Program hub
BOBCARD Reward Points
Eterna's currency — a fixed ₹0.25/point redeemed as flat STATEMENT CREDIT, which is what makes the 15 RP/₹100 online rate a genuine 3.75% cashback. No transfer partners; the value never moves and never rises. Floor is the slightly thinner catalogue/voucher rate.
₹0.20
Floor
₹0.25
House value / point
₹0.25
Ceiling
—
Trend
Nerf risk: stable No tracker events on record for this program
Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.
Every way in
Cards that earn it
What a point has been worth
Derived only from quantified, dated events in the tracker — no interpolation, no vibes.
- 10 Jul 2026 ₹0.25 current house value
- 1 Jan 2023 ₹0.25 program / anchor-card (Eterna) coverage start — no recorded movement while indexed
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