Best fuel credit cards in October 2026

26. ixigo AU ₹960
27. IDBI Bank LIC Eclat Select ₹960
28. IDBI Bank Royale Signature ₹960
29. IDFC FIRST WOW! ₹960
30. IDFC FIRST Select ₹960
31. Federal Bank Imperio ₹960
32. BOBCARD Uni GoldX ₹960
33. YES Bank Zagg Credit Card ₹960
34. Federal Bank Celesta ₹960
35. Fibe Axis Bank Credit Card ₹960
36. IDFC FIRST Millennia ₹960
37. IDFC FIRST Classic ₹960
38. LIC IDFC FIRST Select ₹960
39. CheQ AU Credit Card ₹960
40. ICICI Bank Platinum Chip Credit Card ₹960
41. IDFC FIRST Wealth ₹960
42. EazyDiner IndusInd Platinum ₹960
43. IndusInd Platinum ₹960
44. IDBI Bank LIC Lumine ₹960
45. CUB CSK RuPay Platinum ₹960
46. YES Bank FinBooster ₹960
47. CUB SalarySe Level UP Virtual ₹960
48. BOBCARD Easy (FD Backed) ₹960
49. BOBCARD Select (FD Backed) ₹960
50. BOBCARD Premier (FD Backed) ₹960
51. Suryoday SFB RuPay Platinum ₹960
52. Suryoday SFB RuPay Select ₹960
53. IndusInd Samman RuPay ₹960
54. DCB PayLess Platinum Credit Card ₹960
55. CRED IndusInd Bank RuPay Credit Card ₹960 · Invite only
56. Standard Chartered Rewards ₹960
57. BOBCARD Premier ₹960
58. DCB PayLess Select Credit Card ₹960
59. CUB CSK Master World ₹960
60. Paytm HDFC Bank Digital ₹960
61. Snapdeal BOBCARD ₹960
62. HDFC PIXEL Go ₹960
63. BOBCARD Swavlamban ₹960
64. Shoppers Stop HDFC Bank ₹960
65. AU SPONT Credit Card ₹960
66. DBS Spark 5 Credit Card ₹960
67. Axis Bank ACE ₹960
68. PhonePe SBI Card PURPLE ₹960 · Invite only
69. SimplySAVE SBI Card ₹960
70. Reliance SBI Card ₹960
71. SimplyCLICK SBI Card ₹960
72. BOBCARD Cashback ₹960
73. IRCTC HDFC Bank Credit Card ₹960
74. Flipkart SBI Card ₹960
75. IRCTC SBI Platinum Card ₹960
76. Axis Bank Pride Signature ₹960
77. IRCTC RBL Bank Credit Card ₹960
78. HDFC Bank MoneyBack+ ₹960
79. Axis Bank Shoppers Stop Credit Card ₹960
80. CUB SalarySe Level UP ₹960
81. IDFC FIRST WOW! Black ₹960
82. IDBI Bank Winnings ₹960
83. DBS Spark 10 Credit Card ₹960
84. PhonePe HDFC Bank Ultimo ₹960
85. Kotak Air ₹960
86. Union JCB Wellness ₹960
87. CASHBACK SBI Card ₹960
88. HDFC Diners Club Privilege ₹960
89. Paytm HDFC Bank Select ₹960
90. Kotak NRI Royale Signature ₹960
91. HDFC Bank Millennia ₹960
92. RBL Apex ₹960
93. DBS Spark 20 Credit Card ₹960
94. Tata Neu Infinity HDFC Bank ₹960
95. Tata Neu Infinity SBI Card ₹960
96. IDBI Bank Euphoria World ₹960
97. IRCTC SBI Card Premier ₹960
98. TVS Credit RBL Bank Gold ₹960
99. Axis Bank Privilege Easy ₹960
100. Union Bank UNICORN ₹960
101. BOBCARD Tiara ₹960
102. HDFC Regalia Gold ₹960
103. RBL Platinum Maxima Plus ₹960
104. IDFC FIRST Ashva ₹960
105. SBI Card MILES PRIME ₹960
106. KrisFlyer SBI Card ₹960
107. Kotak Air+ ₹960
108. IDFC FIRST Diamond Reserve ₹960
109. Axis Horizon ₹960
110. Axis Bank SELECT ₹960
111. RBL World Safari ₹960
112. Kotak White ₹960
113. Shoppers Stop Black HDFC Bank ₹960
114. HSBC TravelOne ₹960
115. SBI Card MILES ELITE ₹960
116. IndusInd Legend ₹960
117. BOBCARD Etihad Guest Premium ₹960
118. Standard Chartered Ultimate ₹960
119. Equitas PowerMiles ₹960
120. IDFC FIRST Mayura ₹960
121. YES Bank Marquee ₹960
122. KrisFlyer SBI Card APEX ₹960
123. IndusInd Platinum RuPay ₹960
124. IndusInd Avios Visa Infinite ₹960
125. HDFC Diners Club Black Metal ₹960
126. Emirates Skywards ICICI Bank Emeralde ₹960
127. Axis Magnus ₹960
128. RBL Nova ₹960
129. Kotak White Reserve ₹960
130. IndusInd Pinnacle World ₹960
131. ICICI Times Black ₹960
132. Axis Bank Reserve ₹960
133. Google Pay Flex Axis Bank ₹384
134. ICICI Bank HPCL Super Saver ₹3,360
135. IndianOil Axis Bank Credit Card ₹3,000
136. Unity Bank BharatPe Credit Card ₹1,920
137. Indian Overseas Bank RuPay Classic ₹1,120
138. Axis Bank Kwik ₹960
139. IDBI Bank Imperium Platinum ₹960
140. BOBCARD Easy ₹960
141. BOBCARD Select ₹960
142. CUB CSK Master Platinum ₹960
143. Axis Bank Titanium Smart Traveller ₹960
144. Axis Bank Pride Platinum ₹960
145. PhonePe HDFC Bank Uno ₹960
146. ICICI Bank Expressions ₹960
147. IDFC FIRST SWYP ₹960
148. Landmark Rewards SBI Card ₹960
149. Kotak League Platinum ₹960
