedone era on record |
| IDFC FIRST WOW! | 5% cashback up to ₹1,000 on your first EMI transactionA direct EMI purchase or a transaction converted to EMI within 30 days of card generation | ₹1,000 | Never changedone era on record |
| RBL World Safari Lite | Gift vouchers worth ₹1,000 — ₹599 off ixigo flights and hotels, plus a Swiggy One benefitOne eligible transaction within 30 days of card issuance AND payment of the annual membership fee by the due date; the redemption link is emailed within 30 days of qualifying | ₹1,000 | Never changedone era on record |
| Kotak Air | 1,000 Kotak Air MilesOn payment of the ₹999 joining fee, credited within 120 days of issuance; 1,000 more at every renewal, within 30 days of fee payment | ₹1,000 | Never changedone era on record |
| Union Bank UNICORN | 4,000 reward points on ₹10,000 of spend within 30 days of activationMinimum ₹10,000 of spend within 30 days of card activation | ₹1,000 | Never changedone era on record |
| MakeMyTrip ICICI Bank | ₹1,000 MakeMyTrip voucher + complimentary MMTBLACK Gold membership (1 year); ₹1,000 voucher on every renewalOn joining and fee payment (₹999); the joining voucher is valid 1 year, the renewal voucher 3 months | ₹1,000 | Never changedone era on record |
| Axis Bank REWARDS | 5,000 EDGE REWARD PointsCumulative net spends of ₹1,000 or above within 30 days of card issuance | ₹1,000 | Never changedone era on record |
| HDFC Bank Millennia | 1,000 CashPointsPaid on realisation of the ₹1,000 joining membership fee; nothing is posted for renewal fee payments | ₹1,000 | Never changedone era on record |
| Axis Bank Cashback | EDGE Reward Points worth ₹1,000First transaction within 30 days of card issuance; fee-paying cards only, and not for existing Axis Cashback customers or upgrades from another Axis card | ₹1,000 | Never changedone era on record |
| RBL Movies and More | ₹1,000 of BookMyShow value — up to four movie tickets, across two bookingsDownload the RBL Bank MyBank app, make a first transaction within 30 days of card issuance, and pay the joining fee by the due date of the first statement | ₹1,000 | Never changedone era on record |
| RBL Platinum Delight | 4,000 Reward PointsSwipe within 30 days of card issuance and pay the annual membership fee by the payment due date; credited within 60 days of issuance | ₹1,000 | Never changedone era on record |
| RBL Cookies | ₹1,000 gift voucher from Croma, Myntra, Amazon, Flipkart or Shoppers StopOne transaction within 30 days of card issuance; fee-paying holders only, and mailed within 60 days | ₹1,000 | Never changedone era on record |
| RBL Platinum Max | 4,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹1,000 | Never changedone era on record |
| RBL Platinum Prime | 4,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹1,000 | Never changedone era on record |
| RBL Binge | 4,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹1,000 | Never changedone era on record |
| RBL Platinum Plus | 4,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹1,000 | Never changedone era on record |
| Shoppers Stop HDFC Bank | ₹500 Shoppers Stop voucher plus a Shoppers Stop Silver Edge membership worth ₹350The voucher redeems instantly at the till on any Shoppers Stop purchase; the membership comes with the card | ₹850 | Never changedone era on record |
| RBL Bank DMI Finance | 2,000 Reward Points plus a ₹200 BookMyShow voucherSwipe within 30 days of card issuance and pay the annual membership fee by the payment due date | ₹700 | Never changedone era on record |
| IndiGo Axis Bank Credit Card | 1,200 IndiGo BluChips voucherOn joining-fee payment (₹799); voucher credited after first transaction | ₹600 | Never changedone era on record |
| Federal Bank Celesta | ₹600 Amazon Pay gift voucher₹10,000 spend within 30 days of card issuance; card is lifetime free | ₹600 | Never changedone era on record |
| DBS Spark 5 Credit Card | 2,500 Cash PointsFirst purchase transaction (online / contactless / POS) and payment of the joining fee within 30 days of card set-up; fee-based cards only, once per card | ₹500 | Never changedone era on record |
| AU CA Metal | 2,000 bonus Reward Points + a dining membership₹5,000 of spend within 30 days of card activation; the dining membership needs ₹10,000 in the same window | ₹500 | Never changedone era on record |
| AU CS | 2,000 bonus Reward Points + a quarterly SwiggyOne dining membership₹5,000 of spend within 30 days of card activation; the SwiggyOne quarter needs ₹10,000 in the same window | ₹500 | Never changedone era on record |
| HSBC RuPay Cashback | ₹500 cashbackDownload the HSBC India Mobile app and make transactions of at least ₹10,000 within the first 30 days; primary cardholders only | ₹500 | Never changedone era on record |
| HSBC RuPay Platinum | ₹500 cashbackDownload the HSBC India Mobile app and spend at least ₹5,000 in the first 30 days of having the card; primary cardholders only | ₹500 | Never changedone era on record |
| IndianOil Axis Bank Premium | 500 EDGE MilesFirst transaction within 30 days of card issuance, no minimum spend; credited within 12 days | ₹500 | Never changedone era on record |
| IDFC FIRST Select | ₹500 gift voucher from a choice of brands, plus 5% cashback up to ₹1,000 on the first EMI transaction₹5,000 spent within 30 days of card generation for the voucher; the EMI cashback separately needs a first EMI transaction in the same 30-day window | ₹500 | Never changedone era on record |
| IRCTC HDFC Bank Credit Card | ₹500 gift voucherOne transaction of any amount within 37 days of card issuance; not paid on lifetime-free or first-year-free cards issued before 1 Oct 2025 | ₹500 | Never changedone era on record |
| ICICI Bank HPCL Super Saver | 2,000 ICICI Bank Reward Points₹5,000 of spend within 45 days of card issuance; credited roughly two statement cycles later | ₹500 | Never changedone era on record |
| Samsung Axis Bank Signature | 2,500 EDGE REWARD PointsThree transactions within 30 days of card issuance | ₹500 | Never changedone era on record |
| IDFC FIRST Millennia | ₹500 welcome voucher from a choice of brands, plus 5% cashback up to ₹1,000 on the first EMI transaction₹5,000 of spend within 30 days of card activation for the voucher; the EMI cashback separately needs a first EMI transaction inside the same 30 days | ₹500 | Never changedone era on record |
| IDFC FIRST Classic | ₹500 gift voucher from a choice of top brands, plus 5% cashback up to ₹1,000 on the first EMI transaction₹5,000 of spend within 30 days of card generation for the voucher; the EMI cashback separately needs a first EMI conversion inside the same 30-day window | ₹500 | Never changedone era on record |
| LIC IDFC FIRST Select | 2,000 Reward Points on the first ₹10,000 of spend, plus 5% cashback up to ₹1,000 on the first EMI transaction₹10,000 of spend within 30 days of card set-up for the points; the EMI cashback needs a first EMI transaction inside the same 30 days | ₹500 | Never changedone era on record |
