Coming up: changes already announced

Expected: Held by existing customers — no product page, and no fee in any Axis fee document

Two live Axis documents name it. Axis's Airport Lounge Access Program PDF lists "Axis Bank Advantage Credit Card (2 complimentary lounge access per quarter)" among its Set A cards, so the card carries a real, documented lounge entitlement. And the consent clause in Axis's MITC (Most Important Terms and Conditions) lists it among products that are plainly distinct: "Axis Bank Neo Credit Card, Axis Bank My Zone Credit Card, Indian Oil Axis Bank Credit Card, Axis Bank Rewards Credit Card, Axis Bank Atlas Credit Card, Axis Bank Select Credit Card, Axis Bank Privilege Credit Card, Axis Bank Infinite Reserve Credit Card, Axis Bank Magnus Credit Card, Axis Bank Pride Credit Cards, Axis Bank Advantage Credit Card, Axis Bank AURA Credit Card." That is a list of products, not of customer segments — so unlike three other names in the same lounge PDF, which turned out to be relabelled versions of cards we already list, this is a card in its own right. What Axis has not published anywhere is a fee, an earn rate, a reward currency or a welcome benefit.

Checked 17 Aug 2026 · Source: axis.bank.in

Expected: Named in SBI's own lounge entitlement pool — but in no fee document, no catalogue and no product page

Two SBI pages name it, and neither prices it. The first is a lounge list, the same kind of document that named the Axis Advantage card. SBI Card's Airport Lounge Access page publishes its entitlement as two named pools with their own card lists, and "SBI Card PRIME Pro" appears in "Set B: Eligible Credit Cards" — twenty products sharing one 30-lounge domestic list dated w.e.f. 10 Jan'26, listed between "SBI Card PRIME" and "Karur Vyasa Bank SBI Card PRIME". So the card carries a real, documented domestic lounge entitlement. The second is SBI Card's Priority Pass FAQ, which names "PRIME PRO" primary cardholders among those given a complimentary two-year Priority Pass membership worth US$99, with visits charged as used. Community coverage (CardInsider, Mar 2025) describes it as a variant of SBI Card PRIME curated for the State Bank Corporate Salary Package: no joining fee, the same ₹2,999 renewal fee, and a fee reversal at ₹2 lakh of annual spend against PRIME's ₹3 lakh. No SBI document confirms any of those numbers, so we do not treat them as fact. Still unknown: an SBI-published fee, earn rate and product page.

Checked 6 Oct 2026 · Source: sbicard.com

Expected: Consent deadline (31 Jul 2026) has passed; Federal's product terms still unpublished

Federal Bank's board approved the deed of assignment on 30 Apr 2026 for ~4.5 lakh of Standard Chartered's ~6.4 lakh India cards (the standalone book). The 4.5 lakh is Federal's own figure, verbatim from its acquisition release: "The portfolio to be acquired comprises of up to ~4.5 lakh credit cards, as against Federal Bank's existing base of 8 lakh non-co-branded cards and 13 lakh co-branded cards" — and the same release says the deal "does not require regulatory approvals and is expected to close within Calendar Year 2026". A "~5.5 lakh standalone + ~1.5 lakh relationship-linked" split has also circulated; it appears nowhere in Federal's release (we re-read it on 15 Aug 2026) and does not reconcile with either total. Limits, points and balances transfer. Consent is an SMS "ACCEPT" or simply continuing to use the card past 31 Jul 2026; declining stops a replacement card, but the balance still moves. Still unknown: Standard Chartered has published no card-by-card list, and Federal has published no terms for the absorbed products. On 3 Aug 2026 and again on 8 Aug 2026, a week past the deadline, nothing had moved: Standard Chartered still marketed Ultimate and EaseMyTrip under its own brand, with no migration, discontinuation or closed-to-new-applications notice on either product page; its migration FAQ still listed Ultimate and EaseMyTrip as current products; and Federal had published no earn table, fee schedule or lounge policy for anything it absorbed. A search on 5 October 2026 found the same picture two months on: no report that the cards have actually moved, no Federal terms for them, and coverage still describing the deal as expected to close within calendar 2026. Until Federal publishes, the numbers on our Ultimate and EaseMyTrip card pages are Standard Chartered's.