150. IRCTC BOBCARD ₹960
151. ICICI Bank Coral ₹960
152. Axis Bank My Zone ₹960
153. Flipkart Axis Bank Credit Card ₹960
154. HDFC Bank Freedom ₹960
155. Paytm HDFC Bank ₹960
156. ICICI Bank Coral against FD ₹960
157. TVS Credit RBL Bank ₹960
158. YES Bank BYOC (Rewards) ₹960
159. YES Bank SELECT ₹960
160. SpiceJet Axis Bank Voyage ₹960
161. Adani One ICICI Bank Platinum ₹960
162. ICICI Bank NRI Coral ₹960
163. Axis Bank REWARDS ₹960
164. IndiGo SBI Card ₹960
165. RBL Bank Patanjali Swarn ₹960
166. SBI Card MILES ₹960
167. YES Bank Wellness Plus ₹960
168. Axis Bank Privilege ₹960
169. RBL Platinum Edge ₹960
170. SpiceJet Axis Bank Voyage Black ₹960
171. YES Bank RESERV ₹960
172. Titan SBI Card ₹960
173. ICICI Bank Rubyx ₹960
174. RBL Bank Blockbuster ₹960
175. IndiGo SBI Card ELITE ₹960
176. Adani One ICICI Bank Signature ₹960
177. Emirates Skywards ICICI Bank Sapphiro ₹960
178. ICICI Sapphiro ₹960
179. ICICI Bank Emeralde ₹960
180. Union Bank NEXTERIA ₹960
181. Axis Bank My Wings ₹960
182. AU Ananta ₹960
183. AU Vetta ₹960
184. AU Zenith+ ₹960
185. AU Zenith ₹960
186. Axis Bank PRIMUS ₹4,800 · Invite only
187. Club Vistara SBI Card PRIME ₹2,880 · Closed to new applicants
188. Club Vistara SBI Card ₹1,440 · Closed to new applicants
189. Amex Platinum Charge ₹1,200 · Issuing paused
190. IOB Gold Credit Card ₹1,152 · Closed to new applicants
191. IOB Classic Credit Card ₹1,152 · Closed to new applicants
192. ICAI Exclusive BOBCARD ₹960 · Invite only
193. ICSI Diamond BOBCARD ₹960 · Invite only
194. Varunah BOBCARD ₹960 · Invite only
195. Indian Army YODDHA BOBCARD ₹960 · Invite only
196. Assam Rifles SENTINEL BOBCARD ₹960 · Invite only
197. Coast Guard RAKSHAMAH BOBCARD ₹960 · Invite only
198. BOBCARD VIKRAM ₹960 · Invite only
199. UJJIVAN SFB Platinum BOBCARD ₹960 · Invite only
200. UJJIVAN SFB Elite BOBCARD ₹960 · Invite only
201. Scapia (BOBCARD) ₹960 · Not confirmed on sale
202. BOBCARD Prime ₹960 · Not confirmed on sale
203. Utkarsh SmartGen Credit Card ₹960 · Invite only
204. PRAGATI BOBCARD (RRB) ₹960 · Invite only
205. Nainital Bank RENAISSANCE BOBCARD ₹960 · Invite only
206. SBI Card Unnati ₹960 · Not confirmed on sale
207. RBL vCard ₹960 · Closed to new applicants
208. Shaurya Select SBI Card ₹960 · Not confirmed on sale
209. Utkarsh Eternal Credit Card ₹960 · Invite only
210. Utkarsh Rhodium Credit Card ₹960 · Invite only
211. Kotak Solitaire ₹960 · Invite only
212. CMA One BOBCARD ₹960 · Invite only
213. Shaurya SBI Card ₹960 · Not confirmed on sale
214. SimplySAVE UPI SBI Card ₹960 · Invite only
215. Apollo SBI Card ₹960 · Not confirmed on sale
216. Flipkart Axis Bank Super Elite ₹960 · Issuing paused
217. Chennai Super Kings ICICI Bank ₹960 · Closed to new applicants
218. Myntra Kotak ₹960 · Closed to new applicants
219. YES First Preferred ₹960 · Closed to new applicants
220. Emirates Skywards ICICI Bank Rubyx ₹960 · Closed to new applicants
221. Varunah Plus BOBCARD ₹960 · Invite only
222. Air India SBI Platinum Card ₹960 · Closed to new applicants
223. Axis Bank Signature ₹960 · Closed to new applicants
224. RBL Aspire Banking ₹960 · Invite only
225. Varunah Premium BOBCARD ₹960 · Invite only
226. RBL Signature Banking ₹960 · Invite only
227. HDFC Regalia ₹960 · Closed to new applicants
228. Kotak Privy League Signature ₹960 · Closed to new applicants
229. RBL World Prime ₹960 · Not confirmed on sale
230. RBL World Max ₹960 · Not confirmed on sale
231. RBL iGlobe ₹960 · Invite only
232. RBL Bank Black ₹960 · Closed to new applicants
233. DBS Altitude ₹960 · Invite only
234. RBL World Plus ₹960 · Not confirmed on sale
235. RBL World Safari Plus ₹960 · Invite only
236. RBL Insignia Preferred Banking World Card ₹960 · Invite only
237. ICICI Emeralde Private Metal ₹960 · Invite only
238. HDFC Infinia Metal ₹960 · Invite only
239. IDFC FIRST Gaj ₹960 · Invite only
240. Standard Chartered Beyond ₹960 · Invite only
241. IndusInd PIONEER Private ₹960 · Invite only
242. IDFC FIRST Private ₹960 · Invite only
243. RBL Lumière ₹960 · Invite only