| IDFC FIRST HPCL Power+ | ₹500 gift voucher on the first HPCL fuel transaction of ₹500 or moreFirst HPCL fuel transaction of ₹500 or more within 60 days of card set-up; primary card only, joining fee paid; voucher issued within 75 days and redeemable for 90 days after issue | ₹500 | Never changed2 eras on record |
| YES Bank BYOC (Rewards) | ₹500 Amazon voucher₹1,000 of spend within the first 30 days, on applications made online through the bank's own offer tile | ₹500 | Never changedone era on record |
| IRCTC RBL Bank Credit Card | 500 Reward PointsOne eligible retail transaction above ₹500 within 30 days of issuance and payment of the ₹500 annual membership fee by the first statement's due date — credited within 60 days | ₹500 | Never changedone era on record |
| BPCL SBI Card | 2,000 bonus Reward Points worth ₹500On payment of the ₹499 joining fee; credited within 20 days of that payment | ₹500 | Never changedone era on record |
| Google Pay Flex Axis Bank | A ₹250 gift card plus 250 Stars, and 2 Stars per ₹500 through the first reward periodCredited in the Google Pay app on card activation; the 2X tier runs for the first reward cycle | ₹500 | Never changedone era on record |
| SimplySAVE SBI Card | 2,000 bonus Reward Points worth ₹500₹2,000 or more of spend within the first 60 days | ₹500 | Never changedone era on record |
| SimplySAVE UPI SBI Card | 2,000 bonus Reward Points worth ₹500₹2,000 or more of spend within 60 days of receiving the card | ₹500 | Never changedone era on record |
| Landmark Rewards SBI Card | 2,000 bonus Reward Points worth ₹500On payment of the ₹499 annual fee | ₹500 | Never changedone era on record |
| Reliance SBI Card | Reliance Retail voucher worth ₹500, plus discount vouchers SBI books at ₹3,200On payment of the ₹499 joining fee; delivered within 30 days of the fee being realised | ₹500 | Never changedone era on record |
| IDFC FIRST Wealth | ₹500 voucher (Uber / Amazon / BigBasket) + 5% cashback up to ₹1,000 on the first EMI transaction₹5,000 spend within 30 days of card setup; the EMI cashback needs a first EMI txn | ₹500 | Never changedone era on record |
| YES Bank Wellness Plus | ₹500 Amazon voucher₹1,000 of spend within the first 30 days, on applications made through the bank's own campaign link | ₹500 | Never changedone era on record |
| RBL Patanjali Vishisht | 2,000 Reward PointsA first spend of ₹500 or more within 30 days of card issuance, once the membership fee is paid | ₹500 | Never changedone era on record |
| SimplyCLICK SBI Card | Amazon.in e-gift card worth ₹500On payment of the ₹499 annual fee — no first-transaction or spend condition published | ₹500 | Never changedone era on record |
| Kotak League Platinum | 5,000 Reward PointsReleased only on realisation of the ₹499 joining fee | ₹500 | Never changedone era on record |
| RBL Shoprite | 2,000 Reward PointsSwipe within 30 days of card issuance and pay the annual membership fee by the payment due date; credited within 60 days of issuance | ₹500 | Never changedone era on record |
| IndianOil RBL Bank Credit Card | 1,000 Fuel PointsOne retail transaction above ₹500 within 30 days of card issuance; credited within 60 days, and only after the annual membership fee is paid | ₹500 | Never changedone era on record |
| RBL Platinum Choice | 2,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹500 | Never changedone era on record |
| TVS Credit RBL Bank | 2,000 Reward PointsOne eligible retail transaction within 30 days of issuance and payment of the ₹500 annual membership fee — credited within 60 days | ₹500 | Never changedone era on record |
| RBL Platinum Advantage | 2,000 Reward PointsOn payment of the annual fee and spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹500 | Never changedone era on record |
| RBL MyFirst | 2,000 Reward PointsOn payment of the annual fee and minimum spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹500 | Never changedone era on record |
| Tata Neu Plus HDFC Bank | 499 NeuCoinsFirst transaction within 30 days of card issuance; not offered on lifetime-free or first-year-free variants | ₹499 | Never changedone era on record |
| Tata Neu Plus SBI Card | 499 NeuCoinsCredited within 15 days of the ₹499 fee being realised — no first-transaction condition published | ₹499 | Never changedone era on record |
| Federal Bank Imperio | ₹400 Amazon Pay e-voucherMinimum spend of ₹5,000 within the first 30 days | ₹400 | Never changedone era on record |
| IDBI Bank LIC Eclat Select | 500 Delight Points on card activation plus 1,000 more on a first transaction of ₹5,000 or more within 30 days — 1,500 pointsCard activation for the first 500; a first transaction of ₹5,000 or more within 30 days of activation for the other 1,000 | ₹375 | Never changedone era on record |
| Kotak Zen Signature | 1,500 Zen PointsReleased only on payment of the ₹1,500 joining fee | ₹375 | Never changedone era on record |
| Flipkart Axis Bank Credit Card | ₹350 of activation benefits — a ₹250 Flipkart voucher plus 50% off up to ₹100 on a first Swiggy orderFirst transaction within 30 days of card issuance; paid cards only — Axis states first-year-free cards are not eligible for the Flipkart voucher | ₹350 | Never changedone era on record |
| IRCTC SBI Platinum Card | 350 activation bonus Reward PointsA single transaction of ₹500 or more within 60 days of card issuance; credited within 45 days. Fuel and cash spends do not count. | ₹350 | Never changedone era on record |
| IDBI Bank Euphoria World | 500 Delight Points on card activation plus 750 more on a first transaction of ₹5,000 or more within 30 days — 1,250 pointsCard activation for the first 500; a first transaction of ₹5,000 or more within 30 days of activation for the other 750 | ₹313 | Never changedone era on record |
| IDBI Bank Royale Signature | 500 Delight Points on card activation plus 750 more on a first transaction of ₹1,500 or more within 30 days — 1,250 pointsCard activation for the first 500; a first transaction of ₹1,500 or more within 30 days of activation for the other 750 | ₹313 | Never changedone era on record |
| LIC Axis Bank Signature | 100% cashback up to ₹300 on the first utility bill paymentFirst utility bill payment within 30 days of card issuance | ₹300 | Never changedone era on record |
| Axis Bank NEO | 100% cashback up to ₹300 on the first utility bill paymentFirst utility bill payment within 30 days of card issuance; the ₹250 joining fee is nil on select lifetime-free channels | ₹300 | Never changedone era on record |
| Bandhan Bank Ignite Credit Card | 1,000 reward pointsCard activation — Bandhan publishes no spend gate or window for Ignite's activation benefit on the product page or in the MITC | ₹250 | Never changedone era on record |
| Edge CSB Bank RuPay Credit Card | ₹250 voucher — one of Amazon, Flipkart, Swiggy, Zomato or MyntraFirst successful UPI credit-card transaction of ₹2,000 or more on the Edge CSB card in the Jupiter app | ₹250 | Never changedone era on record |