Checked 7 Oct 2026 · Source: sc.bank.in

Expected: Slipped again — the product page promised September 2026, that month passed with no launch, and the page now reads March 2027

Equitas's own PowerMiles product page has moved the date. On 8 Aug 2026 it read "1:1 Xchange Miles — Convert your reward points at 1:1 ratio to select Airlines/Hotels (Feature to be available from Sep'26)". September 2026 passed with no launch, and when we searched again on 5 October 2026 the same line read "Feature to be available from Mar'27"; TapNow's community forum reports the same slip to March 2027. That is the third date the feature has carried. Community coverage (CardInsider and CardMaven) names nine airline partners plus IHG and Wyndham, and a tier ladder from Blue to Diamond, where Diamond (₹1 lakh of spend a month for three months) is said to bring a 0% forex markup and ₹1 a point. Equitas has not published the partner list or the ratios. Several community write-ups have claimed the Xchange transfers went live on 1 July 2026 with 10+ partners; Equitas's own product page contradicts them, so we hold the issuer's date. Equitas has moved its website from equitasbank.com to equitas.bank.in, and the live Xchange portal at xchange.equitas.bank.in redeems only against products, vouchers and flight bookings — no airline or hotel transfer yet. Still unknown: the partner list, the ratios, and whether March 2027 holds — the bank has already missed the September date it printed. On 23 October 2026 LiveFromALounge and CardInsider reported Air India Maharaja Club appearing as the first live 1:1 partner on the Xchange platform — a reader report, not an issuer statement: on 24 October the product page still printed "Feature to go live from Mar'27", the PowerMiles T&C had no transfer clause, the logged-out Xchange portal showed no miles-transfer option and Air India's partner index listed no Equitas. We show no route until Equitas or Air India prints one.

Checked 24 Oct 2026 · Source: equitas.bank.in

Expected: Three dated waves: 28 August 2026 (the big one), 1 November 2026, 15 November 2026 — all printed in Axis's own per-card revision notices

Axis's per-card revision notices for Burgundy Private, Privilege and Olympus, read on 9 Aug 2026, agree on the dates but set different numbers per card, so there is no single bank-wide figure. Effective 28-08-2026, in the notices' own words: Privilege, "Dynamic Currency Conversion markup will be revised to 3.5% from 1.5%"; Olympus, "Dynamic Currency Conversion markup will be revised to 1.8%" on a card that charged none; and on every notice, "Effective 28-08-2026, the Priority Pass card will not be valid for accessing domestic airport lounges in India" — domestic access survives, but you present the Axis card itself, and post-immigration lounges at Indian international terminals still count as international. The same date adds a fifth late-payment slab ("For outstanding balances of INR 50,000 and above, the revised late payment fee will be INR 1,300"), re-orders payment appropriation (fees and taxes first, then EMIs, interest, purchases, cash), moves gift cards out of "Wallet" into their own zero-earn "Gift card" category, and ends rewards on "Bridge Fees, Road Fees & Tolls". Effective 01-11-2026, Privilege: "To be eligible for the 'Buy one get one' free District offer, you need to spend INR 25,000 in the previous 3 months." The same gate is printed in Axis's My Zone revision notice, and CardInsider's write-up of the package puts Select under it too, with new cards exempt for the month they are issued plus the next three. Effective 15-11-2026, on every notice: "Complimentary memberships linked to your credit card will be renewed only with your explicit consent." Primus's notice carries the payment-order and Priority Pass clauses only — its nil DCC and waived late fees survive the package. Olympus's 1.8% was in doubt for three weeks and is now settled by Axis's own Key Fact Sheet. By 23 Aug 2026 Axis had replaced the Olympus notice with the card's general terms, which carry no Dynamic Currency Conversion clause, and the Key Fact Sheet edition updated 12 Aug 2026 still printed "Dynamic Currency Conversion markup: Nil for PRIMUS, BURGUNDY PRIVATE and OLYMPUS Credit Card". The next edition, updated 18 Aug 2026 and read on 2 Sep 2026, moves Olympus out of that Nil clause and prints "1.8% of Transaction Amount for OLYMPUS Credit Card" in the same row, so the notice's 1.8% from 28 August stands. The Privilege 3.5% figure was never in doubt: its notice is still online.