The issuer's own page and its footnote disagree about this card's fuel benefit — we won't rank a number we can't settle (13): Kotak Air+ Prime , IndiGo IDFC FIRST Dual Credit Card , Amazon Pay ICICI Bank , Samsung Axis Bank Signature , RBL Platinum Maxima , Axis Bank My Zone Easy , RBL Platinum ShopGain , IDBI Bank Aspire Platinum , Paisabazaar Paisa Plus Credit Card , RBL Platinum LifeEasy , YES Bank BYOC (Cashback) , IndusInd Crest , Canara Bank Platinum .

No points at the pump, and no waiver we can price — 1% fee on cumulative fuel above ₹50,000 a statement cycle from 15-Jun-2026 (4): EazyDiner IndusInd Signature , IndusInd Pioneer Legacy , IndusInd Celesta , IndusInd Indulge .

No points at the pump, and no waiver we can price — No Jewels on "Fuel spends" (Edge / Edge+ T&C) (3): Edge CSB Bank RuPay Credit Card , Edge+ CSB Bank RuPay Credit Card , Edge+ CSB Bank Mastercard Credit Card .

No points at the pump, and no waiver we can price — RBL charges 1% on fuel/auto transactions above ₹10,000, capped at ₹3,000 (MITC) (3): RBL Bank SalarySe UP , RBL Paisabazaar Duet , RBL Platinum Choice .

No points at the pump, and no waiver we can price — MCCs 5172, 5541, 5542 and 5983 earn nothing, plus a 1% fuel transaction fee above ₹50,000 cumulative in a cycle · the surcharge… (3): CUB SRH Master Platinum , CUB SRH RuPay Platinum , CUB SRH Master World .

No points at the pump, and no waiver we can price — Fuel in the MITC exclusion list (3): Equitas Selfe Secured , Equitas PowerMiles Secured , Equitas Tiga .

No points at the pump, and no waiver we can price — Zero reward points on fuel (Canara MITC Appendix-5) (3): Canara Bank Select / World / Signature , Canara Bank Classic / Standard , Canara Bank Gold .