| IDBI Bank Winnings | 500 Delight Points on card activation plus 500 more on a first transaction of ₹1,000 or more within 30 days — 1,000 pointsCard activation for the first 500; a first transaction of ₹1,000 or more within 30 days of activation for the other 500 | ₹250 | Never changedone era on record |
| Flipkart SBI Card | ₹250 Flipkart e-gift voucherCredited within 60 days of annual-fee realisation; the voucher expires one year from issue | ₹250 | Never changedone era on record |
| IndianOil HDFC Bank Credit Card | ₹250 activation voucherAt least one transaction within 37 days of card issuance; no minimum transaction value | ₹250 | Never changedone era on record |
| IndianOil Kotak Credit Card | 1,000 Reward PointsSpending ₹500 within 30 days of card issuance; the fee-paying variant only, and only once the joining fee has been realised | ₹250 | Never changedone era on record |
| IndianOil Axis Bank Credit Card | Up to 1,250 EDGE REWARD Points on the first fuel transactionsFuel transactions at IndianOil outlets within 30 days of card issuance | ₹250 | Never changedone era on record |
| RBL Paisabazaar Duet Plus | ₹250 cashbackA card purchase within 30 days of issuance and payment of the annual membership fee by the due date; credited within two weeks of the purchase | ₹250 | Never changedone era on record |
| LIC IDFC FIRST Classic | 1,000 Reward Points, plus 5% cashback up to ₹1,000 on a first EMI transaction and merchant offers IDFC prices at ₹1,500+₹5,000 of spend within 30 days of card generation, on the primary card only; the EMI cashback needs a first EMI transaction in the same window | ₹250 | Never changedone era on record |
| IDFC FIRST EA₹N | 10% cashback of up to ₹250 on the first transactionFirst transaction on the card; IDFC calls it a Joining Offer rather than a welcome benefit | ₹250 | Never changedone era on record |
| Airtel Axis Bank Credit Card | Amazon eVoucher worth ₹250First transaction within 30 days of card issuance; not available on cards issued without a joining fee | ₹250 | Never changedone era on record |
| IndianOil Easy Axis Bank | Up to 1,250 EDGE REWARD Points on the first fuel transactionFirst fuel transaction at an IndianOil outlet after card issuance | ₹250 | Never changedone era on record |
| RBL EasySaver | 1,000 Reward PointsOn payment of the annual fee and minimum spends of ₹2,000 within 30 days of card issuance; first-year-free cards get nothing | ₹250 | Never changedone era on record |
| Federal Bank Signet | ₹200 Amazon Pay e-voucherMinimum spend of ₹3,000 within the first 30 days | ₹200 | Never changedone era on record |
| Bandhan Bank Sparks Credit Card | 500 reward points on ₹5,000 spend within 30 days of card issuance₹5,000 of spend within 30 days of card issuance | ₹125 | Never changedone era on record |
| BOBCARD Premier | 500 bonus reward points₹5,000 or more of spend within 60 days of card issuance; UPI transactions do not qualify for joining rewards | ₹125 | Never changedone era on record |
| HDFC Bank MoneyBack+ | 500 CashPoints worth ₹125On payment of the joining membership fee | ₹125 | Never changedone era on record |
| IRCTC BOBCARD | 500 bonus reward pointsSpend ₹5,000 within the first 60 days of card issuance | ₹125 | Never changedone era on record |
| HPCL ENERGIE BOBCARD | 500 joining bonus reward pointsSpend of ₹5,000 or more within 60 days of card issuance; UPI transactions do not qualify for joining rewards | ₹125 | Never changedone era on record |
| AU Bank NOMO Credit Card | 500 Reward PointsOne transaction within 30 days of card issuance | ₹125 | Never changedone era on record |
| Kotak 811 Credit Card | 500 bonus Reward Points₹3,000 of spend within the first 30 days of card issuance | ₹125 | Never changedone era on record |
| HDFC Bank Freedom | 500 Reward PointsPaid only on realisation of the ₹500 joining membership fee | ₹75 | Never changedone era on record |
| Axis Burgundy Private | None — no welcome benefitInvite-only; issued against a ₹5 Cr+ Burgundy Private relationship, fee Nil for account holders | ₹0 | Never changedone era on record |
| IndusInd Tiger | None — lifetime free, no joining bonusNothing to trigger — no joining fee, no first-spend bonus, no voucher | ₹0 | Never changedone era on record |
| Standard Chartered Priority Visa Infinite | None — Standard Chartered publishes no welcome benefit for this cardNo joining or annual fee; the card is complimentary with a Priority Banking relationship, so there is no fee for a welcome to refund | ₹0 | Never changedone era on record |
| Scapia (Federal Bank) | None — lifetime free with no joining bonusNothing to trigger — ₹0 joining fee; a virtual card activates instantly, and that is the whole hello | ₹0 | Never changedone era on record |
| YES Bank RESERV | None published — no first-spend sign-up bonusNothing to trigger on joining; an 8,000-point benefit attaches to paid renewals, and the ₹2,499 joining fee itself waives on ₹40,000 spend in 30 days (official MITC) | ₹0 | Never changedone era on record |
| Kotak Solitaire | None — no joining bonusNothing to trigger; lifetime-free for Solitaire wealth clients (₹75L relationship), ₹25,000 otherwise | ₹0 | Never changedone era on record |
| Paytm HDFC Bank Select | None published — HDFC lists no welcome benefit for the Select variantNothing to trigger; the only recurring gift is ₹500 of gift vouchers per calendar quarter at ₹50,000 of non-EMI, non-rental spend | ₹0 | Never changedone era on record |
| Kotak NRI Royale Signature | None — Kotak publishes no joining giftNothing to trigger — the product page carries no welcome benefit and no milestone grid at all | ₹0 | Never changedone era on record |
| YES Bank Zagg Credit Card | None published — no sign-up, activation or first-spend bonusNothing to trigger on joining | ₹0 | Never changedone era on record |
| Fibe Axis Bank Credit Card | None published — no welcome, activation or joining benefitNothing to trigger on joining; the card carries no joining or annual fee to offset | ₹0 | Never changedone era on record |
| Axis Bank ACE | None published — no welcome, activation or joining benefitNothing to trigger on joining | ₹0 | Never changedone era on record |
| HDFC PIXEL Go | None published — the ₹250 joining fee is waived on ₹10,000 of spend instead₹10,000 of spend in the first 90 days waives the ₹250 joining fee; no points bonus is published | ₹0 | Never changedone era on record |
| YES Bank ELITE+ | None published — no sign-up or first-spend bonusNothing to trigger on joining | ₹0 | Never changedone era on record |
| AU Vetta | None — the first-year fee is waived on ₹40,000 of spend, in place of a sign-up bonusNothing to trigger a bonus; first-year ₹2,999 fee waived at ₹40k spend within 90 days | ₹0 | Never changedone era on record |
| Standard Chartered EaseMyTrip | None published — EaseMyTrip booking discounts stand in for a sign-up bonusNothing to trigger; the ₹350 fee reverses at ₹50,000 annual spend | ₹0 | Never changedone era on record |
