Program hub
Lufthansa Miles & More
No transfer route reaches Miles & More from any Indian bank currency — the Axis co-brands' direct earn is the only way in. Value lives on the fixed Star Alliance partner award chart (ANA, United, Singapore) — a Lufthansa business seat DEL–MUC prices near ₹1.34/mile. Lufthansa/Swiss/Austrian metal went dynamic-priced in Jun-2025 and carrier surcharges on awards are steep, so the ₹1/mile anchor is the honest middle, trending down.
Nerf risk: stable No tracker events on record for this program
Expiry: 36 months, but reset by any mile-earning transaction — miles stay alive while a co-brand card transacts monthly
Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.
Every way in
What a point has been worth
Derived only from quantified, dated events in the tracker — no interpolation, no vibes.
- 10 Jul 2026 ₹1.00 current house value
- 1 Jan 2016 ₹1.00 tracker coverage start — no recorded movement while indexed — flat at the ₹1/partner-mile anchor; see currencies.yaml source
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