No points at the pump, and no waiver we can price — Zero points · purchases at petrol pumps and service stations, MCC 5172, 5541, 5542 and 5983 (3): KVB SBI Signature Card , KVB SBI Platinum Card , South Indian Bank SBI Platinum Card .

No points at the pump, and no waiver we can price — Zero award miles · fuel is named in the product page's eligible-spend definition · a surcharge waiver applies instead (2): Axis Miles & More World Select , Axis Miles & More World .

No points at the pump, and no waiver we can price — And a second clause closes the loophole from the other side: "For transactions eligible for surcharge waiver, reward points will… (2): HSBC Platinum , HSBC RuPay Platinum .

No points at the pump, and no waiver we can price — "Fuel" in the card's published exclusion list (2): IndiGo Axis Bank Premium Credit Card , IndiGo Axis Bank Credit Card .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983 (2): SBI Card PRIME , PhonePe SBI Card SELECT BLACK .

Nothing at the pump: no points, and the card carries no surcharge waiver either — Zero cashback (MCC 5172, 5541, 5542, 5983), and HDFC's MITC confirms no fuel surcharge waiver accrues on the Swiggy cards either (2): Swiggy Ornge HDFC Bank Credit Card , Swiggy BLCK HDFC Bank Credit Card .

No points at the pump, and no waiver we can price — Zero points on fuel (glossary MCC list) · a fuel surcharge waiver applies instead (2): YES PaisaSave , YES PaisaSave RuPay .

No points at the pump, and no waiver we can price — No cashback on fuel ("all other spends except fuel", product page) (2): YES Prosperity Cashback+ , YES Prosperity Cashback .

No points at the pump, and no waiver we can price — fuel surcharge waiver capped at ₹125 a statement cycle, and a 1% fee on fuel above ₹10,000 (2): YES FinBooster RuPay , YES Bank anQ Pi .

No points at the pump, and no waiver we can price — Zero Reward Points AND no milestone credit (MCC 0032, 2541, 4001, 5542, 5541, 5172), plus a 1% fee on fuel or auto transactions… (2): RBL Bank Shoppers Stop Platinum , RBL Bank Shoppers Stop Gold .

No points at the pump, and no waiver we can price — MCC 5172, 5541, 5542 and 5983, plus 1% on cumulative fuel spend past ₹35,000 a statement cycle (2): Kotak Royale Signature , Kotak Mojo Platinum .

No points at the pump, and no waiver we can price — Same as Magnus (1): Axis Magnus for Burgundy .

No points at the pump, and no waiver we can price — "Fuel" in the official Excluded Merchant Categories list (Olympus T&C §4) (1): Axis Olympus .

No points at the pump, and no waiver we can price — No EDGE RP on fuel (CardInsider) (1): Axis Burgundy Private .

No points at the pump, and no waiver we can price — MCC 5541/5983/5172/5542/5552 · the only category Premier zeroes outright (1): HSBC Premier (Metal) .

Nothing at the pump: no points, and the card carries no surcharge waiver either — Zero Bonvoy points · HDFC's own Marriott page lists fuel among the excluded spends · no fuel surcharge waiver documented (1): Marriott Bonvoy HDFC Bank .

No points at the pump, and no waiver we can price — so the ₹400–₹4,000 band that saves you the 1% costs you the earn (1): HSBC Taj .

Nothing at the pump: no points, and the card carries no surcharge waiver either — Fuel earns no miles at all: a 1% surcharge waiver applies on ₹500–₹5,000 transactions (max ₹250 a statement), and a 1%… (1): BOBCARD Etihad Guest .

No points at the pump, and no waiver we can price — 0% cashback (1): HSBC Live+ .

No points at the pump, and no waiver we can price — Zero cashback · HSBC names 5541, 5983, 5172, 5542 and 5552, which is every code in this category (1): HSBC RuPay Cashback .

No points at the pump, and no waiver we can price — Zero RP on fuel (Selfe T&C exclusion sentence, read via search extract) (1): Equitas Selfe Credit Card .

No points at the pump, and no waiver we can price — 1% processing fee on fuel ≥₹10k (official KFS) (1): BOBCARD Eterna .

No points at the pump, and no waiver we can price — the MITC exempts Solitaire from the 1% fuel fee as well (1): Indus Solitaire .

No points at the pump, and no waiver we can price — No Niyo Coins on fuel (rewards T&C) (1): Niyo Global SBM Credit Card .

Nothing at the pump: no points, and the card carries no surcharge waiver either — No fuel-surcharge waiver published · fuel is not on the exclusion list either · treatment not published (1): IndiGo Kotak Credit Card .