| YES Bank SELECT | None published — no sign-up or first-spend bonusNothing to trigger on joining | ₹0 | Never changedone era on record |
| HDFC Diners Club Black Metal | Memberships: Club Marriott, Amazon Prime and Swiggy One₹1.5L spend within the first 90 days — no joining-fee route | not priced | No ₹ value2 eras on record |
| HDFC Regalia Gold | Complimentary Swiggy One + MMT Black Gold memberships, on ₹1L spend in the first 90 days₹1,00,000 spend within 90 days of issuance. No voucher on the live welcome-benefits section — the fee is no longer refunded to you in kind. | not priced | No ₹ value2 eras on record |
| HDFC Biz Black Metal | All Accor+ Explorer Membership (Elite All Accor Gold)₹1.5 lakh spend within the first 90 days; cards set up from 15 Sep 2026 | not priced | No ₹ value2 eras on record |
| HDFC Diners Club Privilege | Swiggy One + Times Prime annual memberships₹75,000 spend within 90 days of card issuance, on joining-fee payment (₹1,000) | not priced | No ₹ valueone era on record |
| HSBC Taj | Two nights' breakfast-inclusive stays at Taj hotels across India + a one-night stay at Taj PalacesOn card activation | not priced | No ₹ value2 eras on record |
| Equitas PowerMiles | Club Marriott + EazyDiner memberships; ₹5,000 joining fee reversed on ₹1.2L spend in 90 daysMemberships unlocked on card activation but must be claimed within 90 days of issuance on xchange.equitas.bank.in or they expire; joining-fee reversal on ₹1.2L spend within 90 days of activation | not priced | No ₹ valueone era on record |
| Equitas Selfe Credit Card | 2 complimentary memberships of your choice from Amazon Prime, Jio Hotstar, Sony Liv or Zee5Card activation; the memberships appear on the Equitas Xchange portal from T+1 after activation and must be claimed within 90 days of the card issuance date or they expire | not priced | No ₹ valueone era on record |
| BOBCARD Tiara | Complimentary 12-month FITPASS PRO membershipCards issued on or after 1 August 2026; the membership code is emailed to the registered address within 30 days of card issuance | not priced | No ₹ valueone era on record |
| Kotak White Reserve | Complimentary Club Marriott membershipOn card activation / joining-fee payment (₹12,500) | not priced | No ₹ valueone era on record |
| IndusInd Legend | None — no sign-up bonus₹5,000 one-time joining fee, no annual renewal fee (frequently issued lifetime-free) | not priced | No ₹ valueone era on record |
| IndusInd Pioneer Legacy | Oberoi hotel e-gift voucher + ₹5,000 Luxe gift cardOn joining; both vouchers valid six months from issuance | not priced | No ₹ valueone era on record |
| IndusInd Bank Nexxt Credit Card | A welcome gift — Montblanc, a Postcard Hotels stay or a Vouchagram voucher packAvailable only on select fee plans, which IndusInd does not publish | not priced | No ₹ valueone era on record |
| IndusInd ePay Amex | 3 months of Zomato Gold membershipA one-time first-year benefit; IndusInd states it will not be extended or renewed | not priced | No ₹ valueone era on record |
| YES Essence | Not published — YES names a welcome voucher and its gate but never states what it is worthFirst successful transaction within 45 days of card issuance; the voucher redemption link and activation code arrive by email once that transaction validates | not priced | No ₹ valueone era on record |
| Swiggy Ornge HDFC Bank Credit Card | Complimentary Swiggy One membership for 12 monthsOn card activation — activate within 37 days of issuance and claim it in the Swiggy app | not priced | No ₹ valueone era on record |
| Swiggy BLCK HDFC Bank Credit Card | Complimentary Swiggy BLCK membership for 3 monthsOn card activation — activate within 37 days of issuance and claim it in the Swiggy app; an existing Swiggy One membership is cancelled and refunded to make room for it | not priced | No ₹ valueone era on record |
| IndusInd Pioneer Heritage | Montblanc or Woohoo (Qwikcilver) vouchers on joiningOn joining-fee payment (₹1,00,000 + GST) | not priced | No ₹ valueone era on record |
The bank still publishes a bonus, but 22 of these cards are closed or paused to new applicants and we could not confirm the other 20 are issuing, so they are left out of every count above.
| Card | Today’s bonus | Worth | Against its history |
|---|---|---|---|
| Amex Platinum Travel | 10,000 Membership Rewards points₹15,000 spend within the first 90 days of cardmembership | ₹5,000 | All-time low2 eras on record |
| Amex Platinum Charge | Vouchers up to ₹60,000 — Taj Hotels, Luxe Gift Card or The Postcard Hotels₹50,000 spend within the first 2 months of cardmembership, on fee payment (₹66,000 since 8 Oct 2024) | ₹60,000 | Best ever2 eras on record |
| Amex Membership Rewards Card | 4,000 Membership Rewards points₹15,000 spend within 90 days of card activation, on fee payment | ₹2,000 | Never changed2 eras on record |
| Amex Platinum Reserve | 11,000 bonus Membership Rewards points₹30,000 spend within the first 90 days of cardmembership, on fee payment | ₹5,500 | Never changedone era on record |
| Scapia (BOBCARD) | None — lifetime free with no joining bonusNothing to trigger — ₹0 joining fee; the 0% forex and lounge access are the standing offer | ₹0 | Never changedone era on record |
| Amex SmartEarn | ₹500 cashback as statement creditEligible spends of ₹10,000 within 90 days of card issuance | ₹500 | Never changedone era on record |
| PNB LUXURA Metal (RuPay) | 20,000 reward points (₹5,000)₹50,000 of spend within 90 days of card activation | ₹5,000 | Never changedone era on record |
| PNB LUXURA Metal (Visa Infinite) | 20,000 reward points (₹5,000)₹50,000 of spend within 90 days of card activation | ₹5,000 | Never changedone era on record |
| Amex Gold Charge | 4,000 Membership Rewards points₹10,000 spend within 90 days of cardmembership, on payment of the ₹1,000 first-year fee (₹4,500 from year two) | ₹2,000 | Never changedone era on record |
| RBL World Plus | 20,000 Reward PointsPayment of the ₹4,999 annual fee and ₹2,000 of spend within 30 days of card issuance — nothing at all on a first-year-free card | ₹5,000 | Never changedone era on record |
| RBL World Prime | 12,000 Reward PointsPayment of the ₹2,999 annual fee and ₹2,000 of spend within 30 days of card issuance — nothing at all on a first-year-free card | ₹3,000 | Never changedone era on record |
| RBL World Max | 12,000 Reward PointsPayment of the ₹2,999 annual fee and ₹2,000 of spend within 30 days of card issuance — nothing at all on a first-year-free card | ₹3,000 | Never changedone era on record |
| Flipkart Axis Bank Super Elite | 500 SuperCoins on activation + 1yr Lenskart Gold, 3mo Gaana Plus, 2mo YouTube PremiumCard activation, with a Flipkart account on the same mobile number as the card | ₹250 | Never changedone era on record |
| Paytm SBI Card SELECT | Reward Points worth ₹750, plus a complimentary Paytm Super Saver (Paytm First) membershipOn card activation — SBI publishes no minimum spend | ₹750 | Never changedone era on record |