Checked 10 Oct 2026 · Source: campaign.axis.bank.in

Expected: 1 December 2026, per EVA's own news release — bookings already open

EVA Air's own news release, dated 5 August 2026 and reported in India the next day, puts the Taipei–Delhi nonstop on sale from 1 December 2026: five flights a week on the Airbus A330-300, BR367 leaving Taipei at 11:00 and landing in Delhi at 15:35, and BR368 leaving Delhi at 19:55 and reaching Taipei at 04:20 the next morning. Bookings are open on EVA's website and through travel agents. It is the first nonstop air link between India and Taiwan by any carrier. Still unknown: how much award space EVA will release on it, to its own members or to Star Alliance partners.

Checked 5 Oct 2026 · Source: evaair.com

Expected: Undated — unveiled at Global Fintech Fest with no launch date

DreamFolks Services filed a press release with the NSE on 9 September 2026 announcing a partnership to power spa benefits on an upcoming wellness-focused credit card from Elixir, unveiled at Global Fintech Fest. Reported features: curated spa access through DreamFolks' platform, complimentary access to gyms, a marketplace of more than 100 wellness brands, and an AI wellness concierge. The workout-linked rewards quoted alongside (1.5X at 10 workouts a month, 2X at 20) and the 2% and 5% back belong to Elixir's existing card, not this one, and that existing card is a prepaid card: Elixir's own site says it is "not a credit card", and you load money before you spend. Not published for the credit card: the issuing bank, the fee, the reward rate, the reward currency, or any airport lounge entitlement.

Checked 8 Oct 2026 · Source: nsearchives.nseindia.com

Expected: Undated — unveiled at Global Fintech Fest in September with no launch date; no product page or MITC row found

Bank of India's own press release of 15 September 2026, listing twelve initiatives it showcased at Global Fintech Fest, leads its card section with the Terra Mastercard World Credit Card: a contactless international card with domestic and international airport lounge access, accelerated reward points on eligible transactions and preferred categories, and partner offers named as Swiggy, Uber, Yatra and Tata CLiQ Fashion, all subject to terms. Coverage of the release reports no issuance fee and a ₹990 annual fee on the primary card. Not published: the number of lounge visits or the network behind them, the earn rate, the reward currency and what a point is worth, the forex markup and any fee waiver.

Checked 8 Oct 2026 · Source: prnewswire.com

Expected: Undated — IDBI's 23 October 2026 terms say it "will be launched shortly"; no product page yet

IDBI's credit-card Key Fact Statement and its 23 October 2026 MITC both list Opulence as a new variant. Joining fee nil; annual fee ₹2,999 from the second year, waived on ₹3 lakh of spend in the preceding year; no closure charge. Foreign-currency transactions: 0% markup on a transaction above ₹20,000 and 3.5% below it. Interest 3.40% a month (40.80% a year); a cash advance costs 3.40% or ₹500, whichever is higher, against 2.5% on IDBI's other cards; the late fee runs ₹500 to ₹1,500 by balance, a steeper ladder than the ₹400 to ₹950 most IDBI cards pay. Fuel-surcharge waiver on ₹400–₹5,000 transactions, up to ₹500 a month; cash withdrawals up to 15% of the credit limit. Not published: the earn rate or reward currency, any lounge access, the card network, and the launch date.

Checked 26 Oct 2026 · Source: idbi.bank.in

Expected: Undated — IDBI's 23 October 2026 terms say it "will be launched shortly"; no product page yet

IDBI's 23 October 2026 MITC lists Apex as a cashback card: 5% on food and restaurants, taxis, utility bill payments and entertainment, 3% at clothing and accessories stores, and 1% on insurance, each by named merchant category codes, with at most ₹1,000 of cashback a month; other categories earn no cashback. The Key Fact Statement and MITC price it at a nil joining fee and ₹999 a year from the second year, waived on ₹1 lakh of spend in the preceding year. Forex markup 3.5%. Interest 3.40% a month (40.80% a year); the late fee runs ₹500 to ₹1,500 by balance. Fuel-surcharge waiver on ₹400–₹4,000 transactions, up to ₹400 a month; cash withdrawals up to 15% of the credit limit. Not published: any lounge access, the card network and the launch date.