No points at the pump, and no waiver we can price — First name in "NeuCoins will not be accrued for the following spends/transactions on the card" (1): Tata Neu Plus HDFC Bank .

No points at the pump, and no waiver we can price — "Fuel & Auto" · named in §3.4(d) as ineligible to earn (1): RBL World Safari Lite .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983, named in the card's own booklet and again in the program-wide register (1): SBI Card ELITE .

Nothing at the pump: no points, and the card carries no surcharge waiver either — Kotak publishes no fuel-surcharge waiver for this card and does not list fuel as an exclusion · treatment not published (1): IndiGo Kotak Premium Credit Card .

No points at the pump, and no waiver we can price — "Fuel transactions done on the MakeMyTrip ICICI Bank Credit Card" earn no myCash (1): MakeMyTrip ICICI Bank Platinum .

No points at the pump, and no waiver we can price — Kotak also charges 1% on cumulative fuel spend past ₹35,000 a statement cycle, so fuel here costs money and earns nothing (1): Kotak Zen Signature .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983, the only exclusion the card's own booklet spells out (1): SBI Card PULSE .

No points at the pump, and no waiver we can price — Zero NeuCoins · MCC 5172, 5541, 5542, 5983 (1): Tata Neu Plus SBI Card .

No points at the pump, and no waiver we can price — Zero reward points on fuel MCCs 5541, 7983, 5172, 5542 from 1 Jan 2024 (MITC) · a fuel surcharge waiver applies instead (1): Federal Bank Signet .

No points at the pump, and no waiver we can price — fuel surcharge refunded on ₹400–₹4,000, up to ₹400 a month (1): LIC Axis Bank Signature .

No points at the pump, and no waiver we can price — Zero points, a 1% transaction surcharge, and a further 1% fee once fuel spend passes ₹50,000 in a statement cycle (1): Axis Bank NEO .

No points at the pump, and no waiver we can price — No reward points on fuel (SBI Card standard; surcharge waiver applies instead — community, unconfirmed) (1): SBI AURUM .

No points at the pump, and no waiver we can price — Excluded from the 5%, 3% and 1% buckets alike by MCC: 1361, 5172, 5541, 5542, 5983, 9752 (1): HDFC Bank PIXEL Play .

No points at the pump, and no waiver we can price — MCC 5172, 5541, 5542 and 5983, and §11.4(d) restates it when it defines the base rate as "2 RP on every ₹100 spent on other… (1): Reliance SBI Card PRIME .

No points at the pump, and no waiver we can price — Zero points · the product record names "Fuel" · the booklet's §11.4(c) prints the MCCs as "5712, 5541, 5983, and 5542" · 5712 is… (1): Landmark Rewards SBI Card PRIME .

No points at the pump, and no waiver we can price — Zero Health Credits · MCC 5172, 5541, 5542 and 5983 (1): Apollo SBI Card SELECT .

No points at the pump, and no waiver we can price — "You shall not earn any Vantage Points for the following – fuel, wallet reload, Duty-Free Stores, or Rent" (published T&C) (1): DBS Vantage .

No points at the pump, and no waiver we can price — Fuel earns nothing, and a 1% fee applies above ₹50,000 of fuel a cycle (1): Axis Bank Cashback .

No points at the pump, and no waiver we can price — Fuel spends earn nothing, and a 1% fee applies above ₹50,000 of fuel a cycle (1): Axis Bank Freecharge Plus .

No points at the pump, and no waiver we can price — The surcharge waiver survives on ₹400–₹4,000 transactions · 1% when paid by UPI, 0.989% by card · up to ₹400 a statement cycle (1): Axis Bank SuperMoney RuPay .

No points at the pump, and no waiver we can price — Fuel spends earn nothing (1): Paytm HDFC Bank Mobile .

No points at the pump, and no waiver we can price — Zero monies on fuel, MCC 5541/5542/5983/5172 (slice MITC) (1): slice UPI Credit Card .

No points at the pump, and no waiver we can price — Zero YES Rewardz Points (MCCs 5172, 5541, 5542, 5983, 9752), plus YES's own 1% fee on a fuel transaction above ₹10,000 (1): YES Bank ELITE+ .

No points at the pump, and no waiver we can price — Fuel earns nothing, and carries a 1% fee above ₹25,000 a statement cycle (1): Kotak UPI RuPay .

No points at the pump, and no waiver we can price — a 1% fee applies above ₹50,000 of fuel a statement cycle (1): Axis Bank Freecharge .