| Paytm SBI Card | Complimentary Paytm Super Saver (Paytm First) membershipOn card activation; renewed free on ₹1 lakh of annual retail spend, 12-month term | not priced | No ₹ valueone era on record |
| KVB SBI Signature Card | e-Gift Voucher worth ₹5,000 (Yatra, Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop)On payment of the ₹4,999 joining fee — SBI publishes no first-spend condition | ₹5,000 | Never changedone era on record |
| KVB SBI Platinum Card | Welcome e-Gift Voucher worth ₹3,000 (Yatra, Bata/Hush Puppies, Westside, Aditya Birla Fashion or Shoppers Stop)On payment of the ₹2,999 annual fee — SBI publishes no first-spend condition | ₹3,000 | Never changedone era on record |
| South Indian Bank SBI Platinum Card | Welcome e-Gift Voucher worth ₹3,000 (Yatra, Bata/Hush Puppies, Westside, Aditya Birla Fashion or Shoppers Stop)On payment of the ₹2,999 annual fee — SBI publishes no first-spend condition | ₹3,000 | Never changedone era on record |
| PNB Zaggle Twin | A ₹1,500 MakeMyTrip voucher, plus a Visa activation voucher up to ₹250 (Amazon/Swiggy/Zomato/Flipkart)The MakeMyTrip voucher comes with the RuPay Select leg; the activation voucher needs a first Visa transaction of ₹300 or more | ₹1,750 | Never changedone era on record |
| PNB Patanjali RuPay Select | 300+ reward points on first usageOne retail or online transaction after issuance — the Patanjali page says only "on 1st usage" and names no window | ₹75 | Never changedone era on record |
| PNB RuPay Millennial | 300 Reward PointsOne retail or online transaction within 90 days of receiving the card | ₹75 | Never changedone era on record |
| PNB RuPay Select | 300 Reward PointsOne retail or online transaction within 90 days of receiving the card | ₹75 | Never changedone era on record |
| PNB SALARY RuPay Select | 300 Reward Points on a first retail or online transaction within 90 days of receiving the cardOne retail or online transaction within 90 days of card receipt. PNB publishes this against the RuPay Select BIN band (652859) on its Rewardz programme page, not on the SALARY RuPay Select page itself | ₹75 | Never changedone era on record |
| OneCard Metal | None — lifetime free with no joining bonusNothing to trigger — no joining fee, no first-spend bonus, no voucher | ₹0 | Never changedone era on record |
| PNB BLISS | 300 Reward Points on a first retail or online transaction within 90 days of receiving the cardOne retail or online transaction within 90 days of card receipt. PNB publishes this against the RuPay Platinum BIN band (652858) on its Rewardz programme page, not on the BLISS page itself | ₹75 | Never changedone era on record |
| PNB EMT RuPay Platinum | Welcome voucher pack worth ₹3,000 (₹500 flights + ₹1,000 hotels + ₹1,500 holidays), plus 300+ reward points on activationOn card activation — PNB publishes no minimum spend and no claim window | ₹3,075 | Never changedone era on record |
| PNB RuPay Platinum | 300 Reward PointsOne retail or online transaction within 90 days of receiving the card | ₹75 | Never changedone era on record |
| PNB SALARY RuPay Platinum | 300 Reward Points on a first retail or online transaction within 90 days of receiving the cardOne retail or online transaction within 90 days of card receipt. PNB publishes this against the RuPay Platinum BIN band (652858) on its Rewardz programme page, not on the SALARY RuPay Platinum page itself | ₹75 | Never changedone era on record |
| Axis Atlas | 2,500 EDGE MilesFirst transaction within 37 days of card issuance; paid cards only | ₹5,000 | All-time low3 eras on record |
| Kotak Infinite | None — Kotak publishes no joining giftNothing to trigger; the card's giveaway is the unconditional 800 Reward Points a month, not a sign-up bonus | ₹0 | Never changedone era on record |
| HDFC Harley-Davidson Diners Club | Annual Swiggy One and Times Prime memberships plus a ₹750 Harley-Davidson gift card₹75,000 of spend within the first 90 days of card issuance | not priced | No ₹ valueone era on record |
| MakeMyTrip ICICI Bank Signature | MMTBLACK Platinum tier + MakeMyTrip holiday voucher up to ₹2,500One-time, on joining — no spend gate is published | ₹2,500 | Never changedone era on record |
| Chennai Super Kings ICICI Bank | 2,000 ICICI Bank Reward PointsPayment of the ₹500 joining fee AND ₹5,000 of spend in the first 45 days; dispatched within 60 days, and applicable only on cards that were charged a joining fee | ₹500 | Never changedone era on record |
| Air India SBI Signature Card | 20,000 Reward Points (= 20,000 Air India Maharaja Points)On payment of the ₹4,999 joining fee; credited within 15 days of the fee posting. Complimentary Air India Maharaja Club membership comes with it. | ₹20,000 | Never changedone era on record |
| Air India SBI Platinum Card | 5,000 Reward Points (= 5,000 Air India Maharaja Points)On payment of the ₹1,499 fee; credited within 15 days of the fee posting. Complimentary Air India Maharaja Club membership comes with it. | ₹5,000 | Never changedone era on record |
| HDFC Regalia | 2,500 reward points on fee realisation (also credited on paid renewals)On realisation of the ₹2,500 fee; card CLOSED to new applications — the row documents the grandfathered construct | ₹1,250 | Never changedone era on record |
| HDFC Regalia Activ | ₹250 Amazon gift voucherActivate the card within 37 days of card setup | ₹250 | Never changedone era on record |
| Swiggy HDFC Bank Credit Card | Complimentary Swiggy One membership for 3 monthsOn card activation; claimed inside the Swiggy app 2–3 days later | not priced | No ₹ valueone era on record |
| Kotak Privy League Signature | None — no joining bonusNothing to trigger; free for Privy League / Black relationships, ₹2,500 otherwise | ₹0 | Never changedone era on record |
| YES First Preferred | None published — no sign-up or first-spend bonusNothing to trigger on joining | ₹0 | Never changedone era on record |
| RBL Bank Black | 12,000 Reward PointsPayment of the ₹3,000 annual fee and card activation within 30 days of issuance — no minimum spend, credited within 60 days | ₹3,000 | Never changedone era on record |
| Kotak Mojo Platinum | None — the ₹1,000 joining fee is reversed instead, on ₹30,000 of retail spend₹30,000 of retail spend within 90 days of card issuance; the reversal is credited 90–120 days later | ₹0 | Never changedone era on record |
Each era is valued in ₹: points at our point values, vouchers and cashback at face value. Today’s era is compared with every earlier one. Higher than all of them is a best ever; level with the best is "at its best"; lower than all of them is an all-time low. Only a card whose every priced era carries the same ₹ reads "never changed". Membership bundles get no ₹ value and no call. Eras we could not source are left out, and dates the bank never announced are marked, not guessed.
Each transfer route’s bonus record: how often it runs, the median bonus, and when it last ran. The calls are computed from these rows. If a route pays 30% every few months, transferring without a bonus gives that away.