Checked 26 Oct 2026 · Source: idbi.bank.in

Expected: Undated — IDBI's 23 October 2026 terms say it "will be launched shortly"; no product page yet

IDBI's credit-card Key Fact Statement and its 23 October 2026 MITC list SmartPay as a new variant with no joining, annual, renewal or closure fee. It is the only IDBI card that pays an EMI processing fee, ₹199, where every other variant pays nil. Interest 3.40% a month (40.80% a year); forex markup 3.5%; fuel-surcharge waiver on ₹400–₹4,000 transactions, up to ₹400 a month; cash withdrawals up to 15% of the credit limit. Not published: the earn rate or reward currency, any lounge access, the card network and the launch date.

Checked 26 Oct 2026 · Source: idbi.bank.in

Expected: 31 December 2026, the last day inside HSBC's printed offer period (both dates inclusive)

HSBC's RuPay forex offer terms, re-issued on 18 September 2026, give the HSBC RuPay Cashback Credit Card "0% mark-up fee on all foreign currency spends" and state that "The offer is valid from 15 July 2025 to 31 December 2026 (both dates inclusive)". The edition before the re-issue ended the same offer on 31 August 2026; the start date did not move, so the window has run without a gap. Only transactions "in any currency other than INR" count, add-on cardholders have their own eligibility, and balance transfers and Cash on EMI are excluded. The offer names the RuPay Cashback card only — the RuPay Platinum is not in it. After the offer period the card's foreign spend carries the 3.5% foreign currency charge printed in HSBC's RuPay tariff sheet.

Checked 25 Oct 2026 · Source: hsbc.bank.in

Expected: Expected 2026 — issuing bank, fee and benefits not yet named

Air India has said Maharaja Club co-branded credit cards are coming, to create "more everyday earning opportunities" for members — but as of mid-2026 it has not named an issuing bank, fee, benefit set or launch date. SBI remains the only current Air India co-brand and is closed to new applications; the legacy Club Vistara IDFC FIRST card's programme ended on 30 Sep 2026 and the card has taken no transactions since 1 Oct. Community reporting is explicit that no official terms exist yet: when we checked on 8 Aug 2026, CardExpert and CardInsider were both still running "coming soon" pieces conceding that the issuing bank, fee, earn rate, welcome bonus and lounge policy are all unannounced. A search on 5 October 2026, after the Club Vistara card's programme had closed, turned up nothing newer: still no named bank, and an IDFC FIRST tie-up mentioned in community coverage only as a possibility. Until Air India or a bank publishes terms, this remains a rumour.

Checked 7 Oct 2026 · Source: cardinsider.com

Expected: Notices reproduced from cardholder email say the affected cards close by 31 October 2026. Nothing HDFC publishes names that date, so we move nothing on it — the card stays listed as open to apply, and stays ranked

What the email is said to say, from TechnoFino's founder writing it up on 2 September 2026 after cardholders forwarded it: the notice "refers to an earlier communication dated 27 February 2026", states that for "the transition window offered during March to April 2026" the requirement was "Rs 3 lakh card spends" or "Rs 30 lakh Relationship Value", and that where those were not met "the Infinia Credit Card, including add-on cards, will be transitioned out of the Infinia programme and closed by 31 October 2026". The transition-window figures corroborate independently: a commenter on LiveFromALounge's 26 February 2026 piece reproduced HDFC's own wording months earlier — "For March and April 2026… you may continue enjoying uninterrupted access to Infinia Card by meeting either one of the following between 01st Mar, 2026 and 30th April, 2026… spending 3 lakh or 30 lakh Relationship value". What HDFC itself publishes, checked 2 September 2026: nothing on this. The Infinia product page carries the fee table and the ₹10 lakh fee-waiver bar, and no retention criteria, no transition window and no closure date. CardExpert's standing piece on the ₹18 lakh rule, last updated 6 April 2026, does not mention 31 October 2026 or the ₹30 lakh figure either; LiveFromALounge's article does not carry a closure date in its body. Every account of the closure date traces back to forwarded customer email. This is not the same event as the change on our tracker dated 1 April 2026: that one is the ₹18 lakh / ₹50 lakh criteria measured across FY2026-27 with intimation in 2027. This is the shorter two-month transition test that ran 1 Mar – 30 Apr 2026, and a closure — not a downgrade — said to follow it. When we searched again on 6 October 2026, under four weeks before the date, there was still no HDFC document naming 31 October 2026, and coverage still traced the date to the same forwarded email and to cardholder posts on TechnoFino.

Checked 11 Oct 2026 · Source: technofino.in