No points at the pump, and no waiver we can price — No EDGE REWARD Points on fuel (MCC 5541/5542/5983) (1): Axis Bank Platinum .

No points at the pump, and no waiver we can price — "Fuel Spends" heads HDFC's exclusion list and its own worked example spells it out: of ₹15,000 spent, "Fuel & EMI spends won't… (1): HDFC Bank UPI RuPay .

No points at the pump, and no waiver we can price — The fuel surcharge waiver, ₹100 a month on ₹500–₹4,000 fills, is the only fuel benefit (1): RBL Movies and More .

No points at the pump, and no waiver we can price — Zero points · the booklet names petrol-pump MCC 5712, 5541, 5983 and 5542 (1): Landmark Rewards SBI Card SELECT .

No points at the pump, and no waiver we can price — a 1% fee also applies on cumulative fuel spends of ₹50,000 or more in a statement cycle (1): LIC Axis Bank Platinum .

No points at the pump, and no waiver we can price — Zero · the Rubyx membership kit says "No reward points will accrue on fuel transactions", and the MITC's blanket fuel exclusion… (1): ICICI Bank Rubyx against FD .

No points at the pump, and no waiver we can price — a 1% fee applies on cumulative fuel spend above ₹30,000 a statement cycle from 15 Jun 2026 (1): IndusInd ePay Amex .

No points at the pump, and no waiver we can price — YES also charges 1% on a fuel transaction above ₹10,000 (1): YES Essence .

No points at the pump, and no waiver we can price — A 1% fee applies to fuel transactions above ₹10,000. (1): ICICI Bank NRI Sapphiro .

No points at the pump, and no waiver we can price — No cashback on fuel (MITC exclusions) (1): Utkarsh superCard .

No points at the pump, and no waiver we can price — "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) is on the earn-exclusion list, and fuel spend is also struck from the ₹2… (1): RBL Platinum Delight .

No points at the pump, and no waiver we can price — Zero RP · "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) heads the card's earn-exclusion table · It is conspicuously… (1): RBL Patanjali Vishisht .

No points at the pump, and no waiver we can price — RBL also charges 1% on fuel/auto transactions above ₹10,000, capped at ₹3,000 (MITC) (1): RBL Bank DMI Finance .

No points at the pump, and no waiver we can price — Zero benefit since 15-Oct-2024 · "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) on the page's exclusion table · a fuel… (1): RBL Cookies .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (ABC PRO page exclusion sentence) (1): Aditya Birla Capital AU Pro .

Nothing at the pump: no points, and the card carries no surcharge waiver either — 1% fuel surcharge but no waiver on this card (CardInsider) (1): Standard Chartered EaseMyTrip .

No points at the pump, and no waiver we can price — Zero CashPoints on fuel (Mega Saver page) (1): HDFC Bank UPI RuPay Mega Saver .

No points at the pump, and no waiver we can price — AU's MITC charges 1% fair-usage on fuel past 50% of the credit limit or ₹50,000 a month, and from 1-Jul-2026 on any single… (1): AU Bank NOMO Credit Card .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (AU's Laksya page exclusion sentence) (1): AU Laksya Credit Card .

No points at the pump, and no waiver we can price — The fuel surcharge waiver of up to ₹100 a month, on transactions of ₹500–₹4,000, is the only fuel benefit left · RBL also… (1): RBL Platinum Max .

No points at the pump, and no waiver we can price — the ₹100-a-month fuel surcharge waiver (on ₹500–₹4,000 transactions) is what remains (1): RBL Platinum Prime .

No points at the pump, and no waiver we can price — Zero Reward Points · "Fuel … MCC Transactions Are Not Eligible For Reward Points" (product page) (1): AU Bank Traverse Credit Card (NRI) .

No points at the pump, and no waiver we can price — 1% fee on fuel/auto above ₹10,000, capped at ₹3,000 (MITC) (1): RBL Paisabazaar Duet Plus .

No points at the pump, and no waiver we can price — AU's MITC also charges 1% fair-usage on fuel past 50% of the credit limit or ₹50,000 a month, and from 1-Jul-2026 on any single… (1): AU Altura Credit Card .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (AU's Tejas page exclusion sentence) (1): AU Tejas Credit Card .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (AU's Xcite Ultra page) (1): AU Xcite Ultra Credit Card .

No points at the pump, and no waiver we can price — Zero RP · "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) is excluded from earn and from the waiver bar · the fuel… (1): RBL Shoprite .

No points at the pump, and no waiver we can price — No cashback on fuel, and fuel does not count toward the milestone rungs (AU's Xcite Ace page) (1): AU Xcite Ace Credit Card .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (AU's Xcite page exclusion sentence) (1): AU Xcite Credit Card .