A 30% median bonus runs about every 15 months: 3 on record, last Apr 2025. Transferring without one gives 30% back to the programme; wait for the next bonus.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +30% | 1 Sept 2022 → 31 Oct 2022 | 1 MR = 1.3 Bonvoy points across all MR cards; 9-lakh MR/year transfer cap. | livefromalounge.com |
| +30% | 16 Nov 2023 → 15 Dec 2023 | Repeat of the 2022 construct: 30% on every MR card, 9-lakh MR/year cap. | livefromalounge.com |
| +10% | 17 Feb 2025 → 16 Apr 2025 | Gutted edition: Platinum/Centurion only, 25,000 bonus-point cap — the lowest India bonus on this route yet. | livefromalounge.com |
A 25% median bonus runs about every 4 months: 3 on record, last Mar 2025. Transferring without one gives 25% back to the programme, and the next bonus is overdue.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +25% | 24 Jun 2024 → 30 Jun 2024 | 25% on EDGE RP/Miles → ALL, capped at 6,000 bonus ALL points; official campaign T&C. | campaign.axis.bank.in |
| +25% | 27 Jan 2025 → 2 Feb 2025 | Same 25% / 6,000-cap construct, one-week window; community-documented (dates from the campaign page, now offline). | x.com |
| +25% | 24 Mar 2025 → 30 Mar 2025 | Third run of the identical 25% / 6,000-cap flash. Axis then removed Accor entirely on 2 Apr 2026, and restored it on 23 Sep 2026 at the punished 2:1 (EDGE Miles) / 5:1 (EDGE Rewards). | livefromalounge.com |
Route closed on 23 Sept 2026. 1 bonuses on record (median 10%), and none of them matter now. Transfer routes close faster than points expire.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +10% | → 31 Aug 2023 | 10% bonus Green Points on 20,000+ GP conversions; start never published, twice-extended to 31 Aug 2023, credited inconsistently. | livefromalounge.com |
Seen once: 75% in May 2025. Once is not a pattern, but a bonus that ran once tends to run again, so don't move a big balance without one.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +75% | 24 May 2025 → 26 May 2025 | One-weekend 75% flash to five partners (Etihad, BA Club, United, IHG, ITC), 7,500 bonus-mile cap, DCB/DCB Metal only. | offers.reward360.in |
A 27.5% median bonus runs about every 11 months: 8 on record, last Jun 2026. Transferring without one gives 27.5% back to the programme; wait for the next bonus.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +35% | 25 Nov 2019 → 3 Dec 2019 | 35% to Air Canada Aeroplan, on top of the standing 5k-per-60k transfer kicker. | frequentmiler.com |
| +50% | 8 Apr 2021 → 30 Apr 2021 | 50% to Etihad Guest — the route's all-time high. | frequentmiler.com |
| +40% | 26 Aug 2021 → 28 Aug 2021 | 40% to Etihad Guest, a three-day flash. | frequentmiler.com |
| +30% | 1 Sept 2021 → 30 Sept 2021 | 30% to United MileagePlus for the full month. | frequentmiler.com |
| +15% | 15 Jun 2024 → 31 Jul 2024 | 15% to Aeroplan — the post-2021 bonuses run visibly smaller. | frequentmiler.com |
| +15% | 1 Oct 2024 → 31 Oct 2024 | 15% to Aeroplan again, three months after the last one. | frequentmiler.com |
| +25% | 1 Oct 2025 → 31 Oct 2025 | 25% to United MileagePlus, stacking on United's 10k-per-60k standing kicker. | frequentmiler.com |
| +25% | 1 Jun 2026 → 30 Jun 2026 | 25% to United MileagePlus — the Oct-2025 offer, verbatim, eight months later. | frequentmiler.com |
A bonus is on now and closes 31 Oct 2026. This route pays a median 45% about every 2 months; moving points outside a bonus gives that 45% away.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +50% | 9 Sept 2025 → 30 Sept 2025 | 50% to KrisFlyer, two-way: 2,000 ALL → 1,500 miles (community-sourced). | milelion.com |
| +30% | 3 Dec 2025 → 17 Dec 2025 | 30% to Flying Blue on the (already money-losing) 2:1 hotel-to-air ratio. | frequentmiler.com |
| +50% | 10 Mar 2026 → 31 Mar 2026 | Second two-way 50% KrisFlyer run (community-sourced). | milelion.com |
| +20% | 1 Jul 2026 → 31 Jul 2026 | 20% to JAL Mileage Bank for the month of July 2026. | awardwallet.com |
| +50% | 8 Sept 2026 → 22 Sept 2026 | 50% to IndiGo BluChip, the first promo on the route: the 3,000 ALL → 2,000 BluChip slab paid 3,000 (3:2 ran at 1:1), still ~23% of ALL's fixed value retained. | cardinsider.com |
| +50% | 8 Sept 2026 → 30 Sept 2026 | Third two-way 50% KrisFlyer run in a year (community-sourced); overlapped the BluChip 50%. | milelion.com |
| +35% | 1 Oct 2026 → 31 Oct 2026 | To Qatar Avios, tiered 15/25/35% by transfer size. | qatarairways.com |
| +40% | 1 Oct 2026 → 31 Oct 2026 | To Etihad Guest, tiered 10/20/40% by transfer size. | etihad.com |
A 50% median bonus runs about every 8 months: 2 on record, last Aug 2026. Transferring without one gives 50% back to the programme; wait for the next bonus.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +50% | 15 Dec 2025 → 21 Dec 2025 | The first HSBC → Accor bonus: 100 HSBC points → 150 ALL points on Privé, Premier and TravelOne for one week. | livefromalounge.com |
| +50% | 5 Aug 2026 → 14 Aug 2026 | Gated edition: register 5–7 Aug, spend ₹1,00,000 by 12 Aug, transfer 15,000+ points on 13–14 Aug. 50% for Privé and some Premier; TravelOne got 25%, capped at 10,000 bonus ALL points. | livefromalounge.com |
A 55% median sale runs about every 3 months: 4 on record, last May 2026. Never buy at full price; the next sale is overdue.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +60% | → 25 Aug 2025 | Up to 60% bonus, ~1.81 US¢ per Avios at the top tier. | loyaltylobby.com |
| +65% | 3 Dec 2025 → 6 Dec 2025 | Four-day 65% flash — the route's best rate on record (~1.81 US¢). | loyaltylobby.com |
| +50% | → 16 Feb 2026 | Tiered 30/40/50% sale; top tier ~₹1.39 per Avios, 250k/yr purchase cap. | livefromalounge.com |
| +50% | 18 May 2026 → 25 May 2026 | 50% again, ~1.53 US¢ per Avios at the 26k+ tier. | mainlymiles.com |
Seen once: 40% in Aug 2026. Once is not a pattern, but a bonus that ran once tends to run again, so don't move a big balance without one.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +40% | 1 Aug 2026 → 31 Aug 2026 | 1:1 becomes 1:1.4 — ₹1.40 of Green Points per ₹1.00 Mag Mile. No bonus cap, no transfer fee. | magnify.club |
Seen once: 80% in Aug 2026. Once is not a pattern, but a bonus that ran once tends to run again, so don't move a big balance without one.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +80% | → 31 Aug 2026 | 1:1 becomes 1:1.8 (₹1.62/mile) — the biggest headline number Magnify has printed, into the programme with the least India utility. Magnify publishes deadlines, never start dates. | magnify.club |
Seen once: 100% in Aug 2026. Once is not a pattern, but a bonus that ran once tends to run again, so don't move a big balance without one.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +100% | → 29 Aug 2026 | Double SuperCoins and still a 20% loss — ₹0.80 of coins for a ₹1.00 Mag Mile. The file's clearest proof that a bonus percentage is not a value. | magnify.club |
Seen once: 30% in Sept 2026. Once is not a pattern, but a bonus that ran once tends to run again, so don't move a big balance without one.