No points at the pump, and no waiver we can price — the 1% fuel surcharge is reimbursed within limits instead (1): Dhi CUB Visa Signature .

No points at the pump, and no waiver we can price — Zero reward points on fuel MCCs 5541, 7983, 5172, 5542 from 1 Jan 2024 (MITC) (1): Federal RuPay Wave Credit Card .

Nothing at the pump: no points, and the card carries no surcharge waiver either — SC states it in one line on the card's own page: "Fuel transactions are not eligible for cashback." No surcharge waiver is… (1): Standard Chartered Smart .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel (AU's Prathama page exclusion sentence) (1): AU Prathama Credit Card .

No points at the pump, and no waiver we can price — Zero Reward Points on fuel since 1-Jun-2025, and out of the milestone count (811 page) (1): Kotak 811 Credit Card .

No points at the pump, and no waiver we can price — 1% fair-usage on fuel past 50% of the limit or ₹50,000 a month, tightening to any transaction above ₹10,000 from 1-Jul-2026 (MITC) (1): AU Altura Plus Credit Card .

No points at the pump, and no waiver we can price — RBL also charges 1% on fuel/auto above ₹10,000, capped at ₹3,000 (MITC) (1): RBL Binge .

No points at the pump, and no waiver we can price — the surcharge waiver was cut on 1 Jun 2026 to ₹1,000–₹3,500 fills, capped at ₹100 a cycle (1): YES Bank POP-CLUB .

Nothing at the pump: no points, and the card carries no surcharge waiver either — The card also carries a fuel surcharge of up to 2% of the transaction amount, which is a charge and not a waiver (1): Paisabazaar Step-Up SBM Credit Card .

No points at the pump, and no waiver we can price — RBL charges 1% on fuel/auto above ₹10,000, capped at ₹3,000 (MITC) (1): RBL BankBazaar SaveMax .

No points at the pump, and no waiver we can price — the ₹100-a-month surcharge waiver on ₹500–₹4,000 fills is the only fuel benefit (1): RBL Platinum Plus .

No points at the pump, and no waiver we can price — 1% fee on cumulative fuel above ₹30,000 a statement cycle from 15-Jun-2026 (1): IndusInd Platinum Aura Edge .

No points at the pump, and no waiver we can price — Zero RP on base AND on the paid 5X/10X features · The Fuel Surcharge Waiver is a separately PURCHASED feature on this card: opt… (1): AU LIT Credit Card .

No points at the pump, and no waiver we can price — RBL's Schedule of Charges adds a 1% fee on any fuel or auto transaction above ₹10,000, capped ₹3,000 (1): RBL Bank Shoppers Stop Black .

No points at the pump, and no waiver we can price — Zero RP since 15-Oct-2024 · "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) on the page's exclusion table · a fuel… (1): RBL Platinum Advantage .

No points at the pump, and no waiver we can price — No KIWIS on fuel MCCs 5172, 5541, 5542, 5983 (Annexure-I) (1): PNB Kiwi .

No points at the pump, and no waiver we can price — the ₹100-a-month fuel surcharge waiver on ₹500–₹4,000 fills is the only fuel benefit (1): RBL EasySaver .

No points at the pump, and no waiver we can price — Zero RP since 15-Oct-2024 · "Fuel & Auto" (MCC 0032, 2541, 4001, 5542, 5541, 5172) · the fuel surcharge waiver is the only fuel… (1): RBL MyFirst .

No points at the pump, and no waiver we can price — Fuel excluded from RP earn (IndusInd standard, community-reported, unconfirmed) (1): IndusInd Pioneer Heritage .

No points at the pump, and no waiver we can price — Zero MR since 12-Jun-2025 (was 1/₹50 before) · HPCL 0% fee <₹5k / 1% above · other OMCs 1–2.5% convenience fee (1): Amex Platinum Travel .

No points at the pump, and no waiver we can price — Zero MR since 12-Jun-2025 · OMC convenience fees apply (1): Amex Membership Rewards Card .

No points at the pump, and no waiver we can price — 0% HPCL convenience fee <₹5k, 1% ≥₹5k (1): Amex Platinum Reserve .

No points at the pump, and no waiver we can price — Zero Membership Rewards points on fuel (Amex's SmartEarn page) (1): Amex SmartEarn .

No points at the pump, and no waiver we can price — Zero MR effective 12-Jun-2025 (was 1/₹50 capped 5k/month) (1): Amex Gold Charge .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983, named in clause 6 and again in the MCC table (1): Paytm SBI Card SELECT .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983 · clause 5 names fuel spends and the General Conditions table repeats the codes (1): Paytm SBI Card .