| Bonus | Dates | Note | Source |
|---|---|---|---|
| +30% | 1 Jul 2026 → 30 Sept 2026 | 30% across eight listed partners (Flying Blue, BA, Cathay, Etihad, Qatar Avios, United, Bonvoy, Air Canada — though Solitaire has no Aeroplan route to apply it to), capped at 15,000 bonus miles; Accor and the 1:1 Maharaja route excluded. A three-month window, not a flash; it closed 30 Sep 2026. The partner count is Kotak's own product page; CardInsider listed seven. | kotak.bank.in |
17 buy-points sales have closed, and each keeps its call. You cannot act on them, but these sales repeat, and what a programme charged last time is the best guide to whether the next one is worth it.
| Programme | Call | Price | Closed | Why |
|---|---|---|---|---|
| IHG One Rewards | Buy | ₹0.48 a point | 6 Oct 2026 | ₹0.48 a point at the 100% tier, 14% BELOW our ₹0.55 mark, and it undercuts every Indian route in: the cheapest transfer, Axis EDGE Miles (one of 4 at that price), spends ₹1.00 of points you already hold per point. Buying beats earning here before you have even picked a redemption. That window closed on 6 Oct 2026; this is the record of it, not a live call.the 100% tier — 5,000 points and up on the publicly reported offer; targeted |
| IHG One Rewards | Buy | ₹0.48 a point | 17 Aug 2026 | ₹0.48 a point at the 100% tier, 14% BELOW our ₹0.55 mark, and it undercuts every Indian route in: the cheapest transfer, Axis EDGE Miles (one of 4 at that price), spends ₹1.00 of points you already hold per point. Buying beats earning here before you have even picked a redemption. That window closed on 17 Aug 2026; this is the record of it, not a live call.the full 100% bonus — publicly seen only on a 40,000-point buy, 80% below it |
| IHG One Rewards | Buy | ₹0.48 a point | 16 Jul 2026 | ₹0.48 a point at the 100% tier, 14% BELOW our ₹0.55 mark, and it undercuts every Indian route in: the cheapest transfer, Axis EDGE Miles (one of 4 at that price), spends ₹1.00 of points you already hold per point. Buying beats earning here before you have even picked a redemption. That window closed on 16 Jul 2026; this is the record of it, not a live call.a flat 100% bonus, every tier |
| Alaska Airlines Atmos Rewards | The only way in | ₹1.79 a point | 19 Oct 2026 | ₹1.79 a point at the 100% tier, 79% above our ₹1.00 mark. No Indian card on this site reaches Alaska Airlines Atmos Rewards at all, so a sale is one of the only bulk ways in — which is a reason to buy against an award you have already found, never a reason to hold. That window closed on 19 Oct 2026; this is the record of it, not a live call.the 100% tier — needs a 30,000-point buy; 80% from 5,000, 90% from 15,000 |
| Alaska Airlines Atmos Rewards | The only way in | ₹1.79 a point | 20 Aug 2026 | ₹1.79 a point at the 100% tier, 79% above our ₹1.00 mark. No Indian card on this site reaches Alaska Airlines Atmos Rewards at all, so a sale is one of the only bulk ways in — which is a reason to buy against an award you have already found, never a reason to hold. That window closed on 20 Aug 2026; this is the record of it, not a live call.the full 100% bonus — needs a 30,000-point buy; thresholds vary 80–100% |
| Alaska Airlines Atmos Rewards | The only way in | ₹1.79 a point | 5 Jul 2026 | ₹1.79 a point at the 100% tier, 79% above our ₹1.00 mark. No Indian card on this site reaches Alaska Airlines Atmos Rewards at all, so a sale is one of the only bulk ways in — which is a reason to buy against an award you have already found, never a reason to hold. That window closed on 5 Jul 2026; this is the record of it, not a live call.the full 100% bonus (targeted) |
| American Airlines AAdvantage | The only way in | ₹1.79 a point | 22 Jul 2026 | ₹1.79 a point at the 100% tier, 79% above our ₹1.00 mark. No Indian card on this site reaches American Airlines AAdvantage at all, so a sale is one of the only bulk ways in — which is a reason to buy against an award you have already found, never a reason to hold. That window closed on 22 Jul 2026; this is the record of it, not a live call.the full 100% bonus |
| Avianca LifeMiles | Only if targeted | ₹1.36 a point | 24 Jul 2026 | ₹1.36 a point at the 130% tier, 36% above our ₹1.00 mark — but still cheaper than moving points: the best Indian route, HDFC Reward Points, costs ₹2.00 of bank points per point. Worth it only against an award you have already priced above ₹1.36 a point. That window closed on 24 Jul 2026; this is the record of it, not a live call.the top targeted 130% tier |
| Wyndham Rewards | Only if targeted | ₹0.68 a point | 21 Oct 2026 | ₹0.68 a point at the 80% tier, 5% above our ₹0.65 mark — but still cheaper than moving points: the best Indian route, Axis EDGE Miles (one of 4 at that price), costs ₹1.00 of bank points per point. Worth it only against an award you have already priced above ₹0.68 a point. That window closed on 21 Oct 2026; this is the record of it, not a live call.the 16,000-point-and-up tier (some accounts see 90–100% instead) |
| Air France-KLM Flying Blue | Skip | ₹1.61 a point | 28 Jul 2026 | ₹1.61 a point at the 80% tier, 61% above our ₹1.00 mark. Skip it: Axis EDGE Miles (one of 3 at that price) transfers in at ₹1.00 of points per point, so the cheapest Air France-KLM Flying Blue point on this site is one you already own. That window closed on 28 Jul 2026; this is the record of it, not a live call.24,000 miles or more pre-bonus |
| Avios (BA / Qatar / Finnair) | Skip | ₹1.56 a point | 16 Jul 2026 | ₹1.56 a point at the 40% tier, 56% above our ₹1.00 mark. Skip it: RBL Reward Points transfers in at ₹0.75 of points per point, so the cheapest Avios (BA / Qatar / Finnair) point on this site is one you already own. That window closed on 16 Jul 2026; this is the record of it, not a live call.the 200,000-Avios tier — the only one that reaches this price |
| Emirates Skywards | Skip | ₹2.28 a point | 22 Aug 2026 | ₹2.28 a point at the 25% tier, 153% above our ₹0.90 mark. Skip it: Amex Membership Rewards transfers in at ₹1.00 of points per point, so the cheapest Emirates Skywards point on this site is one you already own. That window closed on 22 Aug 2026; this is the record of it, not a live call.up to 25% — the richer 45% half of the campaign closed 9 Aug |
| Hilton Honors | Skip | ₹0.48 a point | 25 Sep 2026 | ₹0.48 a point at the 100% tier, 19% above our ₹0.40 mark. Skip it: Amex Membership Rewards transfers in at ₹0.33 of points per point, so the cheapest Hilton Honors point on this site is one you already own. That window closed on 25 Sep 2026; this is the record of it, not a live call.the full 100% bonus; some accounts see 80–90% instead |
| Hilton Honors | Skip | ₹0.48 a point | 24 Jul 2026 | ₹0.48 a point at the 100% tier, 19% above our ₹0.40 mark. Skip it: Amex Membership Rewards transfers in at ₹0.33 of points per point, so the cheapest Hilton Honors point on this site is one you already own. That window closed on 24 Jul 2026; this is the record of it, not a live call.the full 100% bonus (5,000-point minimum per transaction) |
| Marriott Bonvoy | Skip | ₹0.79 a point | 9 Sep 2026 | ₹0.79 a point at the 50% tier, 58% above our ₹0.50 mark. Skip it: Amex Membership Rewards transfers in at ₹0.50 of points per point, so the cheapest Marriott Bonvoy point on this site is one you already own. That window closed on 9 Sep 2026; this is the record of it, not a live call.the 40,000–200,000-point tier (2,000–39,000 buys 40%) |
| Turkish Airlines Miles&Smiles | Skip | ₹1.43 a point | 15 Oct 2026 | ₹1.43 a point at the 100% tier, 43% above our ₹1.00 mark. Skip it: Axis EDGE Miles (one of 2 at that price) transfers in at ₹1.00 of points per point, so the cheapest Turkish Airlines Miles&Smiles point on this site is one you already own. That window closed on 15 Oct 2026; this is the record of it, not a live call.the 100% tier — a single purchase of 250,001–500,000 miles; 25% from 50,000, 50% from 100,001 |
| United MileagePlus | Skip | ₹1.79 a point | 20 Aug 2026 | ₹1.79 a point at the 95% tier, 79% above our ₹1.00 mark. Skip it: Axis EDGE Miles (one of 2 at that price) transfers in at ₹1.00 of points per point, so the cheapest United MileagePlus point on this site is one you already own. That window closed on 20 Aug 2026; this is the record of it, not a live call.the best targeted tier — 95% bonus or 45% off, max 50,000 miles per 90 days |
Expired offers stay on record: it is how you tell a generous programme from one that runs one sale a year.