No points at the pump, and no waiver we can price — Fuel earns nothing (surcharge only) · community, unconfirmed (1): OneCard Metal .

Nothing at the pump: no points, and the card carries no surcharge waiver either — Zero EDGE Miles since 20-Apr-2024 (MCC 5541/5542/5983 pre-Jun-2025) · NO fuel surcharge waiver on Atlas at all (1): Axis Atlas .

No points at the pump, and no waiver we can price — the fuel-surcharge waiver line is absent from the page too, and a 1% fee applies to any fuel transaction above ₹15,000 (MITC v4.5) (1): HDFC Harley-Davidson Diners Club .

No points at the pump, and no waiver we can price — Zero myCash under the MITC's blanket fuel exclusion · the four-card exception list names the MakeMyTrip ICICI Bank Credit Card… (1): MakeMyTrip ICICI Bank Signature .

No points at the pump, and no waiver we can price — Zero points · MCC 5172, 5541, 5542 and 5983 · The clause above the list says it twice, naming "Petrol spends" alongside cash… (1): Air India SBI Signature Card .

No points at the pump, and no waiver we can price — "Reward points will not be accrued for fuel transactions" · clause 2 (1): HDFC Regalia Activ .

No points at the pump, and no waiver we can price — No Reward Points on fuel from 1-Apr-2018 · the MITC's 15-Jun-2026 fuel-fee thresholds name Iconia Visa and not the Amex variant (1): IndusInd Iconia Amex .

No points at the pump, and no waiver we can price — fuel is on HDFC's exclusion list for this card, stated twice on the page… (1): Swiggy HDFC Bank Credit Card .

No points at the pump, and no waiver we can price — No Reward Points · MCC 0032, 2541, 4001, 5542, 5541 and 5172, filed by RBL under "Fuel & Auto" (1): RBL Bank novio .

• 9 Oct 2026 ICICI drops Times Black from its bigger fuel-surcharge waiver ICICI Bank
• 1 Oct 2026 AU moves Zenith and Vetta to 3.49% forex and a ₹100 fuel-waiver cap AU Small Finance Bank
• 15 Jan 2026 ICICI caps transport rewards and excludes rent, tax, fuel spends ICICI Bank
• 12 Jun 2025 Amex stops earning MR points on fuel American Express
• 1 Apr 2024 AU zeroes out rewards on fuel, rent, education and government AU Small Finance Bank
• 15 Dec 2023 OneCard stops earning points on fuel OneCard
• 20 Feb 2022 OneCard tolls app-routed rent and caps the fuel waiver OneCard
• 1 Mar 2015 Amex India cuts Membership Rewards on fuel and utility bills American Express

IndianOil RBL Bank XTRA Credit Card, and by a distance: ₹8,160 a year at ₹8,000 a month of fuel (₹96,000 a year), which is one car — 7.50% in rewards plus the 1% surcharge waiver. The rate is IndianOil-only and bounded — IndianOil fuel stations (15X) · 15 Fuel Points per ₹100 ≈ 7.5% at ₹0.50 · capped at… — and at ₹8,000 a month that bound does not bind. THOSE TWO NUMBERS ARE NOT THE SAME NUMBER, and every fuel ad adds them for you: 355 of the 388 whose fuel earn we can price earn ZERO points at a pump, against 33 that earn anything — while the waiver is a refund of the pump's own levy, not a reward, and 233 cards carry one.

243 of the 990 Indian personal cards we track are ranked here. 158 are listed unranked with the computed reason — nothing at the pump — no points, no priceable waiver — because a card we can't rank honestly gets named, not hidden. A further 339 are carried but not valued at all — 51 with no annual fee any issuer document states, 241 whose issuer has not published how the card earns, 47 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /cards/best/business, because pricing an MSME card against a personal wallet answers a question nobody asked.

The records behind this board — the card records this ranks and the fuel rules in our fine-print records — carry re-verification dates from 1 Jun 2026 to 26 Oct 2026; the ranking is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.

48 of the 243 ranked here are lifetime free. The best on ₹/yr at ₹8,000/mo of fuel is IndianOil Easy Axis Bank at ₹2,400. This board's call, IndianOil RBL Bank XTRA Credit Card, costs ₹1,500/yr and reaches ₹8,160 — that gap is what the fee buys.

On what this board ranks — ₹/yr at ₹8,000/mo of fuel — yes: ₹8,160 against ₹6,960. That is the whole claim, and a narrow one. No card wins overall: 24 boards, 24 questions.