| Offer | Dates | Source |
|---|---|---|
| Wyndham Rewards buy-points up to 80% bonus — 0.72¢ a point | 9 Sept 2026 → 21 Oct 2026 | roamingcactus.com |
| Alaska Atmos buy-points up to 100% bonus — 1.88¢ a point, to 19 Oct | 2 Oct 2026 → 19 Oct 2026 | thepointsparty.com |
| Turkish Miles&Smiles buy-miles up to 100% bonus — 1.5¢ a mile, to 15 Oct | 29 Sept 2026 → 15 Oct 2026 | turkishairlines.com |
| IHG One Rewards buy-points 100% bonus — 0.5¢ a point, last day | 20 Sept 2026 → 6 Oct 2026 | milelion.com |
| Offer | Dates | Source |
|---|---|---|
| Kotak Solitaire 30% transfer bonus — 8 partners, through 30 Sep | 1 Jul 2026 → 30 Sept 2026 | kotak.bank.in |
| IndiGo IDFC FIRST — an extra 5,000 BluChips for ₹15,000 in 30 days | 1 Jun 2026 → 30 Sept 2026 | idfcfirst.bank.in |
| Hilton Honors buy-points 100% bonus + lifted cap — 0.5¢ a point | 5 Aug 2026 → 25 Sept 2026 | loyaltylobby.com |
| ALL Accor → IndiGo BluChip 50% bonus — the first promo on this transfer | 8 Sept 2026 → 22 Sept 2026 | cardinsider.com |
| Marriott Bonvoy buy-points 40–50% bonus — 0.83¢ a point | 4 Aug 2026 → 9 Sept 2026 | upgradedpoints.com |
| BOBCARD Etihad Guest Premium — the 15,000-mile "double" welcome window | 1 Jul 2026 → 31 Aug 2026 | media.bobcard.co.in |
| BOBCARD Eterna LTF window — ₹2,499 joining + annual fee at zero | 1 Jul 2026 → 31 Aug 2026 | bobcard.co.in |
| IndiGo Axis launch window — welcome BluChips doubled on both cards | 1 Jun 2026 → 31 Aug 2026 | axis.bank.in |
| Mag Miles → SAS EuroBonus at 80% bonus — 1:1.8 until 31 August | 5 Aug 2026 → 31 Aug 2026 | magnify.club |
| Mag Miles → Club ITC at 40% bonus — the best-retaining exit, all August | 1 Aug 2026 → 31 Aug 2026 | magnify.club |
| Mag Miles → Flipkart SuperCoins at 100% bonus — and still a losing trade | 5 Aug 2026 → 29 Aug 2026 | magnify.club |
| Emirates Skywards buy-miles 25% bonus — 2.4¢ a mile, and no | 10 Aug 2026 → 22 Aug 2026 | emirates.com |
| United MileagePlus buy-miles — up to 45% off / 95% bonus | 14 Jul 2026 → 20 Aug 2026 | united.com |
| Alaska Atmos buy-miles up to 100% bonus — 1.88¢ a mile | 30 Jul 2026 → 20 Aug 2026 | loyaltylobby.com |
| IndiGo BluChip intro ratio — double miles from EDGE Miles | 18 Jun 2026 → 17 Aug 2026 | traveledge.axis.bank.in |
| IndiGo BluChip intro ratio — double BluChips from EDGE Reward Points | 18 Jun 2026 → 17 Aug 2026 | traveledge.axis.bank.in |
| IHG One Rewards buy-points 100% bonus — 0.5¢ a point | 1 Aug 2026 → 17 Aug 2026 | loyaltylobby.com |
| HSBC → ALL Accor bonus — up to 50% for a ₹1 lakh spend, two-day transfer window | 5 Aug 2026 → 14 Aug 2026 | livefromalounge.com |
| Amex Reward Xcelerator — 10X Membership Rewards on Air India direct | 21 Aug 2025 → 31 Jul 2026 | airindia.com |
| Flying Blue buy-miles 80% bonus — 1.69¢ a mile | 8 Jul 2026 → 28 Jul 2026 | flyingblue.com |
| Hilton Honors buy-points 100% bonus — 0.5¢ a point | 10 Jun 2026 → 24 Jul 2026 | hilton.com |
| Avianca LifeMiles buy-miles up to 130% — 1.43¢ each | 15 Jul 2026 → 24 Jul 2026 | frequentmiler.com |
| American AAdvantage buy-miles 100% bonus — 1.88¢ a mile | 15 Jul 2026 → 22 Jul 2026 | aa.com |
| IHG One Rewards buy-points 100% bonus — 0.5¢ a point | 22 Jun 2026 → 16 Jul 2026 | loyaltylobby.com |
| British Airways Club buy-Avios 40% bonus — 1.64¢ each | 9 Jul 2026 → 16 Jul 2026 | onemileatatime.com |
| Alaska Atmos buy-miles 100% bonus — 1.88¢ a mile | 4 Jun 2026 → 5 Jul 2026 | loyaltylobby.com |
| Offer | Dates | Source |
|---|---|---|
| HDFC SmartBuy 75% miles-transfer bonus (DCB weekend flash) | 24 May 2025 → 26 May 2025 | offers.reward360.in |